<SUBMISSION>
<ACCESSION-NUMBER>0001409970-12-001411
<TYPE>424B3
<PUBLIC-DOCUMENT-COUNT>1
<FILING-DATE>20121211
<DATE-OF-FILING-DATE-CHANGE>20121211
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>LendingClub Corp
<CIK>0001409970
<ASSIGNED-SIC>6199
<IRS-NUMBER>000000000
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>0331
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>424B3
<ACT>33
<FILE-NUMBER>333-177230
<FILM-NUMBER>121256014
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>71 STEVENSON ST.
<STREET2>3RD FL.
<CITY>SAN FRANCISCO
<STATE>CA
<ZIP>94115
<PHONE>415-632-5666
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>71 STEVENSON ST.
<STREET2>3RD FL.
<CITY>SAN FRANCISCO
<STATE>CA
<ZIP>94115
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>postingsup_20121208-180000.htm
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML><HEAD><TITLE>Prospectus Supplement No. 478</TITLE>
</HEAD>
<BODY style="tab-interval: .5in">
<DIV>
<TABLE
style="WIDTH: 100%; BORDER-COLLAPSE: collapse; cellSpacing: 0; cellPadding: 0"
width="100%">
<TR>
<TD
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vAlign=top width=320>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Posting Supplement No. 478 dated
December 8, 2012</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">to Prospectus dated August 15, 2011</FONT></B></P></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; PADDING-TOP: 0in"
vAlign=top>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Filed pursuant to Rule
424(b)(3)</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: right"
align=right><B><FONT style="FONT-SIZE: 9pt">Registration Statement No.
333-151827</FONT></B></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">LendingClub Corporation</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><B><FONT style="FONT-SIZE: 9pt">Member Payment Dependent Notes</FONT></B></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
This Posting Supplement supplements the prospectus dated August 15, 2011 and provides
information about the particular series of Member Payment Dependent Notes (the
"Notes") we are currently offering. Prospective investors should read this
Posting Supplement together with the prospectus dated August 15, 2011 to understand
the terms and conditions of the Notes and how they are offered, as well as the
risks of investing in Notes.</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The following Notes are currently being offered:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<A name="717115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 717115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">717115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
717115. Member loan 717115 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,255 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acumentrics Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">N. Easton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acumentrics Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The present loan will be used for 25% of the remaining down payment on my 3rd rental home.  I presently have two which are very profitable and am looking to continue growing this revenue stream.  I am also a lending club lender and would rather invest those funds making greater profit than use them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="731530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 731530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">731530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
731530. Member loan 731530 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,525 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pegasus Solutions Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate Solar upgrades made to my house. This will lower the rate and reduce total loan repayment time on the loan. The upgrades were primarily Solar Hot-Water and 3KW PV system. I would really appreciate your funding of this loan. Thanks all.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1036903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1036903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1036903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1036903. Member loan 1036903 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1101297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1101297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1101297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1101297. Member loan 1101297 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DORAL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Hi, I want the loan because I want consolidate my debit cards balance, instead of paying many creditors with different and higher interest rates, I prefer to pay only to one creditor with a lower interest rate...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1111933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1111933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1111933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1111933. Member loan 1111933 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Technical Career Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Technical Career Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1137450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1137450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1137450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1137450. Member loan 1137450 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parlin, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am taking out this loan to pay off my high revolving interest rate credit card debts so I can be able to now pay a fixed monthly rate and thereby have some money left every month for other things.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1177456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1177456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1177456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1177456. Member loan 1177456 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Patent and Trademark Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alexandria, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Patent and Trademark Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1200839">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1200839</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1200839</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1200839. Member loan 1200839 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Walton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidating all my debt into a much lower interest rate!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1238574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1238574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1238574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1238574. Member loan 1238574 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,244 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Technologies Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1260696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1260696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1260696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1260696. Member loan 1260696 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Busey Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Busey Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1278110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1278110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1278110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1278110. Member loan 1278110 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hampton, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay my cdebit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1285725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1285725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1285725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1285725. Member loan 1285725 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to consolidate credit card debt into one payment with a lower interest rate in order to pay off all my cards.  I took a hit in 2009 and spent the next year readjusting my expenses to align with income.  I've been paying this debt down and am determined to get out from underneath it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$112,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1300838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1300838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1300838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1300838. Member loan 1300838 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,264 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmoreland Dental, P.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will help me start up a new salon business.  We will open the beginning of 2013 and we have 15 beauty professionals currently sign up to work as independent contractors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1358474">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1358474</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1358474</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1358474. Member loan 1358474 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,530 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALPHARETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AXIS Capital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1408679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1408679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1408679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1408679. Member loan 1408679 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1432553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1432553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1432553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1432553. Member loan 1432553 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synagro Technologies Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1465616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1465616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1465616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1465616. Member loan 1465616 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A.C. Lawrence and Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I accumulated a lot of debt during college and I want the opportunity to pay it off with a lower interest rate.  I have always maintained an excellent payment history and am in good standing with all my current accounts.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1476724">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1476724</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1476724</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1476724. Member loan 1476724 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett-Packard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett-Packard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1498270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1498270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1498270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1498270. Member loan 1498270 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holtville Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLTVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holtville Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have never been late or missed a payment on any credit accounts or bills. I have worked for the same employer for 13 years. I plan on using the funds to pay off credit cards. I can comfortably afford the monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1499289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1499289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1499289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1499289. Member loan 1499289 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexant, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGAME, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexant, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To refi an existing note loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1512698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1512698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1512698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1512698. Member loan 1512698 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,225 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gaston College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincolnton, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gaston College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1529883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1529883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1529883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1529883. Member loan 1529883 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">drew ford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1532675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1532675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1532675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1532675. Member loan 1532675 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,325 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steris Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1544658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1544658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1544658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1544658. Member loan 1544658 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase a property&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1549454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1549454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1549454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1549454. Member loan 1549454 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm getting this loan to pay off 2 credit cards.  So I can make one payment on this loan compared than making 2 payments .Also faster pay off.. I'm ready to be credit card FREE...thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will make my life so much better because I can pay off both my credit cards with this loan. . Pay back this loan with one payment a month compar at two.I can't wait to be credit card FREE.. thank you'll&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1559438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1559438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1559438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1559438. Member loan 1559438 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saks Fifth Avenue</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am paying off all my debts so that I can have 1 monthly payment to 1 creditor.  This payment plan is completely manageable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1562036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1562036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1562036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1562036. Member loan 1562036 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">city of new haven</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay off all credit cards and shred them&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1564534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1564534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1564534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1564534. Member loan 1564534 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Organize It All, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDISON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Organize It All, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1570109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1570109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1570109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1570109. Member loan 1570109 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM HARBOR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hardman Consulting Mgmt LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1575017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1575017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1575017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1575017. Member loan 1575017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1577418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1577418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1577418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1577418. Member loan 1577418 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I have submitted all documents&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1582061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1582061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1582061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1582061. Member loan 1582061 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,437 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland & Ellis LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland & Ellis LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1582383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1582383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1582383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1582383. Member loan 1582383 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kampen ranches</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; to pay our bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1584652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1584652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1584652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1584652. Member loan 1584652 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$993 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">envynail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1587402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1587402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1587402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1587402. Member loan 1587402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Choice Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Choice Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,468.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1587569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1587569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1587569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1587569. Member loan 1587569 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">elkton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">millercoors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1588993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1588993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1588993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1588993. Member loan 1588993 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uxbridge, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1589024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1589024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1589024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1589024. Member loan 1589024 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchorage, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USTravel Alaska, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1590953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1590953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1590953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1590953. Member loan 1590953 was requested on November 11, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AVDAA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VAN NUYS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AVDAA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1593314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1593314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1593314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1593314. Member loan 1593314 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,430 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Mexico State Univ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Mexico State Univ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1593615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1593615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1593615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1593615. Member loan 1593615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; MEDICAL INDUSTRY BUSINESS,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1601817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1601817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1601817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1601817. Member loan 1601817 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE HAVASU CITY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La Paz County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1603919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1603919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1603919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1603919. Member loan 1603919 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLINT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DealerSocket</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,048.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1605699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1605699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1605699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1605699. Member loan 1605699 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOKF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1607014">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1607014</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1607014</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1607014. Member loan 1607014 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EverGreen Packaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olmsted Falls , OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EverGreen Packaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1609429">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1609429</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1609429</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1609429. Member loan 1609429 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Care Management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to do credit card debit consolidation.  Tired of making several payments.  Want to make 1 payment and get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1616021">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1616021</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1616021</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1616021. Member loan 1616021 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,148 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVETOWN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aafes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Having moved from a foreign country I had to use all my savings to purchase a house, car etc. I had to be creative in using my CCs before finding a job. Now working I have the means to repay my CCs, but would take forever to do so this loan would be perfect to clear my debt and close out the CCs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1617077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1617077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1617077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1617077. Member loan 1617077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hauppauge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1622511">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1622511</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1622511</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1622511. Member loan 1622511 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shands Jacksonville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JACKSONVILLE BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shands Jacksonville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1622814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1622814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1622814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1622814. Member loan 1622814 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OREGON CITY, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ward-Henshaw Construction Co; Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I Need to consolidate and payoff higher interest debt.  My current interst rates on my non-secured debts is costing me over $1,900/year.  This loan will allow me to pay those debts off now and only cost me 1/3 of the interest over 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1623756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1623756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1623756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1623756. Member loan 1623756 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$314 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">342.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; My daughter almost passed away in early 2012. Due to her stay in the hospital and medical expenses, we need to consolidate all of the existing debt to get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624033. Member loan 1624033 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1624871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1624871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1624871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1624871. Member loan 1624871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GUNTERSVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; For the primary use of paying off high interest credit card debts associated with my business.  Although I've paid off three loans this year, I would like to consolidate a couple of the other unsecured loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1627348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1627348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1627348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1627348. Member loan 1627348 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Rock, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND O, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Rock, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Thank you for loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1628093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1628093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1628093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1628093. Member loan 1628093 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,247 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bacardi USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bacardi USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1635020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1635020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1635020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1635020. Member loan 1635020 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jenitor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; paying credit card offand othr&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1636145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1636145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1636145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1636145. Member loan 1636145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I purchased a home, August 2011, which sustained significant water damage with Hurricane Irene.  The developer never connected the building's storm drainage system to the sewer system.  The building is currently pursuing legal action.  I have had to cover the cost of my repairs now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1655049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1655049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1655049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1655049. Member loan 1655049 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,372 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Real Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE ELSINORE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Real Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; To pay off amount owed on my car which was at 36%  and pay off Office equipment at 24 %.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,866.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1655137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1655137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1655137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1655137. Member loan 1655137 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubys Fuddrucker Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubys Fuddrucker Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay off biils&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; pay off credit cards some work on house.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; payoff credit cards  home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,168.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664870. Member loan 1664870 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PPEP INC High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREEN VALLEY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PPEP INC High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664948. Member loan 1664948 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,825 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Human Sevices</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SMITH, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Human Sevices</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am wanting to consolidate my credit card debt so I only have one payment to make.  I also need to paint the exterior of my home as home improvement project.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1664997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1664997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1664997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1664997. Member loan 1664997 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yolo County Child Support Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is for debt consolidation and to help my monthly financial situation. I would love to be debt free within 3 years to save for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1665059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1665059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1665059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1665059. Member loan 1665059 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health & Hospital Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health & Hospital Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1665282">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1665282</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1665282</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1665282. Member loan 1665282 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Attending Home Care Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Attending Home Care Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; My loan is for Credit Card refinancing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1675374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1675374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1675374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1675374. Member loan 1675374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUISUN CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676163. Member loan 1676163 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jordan School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Personal use and business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1676679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1676679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1676679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1676679. Member loan 1676679 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,571 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">morgan ohare inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beecher, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">morgan ohare inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1680390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1680390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1680390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1680390. Member loan 1680390 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,595 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ONTARIO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I would love to become debt-free!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1681635">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1681635</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1681635</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1681635. Member loan 1681635 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomsbury, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Proceeds from this loan will be to consolidate debt into one monthly payment thus simplifying payments and lowering monthly interest&lt;br&gt;rates. I would like the monthly payment automatically deducted from my &lt;br&gt;checking account if this is possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1682938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1682938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1682938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1682938. Member loan 1682938 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,377 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDONDO BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach Police Deptarment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683269">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683269</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683269</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683269. Member loan 1683269 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sodexo heath Care </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off my credit card and my wife as well.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; To pay my Credit cards and my wife as well&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1683740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1683740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1683740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1683740. Member loan 1683740 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,397 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte Fire Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684126. Member loan 1684126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crown technical system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i have a debt and i want to pay it off asap as i  pay off i will use my extra money for important  things like saving for my son education and saving as  for the unexpected circumstances happened in the future and i will control to spend money using credit card as much as possible i will use cash&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684306. Member loan 1684306 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,367 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchor Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anchor Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I need the loan to payoff credit cards and have one monthly payment. I have a good job, and good income. I always make the payments,  and never behind, but I fell like I'm in a loop with making more than one payment. I also want to work toward increasing my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684329. Member loan 1684329 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1684792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1684792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1684792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1684792. Member loan 1684792 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allstate Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allstate Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; to consolidate some debt into one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,962.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685442. Member loan 1685442 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kitchen Denver</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Kitchen Denver</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; This is a debt consolidation loan. The purpose is to move all outstanding debts under one monthly payment and have them paid off in 3-years. My current debt has always been serviced on time and never delinquent. All accounts are current. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,453.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685508. Member loan 1685508 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tracy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate my bills and pay them back sooner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1685798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1685798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1685798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1685798. Member loan 1685798 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buybuy Baby</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,532.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689037">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689037</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689037</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689037. Member loan 1689037 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689574. Member loan 1689574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,142 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$59,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1689596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1689596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1689596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1689596. Member loan 1689596 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clovis , NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pizza Hut</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690391. Member loan 1690391 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">medtronic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">medtronic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; I would like to pay off my credit cards and buy a car for my daughter. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690400. Member loan 1690400 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cementbloc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; Trying to get my debt resolved and looking forward to an end date!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on October 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690459. Member loan 1690459 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thompson chevrolet inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harbor beach, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thompson chevrolet inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; i would like to take my loan money and payoff a couple small credit cards and and ATV loan i have so that my interest rate would go down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1690607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1690607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1690607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1690607. Member loan 1690607 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; For my medical expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1692314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1692314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1692314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1692314. Member loan 1692314 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CORDOVA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,467.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693491. Member loan 1693491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthsouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693516. Member loan 1693516 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRACY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESS Technology Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Loan to pay for my mother's hospitalization and to consolidate my other credit card loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1693585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1693585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1693585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1693585. Member loan 1693585 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHEPPARD AFB, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1695740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1695740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1695740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1695740. Member loan 1695740 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwest Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off a higher interest rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696162. Member loan 1696162 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McClatchy Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696234. Member loan 1696234 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">craig intrument</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; need to pay off other loan with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1696473">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1696473</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1696473</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1696473. Member loan 1696473 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxter Healthcare Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxter Healthcare Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1704838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1704838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1704838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1704838. Member loan 1704838 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Appetit Management Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705247">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705247</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705247</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705247. Member loan 1705247 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUBA CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,257.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705302. Member loan 1705302 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705371. Member loan 1705371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURNSVILLE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canadian Pacific Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Remodel Kitchen, New Appliances, New Electrical, New Cabinets, New Plumbing, New Flooring.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705597. Member loan 1705597 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Securing the $33K loan, my 1 loan pmt would b the same pmt give or take a few $$ as my car payment. Within this loan I will pay off my car &amp; cc's. I have not used my 2 citi cards in years.  I only make payments on them.  Having 1 loan will allow me 2 get ahead and pay extra 2 pay off the loan sooner&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1705700">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1705700</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1705700</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1705700. Member loan 1705700 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTROSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Halon Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1725119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1725119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1725119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1725119. Member loan 1725119 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is for remodel&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Remodel&lt;br&gt;&lt;br&gt;  Borrower added on 11/22/12 &gt; I want to remodel and upgrade the store and customer services&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1734931">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1734931</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1734931</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1734931. Member loan 1734931 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH+JAVA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS+DOCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1735144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1735144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1735144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1735144. Member loan 1735144 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntoPrint Publishing, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804586. Member loan 1804586 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HELOTES, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have credit cards with very high interest rates. I feel like I will never get them down. I want to consolidate them all and pay one monthly payment and this way it will be paid quicker and with less headache.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804589. Member loan 1804589 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Alexius Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELGIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Alexius Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1804652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1804652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1804652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1804652. Member loan 1804652 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stone mountain nissan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWERY BRANCH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stone mountain nissan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,304.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1814827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1814827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1814827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1814827. Member loan 1814827 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Folsom, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815274. Member loan 1815274 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,235 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Heights, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Weather</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan is to lower monthly payments on credit card debt by paying down account balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1815398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1815398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1815398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1815398. Member loan 1815398 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Credit card debt reduction.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816164. Member loan 1816164 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BYRON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816259">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816259</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816259</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816259. Member loan 1816259 was requested on November 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento Metro Fire District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Galt, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento Metro Fire District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/08/12 &gt; Hi, I found the dream machine I have wanted since I was a little kid. 1950 sounds old but it is great condition and has been well taken care by the same owner since 1957. I always pay my bills on time and look forward to being a part of Lending Club. Ask any questions you might have. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816496">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816496</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816496</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816496. Member loan 1816496 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,005 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zodiac Aerospace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BONHAM, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zodiac Aerospace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Using this loan to consolidate a couple of credit cards with smaller balances for a lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816610. Member loan 1816610 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMHERST, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skelley Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1816816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1816816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1816816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1816816. Member loan 1816816 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">perham public school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817012. Member loan 1817012 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARLEM, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Augusta State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to consolidate high interest credit card debt and finish home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1817249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1817249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1817249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1817249. Member loan 1817249 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDI LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am a professional seeking to grab hold of my financial situation and consolidate my revolving CC debt to 1 monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">115</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825200. Member loan 1825200 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825432. Member loan 1825432 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradise, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Request a loan for the construction of a barn foundation on my property as well as the installation of a water well and septic tank.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Request a loan to construct a barn foundation on my property and to install both a water well and septic tank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,160.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825497">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825497</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825497</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825497. Member loan 1825497 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This will consolidate all liabilities with the exception of my car and house.  It decreases my monthly expenses by at least 40% and allows me to pay it off in the same amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825651. Member loan 1825651 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,434 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825822">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825822</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825822</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825822. Member loan 1825822 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAIANAE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">okabe dental arts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1825965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1825965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1825965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1825965. Member loan 1825965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weyerhaeuser </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826215. Member loan 1826215 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pala casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826355. Member loan 1826355 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST NATIONAL BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SCOTT, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST NATIONAL BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,133.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826540. Member loan 1826540 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1826918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1826918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1826918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1826918. Member loan 1826918 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to help with debt consolidation.  I have some high interest credit cards I would like to consolidate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1827131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1827131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1827131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1827131. Member loan 1827131 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suburban Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855058. Member loan 1855058 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK GROVE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855297. Member loan 1855297 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,704 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBURN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I would like to consolidate all my loans and be able to make one payment each month.&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I am a GOOD risk.  I have never defaulted on a loan and take my financial obligations VERY SERIOUSLY.  It will not help me to get a partial loan.  I need the full amount requested.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,606.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855658. Member loan 1855658 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855753">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855753</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855753</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855753. Member loan 1855753 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOMKINS COVE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris okun</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855775. Member loan 1855775 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABSECON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1855781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1855781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1855781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1855781. Member loan 1855781 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATTAPAN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizens Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan will be used for paying off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856565. Member loan 1856565 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medcare Medical Supply</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAVALLETTE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medcare Medical Supply</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856604. Member loan 1856604 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Levy Group Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Levy Group Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856818. Member loan 1856818 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middleton Street School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWALK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middleton Street School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I took a $600 a month pay cut this year.  I'm a single mom with two young children in school and one child in college.  So I just need to consolidate bills in order to be able to get out of debt and not live pay check to pay check.  Stop paying high interest credit cards. I need some relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856864. Member loan 1856864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OSSINING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Johns Riverside Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; home improvement/debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856870. Member loan 1856870 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PhysioTech</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856871. Member loan 1856871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,248 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guidance Hayes Associate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Home Improvement loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1856993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1856993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1856993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1856993. Member loan 1856993 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA BUS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will pay my debt of credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864600. Member loan 1864600 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">canfield, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,830.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864718. Member loan 1864718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; GOAL:  Use ALL the funds to consolidate credit card debt into one manageable payment!!  I have excellent credit and I pay my bills on time!!  I work steady thankfully!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1864987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1864987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1864987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1864987. Member loan 1864987 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Springs, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charles and Colvard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is for debt consolidation. Moving a couple of times the last few years, we have picked up some debt, along the way. Now, we are back on the east coast, near friends and family. We have excellent credit - no late payments ever; score is slightly lower, due only to utilization percentage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865298. Member loan 1865298 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONSON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solutia, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For many years I've been paying my credit accts off only to have interest rates rise and the balances stop going down. The $876 payment would be the same as the min payment on the accts but with this loan, it'll all be paid off in 3 yrs, something to look forward to...my family's financial freedom!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1865750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1865750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1865750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1865750. Member loan 1865750 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARLTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Have tied up work related to Hurricaine Sandy and will need to finance the jobs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1867077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1867077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1867077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1867077. Member loan 1867077 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first commerce bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1904832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1904832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1904832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1904832. Member loan 1904832 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">las vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ericsson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1904882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1904882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1904882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1904882. Member loan 1904882 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GCVS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GCVS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am a college graduate who has $7500.00 in credit card debt. I would like to borrow $7500.00 at a much lower interest rate and pay off all of my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1905046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1905046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1905046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1905046. Member loan 1905046 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNE Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I had to have surgery last year, and this loan will be used to consolidate and lower the interest rate on the remaining debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914584. Member loan 1914584 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914933. Member loan 1914933 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">astoria, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1914959">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1914959</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1914959</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1914959. Member loan 1914959 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMARAC, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwest Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1934573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1934573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1934573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1934573. Member loan 1934573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,409 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEPORT, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is for paying off credit cards so and for consolidation.Monthly payment amount is very reasonable.Will put me in the black. Thank-you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1945077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1945077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1945077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1945077. Member loan 1945077 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Western</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakhurst, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Western</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1945198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1945198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1945198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1945198. Member loan 1945198 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,640 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kiewit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington , DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kiewit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954646. Member loan 1954646 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aventura, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vi Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954717. Member loan 1954717 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,688 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Closets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954845. Member loan 1954845 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,351 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENNETT SQUARE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan will allow me to consolidate a few higher interest rate loans and provide funding for some home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1954881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1954881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1954881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1954881. Member loan 1954881 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBIZ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CBIZ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to consolidate my debt in order to get it paid off faster at a lower interest rate.  I have a stable job with no reason to believe that would ever change.  I don't like having this debt, and I am determined to get it paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,570.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955507. Member loan 1955507 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biggs Grdley Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAGALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biggs Grdley Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955596. Member loan 1955596 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1955655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1955655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1955655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1955655. Member loan 1955655 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974584. Member loan 1974584 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st louis halal babas restaurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; hi i have credit card debt ,i want to pay off my credit card , thanks&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; hi how are you i have credit card debit, i want to pay off my credit card ,my credit card got high intrest rate with this loan i want to pay off the cards then pay u back in three years with easy instalments i will get a little bit peace of mind just write u a single check for the payment otherwisei&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1974628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1974628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1974628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1974628. Member loan 1974628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANYON COUNTRY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rancho San Antonio Boys Group Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 9, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2004705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2004705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2004705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2004705. Member loan 2004705 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san lorenzo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2005079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2005079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2005079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2005079. Member loan 2005079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMS VA LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midlothian, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMS VA LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; The funds will be used for working capital for a business focused on working with children with Autism.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$64,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2005391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2005391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2005391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2005391. Member loan 2005391 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atg rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014570. Member loan 2014570 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kapaa, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014656. Member loan 2014656 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time Warner Cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014756. Member loan 2014756 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boca raton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014841. Member loan 2014841 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2014943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2014943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2014943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2014943. Member loan 2014943 was requested on November 10, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,733 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worcester, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">World Energy Solutions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 10, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2015198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2015198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2015198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2015198. Member loan 2015198 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Rehab Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Durham, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesis Rehab Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2015287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2015287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2015287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2015287. Member loan 2015287 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Villanova Preparatory School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ventura, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Villanova Preparatory School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am consolidating high interest credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; I hope to get out of this debt so that I can start saving for a home in the future.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; This loan will allow me to get out of credit card debt more quickly.  So that I can save more money rather than pay high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024566. Member loan 2024566 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,554 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREVE COEUR, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024569. Member loan 2024569 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progressive Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2024615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2024615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2024615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2024615. Member loan 2024615 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ronny's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Thanks I need pay creditcars and need little vacation I'm work to much&lt;br&gt;&lt;br&gt;  Borrower added on 11/26/12 &gt; Payoff credit cards bills, catch up on my  rent&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I need finish pay furniture but not pay for past hurricaney some bill this problems for some people hurricane and  no work for days but now I'm working normal but now I need you company hell me for pay everything  but song es good for pay this many in 36 it months and need my credit balance thanks&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I gain thanks for you company help me many  but I need pay everything bills , cable  credit car  and now is winter and need  pay bill for gas is a Massachusetts is to cools and I need my credic balance back nice so thanks so much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044564. Member loan 2044564 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,742 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Dept of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; In need of orthodontic treatment after a relapse from previous treatment. My insurance does not cover adult orthodontia.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044742">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044742</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044742</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044742. Member loan 2044742 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044867. Member loan 2044867 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broad Brook, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044889. Member loan 2044889 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont , OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harding Charter Preparatory High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Simply to pay off credit card debt at a fixed and better interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044897. Member loan 2044897 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biscuitville, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biscuitville, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,662.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2044963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2044963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2044963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2044963. Member loan 2044963 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORENO VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paver decor masonry inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 11, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045262. Member loan 2045262 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUVALL, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay off high interest credit cards and reduce monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2045296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2045296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2045296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2045296. Member loan 2045296 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,338 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a loan of $10,000 at a very high interest rate and three credit cards with above 20% interest rate that I would like to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2054570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2054570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2054570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2054570. Member loan 2054570 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long wood Manor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long wood Manor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; For home improvement&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; For home improvement bathroom remodel&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2054954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2054954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2054954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2054954. Member loan 2054954 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,233 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Child Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Please help me become free of credit card debt. Working for a small nonprofit, this debt has become burdensome. I am committed to paying it off and hope to continue my work serving the community. Thanks for your help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064570. Member loan 2064570 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earth Island</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earth Island</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064582. Member loan 2064582 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off and close a high interest card that has been used primarily in growing my business. It has helped me expand the Fine Arts portion of my business by paying framing, printing, promotions, and travel expenses accrued in this process. Thank you for your time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2064624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2064624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2064624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2064624. Member loan 2064624 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menasha packaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074685. Member loan 2074685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAYNARD, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,184.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074754. Member loan 2074754 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,133 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">citrus heights, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallrich</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074847. Member loan 2074847 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stratford , CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Norwalk</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2074862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2074862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2074862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2074862. Member loan 2074862 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,201 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York State Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTHAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York State Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075755. Member loan 2075755 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLORADO SPRINGS, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; mortgage $1400&lt;br&gt;rental investment property $800&lt;br&gt;phone/internet/cable $130&lt;br&gt;auto insurance $160&lt;br&gt;food $600&lt;br&gt;utilities $260&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; added auto paymetnts as well &lt;br&gt;Mortgage 1350&lt;br&gt;Rental investment property 800&lt;br&gt;jeep 560&lt;br&gt;pacifica 370&lt;br&gt;auto insurance 170&lt;br&gt;cable/internet/phone 130&lt;br&gt;food 600&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; for debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; loan will be used to consolidate debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I am working agressively to consolidate debt to lower payments and furthermore permit me to pay off any debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2075997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2075997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2075997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2075997. Member loan 2075997 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melbourne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We are building a house, and need additional finances to start the building process.  We already own the land where the house is going to be built.  It will be a beautiful house, and worth more than it cost when we are done.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076218">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076218</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076218</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076218. Member loan 2076218 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALDRON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arkansas Valley Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076327. Member loan 2076327 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOKENA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aldi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076384. Member loan 2076384 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cottonwood Heights , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076519. Member loan 2076519 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">redondo beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I need this loan to purchase equipment to start a manufacturing business for a sausage family recipe, I have strong financial background in business banking so this is probably the safest investment you will make. I have the rest of the cash to operate the rest of the start up costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076653. Member loan 2076653 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cannoneers Sportsmens Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076782. Member loan 2076782 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,610 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wixom, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We are investing into a self serve yogurt business located in wayne county, mi.  Thank you for this oppurtunity everyone!&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; We will be investing into a self serve yogurt business in Wayne county, MI.  It is currently one of the most innovative, yet healthy ways of eating desserts.  Bubble tea and smoothies will also be served.  Projected yearly total profit is approximately $100,000.  Thanks again for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2076936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2076936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2076936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2076936. Member loan 2076936 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,666 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minneapolis Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minneapolis Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; I had some medical issues and the bills are bogging me down.  I make good money I just need to pay off my credit cards and I don't want to file bankruptcy&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077069">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077069</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077069</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077069. Member loan 2077069 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,703 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J&D Basement Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pataskala, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J&D Basement Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used to fund expansion of existing home renovation business. This loan will provide working capital to seek additional growth opportunities. I have been successfully flipping houses and would like to expand into home improvement and remodels for residential customers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077205. Member loan 2077205 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,971 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pnc bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">little rock, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pnc bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077260. Member loan 2077260 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Experis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waukesha, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Experis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 14, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077346. Member loan 2077346 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2077851">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2077851</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2077851</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2077851. Member loan 2077851 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078129. Member loan 2078129 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078606. Member loan 2078606 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,383 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chiropractic Clinic, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jeannette, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chiropractic Clinic, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,266.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078847. Member loan 2078847 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078852. Member loan 2078852 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs and Border Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLNTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Customs and Border Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078960">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078960</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078960</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078960. Member loan 2078960 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUDERHILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2078970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2078970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2078970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2078970. Member loan 2078970 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montana Rail Link</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUREL, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montana Rail Link</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079273. Member loan 2079273 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,478 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keiser University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079524. Member loan 2079524 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pontiac, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Lady of Refuge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079774. Member loan 2079774 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parsons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Loan is to pay off high interest credit card debt and get my finance in order before I get married. This loan will be help me create the new start I need as I begin this new path in life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079799. Member loan 2079799 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIMI VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Site Maintenance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2079994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2079994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2079994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2079994. Member loan 2079994 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ross Valley Sanitary District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENBRAE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ross Valley Sanitary District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Going on Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080002. Member loan 2080002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEMINOLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080034. Member loan 2080034 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Forest Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MENIFEE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Forest Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080239. Member loan 2080239 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii Tokai International College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; I want to get myself out of credit card debt and reduce my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080269">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080269</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080269</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080269. Member loan 2080269 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celgard LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">monroe, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celgard LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080333. Member loan 2080333 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,017 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckley powder company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKWOOD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">buckley powder company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; I am doing a full remodel of my kitchen including cabinets, countertops, and appliances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080378">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080378</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080378</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080378. Member loan 2080378 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denny's Restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080415. Member loan 2080415 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080534. Member loan 2080534 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080551. Member loan 2080551 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washingtonville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dutchess County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080567. Member loan 2080567 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2080866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2080866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2080866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2080866. Member loan 2080866 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Axon Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE COLONY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Axon Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081163. Member loan 2081163 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Department of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST STROUDSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Department of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The following loan is needed and will be used for the following, I have several credit cards with high interest rates and two hospital bills I would like to clear off. With the following loan it will make my financial situation a lot easier and more manageable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2081280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2081280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2081280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2081280. Member loan 2081280 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082022. Member loan 2082022 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transmission Plus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transmission Plus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082059. Member loan 2082059 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Active Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082086. Member loan 2082086 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; to purchase equipment for my business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,891.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082139. Member loan 2082139 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARGYLE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082256. Member loan 2082256 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAWLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082270. Member loan 2082270 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayside apparel manufaturing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSTIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayside apparel manufaturing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; to pay my credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082697">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082697</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082697</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082697. Member loan 2082697 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roosevelt Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roosevelt Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082729. Member loan 2082729 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brians hot oil service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERAL, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brians hot oil service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; pay off crdit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082739. Member loan 2082739 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082783. Member loan 2082783 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082809. Member loan 2082809 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Choice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Choice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082865. Member loan 2082865 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,074 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deseret Mutual Benefit Administrators</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDVALE, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deseret Mutual Benefit Administrators</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Life happens...thank goodness I had my credit cards to fall back on. And now,  thank goodness I received a LendingClub pre-approved notice to consolidate those higher interest balances.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I'm an extremely responsible person and my strong sense of loyalty has compelled me to worked for the same company for almost 17 years. I'm fortunate to have worked my way up to a great paying position that I enjoy. More importantly, I don't have to worry about my job security. Lucky me!&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Typically, investing in someone you don't know is a risk. However, there is NO RISK with me. I am known as a person with exceptional integrity. I've never defaulted on any financial obligation and I've never had anything reposessed. Thank you for your trust in me!!!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Did I mention I'm extremely responsible and have exceptional integrity...I ALWAYS pay my bills on time and I rarely pay just the minimum amount due. I guarantee you won't be sorry you took a chance on me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082883. Member loan 2082883 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIW Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLNTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIW Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2082905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2082905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2082905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2082905. Member loan 2082905 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCK HILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Hill School District </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083010. Member loan 2083010 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">White Plains, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083042">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083042</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083042</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083042. Member loan 2083042 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CETPA INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglasville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CETPA INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083043. Member loan 2083043 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane commercial roofing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spokane commercial roofing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; re do my bathroom and new carpet&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083171">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083171</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083171</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083171. Member loan 2083171 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silver spring, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,621.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083172. Member loan 2083172 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Chicago</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Chicago</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083176. Member loan 2083176 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decatur , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I am currently runing own mobile retail stores 2 location under name of Jcommnunications, Inc. and we are faceing holiday season as now, but to generate maximize profit during the time, need more fund to maintain higher inventory level, we are for sure it helps extend profit a lot at the end. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083270. Member loan 2083270 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,650 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is to pay off credit cards that were used to pay medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; loans is to pay credit cards that were used to pay medical bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083286. Member loan 2083286 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,998 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willbros Downstream, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SKIATOOK, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willbros Downstream, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; We have 8 credit cards with high interest and are not able to make big payments on them and therefore most of what we pay every month goes just to interest.   If we get this loan, at least we know we'll be able to pay them off before retirement!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,684.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083339. Member loan 2083339 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kill devil hills, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,741.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083357. Member loan 2083357 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Aurora</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Aurora</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to consolidate my debt after philanthropic efforts.  I have paid off half of my debt and would like to consolidate the remaining amounts at a better interest rate.  I have never defaulted on any loan/ obligation.  I have been with my current employer for 6 years and make a good salary.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083365. Member loan 2083365 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Talent, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083373. Member loan 2083373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,928 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KITTY HAWK, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OBX Chevrolet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083377. Member loan 2083377 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senor Fred</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senor Fred</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083393. Member loan 2083393 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Monica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card consolidation/i.r.s payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083526. Member loan 2083526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centaur</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083535. Member loan 2083535 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SRH computer service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SRH computer service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083624. Member loan 2083624 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neenah Foundry Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEENAH, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neenah Foundry Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I will use this loan for my credit cards. I have been paying them for  about 3 years and have yet to finish paying them. Hopefully this loan will help me pay them off and help me in future occasions.I hope to get this credit and thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083629. Member loan 2083629 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083639. Member loan 2083639 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dominion harvest</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dominion harvest</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083665. Member loan 2083665 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSCALOOSA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083684. Member loan 2083684 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,896 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apex Industrial Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; We've owned a small sandwich shop, one street from a major university, for 5 years. We offer healthy options and bake our bread, muffins, and cookies from scratch.&lt;br&gt;After 5 years the store can use some updating, equipment repair, and software upgrades.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083771. Member loan 2083771 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">meadwestvaco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANETT, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">meadwestvaco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083883. Member loan 2083883 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEBBRONVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083990. Member loan 2083990 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOOSE CREEK, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Summerville Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2083995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2083995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2083995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2083995. Member loan 2083995 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWE'S HIW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWE'S HIW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I wanna pay off a credit cards that has a high apr..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084054. Member loan 2084054 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Realty World</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Realty World</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Paying my credit cards with higher interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084089">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084089</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084089</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084089. Member loan 2084089 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jtschmid's restaurant&brewery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jtschmid's restaurant&brewery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; just i need make one big payment and save time,envelopes.sntamps, thanks lending club to let me do this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084129. Member loan 2084129 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Hollywood, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Here Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084224. Member loan 2084224 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington Richland School District 5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRMO, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington Richland School District 5</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084225. Member loan 2084225 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,040 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">safeway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; my loan is for me to pay off all my credit cards off and have only one bill. Cause its hard to keep up with all of them when I have a house payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084265. Member loan 2084265 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dow Corning</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084267. Member loan 2084267 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREEN BAY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conscious Contact </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084331. Member loan 2084331 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084350. Member loan 2084350 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L&F Mansory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH RIVER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L&F Mansory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084355. Member loan 2084355 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Energy Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084449. Member loan 2084449 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOULDER CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANSONS HOME IMPROVEMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084483. Member loan 2084483 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Learning Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE STONE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Learning Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; When I first opened my business I was very far behind on my taxes. I ended up going in to an installment agreement with the IRS after a lien was put on the building. I have successfully paid them for almost two years. I would like to pay this installment off to avoid further interest and refinance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084491. Member loan 2084491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,867 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONTINENTAL, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">campbell soup co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084520. Member loan 2084520 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORMOND BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084555. Member loan 2084555 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rego Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084655. Member loan 2084655 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DECATUR, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Habersham Funding, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 12, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084699. Member loan 2084699 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eurest dining services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084766. Member loan 2084766 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowell School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEOMINSTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowell School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2084993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2084993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2084993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2084993. Member loan 2084993 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,145 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORNELIUS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Thank you for your consideration!&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Thank you for your consideration!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2085113">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2085113</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2085113</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2085113. Member loan 2085113 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,309 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Management Corp. LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Management Corp. LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My story is that I am looking to consolidate my debt into one payment and continue with my goal to be debt free in 5 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2085991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2085991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2085991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2085991. Member loan 2085991 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cicero, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genesee Grande Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086076. Member loan 2086076 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating debt from 2 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086096. Member loan 2086096 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Dept of Public Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086389. Member loan 2086389 was requested on November 13, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anoka, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Running Aces</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/13/12 &gt; I've been pay 4 different credit cards and the fees keep getting more and more. If I can pay this off or combine all to one bill, it would be easu for me to pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086401. Member loan 2086401 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086757. Member loan 2086757 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086790">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086790</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086790</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086790. Member loan 2086790 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOW GROVE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off my high intrest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2086795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2086795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2086795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2086795. Member loan 2086795 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; pay for credit card. ratr is lower than my current credit card.&lt;br&gt;&lt;br&gt; Borrower added on 11/21/12 &gt; pay for my credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,761.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087084. Member loan 2087084 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,890.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2087234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2087234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2087234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2087234. Member loan 2087234 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AC TRANSIT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088072. Member loan 2088072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOT SPRINGS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bath community hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have approximately the balance I have requested to pay off the balance of 6 credit cards. I would like to pay off the balances owed and by doing so I will save over $500 each month in payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088339. Member loan 2088339 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beaumont inn incorp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRODSBURG, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beaumont inn incorp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; credit card consolidationpay lowes, dell, chase, hsbc, fifth third, capitol one, bank of america.make life easier with just one payment at a good interest rate and eliminate lost of headaches. start the new year with less credit cards or none. that will be a good thingthis is the reason&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088396. Member loan 2088396 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bethany center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lutz, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bethany center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; loan purpose debt consolidation into one monthly manageable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,905.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088721. Member loan 2088721 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I only have $3,000 in credit card debt but they just raised my rate to 20 something and this will save me money!  Always being smart with my money if I can get a better deal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,391.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088812. Member loan 2088812 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katy, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakemont LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I need this loan to lower my credit card bill thats all.  And I will pay yall $280+ a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088836. Member loan 2088836 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2088912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2088912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2088912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2088912. Member loan 2088912 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENGLEWOOD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089339. Member loan 2089339 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona State University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089361. Member loan 2089361 was requested on November 15, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,283 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIghthouse International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/15/12 &gt; This loan will help me to pay two of my credit cards and one school loan. I pay my bills on a timer manner, have a permanet job and I am a responsible person. I will like to set my payment for the middle of the month if this is possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089366">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089366</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089366</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089366. Member loan 2089366 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKinsey & Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKinsey & Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089428. Member loan 2089428 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACCION San Diego</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089436. Member loan 2089436 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WORCESTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nypro Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I want to combine credit card and bills into one payment for easier payment and to be able to pay everything off in a quicker time than I am able to individually&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089521. Member loan 2089521 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Engineering and Risk Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flushing, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Engineering and Risk Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089570. Member loan 2089570 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clyde, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DARS State of Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089612. Member loan 2089612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cumberland, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$619.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089803. Member loan 2089803 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCANVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tristar Risk Mgt. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2089824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2089824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2089824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2089824. Member loan 2089824 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Windsor, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MassMutual  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090029. Member loan 2090029 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVISVILLE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/16/12 &gt; debt consol&lt;br&gt;&lt;br&gt;  Borrower added on 11/20/12 &gt; To pay off two loans and invest in plasma cutter and table. This is very important for my shop.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090043">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090043</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090043</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090043. Member loan 2090043 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Cruz, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEI Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/16/12 &gt; Repower existing boat.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090196. Member loan 2090196 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fulfillment Management Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fulfillment Management Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090254">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090254</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090254</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090254. Member loan 2090254 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETALUMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Q&A Research</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090257">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090257</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090257</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090257. Member loan 2090257 was requested on November 16, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THOREAU, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borrego Pass School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090359. Member loan 2090359 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Health and Wellness, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLAIRSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Health and Wellness, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090424. Member loan 2090424 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plaxen & Adler, PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; After the loss of my mother, i was left with unforeseen grief and expenses.  I'm looking to get things back on track&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090545. Member loan 2090545 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE VILLA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groot industries </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090705. Member loan 2090705 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMONDS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090813. Member loan 2090813 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit truck and auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alden, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit truck and auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2090949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2090949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2090949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2090949. Member loan 2090949 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERSVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bnsf railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; build a back deck paint house general repair&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091111. Member loan 2091111 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMMERCE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">live oak professional center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; i plan on consolidating some credit cards i have never defaulted on any loans and my employer is a family practice medical office that has three mds and three pas&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091506. Member loan 2091506 was requested on November 17, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVERTHORNE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">united states postal sevice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/17/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091689. Member loan 2091689 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FITCHBURG, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">headwallphotonics inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 17, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091780. Member loan 2091780 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,517 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewisville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2091978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2091978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2091978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2091978. Member loan 2091978 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT AUGUSTINE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cancer Specialist of North Florida</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Although I am currently making more than minumum payments on my credit cards they are charging so much interest only a small amount seems to go towards my balance.  My goal is to be debt free in five years so that I may start saving more towards my retirement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092061. Member loan 2092061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Normangee, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joseph Regional EMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to pay off my debt once and for all so that I can have easy payments without trying to remember when things are due. I also have $1,000 total of medical bills due from my husband and step son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092064. Member loan 2092064 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMARILLO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Oasis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; I will be consolodating all my credit card/charge accounts to reach my goal of being debt free a little quicker. Not to mention having fewer bills to keep track of every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092075. Member loan 2092075 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99 store</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99 store</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; i pay me debet&lt;br&gt;&lt;br&gt; Borrower added on 11/18/12 &gt; i pay my debet.such as cridit.and personal lone.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092086. Member loan 2092086 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAINESVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092099. Member loan 2092099 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENISON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092198. Member loan 2092198 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARGATE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citrix Systems Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Consolidation of Credit Card Debt and Personal Loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092361. Member loan 2092361 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Box Elder, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092402. Member loan 2092402 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCALA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAA Auto Club Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092524. Member loan 2092524 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterinary Emergency Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veterinary Emergency Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I would like to pay off my high APR credit card debt and have one easy monthly payment.&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; I am a full time student graduating from a nursing program December 17th and currently working in Veterinary Emergency medicine full time.  I had to take the greater part of the year off of work to concentrate on schooling and deal with 3 family members death and accrued some credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092559. Member loan 2092559 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEBARY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092647. Member loan 2092647 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICDC College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Gabriel, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICDC College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to pay off current debt so I can get ahead and start paying on principle instead of interest.  I recently had some unexpected medical expenses, so this loan would help me immensely by lowering the amount of my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092672. Member loan 2092672 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speciality Medical Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speciality Medical Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092708. Member loan 2092708 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTTSDALE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/18/12 &gt; To consolidate the bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092726. Member loan 2092726 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach Unified Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach Unified Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; To consolidate some bills into one payment to make it easier to pay off my bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092745. Member loan 2092745 was requested on November 18, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METRO EYES/STYLE EYES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 18, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092757. Member loan 2092757 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DYNALECTRIC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTEREY PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DYNALECTRIC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092853. Member loan 2092853 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commercial metals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092857">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092857</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092857</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092857. Member loan 2092857 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">martins</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRASBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">martins</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092962. Member loan 2092962 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA FALLS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daybreak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate 6 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092965. Member loan 2092965 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haggar clothing co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANDISVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haggar clothing co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,684.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092969. Member loan 2092969 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,237 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIMS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Finish remodeling kitchen and considate bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092989">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092989</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092989</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092989. Member loan 2092989 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Feura Bush, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,222.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2092995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2092995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2092995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2092995. Member loan 2092995 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$91.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093086. Member loan 2093086 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093088. Member loan 2093088 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Festevents</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093091. Member loan 2093091 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,908 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093096. Member loan 2093096 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northridge , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093162">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093162</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093162</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093162. Member loan 2093162 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan request pertains to the planned purchase of a mobile home. I am fiscally conservative and plan to pay this loan back ahead of schedule. Thank you for this opportunity!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093183. Member loan 2093183 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRADY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093352. Member loan 2093352 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,034 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Hopkins</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald Hopkins</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093360. Member loan 2093360 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I just want to get out from under my credit card debt.  I pay my bills on time every month, but there seems to be no end, because of the high interest rate I have on my credit cards.  At an unfriendly rate, I am spending as much in interest as in principle payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,050.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093363. Member loan 2093363 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,636 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Brecksville</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Home Improvement  Kitchen and Bath add more value to home&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093425. Member loan 2093425 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,680 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPT. of MOTOR VEHICLES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; The e-mail address is my sister's. I don't have an e-mail address. I applied for this loan to pay off my debts. I received your application. I got my sister's computer and applied. This is a dream come true to be able to pay my debts &amp; pay this loan back in 36 months. How awesome is this ? Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093568. Member loan 2093568 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLTS SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Smith Burre Golf & Development</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093577. Member loan 2093577 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miramar Eye specialist Med Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miramar Eye specialist Med Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; To Consolidate Credit Cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093616. Member loan 2093616 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE HILL, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quiktrip</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Trying to eliminate all credit card debt,cancel credit cards to have better financial freedom.Basically if I dont have the money for something than I dont need it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093696. Member loan 2093696 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093763. Member loan 2093763 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foundation for California Community Coll</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foundation for California Community Coll</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I just graduated from grad school and I am looking to pay off the debt I accrued while putting myself through school. I have a great job and stable income with room to spend. Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093789">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093789</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093789</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093789. Member loan 2093789 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Now Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093806. Member loan 2093806 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093821. Member loan 2093821 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAVANNAH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; to consolidate debt and build personal business for the future&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093843. Member loan 2093843 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Due West, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to pay off an unsecured loan for almost 8,000 dollars at 12.75 % with monthly payments of 211 dollars.  For just 40 dollars more a month, with this loan I can pay off the amount in 3 years saving me over a thousand dollars. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093890">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093890</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093890</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093890. Member loan 2093890 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mocksville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; This loan is to consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093892">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093892</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093892</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093892. Member loan 2093892 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heart of Florida Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KISSIMMEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heart of Florida Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093895. Member loan 2093895 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Consolidate bills and home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093934. Member loan 2093934 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,715 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yakko san</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pembroke pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yakko san</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2093949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2093949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2093949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2093949. Member loan 2093949 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mobile OB/GYN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mobile OB/GYN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have several credit cards, I wish to obtain a lower rate and consolidate for more efficient book keeping and quicker pay off!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094016">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094016</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094016</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094016. Member loan 2094016 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">middleton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I have a Transportation Company, I have been in business for 10 years, I need to expand and get a business loan, in order to qualify, I must pay my credit card balance down. I have never been late on any of my bills, and I will never be late, for I value my credit,&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; I the owner of a family business, a transportation company. I have been in business for 10 years. I need the funds for debt consolidation. I truly value my credit, therefore I will repay the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094065. Member loan 2094065 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dahison Technology </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dahison Technology </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094135. Member loan 2094135 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; Paying off a couple of my higher card debts,some home improvements such as remodeling bathroom &amp; painting exterior of house&lt;br&gt;&lt;br&gt; Borrower added on 11/19/12 &gt; pay-off some of my higher credit cards &amp; remodel some of my home,bath &amp; exterior paint&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094144. Member loan 2094144 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,736 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern Comfort A/C and Heating, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLINTON, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southern Comfort A/C and Heating, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,319.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094191. Member loan 2094191 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANCASTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094202. Member loan 2094202 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockford Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKFORD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockford Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094291. Member loan 2094291 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,676 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Loan is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094338. Member loan 2094338 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nelson global products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">onalaska, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nelson global products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094376. Member loan 2094376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FENTON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094445. Member loan 2094445 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW PHILADELPHIA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt consolidation. we have some credit cards that have higher interest rates and are anxious to get them paid off so we can have one payment that we can focus on paying off. we have no problem paying our payments and this loan would be less a month and has an ending date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094500. Member loan 2094500 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panduit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homer Glen , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panduit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2094585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2094585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2094585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2094585. Member loan 2094585 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARKSDALE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124610. Member loan 2124610 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,749 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTHA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Church of the Nazarene</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2124621">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2124621</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2124621</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2124621. Member loan 2124621 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA QUINTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alice G. Alatorre DDS.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2134568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2134568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2134568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2134568. Member loan 2134568 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTHER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VESTAVIA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leafguard of Alabama</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144631. Member loan 2144631 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Hospital Fayetteville, NC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144633. Member loan 2144633 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNETKA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I would like to pay my capital one card, bank of america &amp; would like to change bedrooms carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; I would like to pay off my capital one credit card, bank of america and have money left to change bedroom carpets&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; what makes me a good borrower?, I've never being late on any payments, have an outstanding credit history, My income is very stable, do not have to pay any rent, my budget to pay off all my debts it is calculated&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144667. Member loan 2144667 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Dept of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144735. Member loan 2144735 was requested on November 19, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCUST HILL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/19/12 &gt; I will pay off other a credit card that has a higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 19, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,633.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144815. Member loan 2144815 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; CREDIT CARD CONSOLIDATION TO REDUCE MONTHLY PAYMENTS&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; CONSOLIDASTE BILL AND CREDIT CARDS TO REDUCE MONTHLY PAYMENTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144885. Member loan 2144885 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shelby/Jefferson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HELENA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shelby/Jefferson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1961</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2144934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2144934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2144934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2144934. Member loan 2144934 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ETRADE Corporate Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 16, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145107">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145107</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145107</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145107. Member loan 2145107 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUSKEGEE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; TO PAY OFF  HIGH CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; TO PAY OFF HIGH INTEREST CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145110. Member loan 2145110 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PACIFIC PALISADES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145123. Member loan 2145123 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ytt transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; for home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145135. Member loan 2145135 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,498 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Pay crediet cards&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; pay credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145141. Member loan 2145141 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Doctors Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Doctors Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145160. Member loan 2145160 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOUGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; to pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2145208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2145208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2145208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2145208. Member loan 2145208 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABERDEEN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174578. Member loan 2174578 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,128 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sebring, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; to pay off credit cards and have a manageable debt to income ratio.this will allow me to better control my spending, and enable me to better enjoy my life, family, and friends.  this also takes a lot of stress out of my daily life. which relives a great deal of pressure on me and my family and life.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174586. Member loan 2174586 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fiserv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,603.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174599. Member loan 2174599 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,523 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEFIANCE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; PAYING OFF CR. CARD BALANCES. PAY MAJOR DENTAL WORK&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174629. Member loan 2174629 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; pay off credit cards, and home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174637. Member loan 2174637 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,441 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; The loan is requested to do home improvment&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Have been trying to do some work on my apartment but does not have money to do so. The loan is needed to fix up some damaged on the apartment and do some improvments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,846.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174659. Member loan 2174659 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">viabella international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITTIER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">viabella international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Credit debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,968.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174690">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174690</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174690</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174690. Member loan 2174690 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winter Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I am recently married. I plan to use these funds to eliminate credit card debt accrued during college. I am an ideal borrower: I have a steady source of income, excellent credit and have never made late payments to any institution. My monthly living expenses are low.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,649.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174723">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174723</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174723</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174723. Member loan 2174723 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCOE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coalinga, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCOE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174846. Member loan 2174846 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prince george's county hlth dept.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALDORF, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prince george's county hlth dept.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; consolidating credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,334.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174867. Member loan 2174867 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCSO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCSO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174874. Member loan 2174874 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G/M</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLIVET, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">G/M</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2174964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2174964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2174964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2174964. Member loan 2174964 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGLE PASS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175008. Member loan 2175008 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOSSIER CITY, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; This loan will be to pay off a few bills and to build a new fence&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175056. Member loan 2175056 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRANSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175080. Member loan 2175080 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADELANTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MTA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; TO PAY OFF MY CREDIT CARDS AND A CAR NOTE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175118. Member loan 2175118 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cortland Data</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cortland Data</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have a consolidation loan at a higher interest rate and want to reduce it using Lending Club&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175164">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175164</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175164</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175164. Member loan 2175164 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Hannifin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nacogdoches, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Hannifin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,362.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175185. Member loan 2175185 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 Aces Transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 Aces Transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I am appying for this loan to pay off my exsisting credit cards and to purchase a car without having to get another loan. I plan to pay off the loan before the 36 months I just don't want to end up paying the high interest rate that becomes effective in January from my credit balance transfer offer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175263. Member loan 2175263 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JRC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pawtucket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JRC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175266. Member loan 2175266 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I plan to upgrade the engagement ring for my wife of 22 years as a Christmas present.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175299. Member loan 2175299 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Coors </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAWSON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Coors </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175314. Member loan 2175314 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My only daughter is getting married and I need to free up some credit card loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175335. Member loan 2175335 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fords, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leaders Financial Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175341. Member loan 2175341 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Term Brokers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NICEVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Term Brokers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175355. Member loan 2175355 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huffman, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; debt consolidation loan&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I using the loan for multiple purposes.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,023.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175377. Member loan 2175377 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLASDELL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175387. Member loan 2175387 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Woody's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTSMOUTH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Woody's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I have several credit cards I would like to pay off.  It will be easier paying just one payment.  I also feel as if I would be paying less interest to have it under one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175389. Member loan 2175389 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,618 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMYRA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wegmans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175409. Member loan 2175409 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veritas Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veritas Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175476. Member loan 2175476 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Audi of Alexandria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175590. Member loan 2175590 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Liberty Tax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Liberty Tax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175692. Member loan 2175692 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west wyoming, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Just had my second child and would love to get out of credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175733. Member loan 2175733 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US CUSTOMS AND BORDER PROTECTION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US CUSTOMS AND BORDER PROTECTION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,631.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175768. Member loan 2175768 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175769">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175769</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175769</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175769. Member loan 2175769 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2175847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2175847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2175847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2175847. Member loan 2175847 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,492 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is to consolidate,some accounts.I like to make my payments on time,this makes me to be a good borrower.If I am asking for this loan it is because,I can pay this loan,the company I am working for is strong in producing molecular medicine and it is in all the United States.,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184568. Member loan 2184568 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HURST, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184570. Member loan 2184570 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184597. Member loan 2184597 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARTESIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Dept of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan will help me to do the work I needed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184636. Member loan 2184636 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">visalia, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Medical expenses reduced cash  flow need to catch up on misc expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184660. Member loan 2184660 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTIC CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184665. Member loan 2184665 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silverock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">silverock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; business improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184786. Member loan 2184786 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184800. Member loan 2184800 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">southlake, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184923. Member loan 2184923 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,598.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184947">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184947</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184947</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184947. Member loan 2184947 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geneva city schools retired</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GENEVA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geneva city schools retired</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; My loan is to consolidate / pay off as much of my debt as I can.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184989">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184989</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184989</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184989. Member loan 2184989 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellflower, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2184993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2184993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2184993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2184993. Member loan 2184993 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minuteman II Limo Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUDD LAKE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Minuteman II Limo Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,912.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185086. Member loan 2185086 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Billings, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am looking to consolidate some credit card debit so that I can pay everything off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185102. Member loan 2185102 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; I will be using this loan to pay off high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185106. Member loan 2185106 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Like many others, the bank increased my interest rate to 21% even though I've had no issues paying the loan. I have just learnt of this club and decided to try clear debts for good without paying very large interest to the bank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185131. Member loan 2185131 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gannett Digital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Purchasing additional furniture for a new apartment.  I have terrific credit and have never paid a bill late.  I wanted to go ahead and get the furniture now so I can enjoy the apartment.  I plan on paying this loan off within a 12-14 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185143. Member loan 2185143 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,738 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185158">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185158</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185158</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185158. Member loan 2185158 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wyoming, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; to pay off credit card balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185194">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185194</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185194</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185194. Member loan 2185194 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">o'fallon, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ee-jay motor transport inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185242. Member loan 2185242 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absecon, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harrahs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185246. Member loan 2185246 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185318. Member loan 2185318 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rogersville, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185330. Member loan 2185330 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto tire and parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINTE GENEVIEVE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto tire and parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185346. Member loan 2185346 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worthington ag parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIKESTON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worthington ag parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; Paying off credit card balances&lt;br&gt;&lt;br&gt; Borrower added on 11/20/12 &gt; Paying off credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185375">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185375</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185375</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185375. Member loan 2185375 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospitals of Cleveland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNDHURST, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospitals of Cleveland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185376. Member loan 2185376 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/20/12 &gt; my loan is to consolidate all my credit card and loan payments into just one payment. i will save money and pay it off quicker at the same time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185424. Member loan 2185424 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aberdeen, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoke County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185454. Member loan 2185454 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185530">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185530</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185530</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185530. Member loan 2185530 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jefferson, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acton Mobile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,345.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185540. Member loan 2185540 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,320 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Implement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goodland, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Implement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I am asking for this loan to get out from under credit card debt, and improve my overall credit rating. My goal is to move forward and buy a home in the near future and this loan is the first step towards realizing my goals. I am thankful for any help I am given to get me moving in this direction.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185550. Member loan 2185550 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JN inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JN inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185643. Member loan 2185643 was requested on November 20, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">salons of champions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2185668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2185668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2185668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2185668. Member loan 2185668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUDONVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 20, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214637">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214637</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214637</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214637. Member loan 2214637 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STUTTGART, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I'm paying off my small credit card that has a high interest rate and a credit card of my Mothers . She is struggling to pay it . Thank you for your help !&lt;br&gt;&lt;br&gt; Borrower added on 11/21/12 &gt; I want to pay a small credit card I have that has a high interest rate. I also will pay a credit card for my Mother . She is struggling to pay it . Thank you for your help !&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214674. Member loan 2214674 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214736. Member loan 2214736 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BBVA Compass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidaiton&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,631.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214804. Member loan 2214804 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holloway Funeral Home PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARSONSBURG, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holloway Funeral Home PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidating credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214867. Member loan 2214867 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,520 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springfield, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$147,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214872. Member loan 2214872 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,934 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McHenry, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS Freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214885. Member loan 2214885 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rainbow adult child family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; credit card debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214890">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214890</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214890</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214890. Member loan 2214890 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucas County Sheriffs office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">temperance, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucas County Sheriffs office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214898. Member loan 2214898 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,251 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Hood LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMSTERDAM, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Hood LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214929. Member loan 2214929 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXARKANA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Power Motion, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Would like to pay off one high interest credit card, an auto re-finance loan, and use the balance for home improvement needs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214944. Member loan 2214944 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2214990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2214990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2214990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2214990. Member loan 2214990 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton City Schools </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I plan to pay off all credit cards and medical bills not covered by insurance.  I have been at my current job for 9+ years and plan to eventually retire from this job.  I pay all my bills either online or by automatic set up payments. My monthly budget is $7000.00 dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215059. Member loan 2215059 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215065. Member loan 2215065 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,348 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRY FORK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215098. Member loan 2215098 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miguels coronado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215102. Member loan 2215102 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redlands, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215146. Member loan 2215146 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winnetka, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Exhibitions, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$65,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215154. Member loan 2215154 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">progressive home care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,350.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215220. Member loan 2215220 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,360 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAVIDSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricca Chemical Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,818.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215231. Member loan 2215231 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concrete</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; using to purchase inventory more supplies I buy in bulk cheaper the goods are I have good cash flow and an solid 25 years in biz please help fund this&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$85,771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215246. Member loan 2215246 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215283. Member loan 2215283 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Integrated DNA technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215346. Member loan 2215346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO UNIFIED SCHOOL DISTRICT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,628.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215362">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215362</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215362</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215362. Member loan 2215362 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LORAIN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">post office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1963</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,353.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215381. Member loan 2215381 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; I am cleaning up some credit card debt and moving to be closer to my kids.  Very excited about being able to do this!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215476. Member loan 2215476 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lititz, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215522. Member loan 2215522 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215541. Member loan 2215541 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daves septic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daves septic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,216.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215561">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215561</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215561</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215561. Member loan 2215561 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lemoyne, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; I would like to payoff several high interest credit cards with this lower interest loan. It would enable me to save a good deal of money with this low interest rate over the duration of my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215620. Member loan 2215620 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vector Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATUS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vector Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215628. Member loan 2215628 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215629. Member loan 2215629 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of McAllen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of McAllen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215672. Member loan 2215672 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURG, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,281.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215683">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215683</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215683</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215683. Member loan 2215683 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST DEPTFORD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215685. Member loan 2215685 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,764 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sundt Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; To consoilidat credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215693">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215693</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215693</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215693. Member loan 2215693 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARTLOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am trying to consolidate my credit card debt with this loan. I will be paying off higher interest rate accounts with this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215712. Member loan 2215712 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Towaco, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Performance team(brick force staffing)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate debt on credit cards as well as a 20011 tax bill.&lt;br&gt;My plan is to lump everything into one payment and pay this loan off while closing all but one credit account, in order to not run up balances again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215726. Member loan 2215726 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,465.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215752. Member loan 2215752 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Pay off high rate credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215809. Member loan 2215809 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B & D Industries, Albuquerque, NM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bernalillo, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B & D Industries, Albuquerque, NM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215873. Member loan 2215873 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRN Rehab. Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215881. Member loan 2215881 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; BUYING EQUIPMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215913. Member loan 2215913 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kohls department stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215964">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215964</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215964</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215964. Member loan 2215964 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Roy Law Firm, PL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Roy Law Firm, PL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215968. Member loan 2215968 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Covidien</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2215970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2215970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2215970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2215970. Member loan 2215970 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whitehall, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216036. Member loan 2216036 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216083">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216083</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216083</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216083. Member loan 2216083 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXON HILL, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jonathan edenbaum</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for payment my son car loan,and  some of my credit card&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase ,payment for my son car loan. Paying. Some of my credit card ,&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; Major purchase car loan payments credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216138. Member loan 2216138 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANFORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216191">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216191</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216191</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216191. Member loan 2216191 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To meet capital requirements and improvements of my business to ensure its success.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216232. Member loan 2216232 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SANDWICH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anejo Mexican Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I just want to consolidate 3 high interest Credit Cards into one payment that is more manageable as well as saves me money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216240. Member loan 2216240 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDEVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neill Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216242. Member loan 2216242 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMBRAER Aircraft Customer Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARGATE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMBRAER Aircraft Customer Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,842.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216286. Member loan 2216286 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Comedy Traffic School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216301. Member loan 2216301 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKLAHOMA CITY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">District Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216310. Member loan 2216310 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216326. Member loan 2216326 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California-CHP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; I want to pay off my debt and with a lower interest rate.  Trying to get some extra money for X-Mas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216329. Member loan 2216329 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMHURST, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216341">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216341</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216341</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216341. Member loan 2216341 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JENSEN BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RISTORANTE CLARETTA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216346. Member loan 2216346 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARNEGAT, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216384. Member loan 2216384 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONXVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westchester bronx ob gyn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have had the same employer for 15 years, I have never been late on a payment ever.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; I appreciate everyones help in helping me achieve my debt free goals.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216412. Member loan 2216412 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HRA/DSS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; my loan is for payoff  some of my credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; debt consolidation and payoff some of my credit card  and other&lt;br&gt;stores credit cards..&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some of my credit cards and stores credit card&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; to payoff some my credit cards and stores credit card so tell me if you need more information on this thank you for yr cooperation.........&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216548. Member loan 2216548 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hero's Sportsbar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; My finance and I are moving into our first home next month, and I thought having a little extra money to ease the process would be a good idea just in case unexpected expenses were to a rise.&lt;br&gt;I hope to be your canidate, and I want to thank you for taking the time to over look my request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216577. Member loan 2216577 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baldwin Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centinela Capital Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,651.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216614. Member loan 2216614 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARYSVILLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Washington/Dept. of Corrections</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216735. Member loan 2216735 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chico, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,718.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216747. Member loan 2216747 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNINGTOWN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barclaycard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216798. Member loan 2216798 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">no</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216808. Member loan 2216808 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of York</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216835. Member loan 2216835 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,933 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Navy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216859. Member loan 2216859 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HICKORY HILLS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest Masonry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216864. Member loan 2216864 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atria</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216888. Member loan 2216888 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aaa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTBURY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aaa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Home Improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2216932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2216932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2216932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2216932. Member loan 2216932 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHAMBLEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lowe's Home Improvement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I have come to the point of wanting to settle all my affairs to be able to save on intrest charges and seperate monthly payments.  Plus, as I intend to continue to work a very pleasurable job for atleast 3 to 5 years it will be beneficial to lighten my financial burden a bit.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217033. Member loan 2217033 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lucerne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I'd like to pay off my debts with a lower monthly payment than I currently pay. In the last year I inherited a house, but also a credit card debt. Also my daughter got married this summer at my house. This has added to my debt. I'd appreciate being able to pay it off in a few years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217060">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217060</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217060</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217060. Member loan 2217060 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Highway Patrol</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKLIN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Highway Patrol</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217099. Member loan 2217099 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA HABRA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217102. Member loan 2217102 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guitar Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYLMAR, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guitar Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Pay off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,244.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217114. Member loan 2217114 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217526. Member loan 2217526 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Place Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENGLEWOOD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Place Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Needs help to buy small house. Thanks in advance for those helping..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217579. Member loan 2217579 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,722 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORISSANT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ferguson brewing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is solely for the purpose of eliminating my credit card debt. As I pay my bills every month, I realize that I will have paid three times more than what I owe when I get them all paid off. Now I can be debt free in a reasonable time frame.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217600. Member loan 2217600 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falls church, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clover contracting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay the car and Credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217607. Member loan 2217607 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,753 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC University Hospitals of Cleveland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOLON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBC University Hospitals of Cleveland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217669. Member loan 2217669 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATON ROUGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisiana Community and Technical Colleg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I want to pay off some debt and then put money into home improvements and then hopefully refinance home to save money.  We moved into the house 4 years ago, got married 2 years ago, and had a baby 6 months ago.  I started a new job (a promotion) but honeymoon and baby set us back.  Need fresh start&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217685. Member loan 2217685 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional orthopedics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional orthopedics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217816. Member loan 2217816 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marriott  city center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217913. Member loan 2217913 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decatur, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turner Broadcasting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$80,871.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217933. Member loan 2217933 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">House of Colour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217952. Member loan 2217952 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,718 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Control Flow, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217967">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217967</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217967</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217967. Member loan 2217967 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">frank j strahl inc    </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bismarck, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">frank j strahl inc    </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217980">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217980</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217980</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217980. Member loan 2217980 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jsa healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2217985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2217985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2217985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2217985. Member loan 2217985 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkley, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boule Funeral Home </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan is to consolidate higher interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218055. Member loan 2218055 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,777 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avery-Dennison Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENOIR, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avery-Dennison Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Partial repayment of BOA credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,962.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218071. Member loan 2218071 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGANTOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aegis Therapies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,356.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218081. Member loan 2218081 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIXBY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidation of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218091. Member loan 2218091 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,567 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M & T Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M & T Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218094. Member loan 2218094 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLISTER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The death of my wife caused some unexpected expenses.  Final costs as well as some tax issues  and  I need to consolidate some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218240. Member loan 2218240 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JERSEY CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">otto candies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218243. Member loan 2218243 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPARKS GLENCOE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R2integrated</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,265.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218272. Member loan 2218272 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST JEFFERSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,932.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218305. Member loan 2218305 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sayreville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Physical Therapy of NY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218352. Member loan 2218352 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURR+OAK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurston+Woods+Village</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218466. Member loan 2218466 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARNERVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218506. Member loan 2218506 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New system laundry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New system laundry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218549. Member loan 2218549 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL GABLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sfm security service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,747.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218575. Member loan 2218575 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Rock Hospital District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANILA, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Rock Hospital District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,891.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218624. Member loan 2218624 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOFA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I was layoff from my job in 2009. It took me a year after to find a job and that's when I got into this debt which I have been paying consistently,  but because of high interest I have not been able to payoff. Now I have a full time position and would like to get out of this debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218649. Member loan 2218649 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAMI of Southerrn MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218650. Member loan 2218650 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENCINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218651. Member loan 2218651 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn Park, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modit IT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Pay off medical bills that were not covered by inusrance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218652. Member loan 2218652 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthy Home Market</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlotte, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Healthy Home Market</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have 4 credit cards that charge me between 22% and 29% interest that are hard to manage in my budget. Most of the debt is from dental and car repair expenses. I want to consolidate the charge cards into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218689. Member loan 2218689 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,262 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST POINT, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vacumet Metallized Plastics Div</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; for debt payment to IRS&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; for debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; For debt consolidation, to make debt payment to IRS as soon as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218709. Member loan 2218709 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC DOT BRIDGES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC DOT BRIDGES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218712. Member loan 2218712 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester Internal Medicine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218722">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218722</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218722</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218722. Member loan 2218722 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,967 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218730. Member loan 2218730 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSDALE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My family has two car payments we have had since college that carry high interest rates and we would like to pay them off so we can use our money towards purchasing a home and paying off other bills instead paying all of this interest on these cars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218749. Member loan 2218749 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Francis Marion University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am consolidating some large debts incurred in helping my family; want to reduce multiple payments to a single, more easily managed loan with one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218795. Member loan 2218795 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAROL STREAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSIGHT DIRECT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,372.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218899">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218899</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218899</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218899. Member loan 2218899 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP America Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUWANEE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAP America Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2218983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2218983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2218983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2218983. Member loan 2218983 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ashland, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HT Hackney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219008. Member loan 2219008 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219019">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219019</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219019</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219019. Member loan 2219019 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE MAY COURT HOUSE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middle Township board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219040. Member loan 2219040 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escondido, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; 2006 RAW Sand Rail.&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; 2006 RAW Motorsports SandRail.  LS1 V8 Motor, Mendeola 4S transmission, long Travlel Suspension.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219068">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219068</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219068</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219068. Member loan 2219068 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Placentia Yorba Linda Unified School Dis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219114. Member loan 2219114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cedar park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retrostudios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is to help me consolidate a couple credit cards into one easy payment.   I have excellent credit and appreciate the help.&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; i have been at my current job for 12 years.  Very stable employment.  Plan to use the funds to consolidate a couple debts into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219121. Member loan 2219121 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The loan will be used to pay on personal and medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219149. Member loan 2219149 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farmington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Restaurant Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan will be used to pay off higher-interest credit cards. It is part of my plan to save money long-term&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219165. Member loan 2219165 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENFIELD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I just want to pay off loans that I have and have one monthly bill to pay.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; I want to pay off my credit cards with high interest and truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219178. Member loan 2219178 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fultondale, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Titlemax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219228">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219228</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219228</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219228. Member loan 2219228 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDIAN RIVER, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219246. Member loan 2219246 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">big orange productions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219296. Member loan 2219296 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINFIELD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219340. Member loan 2219340 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POULSBO, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Puget Sound Naval Shipyard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219381. Member loan 2219381 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institution for Men</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219389. Member loan 2219389 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Island Princess</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219405. Member loan 2219405 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,817.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219420. Member loan 2219420 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Utility</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilo, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Utility</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2219442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2219442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2219442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2219442. Member loan 2219442 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rancho santa margarita, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224578. Member loan 2224578 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geico</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geico</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; using the funds to pay off credit card, I have a stable job at a growing company and have no late payments on any of my accounts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224763. Member loan 2224763 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,804 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMINGTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State Farm Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224792. Member loan 2224792 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duarte Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duarte Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224794. Member loan 2224794 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PANAMA CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COX POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224814. Member loan 2224814 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224865. Member loan 2224865 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224876. Member loan 2224876 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waheed brookerage inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waheed brookerage inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; i want to clear my credit cards debt so i can make one payment to lending club +  i want to go india for vacation with my wife.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224882. Member loan 2224882 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUMNER, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crete Carrier Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan will be primarily for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224896. Member loan 2224896 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fairmont</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRMONT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fairmont</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidation to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224904">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224904</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224904</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224904. Member loan 2224904 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALDWIN PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercury Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2224979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2224979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2224979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2224979. Member loan 2224979 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvest Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Conway, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arvest Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,125.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225081. Member loan 2225081 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dover, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; consolidation bills,credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225101">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225101</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225101</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225101. Member loan 2225101 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DADE CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225109. Member loan 2225109 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Marine Corps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quantico, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Marine Corps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225135. Member loan 2225135 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canton, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225137. Member loan 2225137 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aera Energy, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,888.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225148. Member loan 2225148 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rebel Oil Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225173">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225173</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225173</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225173. Member loan 2225173 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monroeville, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need the loan for debt Consolidation to one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225183. Member loan 2225183 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENCINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/23/12 &gt; dept consalidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225202. Member loan 2225202 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steward Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; The loan is my attempt to get out from under increasing variable rates on a credit card balance. This is my second Lending Club loan - I've been successfully paying down the first one, and the regular and enforced payback is helping me get out of debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225205. Member loan 2225205 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustigreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustigreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,481.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225214">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225214</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225214</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225214. Member loan 2225214 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota lift of south tx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota lift of south tx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; consolidation ,and house renovations&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225219">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225219</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225219</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225219. Member loan 2225219 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; i need my loan to improve my business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225241. Member loan 2225241 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles federal credit union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles federal credit union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/21/12 &gt; TO PAY OFF MY HIGH BALANCE CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,120.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225293. Member loan 2225293 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wasilla, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teeck Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225481. Member loan 2225481 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,486 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMBRIA HEIGHTS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Nassau Communities Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225482. Member loan 2225482 was requested on November 21, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilroy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanoma state center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 21, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225509">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225509</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225509</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225509. Member loan 2225509 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225550">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225550</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225550</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225550. Member loan 2225550 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trenton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225569. Member loan 2225569 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,965.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225591. Member loan 2225591 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,960 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreisler Industrial Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERGENFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kreisler Industrial Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,435.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225607. Member loan 2225607 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">central utah clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OREM, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">central utah clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225731. Member loan 2225731 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYSDOCCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ogdensburg, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYSDOCCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; I would like to redo my bathroom and kitchen&lt;br&gt;&lt;br&gt; Borrower added on 11/22/12 &gt; The loan is for my bath room which is done in hideous pink 80s tile and my outdated kitchen&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225771. Member loan 2225771 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schwans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudson Falls, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schwans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Cash flow to rent a place to sell autographs and collectables. Pay off a few bills and bring in people to do signings&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">103</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225855. Member loan 2225855 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trustmark National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KATY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trustmark National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; The loan proceeds will be used to consolidate the following accounts:&lt;br&gt;Amegy Bank-$13,000&lt;br&gt;First Community Credit Union -$7,000&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225870. Member loan 2225870 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairfield, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Quad/Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to pay off a credit card and some other bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225878. Member loan 2225878 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">levittown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW JERSEY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/22/12 &gt; Looking to buy an investment home to live in and generate rental income as well as it is divided.   Need down payment and minor repair capital.  I used to work in general construction and can perform 95% of repairs needed myself.   House that i am interested in is about 70k.  thank you.&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking to buy property for living and dual investment.  I&lt;br&gt; used to be in construction and can perform major and minor repairs&lt;br&gt;&lt;br&gt; Borrower added on 11/23/12 &gt; Looking at homes in the range of 65-100 k.  Very manageable considering low rates and plentiful of people needing  room.shares&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,666.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225881. Member loan 2225881 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peyton, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$74,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225961. Member loan 2225961 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montefiore Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225963. Member loan 2225963 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danbury, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; Debt consolidation including credit cards and school loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2225979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2225979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2225979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2225979. Member loan 2225979 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MABANK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226025. Member loan 2226025 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE ASH, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calo Research Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226053. Member loan 2226053 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226059. Member loan 2226059 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,296 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McSheer truck'in</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEBER SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McSheer truck'in</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; pay of cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,012.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226116. Member loan 2226116 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226121. Member loan 2226121 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Absolute Consulting, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Absolute Consulting, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation.  I have several high interest credit cards that I would like to consolidate into one payment and eliminate the high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$74,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226240. Member loan 2226240 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syracuse, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">113</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226251">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226251</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226251</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226251. Member loan 2226251 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEQUANNOCK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAYNE BOARD OF EDUCATION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/23/12 &gt; SIMPLE CONSOLIDATION OF HIGHER INTEREST BEARING ACCOUNTS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226268. Member loan 2226268 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson greases trap comp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226338. Member loan 2226338 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas PARD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas PARD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Repair/replace bathroom floor from a slow leak in a pipe, repair electrical in 2 rooms, replace front and back door.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226414">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226414</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226414</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226414. Member loan 2226414 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vero beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian river medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226437. Member loan 2226437 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LoanMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226464. Member loan 2226464 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,626 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226521. Member loan 2226521 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,332 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Methodist Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUMBLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Methodist Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,951.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226529">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226529</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226529</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226529. Member loan 2226529 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northampton, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big Y Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226574. Member loan 2226574 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off high interest loans and make one payment instead of several mini payments.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; pay off high interest loans and make one monthly payment that is of a lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226587. Member loan 2226587 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATLANTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,881.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226605. Member loan 2226605 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seven One Seven Parking </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley Chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seven One Seven Parking </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This loan will be used for debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,577.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226610. Member loan 2226610 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226668. Member loan 2226668 was requested on November 23, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Severn, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of MD Transit Admin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226745. Member loan 2226745 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kingsbrook jewish medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kingsbrook jewish medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226746. Member loan 2226746 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School # 3</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; paysome of my bills and my husmand  to keep good credict , and try to keep a good valance now and in the future ,because having a good credict is very  good and very important ,times are hart and things are hart if there is no good credict , and with no to many bills life is more joy and more bether&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226768. Member loan 2226768 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYDE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Common Ground</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I would like to be debt free from my credit cards so that I can have just one monthly payment which will tremendously help me during the holidays.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226772. Member loan 2226772 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kurt S. Adler</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226804. Member loan 2226804 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILDOMAR, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I had purchased my new home then to complete. I used all my credit card to buy furniture and appliance. Which I did not realize that too much debt filled up. I had to pay all this credit card to consolidate on one loan. Hoping that would be easy to pay one loan than too much cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226826. Member loan 2226826 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frankfort, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KY Labor Cabinet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226846. Member loan 2226846 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYCDOE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYCDOE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226852">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226852</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226852</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226852. Member loan 2226852 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warner Robins, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAEO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226916. Member loan 2226916 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos Pizza</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226926. Member loan 2226926 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,895 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2226985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2226985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2226985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2226985. Member loan 2226985 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,275 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept pf education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227020. Member loan 2227020 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; This loan is for my credit card payments. I only want to owe one place, not multiple.&lt;br&gt;&lt;br&gt; Borrower added on 11/24/12 &gt; This loan is to pay off all my credit card payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227040. Member loan 2227040 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kelso, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay off high interest department store And high monthly fee credit cards. My Discover card has a much better rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227045. Member loan 2227045 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Just consolidating some debt. This loan will allow me to pay it off faster at a lower total cost.&lt;br&gt;Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227137. Member loan 2227137 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dublin, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanley Steemer Intl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; High APR loan &amp; CC refinancing....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227143. Member loan 2227143 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belle Teche Nursing and Rehab Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; I WILL BE USING THIS LOAN TO HELP PAY OFF A BUNCH OF SMALL CREDIT CARDS AND SOME THAT HAVE ACCUMULATED. pAYING ALL OF THESE SMALL BILLS WILLALOW ME TO JUST HAVE THIS ONE LOAN PAYMENT A MONTH.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,816.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227154. Member loan 2227154 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227234. Member loan 2227234 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j and e industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227289. Member loan 2227289 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227301. Member loan 2227301 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FELICITY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke-energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227304. Member loan 2227304 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARROW, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alaska commerical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to get new  dentures .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,716.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227332. Member loan 2227332 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boston, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Ive monitored my surrounding property values and feel after 5 years it is time to invest in my home. I hope to remodel my condo to attract potential renters and/or buyers. Since I have a driveway and hold a $900 month mortgage I feel confident my investment will pay for itself in the life of my loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227400. Member loan 2227400 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVINE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have been given an opportunity to move to a location close to my family.  However, I need to pay for the relocation out of pocket. My job is very stable for a very well known company that has been in business for over 20 years. In my move, I will have much lower debt based on new housing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227415. Member loan 2227415 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Exacto Tax & Financial Svcs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227430. Member loan 2227430 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,218 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SLIDELL, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDA NFC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Trying to stretch my dollars and lower my monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227461. Member loan 2227461 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Works RX</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">daly city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Works RX</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; I am a newly graduated nursing student. If I would be able to receive this loan I can pay off my credit cards and save money by paying a lower interest rate each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227524. Member loan 2227524 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,476 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOL RIDGE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227563. Member loan 2227563 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">library of congress</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Consolidating credit card and other debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227584. Member loan 2227584 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER MARLBORO, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The loan is to consolidate some of the debit I currently have in order to pay it off in 3 years at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227636. Member loan 2227636 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LAUDERDALE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Retirement Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; PAY OFF CREDIT CARDS.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; PAY OFF MY CREDIT CARDS, AND BE DEBT FREE. I AM TIRED OF &lt;br&gt;CREDIT CARD DEBTS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227638. Member loan 2227638 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altria Group Distribution Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227661. Member loan 2227661 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strahm Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I just want to get the multiple credit cards I've aquired over the years into one payment and save on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227667. Member loan 2227667 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADRIAN, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adrian Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227721. Member loan 2227721 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bayside, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">khazzam inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; This is to pay off credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227755. Member loan 2227755 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beverly Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227787. Member loan 2227787 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmed Medical Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westmed Medical Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227799. Member loan 2227799 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wright pool plastering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; Restore my credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227825. Member loan 2227825 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; business development&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2227916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2227916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2227916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2227916. Member loan 2227916 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Immigration and Customs Enforcement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bowie, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Immigration and Customs Enforcement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the money to pay off two credit cards and pay to have the shower fixed in my bathroom.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228002. Member loan 2228002 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUBURN HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; to pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228052">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228052</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228052</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228052. Member loan 2228052 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228145. Member loan 2228145 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ICORE INTERNATIONAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228182. Member loan 2228182 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I am a widower and am trying hard to get all my loans consolidated so that I can pay a one lower interest payment and I can have money to pay more. Please help me lessen my burden.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228252. Member loan 2228252 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will be used to pay debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228273. Member loan 2228273 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNISTON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; credit cards &amp; kitchen floor&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,238.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228301. Member loan 2228301 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APPLE VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">verizon livesource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; to consolidate five small personal loans/credit cards to reduce interest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228303. Member loan 2228303 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE PLAINS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I have a balance on my American Express Business Account that I desire to pay off.  Certain money that I expected to receive from the City has been delayed due to the hurricane.  Thus, I am unable to pay my AMEX balance at this time and therefore, am requesting this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,507.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228306. Member loan 2228306 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228333. Member loan 2228333 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">huntington station, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228352. Member loan 2228352 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian Springs, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I've owned a mobile rv repair business for 3 yrs  that currently works two markets, one in the summer and one in the winter.  I have funded most of my needs with credit cards to date to see if this dream is sound.  2011 was  hard on tourism in are area, but is picking back up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228364. Member loan 2228364 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228370. Member loan 2228370 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foxboro, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embryo Creative</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; This loan will be used to consolidate credit cards into a low monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,799.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228386. Member loan 2228386 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST HAMPTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton Town Police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228394">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228394</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228394</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228394. Member loan 2228394 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEBRING, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands County Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228435">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228435</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228435</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228435. Member loan 2228435 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,442 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationstar Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationstar Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Planning a wedding in April 2013&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228440. Member loan 2228440 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREST HILL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I want to consolidate all my bills into one monthly payments. I can save money doing so.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228452. Member loan 2228452 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Safety Council</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUKWILA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Safety Council</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidation loan to payoff credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228456. Member loan 2228456 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">septa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228493. Member loan 2228493 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAFTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaGrange IGA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228501. Member loan 2228501 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Paying off all credit cards, in preparation for a new home refinance to take advantage of current rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228534. Member loan 2228534 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228601. Member loan 2228601 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bryant, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Vincent Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228611. Member loan 2228611 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHULA VISTA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228659. Member loan 2228659 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228686. Member loan 2228686 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,376 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELROSE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I feel it will be easier to take higher rate credit cards and pay them off which will make monthly payments far easier. I intend to pay some smaller cards completely off, ending payments on these.Also, I have no major purcases in the foreseeable future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228692. Member loan 2228692 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN LUIS, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yuma county health department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228716. Member loan 2228716 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland Park, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY OF MEDICINE AND DENTISTRY NEW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; After ph.d graduation became pregnant and gave birth to baby and she is a toddler now. Started for working and planned to buy a home. I would appreciate lending loan club if they help me to build a home for my family by sanctioning this loan .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228765. Member loan 2228765 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Castillo retirement center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA FE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Castillo retirement center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The loan that I requested is to pay existing credit card debt off. I think by having one payment would be easier to handle than having 4 to juggle. Either way the payment would be around the same amount.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228844. Member loan 2228844 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAWOOD, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card. The rest to property taxes due December 20th and a new garage door. &lt;br&gt;Thank you for your consideration.&lt;br&gt;Have a wonderful holiday season :)&lt;br&gt;&lt;br&gt; Borrower added on 11/26/12 &gt; The majority of this loan will pay off a high interest credit card.  The remainder will pay property taxes due Dec 20th, 2012 and a new garage door (2 car garage).&lt;br&gt;Thank you for your consideration  and have a wonderful holiday season. :)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,610.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228860. Member loan 2228860 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBANY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I need a loan to pay off 2 personal loans, my line of credit, 2 credit cards and just clean up all small existing bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2228943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2228943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2228943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2228943. Member loan 2228943 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POINT MARION, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229004. Member loan 2229004 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUHLER, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229006. Member loan 2229006 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARK MILLS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229022. Member loan 2229022 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyc transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229061. Member loan 2229061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Capital Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards in a shorter time and lower interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229104. Member loan 2229104 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arrowhead Dermatology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate Credit Card Debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229131. Member loan 2229131 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229159. Member loan 2229159 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to pay off all of my credit cards at this time and cancel all but 2. I pay very high interest on a few of them and the banks won't lower the interest rates as I have asked. I have perfect credit and fully intend to keep it that way. I am trying to get my credit score up significantly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229166. Member loan 2229166 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,923 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,337.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229229. Member loan 2229229 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Health Services Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Health Services Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229252. Member loan 2229252 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Otscon Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229256. Member loan 2229256 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWASSO, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regent Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229377. Member loan 2229377 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gilbert, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAirways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229399">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229399</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229399</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229399. Member loan 2229399 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Ventura</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229446. Member loan 2229446 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Learning Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229457">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229457</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229457</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229457. Member loan 2229457 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayard, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States forest service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; Consolidate high APR credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2229483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2229483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2229483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2229483. Member loan 2229483 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">point pleasant, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meridian Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/26/12 &gt; I would like to pay back credit cards. I worked full time I have my own home.This will allow me to become fiscally strong.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234647. Member loan 2234647 was requested on November 22, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solheim lutheran home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">solheim lutheran home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 22, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234687. Member loan 2234687 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT ORCHARD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Mason School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am currently a new graduate of a Special Education degree and would like to get my credit cards consolidated to one payment.  I have a good job and plan to get this paid off as soon as possible.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234704. Member loan 2234704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target distribution center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234721. Member loan 2234721 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,165 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEWISBURG, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Greenbrier</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and get caught up on bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; To consolidate and pay some bills off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234766. Member loan 2234766 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAPIDS CITY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234773. Member loan 2234773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDDING, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234812. Member loan 2234812 was requested on November 26, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY PLACE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seldens Home Furnishings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234816. Member loan 2234816 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">optimist youth homes and family services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234848. Member loan 2234848 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENN HEIGHTS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234885. Member loan 2234885 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTGOMERY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i need this to buy product for my store&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,425.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2234961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2234961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2234961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2234961. Member loan 2234961 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENTURA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,057.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264623. Member loan 2264623 was requested on November 25, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOWNEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Grupo Bimbo bakeries USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/25/12 &gt; Pay off all credit cards and just have one bill&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards and just have one bill every month&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; pay off all credit cards, visa, mastercard and shell gas, that will just leave me with just one bill every month instead of paying cards for years with no just relief.&lt;br&gt;&lt;br&gt; Borrower added on 11/25/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 25, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264631. Member loan 2264631 was requested on November 24, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,072 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAMP VERDE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/24/12 &gt; Are Business is Growing and We are Looking to Exspend and add more License to do bigger jobs and move forward&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264664. Member loan 2264664 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUARRYVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,371.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264670. Member loan 2264670 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERVILLE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERSET MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To pay off some credit card bills and use some of the money for my own personal use.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264681. Member loan 2264681 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDORA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264685. Member loan 2264685 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytown School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264712. Member loan 2264712 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAROSE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">absolute care providers </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To payoff high credit cards bills. To payoff some of my doctor's bill. To do a little Christmas shopping. I want to get a head of some of my bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my high credit cards. I also would like to payoff my doctor bill. I would like to do a little Christmas shopping. I would also like to take my family on a  little vacation for the holidays.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to payoff some of my credit cards. I would also like to payoff my doctor bills. I would like to take my family on vacation for the holidays. I would also like to do a little Christmas shopping. I would lime to get a head of my bills. I want most of my bills to be paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264734. Member loan 2264734 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NONE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dd's discounts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2264739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2264739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2264739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2264739. Member loan 2264739 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holzinger Industrial Sheet Metal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274653. Member loan 2274653 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wooster, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274658. Member loan 2274658 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First American Title Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,930.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274667. Member loan 2274667 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westbuty, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ergonomic Group Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; consolidarte all credit cards to zero and close accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274676">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274676</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274676</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274676. Member loan 2274676 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kodiak, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Seafood of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for house improvement.&lt;br&gt;&lt;br&gt;  Borrower added on 11/27/12 &gt; the purpose of my loan is to pay all my credit cards and for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274687. Member loan 2274687 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metairie , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care cycle solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274729. Member loan 2274729 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newburgh, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274764. Member loan 2274764 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENSBURG, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; i am going to do home improvements&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; i am going to fix up my bathroom&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; iam going to remodel my bathroom. i will put in a shower, and two new sinks and a counter top. i am going to paint all the walls. i will  put in some mew cermaic tiles. we will do the work ourselves to save the costs of someone doing the work. i will purchase new curtain, new bathroom rugs, toilet&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274799. Member loan 2274799 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WANTAGH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,556.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274807. Member loan 2274807 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hilliard, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Thank you for consideration today for a debt consolidation, I have several credit card acct. that i would like to payoff the amount saved will more than make my monthly loan payment. This is a great way to get this done! Again Thanks&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I am very greatful to see my debt consolidation loan is nearly 50 % funded and will soon be on the road to saving about $ 200.00 monthly. I have watched while investors have funded my loan,this is not only helpful but also  exciteing to watch, thank you to all who have invested time,money in me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274867. Member loan 2274867 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DigMag Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,734.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274870. Member loan 2274870 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEMBROKE PINES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274876. Member loan 2274876 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suffolk County Sheriffs Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suffolk County Sheriffs Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274883. Member loan 2274883 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WalMart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To consolidate my debt and to have one payment and to lower my interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274904">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274904</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274904</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274904. Member loan 2274904 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt Information Sciences</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volt Information Sciences</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274920. Member loan 2274920 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baton Rouge, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southpoint VW</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan is a consolidation of my remaining unsecured credit card debt and my lending club loan that I have had without missing any payments.The old loan was for a home improv. project.  I have just refinanced my home and lowered that by $400 and I am consolidating the rest to save another $250&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274933. Member loan 2274933 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynwood Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274955. Member loan 2274955 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE BEACH, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I've been 1st mate on a very reputable charter boat for several years now and its time for me to step forward and start my charter business. I have my captain license and all requirements to start I just need funds to buy the permits, business license, and advertising...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2274985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2274985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2274985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2274985. Member loan 2274985 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275002. Member loan 2275002 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THIBODAUX, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Cabinet Shoppe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275030">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275030</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275030</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275030. Member loan 2275030 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275045. Member loan 2275045 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shattuck, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purgason Tire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275057. Member loan 2275057 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE VALLEY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275078. Member loan 2275078 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Legal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,361.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275151. Member loan 2275151 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEGS-Queens Day Hab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLE VILLAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEGS-Queens Day Hab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; After my second child was born we realized we needed a bigger house.  However, we used the credit cards when I was out of work and since I found a new job, we are trying to get everything under one payment, to pay it all off to get the house of our dreams.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275255">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275255</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275255</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275255. Member loan 2275255 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275283. Member loan 2275283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENO, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBC Ntl Job Corps Training Fund Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275305. Member loan 2275305 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275352. Member loan 2275352 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">casa guajardo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have too many credit cards with high interest rate.  It seems like I will never finish paying, because every month I pay just interest.  This seems like a smart way of paying my bills,and being able to finish paying them soon!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275380. Member loan 2275380 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stayton, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I want to get rid of a high interest Bank of America VISA bill.  I've closed the account-  and with this loan I can pay it off in 3 years.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I will use this loan to pay off Bank of America - and repay this Lending Club loan in 3 years and save a ton of money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275398. Member loan 2275398 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,134 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Leavenworth USD 453</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">830-834</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275454. Member loan 2275454 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Troy, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln County R-III School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This is to consolidate credit card debt, so we can begin to become debt free. With this loan, all of the creidt card debt will be in one loan, and will save over $125 dollars a month. Plan on paying it off before the 36 month term is up.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275484. Member loan 2275484 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army Corps of Engineers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275528. Member loan 2275528 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">centralia, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan would cut my monthly payments almost in half  which would free up more for my wife and i  and would not extend the over all time of the payments were making now whith the leftover and addditional each month we could do some things around the house we have put off while raising the children&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275564. Member loan 2275564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STONE MOUNTAIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magic nail</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275591. Member loan 2275591 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burkhart-Presidio Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLADWIN, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burkhart-Presidio Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am consolidating one auto loan and three credit cards. The payment will be a little less than I am paying now but the aggregate interest rate is much better. This loan will be paid in full 2/01/2014.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,030.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275618. Member loan 2275618 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KARSTEN INTERIOR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KARSTEN INTERIOR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; THE DESCRIPTION OF THIS LOAN IS TO BE A DEBT FREE.I WANT TO PAY OFF ALL MY CREDIT CARDS.IM PAYING A VERY HIGH INTERIST ON THEM.I BEEN PAYING THEM FOR MORE THAN FIVE YEARS ON THEM AND STILL PAYING THEM.AND WITH LENGDINGCLUB I WILL HAVE A LOW FIXED MONTHLY PAYMENTS WITH FLEXIBLE TERMS AND NO HIDEN FE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275643. Member loan 2275643 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,926 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Townsend machine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275675. Member loan 2275675 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newtown, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R  R foundations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275677. Member loan 2275677 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brown & Bigelow</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMINGTON, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brown & Bigelow</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Compounding credit card interest from financing a failed rental property business has reached the point where there is no cash left after making the monthly payments. This loan will limit total interest, finally pay off the principal, create positive cash flow again &amp; build a better credit score.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Compounding credit card interest from financing a failed rental property business has reached the point where there is no cash left after making the monthly payments. This loan will limit total interest, finally pay off the principal, create positive cash flow again &amp; build a better credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275816. Member loan 2275816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASO ROBLES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paso Robles Youth Sports Council</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am working on starting my own business and want to consolidate all of my current bills into one monthly payment. I have been employed at my current job full-time for over 3 years and will continue to work full-time while completing my Bachelor's Degree in engineering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275853. Member loan 2275853 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MERRILL, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UBU Sports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275854">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275854</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275854</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275854. Member loan 2275854 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,978 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cropseyville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h & k Towing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; pay off credit cards to get rid of them in three years all gone!!!!  that will be nice&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275902">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275902</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275902</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275902. Member loan 2275902 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacksonville, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Longshoremen's Assoc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275906. Member loan 2275906 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,163 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOTHAN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275944. Member loan 2275944 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLACK RIVER FALLS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson correctional</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I need to consolidate my bills and replace my furnace.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2275966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2275966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2275966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2275966. Member loan 2275966 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JA Oilfield Mfg, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,640.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276004">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276004</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276004</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276004. Member loan 2276004 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison Township, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276027. Member loan 2276027 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am starting my own business as an Independent Agent selling life and health insurance.  I neeed the money for startup expenses&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276114. Member loan 2276114 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT STEPHEN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stcloud hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to consolidate credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; debt consoladation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276132. Member loan 2276132 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JUNEAU, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alaska</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276140. Member loan 2276140 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alegria community Living Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; for house improvement to make some repairs.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; for house improvement to make repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276160. Member loan 2276160 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Downingtown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276219">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276219</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276219</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276219. Member loan 2276219 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,259 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Overland Park Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Overland Park Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,409.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276232. Member loan 2276232 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coca-Cola Refreshments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276302. Member loan 2276302 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,151 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUBER HEIGHTS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; This loan will consolidate 95% of my Credit Card Debt.  Right now I am paying roughly $700 a month in Credit Card Payments to 5 different cards.  I will be down to one card with a balance of less than $2000.  This will allow me to pay extra to the card over the coming months and close it.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276383. Member loan 2276383 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hajoca</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RINGGOLD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hajoca</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,454.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276387. Member loan 2276387 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tory Burch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276402. Member loan 2276402 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Strand Regiona Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276432. Member loan 2276432 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anytime Fitness Corporate</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anytime Fitness Corporate</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276437. Member loan 2276437 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,945 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jacinto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276446. Member loan 2276446 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Since starting my own business it has been hard to get ahead. So this will help us with those HIGH credit cards and will lower our interest rate. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276493. Member loan 2276493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">School system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276543. Member loan 2276543 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">americian interiors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276557. Member loan 2276557 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276571. Member loan 2276571 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,796 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William E Wood & Assoc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William E Wood & Assoc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,926.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276588. Member loan 2276588 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Service Source</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2276628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276628. Member loan 2276628 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county sheriff's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The purpose of this loan is to consolidate my bills so I can pay everything off in 24mo or less&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276677. Member loan 2276677 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ManpowerGroup</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ManpowerGroup</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276684. Member loan 2276684 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Travel Centers Of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,279.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276703. Member loan 2276703 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,687 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oldenburg Group Incorporated</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRON RIVER, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oldenburg Group Incorporated</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276704. Member loan 2276704 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodbury, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Paul Public School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I have other credit cards expenses and it cost too much to pay and it takes longer time to pay off the balances.  By applying at Lending Club will made the payment easy for me by making just one payment will be easy for me to pay it off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276738. Member loan 2276738 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276746. Member loan 2276746 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waynesburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Loan is for an 01 F350 diesel truckwith 15Ok miles that a friends father had. They are selling truck to settle estate. I have 20% to put down and already have a loan with lending club and the rate is better than the credit union.This will replace my clear title 02 f150 which will be sold&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276767">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276767</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276767</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276767. Member loan 2276767 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,683 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army Morale Welfare and Recreation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIERRA VISTA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army Morale Welfare and Recreation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am trying to consolidate smaller amounts on a few credit cards with higher interest.  I am working to reduce my debt effectively.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276835. Member loan 2276835 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Utah Capital Investment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Badly needed vacation for my wife and I.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276837. Member loan 2276837 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">union city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rapid it</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; i looking for 20000 total amount for my sisters marriage, suddnly i can't spend that much from my pokect so iam browwing from you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276838. Member loan 2276838 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waldorf, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mail Contractors of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276872. Member loan 2276872 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa barbara bank and trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; to pay off high credit card rates&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; to payoff high credit card rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276889. Member loan 2276889 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,880 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tadpole Dory Works</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2276896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2276896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2276896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2276896. Member loan 2276896 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alpenrose dariy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; get out of high interest credit cards accounts i have and pay some other bills off complety off.this will be great too get this done thank you very much getting this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284562. Member loan 2284562 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palo alto sub acute rehab center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Down payment for a house mortgage.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Mortgage down payment for a mortgage loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 26, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284577. Member loan 2284577 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLSTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellisio foods inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284587. Member loan 2284587 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Island, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Paying off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284606. Member loan 2284606 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcontinental Printing, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Payoff Fuel Credit Cards at higher APRs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,786.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284611. Member loan 2284611 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEWITT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allergan Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284617. Member loan 2284617 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARION, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIBOCO FIRE SPRINKLERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,995.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284629. Member loan 2284629 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Granada Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirk O The Valley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284639. Member loan 2284639 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAPOOSA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">milton j wood fire protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284666. Member loan 2284666 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmel, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A&P supermarkets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284704. Member loan 2284704 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODSTOCK, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have a cash emergency fund of over 6 months and no longer use credit cards.  My goal is to merge my existing debt and pay off everything ASAP.  I have only worked for two companies in the past 10 years;over 9 years at my previous and 6 months at current. Past credit strikes do not reflect current&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284707. Member loan 2284707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr merriman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284756. Member loan 2284756 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tamerac, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; loan consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; consolidate loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284758. Member loan 2284758 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse Behavioral Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I'd like to use the money to pay off my car loan and clear my credit card debt. This is a great opportunity for me to start the year off right with less debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284770">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284770</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284770</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284770. Member loan 2284770 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284781. Member loan 2284781 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan Class Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; This loan is intended for a simple credit card debt consolidation.  The funds are to be used solely for the purpose of refinancing to improve savings on interest.  My track record for on-time payment on these accounts is years long.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284786. Member loan 2284786 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">saint cloud, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Marietta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; We want to clear up some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284792. Member loan 2284792 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,646 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denison, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visionary Medical Imaging</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,119.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284808. Member loan 2284808 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Purchase an off road vehicle&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284830. Member loan 2284830 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cvs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oceancity, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cvs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,604.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284835. Member loan 2284835 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I plan on using this money to pay off aquired debt of credit cards and small loans. I have accumilated this debt putting myself through college, my spouse through two grad programs, and daily expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,429.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284836. Member loan 2284836 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS CRUCES, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; CHASE CREDIT CARD IS RIDICULOUS AND I WILL NEVER GET THE $8000.00 BALANCE PAID OFF.  THEIR SIX MONTH REVIEWS ARE ABSOLUTELY RELENTLESS AND THEY HAVE NO SYMPATHY FOR ANY LITTLE ERROR MADE OVER 6 MONTH PERIOD SO MY INTEREST RATE HAS NEVER GOTTEN OFF OF 29.99 % I AM DROWNING THANKS TO CHASE BANK.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284875">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284875</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284875</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284875. Member loan 2284875 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MCLEAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284877. Member loan 2284877 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Owings Mills, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284881. Member loan 2284881 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAWNEE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIONPIPEFITTERSLU533</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284896">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284896</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284896</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284896. Member loan 2284896 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT GAY, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284908. Member loan 2284908 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home Improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,109.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284976. Member loan 2284976 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERBURNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">j&b installations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off personal loan&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; pay offpersonal loan to wells fargo bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284978. Member loan 2284978 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAKE VILLAGE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; To re-model my bathroom.&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; I would like to re-model my master bathroom,  all new fixtures, tile, counter tops, mirrors, and wall paper.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2284990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2284990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2284990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2284990. Member loan 2284990 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,981 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I always pay my bills on time but i cant get my two visa interest rates down. I would like this paid off for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285034. Member loan 2285034 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">advanetagemachine</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; deptconsolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285065. Member loan 2285065 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,825 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISON, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north arkansas college</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285080. Member loan 2285080 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chowchilla, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I have $3000/month for myself to pay for bills and over the last year I had a few unexpected expenses that had to be charged. Now I am back on course and I am paying too much a month for debt. It really was a no brainer to obtain one loan, pay them off except Home Depot and then shred the cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285081. Member loan 2285081 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KCKPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I make all of my payments on time, but have a lot of small amounts on multiple accounts. For the new year I would like to combine some of these accounts into one payment and close out 5 high interest rate accounts that still have small balances (under 2,500) on them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285094. Member loan 2285094 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aiken, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Credit Cards consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285167. Member loan 2285167 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARDENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEK IMAGING</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285284. Member loan 2285284 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285285. Member loan 2285285 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HINSDALE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Erin & Bills Auto Transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Home improvement&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement.&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; Needed for home improvement loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285298. Member loan 2285298 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am consolidating my credit card accts. This will be a big help for me. Thank you for all your help-God bless you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285302">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285302</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285302</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285302. Member loan 2285302 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; pay off a couple of credit card debts, get dental work, some spending money for holidays&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285311">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285311</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285311</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285311. Member loan 2285311 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORPUS CHRISTI, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bramie enterprises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; this loan will be used to payoff discover,citi card,macys and jcp&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285336. Member loan 2285336 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO RICO, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept.f Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i PLAN ON PAYING OFF MY OTHER CREDIT CARDS TO HAVE ONLY ONE PAYMENT DUE EVERY MONTH.  I CONSIDER MY SELF RESPONSIBLE AND I AM ABLE TO AFFORD THIS MONTHLY PAYMENT&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,296.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285368. Member loan 2285368 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alliance Sales Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; I am trying to clean up bills and consolidate my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285381. Member loan 2285381 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Is to be able to refinance my car to lower payments, to consolidate some bills into one per month. Which it would help alot, instead of having different payments per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285384. Member loan 2285384 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,549 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bend, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285460. Member loan 2285460 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new castle, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285472">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285472</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285472</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285472. Member loan 2285472 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANCHESTER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CCMSI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285504. Member loan 2285504 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,054 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELLICOTT CITY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hana Food Distributor, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285595. Member loan 2285595 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfax, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steven St. Laurent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; New town, new job, new responsibilities: and the windows in my new apartment are so drafty!  This will be a cold winter if I don't seal them up and buy a safe space heater, some blankets, and maybe wool socks!  Christmas is coming and money will be tight, this will help me over the temporary gap!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285607. Member loan 2285607 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVINGSTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Car financing&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; personal&lt;br&gt;&lt;br&gt; Borrower added on 11/27/12 &gt; car financing&lt;br&gt;&lt;br&gt;  Borrower added on 11/28/12 &gt; i want to buy a good car&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; BUYING A CAR&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; I WANT TO BUY A NEW CAR&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285615. Member loan 2285615 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hispanic Health Coalition of Georgia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285632. Member loan 2285632 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,343 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDWOOD CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285674. Member loan 2285674 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shawnee, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285707. Member loan 2285707 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMG Puglisi, Moore & Gioffre</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285717. Member loan 2285717 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,517 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cafe Antonio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamilton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cafe Antonio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285727">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285727</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285727</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285727. Member loan 2285727 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpine Solutions/also self employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,792.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285746. Member loan 2285746 was requested on November 27, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley Chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida Hospital Orlando</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/27/12 &gt; Mother needs surgery in a few months for health reason.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 27, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285824. Member loan 2285824 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Covina, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285859. Member loan 2285859 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,795 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE CANADA, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RHP Staffing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation. Car will be paid off in 3 years looking to have all other debt paid off by then as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285910. Member loan 2285910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,897 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHESTERFIELD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285929. Member loan 2285929 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plano, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plano</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285954. Member loan 2285954 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,629 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SmartSearch Marketing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SmartSearch Marketing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I want to consolidate all of our credit card debt to make it easy with one payment.  We have put a lot of effort into making our house a home and our debt is mostly tied to that.  We hope to have just one payment to streamline our budget and make things easier.  Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$61,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2285977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2285977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2285977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2285977. Member loan 2285977 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$54,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST BLOOMFIELD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; needs loan to finish basement at my primary residence&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286025. Member loan 2286025 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince GHeorge's County Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitchellville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince GHeorge's County Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286076. Member loan 2286076 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creswell, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off a two loans and have a little money for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286077. Member loan 2286077 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cardenia friendship home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Small amount of credit cards, pay off every bill I have and only have 1 pymt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286081">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286081</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286081</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286081. Member loan 2286081 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE TAPPS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boeing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,419.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286099">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286099</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286099</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286099. Member loan 2286099 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golds gym</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286163. Member loan 2286163 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seitlin, a Marsh & McLennan Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I plan to use the funds for the loan to pay off other debt and have a single monthly payments that will help me in my attainment of one of my most important goals...to live completely debt free!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,040.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286213. Member loan 2286213 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of San Diego </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of San Diego </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286216. Member loan 2286216 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,904 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montgomery County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Montgomery County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am planning on finishing a Basement area&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286238">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286238</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286238</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286238. Member loan 2286238 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POWDER SPRINGS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta Air Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My goal is to pay off high interest credit cards, and expiring promotional offers in order to save on interest. The monthly payment is less than I am paying now on minimum payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286278. Member loan 2286278 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south gate , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jb hunt </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286285. Member loan 2286285 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Discover Home Loans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Discover Home Loans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286466. Member loan 2286466 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$132 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">541.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; The loan is to decrease the high interest levels on particular credit accounts and ease the budget I have recently created in order to clear my debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286478">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286478</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286478</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286478. Member loan 2286478 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNTAIN VIEW, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/28/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286493. Member loan 2286493 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWI Collection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286494">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286494</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286494</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286494. Member loan 2286494 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286535. Member loan 2286535 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cottage grove, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lsg skychefs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; pay off higher interest rate debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286542. Member loan 2286542 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSG/Sky Chefs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn Park, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LSG/Sky Chefs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,455.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286543. Member loan 2286543 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chubb group of insurance companies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chubb group of insurance companies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286576. Member loan 2286576 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVERMORE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">formfactor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I will pay my 401 k, then i will borrow money again, to pay all my credit cards and my loan.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i will pay my 401 k, wich i borrowed money 2 yrs ago, but now, i would like to pay them, thats why im borrowing money from u, then i will borrow money again for my 401k, to pay all my credit cards en my loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286619. Member loan 2286619 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moncks Corner, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; My husband and I have a retail location and several websites. We are seeking funding for merchandise and advertising to grow and boost our business over the holiday season.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286681. Member loan 2286681 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,983 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Darby , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foam Fair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I am borrowing this money to invest in a business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$367.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286692. Member loan 2286692 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; the loan is to pay off my credit card bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286720">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286720</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286720</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286720. Member loan 2286720 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,796 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown County Sheriff Dept. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murrells Inlet, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgetown County Sheriff Dept. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is being used for a 20% down payment on a morgage loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286737. Member loan 2286737 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMPOC, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286788. Member loan 2286788 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REPUBLIC, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guaranty Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; would like a one payment option compared to 6 payments with a lower interest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286793. Member loan 2286793 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henry ford west bloomfield hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286801. Member loan 2286801 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,087 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sungarden terrace retirement home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286814. Member loan 2286814 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">thomaston, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286816. Member loan 2286816 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAVEEN, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Joesph Hospital and Medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; To consolidate  my debts (credit cards) into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286820">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286820</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286820</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286820. Member loan 2286820 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atkinson, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth dairy llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I wish to use this loan to consolidate credit card, medical, and other misc. outstanding bills, at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286836. Member loan 2286836 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pensacola, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marina management </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,542.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286881. Member loan 2286881 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Imagine Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286910. Member loan 2286910 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrenceville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/28/12 &gt; I would like to expand my advertising/marketing practice. Proceeds will be used for direct mail campaigns and other selling activities to gain additional clients.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286917">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286917</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286917</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286917. Member loan 2286917 was requested on November 28, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belmont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E2open</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 28, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286938. Member loan 2286938 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,813 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopland Sho-Ka-Wah. Casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2286955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2286955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2286955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2286955. Member loan 2286955 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,183 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOVATO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Bay Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I been working in automotive business since 2007 now I want buy cars remodel them, clean them, do paint job and try to sell them for much better value.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294585. Member loan 2294585 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELAWARE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">serv u success</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; bill consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; outstanding med  bills plus credit debt has made this necessary thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294666. Member loan 2294666 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompano Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To cosolidate credit cards. Personal and Business.&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; To consolidate credit cards.Personal and business.All are up to date and never been late.In the transportation business for 30yrs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,957.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294670. Member loan 2294670 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294708. Member loan 2294708 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294717. Member loan 2294717 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meisinger Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294771. Member loan 2294771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,868 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thurmont, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$55,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294778. Member loan 2294778 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">freshmeadow queens, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NY Presbyterian Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This debt consolidation loan will help me a lot the intrest on my credit card&lt;br&gt;is to high&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; my loan is to pay my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; This loan is to pay all my credit card bill and if any left over some hoiday &lt;br&gt;shoping but must of all my credit card the intrest is too high&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; People take out loan for several different reason but the main thing is that&lt;br&gt;they need money.With a loan you would have the freedom to fullfill the needs and not having to worry about the high intrest rate of the credit cards&lt;br&gt;and by me taking this loan will help a lot of does worries and help&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; My story is that I have been paying high intrest on my credit cards and last&lt;br&gt;night I was looking and I got upset and said that most be a solution to this &lt;br&gt;madness and came to my office ready to find a solution not to be paying &lt;br&gt;all this high intrest when online and foud you and apply and apply&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294782. Member loan 2294782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MC KINNEY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Senior Select Home Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,609.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294801. Member loan 2294801 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita Falls , UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I walways pay my bills on time so this loan will be no different. I am a good client for a personal loan, I will make all payments in full and on time&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; I am hoping to get the loan to assist with a medical prodecure that is will make my quality of life better.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294844. Member loan 2294844 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALIS ROTI SHOP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,295.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294846. Member loan 2294846 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,543 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RONKONKOMA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockbridge Resources, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is to consolidate my credit card debt into 1 monthly payment so I am able to pay off this outstanding debt within a specified period of time or sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,031.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294939. Member loan 2294939 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAND O LAKES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294963. Member loan 2294963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,267 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interlinc Mortgage Services, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidating credit cards into one payment for simple interest financing with a set term.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294976. Member loan 2294976 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Creek Country Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITEWRIGHT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Creek Country Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Have been employed at current position and club for 20 years  Will use funds to payoff high interest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2294992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2294992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2294992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2294992. Member loan 2294992 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SNELLVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I am doiing my best to end the cycle of debt. I am a self employed entertainer and this year has been tough. Next year looks better, but trying to get out from under oppressive credit card debt.Hope you will help.&lt;br&gt;I have received these pre-approved offers before and always denied.&lt;br&gt;Surprise me!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295013. Member loan 2295013 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEY COTTAGE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jewishhome</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,143.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295017. Member loan 2295017 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I.G.H.T. Program</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295031. Member loan 2295031 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Petroleum LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295117. Member loan 2295117 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encino, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$771.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295123">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295123</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295123</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295123. Member loan 2295123 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay all cards into one bill, canceling, then use pre-paid credit already established through Wells Fargo, try to pay as quick as possible...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295132. Member loan 2295132 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eaton Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295135. Member loan 2295135 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHGATE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; surprise christmas visit to see grandchildren&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295137. Member loan 2295137 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHUA, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I work for a reputed company on a good pay scale. I'm in need to pay off my personal debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295177. Member loan 2295177 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">M-squared mgmt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295204. Member loan 2295204 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,491.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295207">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295207</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295207</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295207. Member loan 2295207 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,003 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Criminal District Court of Orleans Paris</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Slidell, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Criminal District Court of Orleans Paris</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295211. Member loan 2295211 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSSVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295231. Member loan 2295231 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKLAHOMA CITY, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODOT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Looking to consolidate some credit card debt and free up some extra funds.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295259">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295259</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295259</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295259. Member loan 2295259 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,057 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Tappan Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Tappan Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295264">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295264</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295264</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295264. Member loan 2295264 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRAHAM, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; pay off all my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; to pay off all me credit cards. so i can start living right so i can send my kids to college so maybe they will not have to do what i had to do it will help me out so i can breath and spleep at night please help me get my live back in order  for family and me please help a good person in need plesae&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295270. Member loan 2295270 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami International Airport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295272. Member loan 2295272 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Constellation Home Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Due to some family issues, I incurred significant credit card debt.  My efforts to pay them down are hampered by the very high interest rates.  With this loan, I can eliminate my credit card debt completely in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295281">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295281</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295281</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295281. Member loan 2295281 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prestonsburg, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Loan consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295298. Member loan 2295298 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,490 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Law Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Law Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295319. Member loan 2295319 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAUDVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northern Hospital of Surry County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295334">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295334</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295334</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295334. Member loan 2295334 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Western Montana Chapter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295338. Member loan 2295338 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRIS PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Somerset Hills School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295348. Member loan 2295348 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAONIA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Payoff a highter interest loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295371. Member loan 2295371 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WELLINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295392. Member loan 2295392 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOMESTEAD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295404">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295404</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295404</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295404. Member loan 2295404 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chandler Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295426. Member loan 2295426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Tired of paying out of control credit card rates As soon as I pay off the card companies I will maintain only 1 card for emergency purposes.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295487. Member loan 2295487 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295500. Member loan 2295500 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto go transmission</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW IBERIA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto go transmission</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; pay off high intrest credit card loans&lt;br&gt;&lt;br&gt;  Borrower added on 12/01/12 &gt; pay off high intrest credit card loans also bank loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295501. Member loan 2295501 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Bauer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Bauer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Paying off some credit cards and repair car&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,547.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295505. Member loan 2295505 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,285 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fdle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295512. Member loan 2295512 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295522. Member loan 2295522 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">belton, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.M. Fahey Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay OFF Credit Cards with HIGHER INTEREST RATES.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To PAY OFF Credit Cards with HIGHER Interest Rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295560. Member loan 2295560 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baptist Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In this last year there have been personal problems which have led me to have debts that I must pay off. I would like to combine all of them in one account and make one payment at a time. This method would be much more convenient for me.&lt;br&gt;&lt;br&gt;Thank you in advance.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I wish to express my sincere gratitude to all the people who make it possible for one reason or another that loan as they are approved, I think you are part of a group that give people new opportunities. Again thank you very much and God bless.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,443.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295580. Member loan 2295580 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295581. Member loan 2295581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295652. Member loan 2295652 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradigm Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LATROBE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paradigm Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295673">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295673</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295673</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295673. Member loan 2295673 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berthod motors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW CASTLE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berthod motors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295680. Member loan 2295680 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duxbury Mortgage Services, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duxbury Mortgage Services, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295712. Member loan 2295712 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,400 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paramount</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295718. Member loan 2295718 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ken Randall Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295738. Member loan 2295738 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLBROOK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fit BPO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,349.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295755. Member loan 2295755 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAMONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shimmick Construction Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This seems like a managable way to pay off a few credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,980.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295771. Member loan 2295771 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbott Northwestern Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295845. Member loan 2295845 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Micro Machines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Micro Machines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,800.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295847. Member loan 2295847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chillicothe, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regional Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,130.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295858. Member loan 2295858 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,169 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCALA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295860. Member loan 2295860 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bluewolf Group LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295886. Member loan 2295886 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,759.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295895. Member loan 2295895 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woodland Davis pest Control</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295919. Member loan 2295919 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; there is a few things I need the money for.  First pay of a couple of credit cards. Then pay my estimated state income tax. Finally fix the front steeps into the house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295941. Member loan 2295941 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,577 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CyberThink inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CyberThink inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295952. Member loan 2295952 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catonsville, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I have a credit card that I have been struggling with. The minimum payment just became too high for me and this loan will reduce my monthly payment a great deal. Plus I will actually see the balance shrink! Once I gain financial freedom personally, I can continue to build my business further.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295992. Member loan 2295992 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE FALLS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">intex corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2295994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2295994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2295994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2295994. Member loan 2295994 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATONTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; My goal is to get rid of my credit card debt.  I have 3 cards w/high balances. It will take such a long time to pay them off off just paying slightly more than the min pmt.  This loan will allow me to close the CC accts and eliminate the debt in just 5 years and will save me thousands of dollars.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296002. Member loan 2296002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PEORIA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parker Fabrication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate debt to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296075. Member loan 2296075 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lehigh acres, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">spectrum contracting inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; i will be paying off my credit cards that have a high apr.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296082">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296082</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296082</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296082. Member loan 2296082 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296088. Member loan 2296088 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,558 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASILLA, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metson Offshore Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; After moving to Alaska June 2012 to take employment with the company I now am with I used up a lot of my reserves to make the move. With this loan I can eliminate some debt including a college loan which will bring me into a comfortable position with my life here in Alaska.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296090">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296090</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296090</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296090. Member loan 2296090 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pho888</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296092. Member loan 2296092 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am using this loan for debt consolidation.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296095">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296095</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296095</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296095. Member loan 2296095 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,187 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OILWELL TUBULAR CONSULTANTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROUSSARD, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OILWELL TUBULAR CONSULTANTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; CONSOLIDATE HI INTEREST CREDIT CARD BALANCES AND CANCELL THESE CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296103. Member loan 2296103 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296130">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296130</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296130</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296130. Member loan 2296130 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KELLER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296136">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296136</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296136</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296136. Member loan 2296136 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">payless mattress and fiurniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; The loan is is for the sole purpose of paying of paying off existing debt..which is mostly due to dental work I had done..I paid alot of that bill by using my own cash..This loan would pay off most of my debt making my finaces very easy to manage..I could do it on my own,but this makes sense.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; The loan is for the sole purpose of paying off existing debt which was incurred due to dental work which I had done..I also used alot of my own cash to pay that bill..This loan would make my finances very easy to manage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296139. Member loan 2296139 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,420 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astonish Results LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coventry, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astonish Results LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Nearly 10 years ago I started a partnership that dissolved after nearly five years. I cut my teeth on Internet marketing at the time and have since moved to working in a startup that just hit Inc's 500 list. I'm now in a stable place and want to pay off the debt faster than the CC rates allow.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$85,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296178. Member loan 2296178 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANGEL FIRE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296230">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296230</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296230</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296230. Member loan 2296230 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backyard Bistro</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Most of the funding is going to credit card consolidation/refinancing.  The rest is being used for home repairs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296231. Member loan 2296231 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKRON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,417.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296239. Member loan 2296239 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crosslink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296270. Member loan 2296270 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296274. Member loan 2296274 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New London, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Im tring to buy my grandsons truck to help him out after the death of his father and help him avoid losing the truck&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296285. Member loan 2296285 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAYCE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296290">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296290</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296290</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296290. Member loan 2296290 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,666 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falco Alarm Co. of Tulsa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broken Arrow, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falco Alarm Co. of Tulsa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296295">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296295</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296295</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296295. Member loan 2296295 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jupiter, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card refinacing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296309. Member loan 2296309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interim Health Care and Hospice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; In need of new heater/air conditioner&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; My air/heater died. $30.000.00 to replace&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,057.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296329">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296329</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296329</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296329. Member loan 2296329 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">providence point</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296339">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296339</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296339</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296339. Member loan 2296339 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kids World Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card debit&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I would like to consolidate my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296358. Member loan 2296358 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Barbara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296361. Member loan 2296361 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BUFFALO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Speedmark Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296369. Member loan 2296369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OPELOUSAS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296372. Member loan 2296372 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewis Center, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Creative Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296374. Member loan 2296374 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to consolidate a couple high interest credit cards.  I've had a hard time trying to pay them off but I believe consolidating them would make a huge difference.  I had some financial challenges in the past but have since rebuilt my credit one point at a time, which I'm very proud of.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I've spent the last several years rebuilding my credit, one point at a time.  Unfortunately I still have some high interest credit cards I'd like consolidate and pay off.  This would allow me to do so and improve my rating some more.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,195.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296375">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296375</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296375</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296375. Member loan 2296375 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALENCIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296392. Member loan 2296392 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,758 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B&W Fluid Dynamics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEER PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B&W Fluid Dynamics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have several credit cards w/balances totaling ~$30,000 and interest rates ranging from 22 - 30%.  My total monthly payments on these cards is ~ $800.  My payments to Lending Club would be about the same &amp; your support would allow me to pay them off saving considerable interest &amp; time.  Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296395. Member loan 2296395 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,743 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGDALE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington Hospital Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296401. Member loan 2296401 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission Pharmacal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidation of several credit cards. This loan should save me around $200 a month with a much lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296402. Member loan 2296402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,421 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HERMOSA BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUB International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,616.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296426. Member loan 2296426 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stoneham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resource Options Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296463. Member loan 2296463 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296485">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296485</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296485</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296485. Member loan 2296485 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wadel Stabilization</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hart, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wadel Stabilization</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296525">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296525</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296525</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296525. Member loan 2296525 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,577 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296543. Member loan 2296543 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alabama Power Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUFAULA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alabama Power Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296554">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296554</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296554</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296554. Member loan 2296554 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New School University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296555. Member loan 2296555 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yardworks Nursery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like a loan with a lower rate than my credit cards, so that I may get out of debt. I want to free from debt within 3 years and this will help me in that goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,228.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296558. Member loan 2296558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLC Global</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is something I will be using to consolidate 2 high rate credit accounts i have currently in order to pay them off much more quickly&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296612. Member loan 2296612 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCIF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; refinance from higher interest rate credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296614">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296614</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296614</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296614. Member loan 2296614 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLNEY, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INSURANCE AGENCY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296638. Member loan 2296638 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,770 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Round Rock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND ROCK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Round Rock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,396.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296649. Member loan 2296649 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Virginia's College at Wise</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WISE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Virginia's College at Wise</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; We want to get our consumer credit debt off of us, and get out of debt in five years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296654. Member loan 2296654 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diamond Graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296656">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296656</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296656</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296656. Member loan 2296656 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massapequa, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1974</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296707. Member loan 2296707 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUN PRAIRIE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296730. Member loan 2296730 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RUTLEDGE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camp Twin Lakes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,591.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296746. Member loan 2296746 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shepherd Eye Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296747. Member loan 2296747 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryen Friedrich dds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryen Friedrich dds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I want to pay off credit card debt fast and easy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,432.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296752">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296752</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296752</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296752. Member loan 2296752 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hawthorne, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Amo Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296759. Member loan 2296759 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dagen trucking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUEENSBURY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dagen trucking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,849.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296766. Member loan 2296766 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,548 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANCESTOWN, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyler Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296794. Member loan 2296794 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,077 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">READING, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reading Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To pay off a few student loans and credit cards and consolidate to a more managable one payment a month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,263.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296860. Member loan 2296860 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">complete distribution services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">complete distribution services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296891. Member loan 2296891 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATICK, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown Taxi Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296893. Member loan 2296893 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Afton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Us Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan will lower my monthly payments by $300 and assist in paying off cards which would take up to 15 years by paying the minimum.  This loan payment would be $878, other low interest loans $1550 and other bills (phone, insurance, etc) $852 equals $3280 a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,323.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296899">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296899</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296899</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296899. Member loan 2296899 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Sinai medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296901">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296901</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296901</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296901. Member loan 2296901 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEES SUMMIT, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296915. Member loan 2296915 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">upper marlboro, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dunkin donuts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to buying a inventory for store and pay some bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296921. Member loan 2296921 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation for credit cards/home improvement loan/dental bills/etc&lt;br&gt;&lt;br&gt;Excellent credit and can not get a loan at a bank for over 10K at 13%apr, they must be out of there mind, my cc apr is lower than that!! Hopefully these fine people at the Lending Club can help!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296933. Member loan 2296933 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spotsylvania County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Lower interest rate on credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,227.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296936. Member loan 2296936 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newbury Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WellPoint, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296941. Member loan 2296941 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROSPERITY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Derst Baking Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296942. Member loan 2296942 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHUGIAK, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toys R Us</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296962. Member loan 2296962 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizen Advocates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citizen Advocates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; This loan is going to combine 4 open accounts each with a different due date. This will allow one easy monthly payment to be factored into my monthly budget so I will be able to focus more of my time towards reaching my goal of being debt free before returning to college for my Masters in Nursing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,346.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2296963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2296963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2296963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2296963. Member loan 2296963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DaVinci Signs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have credit card loans that have accumulated over school and car repairs and with a few cards it would be a great budget help to have a single monthly payment that I can use to budget more efficiently and hopefully pay off sooner. Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297015. Member loan 2297015 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUITMAN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bob Evans Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,117.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297044. Member loan 2297044 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To move and pay off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,428.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297046. Member loan 2297046 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGEVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Golder Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297055">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297055</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297055</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297055. Member loan 2297055 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORMAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agio Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297078. Member loan 2297078 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$86,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297079. Member loan 2297079 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVER RIDGE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chateau Golf Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297087. Member loan 2297087 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Enterprises</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Enterprises</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is a chance to consolidate debt and improve credit for myself and my family. Recently went back to school to finish a B.S. in Mech. Engr., and will be graduating next year. Hard working Americans getting back on our feet after losing my Father a few years ago. Thanks for your time!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297091. Member loan 2297091 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Palm Beach, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St.Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have been focused one graduate school the past 3 years and in this time I have accumulated a little credit card debt in which I would like to consolidate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297120. Member loan 2297120 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redondo Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cast and crew</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To assist in paying off high interest credit debt and provide a savings for emergencies.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297127">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297127</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297127</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297127. Member loan 2297127 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALAMEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlton Senior Living</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297149. Member loan 2297149 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deerfield, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Family Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297154. Member loan 2297154 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palm Desert, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Desert Jet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt a short amount of time.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; To consalidate past credit card debit to a lower interest rate and get out of debt in a shorter amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297161. Member loan 2297161 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Arco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evergreen Arco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; wedding&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297224. Member loan 2297224 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">teaneck, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leacraft boland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; my daughter has been struggling her whole life and has always taken care of her mother an i would love nothing more than to help her marry the one man she has always loved by helping her make her wedding day special in allowing her the opportunity to walk down the isle, a mothers gift to her child.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297229. Member loan 2297229 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WMS Gaming</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHEELING, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WMS Gaming</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have two high interest credit cards I am paying off.  This loan will save me SIGNIFICANT interest fees and allow me to pay this debt off much sooner than I could making the monthly payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,303.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297246. Member loan 2297246 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,694 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suddenlink Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JONESBORO, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suddenlink Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,389.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297258. Member loan 2297258 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEBSTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summit sales</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt consolidation lower monthly payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297279. Member loan 2297279 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Working capital and estimated tax payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297288. Member loan 2297288 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAIRO, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laborers local 1085</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297294. Member loan 2297294 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASADENA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297382. Member loan 2297382 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Certified Power, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zion, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Certified Power, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,551.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297397. Member loan 2297397 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,219 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pest Management Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOPHIA, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pest Management Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297400. Member loan 2297400 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; creditcards,consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297420. Member loan 2297420 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Setting up my new business in the medical field, need financial aid.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297421. Member loan 2297421 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMYRNA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297432. Member loan 2297432 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,782 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Slidell, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peter Galvan, MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297464. Member loan 2297464 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FIRST COMMUNICATIONS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297489. Member loan 2297489 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DRACUT, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence General Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297521. Member loan 2297521 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synergistic Research</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANA POINT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Synergistic Research</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,489.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297544. Member loan 2297544 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,884 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yorkville, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cordia Senior Residence</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; Pay off all credit cards immediately !!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297562. Member loan 2297562 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Long Beach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Long Beach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297580. Member loan 2297580 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tampa, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YMCA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297585. Member loan 2297585 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHENECTADY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coca cola</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297597. Member loan 2297597 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transcend United Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297605. Member loan 2297605 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Heritage Credit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; PAYOFF ALL CREDIT CARDS, NEW ROOF ON MY HOUSE, AUTOMOBILE REPAIR&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; Pay off credit cards, pay off a couple of small  loans,new roof on my house, automobile repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297613. Member loan 2297613 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amgen Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amgen Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To consolidate our high interest credit cards and eliminate high interest department store cards.  With LC's help, I'll be able to save more for my children's college fund after the 36month term. Thank you LC.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,818.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297639. Member loan 2297639 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upland Rehab Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am applying for this loan to consolidate my debts. I want to be debt free in 3 yrs. that is my goal.i also want to increase my fico score and be credit worthy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297674. Member loan 2297674 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297721. Member loan 2297721 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bosch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bosch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297741. Member loan 2297741 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newyork, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; i am a sales person.so i wanna more growth my business thats why i need some money.&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; i wanna my business growth as a sales person and as an inverstor i wanna make sure the , i have suffieient money to salec and buy good products and combination of sales and make some products.for this purpose i need some money and quality purpose to ensure that my products will be the best products.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297744. Member loan 2297744 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">panhandle, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297777. Member loan 2297777 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">port saint lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Luciecounty  Sheriff</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297791. Member loan 2297791 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goldens bridge, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">june realty services inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297801. Member loan 2297801 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,658 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solsberry, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mid America Clinical Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will me get to one monthly payment and help reduce high interest on other credit cards. I am looking forward to being able to payoff my loan in less than the 5 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297824. Member loan 2297824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Our Home Office, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are looking to buy a house before next school year so we can be in a better  zone.  We have come a long way paying our debt down but feel like we are running out of time and need this little extra help. We fully intend to be able to pay this loan off considerably early.  Thanks for considering.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297906. Member loan 2297906 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fayetteville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frazier & Deeter LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I plan to use the loan proceeds to pay off several high interest credit card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$126,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297979. Member loan 2297979 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,717 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mulholland Security &Patrol</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mulholland Security &Patrol</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2297993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2297993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2297993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2297993. Member loan 2297993 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,510 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William George Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUTTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">William George Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298002. Member loan 2298002 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemount , MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298041. Member loan 2298041 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYOMING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Michigan Wheel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298042">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298042</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298042</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298042. Member loan 2298042 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Germantown, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">utilimap corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; too many credit cards at high interest rate&lt;br&gt;one payment ease and no more interest accumulation&lt;br&gt;i calculated 320 a month in interest not accumulating&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,697.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298070">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298070</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298070</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298070. Member loan 2298070 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDC Repair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298134. Member loan 2298134 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY MOUNT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298168. Member loan 2298168 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikeston, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Food giant inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298169">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298169</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298169</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298169. Member loan 2298169 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,942 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Video Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is to get ride of my high interest credit card payments that will take me 30+ years to pay off. I am a bit leery of using this peer to peer option but from my research this may be a good way to reduce my debt quicker.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298190. Member loan 2298190 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWFOUNDLAND, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298216. Member loan 2298216 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHWENKSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GMAC Mortgage LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298233. Member loan 2298233 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I'm applying for this loan to upset another loan of a higher rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298242">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298242</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298242</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298242. Member loan 2298242 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT JACOB, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krys Jacobs </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have credit card debt that has higher interest. It never seems to go down even though I pay more per month.Want all paid off in 3 years and one payment per mo.Debt was mostly from trying to finish construction on our home.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; Credit card debt. Was trying to finish home to move into and ran out of money a few years ago. Have shredded most cards have been trying to pay them off. Visicous circle with high interest. This will pay them all off within 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298250. Member loan 2298250 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Carpet One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298315">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298315</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298315</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298315. Member loan 2298315 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,832 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calhoun, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298320. Member loan 2298320 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UISD  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298359. Member loan 2298359 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH POLE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Safeway Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298361. Member loan 2298361 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS OIG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fullerton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS OIG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; This loan is to pay off high interest credit cards in 5 years versus the rest of our life.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; And to improve our fico score.  Have never been late on anything and fico is hurting us because creditors lowered all of our credit limits to what our balance is so everything is maxed.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; This loan would help us payoff a large chunk of credit cards in 5 years and help improve our fico score. Payment would be about the same as what we pay now on the cards we wanna pay off.  Benefit would be they would be paid in 5 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,137.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298368. Member loan 2298368 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORIDA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimiecik Landscaping</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Ive decided to purchase a automatic standby generator with automatic transfer switch. After hurricane Sandy we were without power for 11 days. My small generator did just fine however sitting in line for fuel for hours made this decision pretty easy for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298371. Member loan 2298371 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AZTEC, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Champion Technoligies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; debit consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298372. Member loan 2298372 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JP Morgan Chase Bank NA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298382. Member loan 2298382 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup McKinley County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navajo, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gallup McKinley County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298389. Member loan 2298389 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Strand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Strand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidating four credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,171.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298402. Member loan 2298402 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Round Star inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298438. Member loan 2298438 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSC Environmental, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PSC Environmental, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298469. Member loan 2298469 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DU BOIS, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,212.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298484. Member loan 2298484 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Tech Plastics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICAN FORK, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Tech Plastics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298506. Member loan 2298506 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Naugatuck, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298537. Member loan 2298537 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298544. Member loan 2298544 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWINGTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spacefitters </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,169.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298556. Member loan 2298556 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north bay portables</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consiladate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298565. Member loan 2298565 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cigna</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington Heights, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cigna</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Strong income and credit score.  Recently reduced mortgage rate from 6.375% to 4.125%.  Final car payment in January, 2013.  Former Lending Club customer who paid off a loan in the past.  &lt;br&gt;&lt;br&gt;Borrowing money at a lower rate than my credit card, and to do some needed remodeling on the house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298573. Member loan 2298573 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEORIA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To pay of c.c.'s&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298586. Member loan 2298586 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALTAMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debit consolidation,loan pay off.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298601. Member loan 2298601 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUMMING, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crawford and company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298607. Member loan 2298607 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Ridge School & Pawling Cntrl Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; The Town where I reside has mandated that I make improvements to my home in order to close out open building permits. I will lose my home if I can't afford to do this.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298615. Member loan 2298615 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSTA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regency General Contractors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; consolidate credit card debt.&lt;br&gt;been paying my bills on time.&lt;br&gt;$900.00&lt;br&gt;I have been with current employer past 7 years, it seems very promising down the road to become a bord member.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298625. Member loan 2298625 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foss, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Hughes Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298645. Member loan 2298645 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRIDENT CONSULTING INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOSTER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRIDENT CONSULTING INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Requesting Loan for Debt Consolidation. Credit Card companies are charging high interest. The balance never seems to reduce. Current credit card balances: $11938.37, $2785.31, $2347.01, $1470.09, $1431.26, $1343.63, $1259.29, $473.80. Total $23048.76. Will fund a part from my Salary. Thank you.&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I have never ever missed a payment till date! My Experian credit report 12-02 says: &quot;You have done a great job at making all of your payments on time...&quot; I have a good job &amp; with this loan, I will be able to save more especially since I will save on huge interest payments on credit cards. Thank You&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; I have NEVER missed any payments till date. My EQUIFAX Credit Report dated 11/30 says:&lt;br&gt;Payment History: Your history of paying bills on time: Excellent.&lt;br&gt;&lt;br&gt;Thank you very much for your funding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,220.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298660. Member loan 2298660 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PIGEON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scheurer hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298670. Member loan 2298670 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mutual of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mutual of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298676">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298676</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298676</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298676. Member loan 2298676 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,942 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campbell union high school </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Campbell union high school </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am just trying to pay off my cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,518.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298677. Member loan 2298677 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nabisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Simply consolidating all my credit cards.  Good stable job of 20 years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298703. Member loan 2298703 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We are looking into getting our interest rates down so more of our payment goes to the principle and we can get out of debt for good.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298721. Member loan 2298721 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vernon, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR, INC., SEII</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Loan request is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298734. Member loan 2298734 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Incomm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Incomm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298746. Member loan 2298746 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,381 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FEDERAL WAY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298756. Member loan 2298756 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtime</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtime</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Stabilizing the finances with a term based apr loan. This will help our family lead to a planned way of getting rid of this credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298759. Member loan 2298759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My loan request is to consolidate credit card debt. To begin the new year with a new outlook, new goals and new aspirations.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298772. Member loan 2298772 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,427 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CTS Telecommunications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newark, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CTS Telecommunications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,920.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298800. Member loan 2298800 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST LONG BRANCH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ansell Grimm & Aaron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; The loan is to pay off my credit card debt by consolidating them to a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,433.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298807. Member loan 2298807 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,286 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to consolidate debt and pay medical bills...just had surgery, owe approximately $10,000&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298828. Member loan 2298828 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYAL, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JBS United</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; just a little help to get over the hump&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298830. Member loan 2298830 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,225 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big y</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Agawam, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Big y</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298841. Member loan 2298841 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST PALM BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The society Of The Fourarts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; consolidate all my debts into one   payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,309.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298855. Member loan 2298855 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beth israel medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298858. Member loan 2298858 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McEnearney Associates, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298873. Member loan 2298873 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METHUEN, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Green Shed Renovations</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298898. Member loan 2298898 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Outsource Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">newark, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Outsource Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Want to put the money I pay into all my credit cards montly into a loan that has a smaller interest and is 1 payment a month equivalent to what i pay the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298927. Member loan 2298927 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">werner ent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Adding garage&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; garage&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298936. Member loan 2298936 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunoco Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay City , TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunoco Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have a stable job. However I have put into place steps to make sure this loan gets paid back. Life, disability insurance and a few months pay into my savings account. I believe in loyalty. If I am going to ask investors to help me. I am going to make sure there are safeguards in place for them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298946. Member loan 2298946 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vendue Inn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay off credit card with high interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298948. Member loan 2298948 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chevy Chase, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holy Cross Anesthesia Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Funding requested to help remodel kitchen in a recently purchased house. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298949">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298949</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298949</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298949. Member loan 2298949 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILLY INVESTMENT INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LILLY INVESTMENT INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; TO EXPAND MY AUTO PARTS BUSINESS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298969. Member loan 2298969 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raeford, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,959.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298983. Member loan 2298983 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BarkleyREI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BarkleyREI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Over the past few years after a some personal hardships, my credit card balances have crept up.  I pay well more than the minimum each month, but with the high interest rates it's hard to get ahead.  Ultimately I'm trying to save to buy a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299009. Member loan 2299009 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to consolidate current credit cards and a personal loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299015. Member loan 2299015 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">117.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Princess Anne , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I will be using this loan to pay off my Chase Credit Cards, , HSBC, Lowes, and Dell Credit.  By Getting this loan I will be able to cut down time on these loans and will be able to pay them off fast and will lower the interest rates and will be able to raise my credit score!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299017. Member loan 2299017 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,160 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HYANNIS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackett Imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to refinance my credit cards to a lower interest rate, thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,650.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299026. Member loan 2299026 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irrigon, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jeromey lesperance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299034. Member loan 2299034 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LBUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am using these funds to pay off credit card debt in a faster fixed manner.  It will take me years to pay off this debt where as with this loan I know it will be payed off in 36 months or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$122,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299056. Member loan 2299056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DETROIT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RMC Vanguard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299077. Member loan 2299077 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Almond, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waupaca Foundry, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299079. Member loan 2299079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERVAIS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R&G Excavating</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299087. Member loan 2299087 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coral Springs, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cabinetparts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299092. Member loan 2299092 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUE EARTH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viracon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To do some refinancing&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; doing some refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,572.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299095">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299095</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299095</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299095. Member loan 2299095 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cushman & Wakefield</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALTHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cushman & Wakefield</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This is to pay off 9 credit cards that will actually end up saving me money and with a new baby on the way this will help out immensely!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299098. Member loan 2299098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUSBY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belair Road Supply Co., Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We are interested in a debt consolidation loan that will allow us to pay off a large portion of our revolving debt in a short period.  Our children are reaching college age and the 36 month term offered allows us to plan for the future as well as see an end in sight for reducing our overall debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299104">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299104</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299104</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299104. Member loan 2299104 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zipworks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299112">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299112</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299112</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299112. Member loan 2299112 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,355 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299114. Member loan 2299114 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,975 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grove City, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dublin Baptist Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To consolidate several bills into one payment with lower interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299115. Member loan 2299115 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte pipe and foundry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off 90% of my debt to get my wife and i back on our feet to live a happier life&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299117. Member loan 2299117 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHOLD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am borrowing this amount to do home improvements like replace a failed cesspool, replace a gas fireplace with a wood burning insert, reinsulate and pay off higher rate credit cards and debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299120. Member loan 2299120 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">grayslake, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay off crdit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; credit card bill consolidation pay these off at abetter rate and years paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299126. Member loan 2299126 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heavenly Smiles Dental</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; There is a great opportunity now to purchase home in Henderson where adding those money to already saved ones will give me the opportunity&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299144">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299144</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299144</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299144. Member loan 2299144 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilmington Parking Authority</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMINGTON, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilmington Parking Authority</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299166. Member loan 2299166 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wheeling, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; get me out of debt, almost there!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,320.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299167. Member loan 2299167 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,729 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLOUCESTER CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Barth Tax & Finanical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for majority home improvements.  The house I share with my fiancee we were able to complete the downstairs but ran out of money to be able complete upstairs. We are planning a wedding so money would be for that too as well has paying some credit card debt off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299172. Member loan 2299172 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,617 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,859.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299175. Member loan 2299175 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,848 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROHNERT PARK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amitesh Patel, D.D.S.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,402.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299190. Member loan 2299190 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JPMorgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Leveraged credit to try to save a failing restaurant venture. Requesting this loan to consolidate debt so that payments can be made and fulfilled.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299198. Member loan 2299198 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyct</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Want to get out of &ccedil;redit card debt. It has been a long time with it. Feel like Iam never going to get out of it .want to start 2013 with a new slate with this loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299200. Member loan 2299200 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REVERE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299212. Member loan 2299212 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Master Communications Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to use the loan  for all my debt consolidation.  I have a good job and have been in this field for over 28 years.  I am actively working on being debt free in a 5 year plan. Having a fixed rate.would go a long way  in making this possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299244. Member loan 2299244 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURAND, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ashley Furniture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299275. Member loan 2299275 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parque Vista Apartments, L.P.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit card debt refiance to lower intererest rates on current credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299286. Member loan 2299286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ENGLAND MOTOR FREIGHT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; clear up credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; clear up credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299300. Member loan 2299300 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackens True Value</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENTERPRISE, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brackens True Value</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I currently pay over $1000.00 a month towards debt and I am hoping to consolidate that into one lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299301. Member loan 2299301 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,989 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST SYRACUSE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empower FCU</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate credit cards to a lower rate and one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299340">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299340</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299340</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299340. Member loan 2299340 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,909 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS DOCCS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYS DOCCS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,038.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299346. Member loan 2299346 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT NECK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299357. Member loan 2299357 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bros carpentry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gloucester, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bros carpentry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; i want to refinance credit into lower monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299360. Member loan 2299360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERTY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Bureau of Prisons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299362">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299362</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299362</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299362. Member loan 2299362 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monterey Plaza Hotel & Spa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Monterey Plaza Hotel & Spa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have taken out smaller high interest loans and I am spending a fortune in interest. This loan will pay off my high interest loans along with a credit card bill and I will save more then $4,500 in interest over 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299363. Member loan 2299363 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299370. Member loan 2299370 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flynns automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to roll all my payments into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299379. Member loan 2299379 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Heights, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Captains</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299391. Member loan 2299391 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citescape LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEARWATER, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citescape LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is consolidate credit card and misc debt into one easy payment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; We choose a longer term so that the payment would lower, but we have a good record of paying extra and ahead on our obligations.  Thanks So Much for investing in our funding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299397. Member loan 2299397 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leisure  time  products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">leisure  time  products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299407. Member loan 2299407 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,654 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomington Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomington Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; with this debt consolidation I will be paying less per month while paying the debt off faster. Better alternative than cashing out the retirement.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299425. Member loan 2299425 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROY, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Regeneron</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will reduce interest rate currently paying  and payoff 2 accounts. The new 3 year term consolidation will effectively have a lower monthly payment and the new amortization schedule will be paid off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299426. Member loan 2299426 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faltisek Paving</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAMPO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faltisek Paving</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,655.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299436. Member loan 2299436 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,656.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299445. Member loan 2299445 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deninos south</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299449. Member loan 2299449 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">exclusive fresh inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">exclusive fresh inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; for pay off  high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299467. Member loan 2299467 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Child DEvelopment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tamaqua, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Child DEvelopment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299504. Member loan 2299504 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit cards APR is way to high, want to get rid of the credit card debt and the credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299505. Member loan 2299505 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299531. Member loan 2299531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enoch, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associated Foods Lins Pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate some loans to have a more affordable payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,680.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299548. Member loan 2299548 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steamfitters L.U.638</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RONKONKOMA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steamfitters L.U.638</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Rebuilt house over the past 2 years. Cost overrun. Wish to get rid of high interest credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299549. Member loan 2299549 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JONESBORO, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sams club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299558. Member loan 2299558 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,665 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Butte County Fire</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oroville, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cal Fire/Butte County Fire</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I wish to clean up my debt and improve my financial security. I have been at my very stable job for 11 years. I have every intention of paying my loan back early as I have done with previous loans I have had.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299560. Member loan 2299560 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299566. Member loan 2299566 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299573. Member loan 2299573 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Sinai Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299575. Member loan 2299575 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARREN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299579. Member loan 2299579 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cipco boarding co inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ROCKAWAY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cipco boarding co inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299599. Member loan 2299599 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Myers, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Naples fire dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299616. Member loan 2299616 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jack Henry and associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINEVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jack Henry and associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; credit card consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Intent for loan is to consolidate credit card bills to one convenient monthly payment.  Currently I have all credit card payments auto debited from my account with intended complete payoff by June of 2016.  This loan would create 1 auto debit payment and shorten my payoff plan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,768.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299617. Member loan 2299617 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need this loan the pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299628. Member loan 2299628 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Philadelphia </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,097.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299641. Member loan 2299641 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WATERTOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNITED STATES ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'm a US Soldier looking to use this money to help me pay off my credit cards. I deploy next year and I want to be free of this debt in case something happens. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299650. Member loan 2299650 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE LAKE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams Int</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299667">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299667</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299667</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299667. Member loan 2299667 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,196 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEDERLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntsman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299684. Member loan 2299684 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE WORTH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299685. Member loan 2299685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rollstone Bank & Trust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fitchburg, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rollstone Bank & Trust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I've lived beyond my means for a very long time, and am tired of it.  I've sought financial counceling and am working with an advisor to create a viable budget.  Additionally, I am actively seeking a 2nd job to assist with paying down my debt/building a nest egg.  Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299701. Member loan 2299701 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSMOS ATUO PARTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRICK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COSMOS ATUO PARTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; MY LOAN IS TO PAY OFF A FEW CREDIT CARDS AND TO PAY A LAWYER FEE.WITH ALITTLE LEFT OVER IN CASE OF ANY EMERGENCIES THAT MAY ARISE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,007.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299712. Member loan 2299712 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,710 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Doral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Worldwide Cargo Logistics Americas LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299731. Member loan 2299731 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seneca Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARABOO, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seneca Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,739.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299751. Member loan 2299751 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sikorsky</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299755. Member loan 2299755 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port Saint Lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetJets</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Hi Everyone,&lt;br&gt;&lt;br&gt;I am using this money to purchase some HMI lighting for my production company.  I have had other loans in the past with The Lending Club and I have paid them off on time.  I have excellent credit and a fantastic track record with The Lending Club.  Contact me for any questions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299759. Member loan 2299759 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOSTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DSCI Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This is a consolidation of my last two high interest credit card balances so I can pay them off and retire my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299773. Member loan 2299773 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUFFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominion Power</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299795. Member loan 2299795 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Princeton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299802. Member loan 2299802 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardiff, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Univar USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; debt consolidation, very high credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,928.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299825. Member loan 2299825 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARDON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299834">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299834</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299834</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299834. Member loan 2299834 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,664 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO CUCAMONGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">schneider national</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; paying off bofa credit card $8200 wells fargo $10600 sears $4871instead of 15 to twenty years to pay off these loans i can know be done in only 5 years..and will pay off all of my smaller debt with my tax return in in total i will be saving 250.00 per month in mothly bills, and have only one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299838. Member loan 2299838 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,058 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado Springs, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This will allow me to pay cards so that may be able to save more each month.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; This loan will allow me to pay off the majority of my credit cards so that I can cancel them. And I will be able to save more each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,342.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299843. Member loan 2299843 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENEXA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&R Block</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299855. Member loan 2299855 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta City Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta City Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate some of my debt and medical expenses not covered by my insurance company.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299859. Member loan 2299859 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedman Williams Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299866. Member loan 2299866 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOLCOTT, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trattoria La Festa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Recent big life changes including buying a home, hoping to consolidate my high interest debt in order to pay it off faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299886. Member loan 2299886 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,428.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299891. Member loan 2299891 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,769 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANTHEM, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299894">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299894</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299894</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299894. Member loan 2299894 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACME, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Mold Remediation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299905. Member loan 2299905 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alabama</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEY GRANDE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Alabama</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I need to consolidate my credit card bills, this loan will give me better rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299929. Member loan 2299929 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299935. Member loan 2299935 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMINGTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NHRMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,653.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299951">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299951</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299951</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299951. Member loan 2299951 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRADFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CNB Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299958">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299958</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299958</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299958. Member loan 2299958 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,131 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAJON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARTWRIGHT INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299961. Member loan 2299961 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DESOTO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Dallas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,026.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299968. Member loan 2299968 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GARLAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pierremont Townhomes (HOA)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299969">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299969</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299969</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299969. Member loan 2299969 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HEMPSTEAD, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Societe Generale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299971. Member loan 2299971 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nuevo ca, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">manager</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I want to buy a new business place&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I would like a loan for my business because i would like to remodel it to get more money and more clients and so the clients could feel good about the business and want to come back&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; i want a loan for my business because this is a good aportuniti to remodle my business and to get more money and get more clients so they can feel good and come back to the business so if you could please give me the loan i would be really thankful and also  my employes would be happy thank you much&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299972. Member loan 2299972 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAPPAN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyack schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We are currently remodeling a few rooms in our house including the bathrooms and we would like to use the money for all fixtures and appliances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299992. Member loan 2299992 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,308 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord Fire Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUTLER, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord Fire Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have about 23,000 dollars worth of credit card debt, I pay the minimum plus a few dollars every month and the debt doesn't seem to shrink. I pay over 1,000 dollars a month just for credit cards. This loan would allow me to get financially healthy.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Good bye credit cards!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,448.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2299994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2299994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2299994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2299994. Member loan 2299994 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Renfrew, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; An ATV for use around home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,696.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300001. Member loan 2300001 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colchester, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300012. Member loan 2300012 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perfection Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perfection Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; To consolidate other outstanding bills to have one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300017. Member loan 2300017 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,975 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCAN, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300029. Member loan 2300029 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRIDLEY, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Just want to do a consolidation and get all debt payments consolidated and paid faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300056. Member loan 2300056 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARKHAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCR Transportion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300074. Member loan 2300074 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to repaid credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300076">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300076</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300076</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300076. Member loan 2300076 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Twin Cities Labatory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300078. Member loan 2300078 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TURLOCK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cost-Less</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300088">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300088</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300088</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300088. Member loan 2300088 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pfizer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,032.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300092. Member loan 2300092 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,084 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULLMAN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I was trying to consolidate my loan to help with monthly income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300115">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300115</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300115</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300115. Member loan 2300115 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,296 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Asplundh Tree Expert Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Willow wood, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Asplundh Tree Expert Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I plan to pay off all credit cards and my car and will be debt free from all major bills. My job is a very good job and make good pay. I want to pay off bills faster and be abel to have money for unexpected expences. And save money to pay this loan off faster with haveing about 1200.00 dollars extra&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300118. Member loan 2300118 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Powder Springs , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International Business Machines Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300132. Member loan 2300132 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gramercy Park Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300139. Member loan 2300139 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stark Carpet Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOUGHTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stark Carpet Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is for some needed credit card relief turning everything into one lump sum and avoiding the fees and APR's from credit cards is a relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300141. Member loan 2300141 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; PAY OFF MY CREDIT CARDS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300142">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300142</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300142</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300142. Member loan 2300142 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESLEY CHAPEL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Veterans Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Looking for a company to reduce my debt without the complexity of traditonal bank lending&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,768.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300146">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300146</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300146</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300146. Member loan 2300146 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Odessa, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Have had some periods of unemployment and got behind. Am back on track now and looking for the cheapest, fastest and easiest way to get out of debt. Thanks for your help.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300155">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300155</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300155</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300155. Member loan 2300155 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of VA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300181">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300181</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300181</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300181. Member loan 2300181 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,170 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chappaqua Central School district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Fairfield, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chappaqua Central School district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300183. Member loan 2300183 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAFAEL, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bio PAPPEL international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300225. Member loan 2300225 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUARTE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bank of america</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300239">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300239</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300239</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300239. Member loan 2300239 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south gate, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; looking to purchase a used mini van&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300244. Member loan 2300244 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,370 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHGLENN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Adams 12 Five Star Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan will be used for debt consolidation and to pay off high limit credit card debt at well known financial institutions as well as local store chains.  This debt consolidation loan would improve my current financial outlook and would provide further savings on a monthy basis.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,720.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300249. Member loan 2300249 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,581 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan is to pay off current bills with higher interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300260. Member loan 2300260 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURG, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I wish to pay off my credit cards and have 1 easy payment. I feel this will increase my credit score .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300262. Member loan 2300262 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,372 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacifica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300277">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300277</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300277</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300277. Member loan 2300277 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sitzmann Morris & Lavis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Ramon, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sitzmann Morris & Lavis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To consolidate multiple credit card and loan payments in to one.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,693.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300280. Member loan 2300280 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SDDC US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300283. Member loan 2300283 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LISLE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kindred Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; After a Master's degree, my dad's job loss, and my grandma who passed with too much love and pride to tell her family about a reverse mortgage, I attempted to help my family and gain my education. I truly look forward to being debt free, and having my hard earned income invested and plan my future!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300286. Member loan 2300286 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paisano Redi Mix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; debt consolidation  and repairs to my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300289">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300289</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300289</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300289. Member loan 2300289 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Decorative Painting & Design</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300321. Member loan 2300321 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300330. Member loan 2300330 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deptartment of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deptartment of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300343. Member loan 2300343 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dayton High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300345. Member loan 2300345 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTERLIGHT HEALTH CARE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTERLIGHT HEALTH CARE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,206.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300360. Member loan 2300360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVUE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo N.A.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Need to raise $8000 to pay off my Nordstrom Credit card balance, I used the card to pay for my college expenses in 2007 - 2009. If the amount is successfully fund by lendingclub investors, I can make additional $150 principle payment every month and pay off my debt faster in 2 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300364. Member loan 2300364 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Meyer and LUNDAHL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300373. Member loan 2300373 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,259.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300376. Member loan 2300376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300390. Member loan 2300390 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milwaukee, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'm currently seeking funding for a downpayment to buy a recreational co-ed sports league I have been working at since 2005. The business has been around since 2000. Small investment for a business that has seen a six figure gross every year since 2002. Thank You!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300405. Member loan 2300405 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knights Service Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PIQUA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knights Service Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300408. Member loan 2300408 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Menlo park</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunnyvale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Menlo park</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is to pay off/close higher interest credit cards with a payment schedule and interest rate from lending club that will allow me to pay off debt in a reasonable amount of time. Credit card usage occurred in the past.  All payment obligations are being met without issue.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300412. Member loan 2300412 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALT LAKE CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debit consolidation so that i can begin building my real estate portfolio.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,447.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300428. Member loan 2300428 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FBI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$444.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300434. Member loan 2300434 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTLAKE VILLAGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ucla</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; reduce and consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300437. Member loan 2300437 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R/GA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R/GA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a few student loans and credit card debt scattered about and I'm using this loan to pay them all off and just have one monthly payment from here on out.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300454. Member loan 2300454 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,723 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">barona casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN YSIDRO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">barona casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off credit card and loans&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; pay off credit card and loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300455">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300455</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300455</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300455. Member loan 2300455 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off some credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300459. Member loan 2300459 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300469. Member loan 2300469 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,966 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Akron Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am seeking to consolidate debt and make my monthly payments more manageable.  This loan will allow me to pay down my debt more quickly. Thank you for your consideration of this loan request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300476. Member loan 2300476 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAAS TCM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300477">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300477</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300477</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300477. Member loan 2300477 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TREVOSE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Basically i would like to pay off my high interest credit cards,&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Basically i would like to pay off my credit cards which have very high&lt;br&gt;interest, i also have a bike i want to pay off too. If i can get this loan which has a lower interest rate i will be able to pay this loan amount off very fast.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300482. Member loan 2300482 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chrysler LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELVIDERE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chrysler LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is for refinancing my 24.99APR cards to a much lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300507. Member loan 2300507 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Altercare Of Hilliard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,014.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300512">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300512</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300512</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300512. Member loan 2300512 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Too much credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300515. Member loan 2300515 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,088 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Want to consolidate some high interest cards coming off of their 0% offers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300531. Member loan 2300531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Army Civil Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Army Civil Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Now that the weather has turned cooler in Texas, I am planning to replace and re-lay the propane gas lines and the water lines to the house, as well as replace most, if not all, of the water lines in the house and the water heater, which is 15 years old, before it fails completely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300534. Member loan 2300534 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hitachi High Technologies America, INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hitachi High Technologies America, INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300539. Member loan 2300539 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,711 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOSCHTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hall County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit Card consolodation to lower finance charges and pay off my debts more quickly and efficiently&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300543">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300543</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300543</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300543. Member loan 2300543 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pelican</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300563. Member loan 2300563 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south nassau communities hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; for debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300566. Member loan 2300566 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,510 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Motor Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300569. Member loan 2300569 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jasper, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia School Boards Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Due to illness and a layoff, I incurred a bit of CC debt and wish to get rid of it!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I've worked very hard to get my credit into a good place, and don't want my recent run of bad luck to affect it. Goodbye, credit card debt!&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Please note: Recently switched jobs from a public company (8 years) to a private subsidiary - just wanted you to know I've been working in the same field (Education Technology) for almost a decade. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,525.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300571. Member loan 2300571 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,387 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annapolis Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300573. Member loan 2300573 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sorenson Communication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Roy, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sorenson Communication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300574. Member loan 2300574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am looking to consolidate many of my smaller limit credit cards to eventually close those accounts.  I am working to delete my debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Thank you to the investors so far!  I really appreciate this in my time of financial need. I have had some unforeseen obstacles lately and I appreciate your help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300576. Member loan 2300576 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Fairmont Olympic Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the loan to consolidate my credit cards. I keep a finance program on my computer to help me keep track of upcoming bills and due dates and I have never been late paying anything. I have recently paid off my auto loan from Chase completely.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,252.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300579">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300579</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300579</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300579. Member loan 2300579 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">con-way freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holly, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">con-way freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; loan consoladation,home imrovement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,380.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300580. Member loan 2300580 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,835 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Vernon, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300581. Member loan 2300581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trugreen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Just let debt get a little out of control. Feel it would be much easier to automatically withdraw 1 payment each month from my checking account to pay off my debt instead of paying 4 different locations and having to remember debts due dates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,601.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300582. Member loan 2300582 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBERLY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMHC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300588. Member loan 2300588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Integrated Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay down debt at a higher intrest rate. Consolidate to one payment per month&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I have credit cards that are at a higher rate than this loan that I can pay down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300595. Member loan 2300595 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Bankl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Bankl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,527.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300603. Member loan 2300603 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESPANOLA, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300615. Member loan 2300615 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,706 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gainesville Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alachua, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gainesville Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan is for debt consolidation to allow a smaller payment over a shorter period of time to pay down debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Each account I hold have payments that are more than one thousand dollars per month; my APR's are an average of over 20 percent; and my total amount owed is equal to the amount requested.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300617. Member loan 2300617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,521 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is to consolidate 3 credit cards and 2 loans into a single fixed payment.  Reduce the revolving credit while moving the total monthly payments in 5 pieces to a lower single payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300624. Member loan 2300624 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300631. Member loan 2300631 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM COAST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; buy airplane to help the one i already have in flight training&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300633. Member loan 2300633 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Steel Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300634">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300634</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300634</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300634. Member loan 2300634 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kennametal  inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALLON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kennametal  inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; vacation to the orent&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; loan will be used to  help my wifes,family to restore homes hit by typhoon bopha,in mindanow.so going to the phillippines&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,365.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300638">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300638</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300638</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300638. Member loan 2300638 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pretzel & Stouffer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GLENVIEW, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pretzel & Stouffer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan is to consolidate high interest credit card debt and to lower overall monthly payments to multiple creditors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300641. Member loan 2300641 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tile City of Thousand Oaks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am planning to consolidate my credit cards and a personal loan into one manageable monthly payment in order to become debit free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300654. Member loan 2300654 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raleigh, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will help with wedding expenses. We are in an excellent position for repayment as well as a financial situation and a perfect history of repayment!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,577.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300685. Member loan 2300685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt Consolidation and one fixed payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,674.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300687. Member loan 2300687 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,459 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINTE GENEVIEVE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHOIST NORTH AMERICA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,567.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300689. Member loan 2300689 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,637 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milford Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH BRANFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milford Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate high interest rate credit cards into one lower interest rate loan. By just paying the minimum payments on the high interest rate cards it could take up to 8 years, by taking out this loan I can be debt free in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300692. Member loan 2300692 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,950 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kendall regional medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300701. Member loan 2300701 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMOND, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">B Farms LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinancing debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300705. Member loan 2300705 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entergy Operations, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entergy Operations, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300715. Member loan 2300715 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,430 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COWPENS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spartanburg County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300717. Member loan 2300717 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">church point, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; paying off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300720">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300720</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300720</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300720. Member loan 2300720 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GROVE, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARS International Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300732. Member loan 2300732 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,574 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado City , CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to pay off credit cards and a loan from a credit union.  This will leave me with this loan, house payment, utilities and one other payment from Sunwest Credit union.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,676.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300735. Member loan 2300735 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lubbock National Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300737. Member loan 2300737 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300741. Member loan 2300741 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince William County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULPEPER, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prince William County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation is the request for the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300744. Member loan 2300744 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of  Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,825.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300745. Member loan 2300745 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kentwood, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Farm Shores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300754. Member loan 2300754 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,153 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARL JUNCTION, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To end my revolving credit high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300766. Member loan 2300766 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bainbridge, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to be used to consolidate numerous bills into one loan. The payment on this loan will be less than the combined payments I will be paying off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300771. Member loan 2300771 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSONVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan would pay off all of my current debt in full except for my mortgage and student loan.  It would also allow me to replace a deck on my home which is in need of repair.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,580.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300772. Member loan 2300772 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">baltimore , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIO PEPE RESTAURANT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay some bills with high rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a denture  treatment  for my wife and  other bills with  a higher rates&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; to pay a medical treatment  and  to pay a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300778. Member loan 2300778 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,561 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off credit cads&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; my loan for credit cars  pay off car  help my busines  make some purchasespay off creditiwouldbegreatfulwouidyouhelpmetopayoffthatoffthatdedtbetterformeandotheriwouldbesothankfulforitpleasehelpmethecashwouldrealiyhelpineedyourhelpihavecreditcardsineedtogetdowntoget theiaskformoneytopaidoffoutingdedi&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300780. Member loan 2300780 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300782. Member loan 2300782 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland Clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRVIEW PARK, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland Clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Reduce higher interest credit card and consolidate payments into one monthly payment to pay off sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300785. Member loan 2300785 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RDS,LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marietta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RDS,LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300787. Member loan 2300787 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELRAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">camping world</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need to consolodate my debt.Just went through Hurricane Sandy and my cards are high.I just need to get a better handle on my finances.This loan would help me out tremendously.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300791. Member loan 2300791 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deluxe Digital Studios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canyon Country, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deluxe Digital Studios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Just had a son, bought a house, trying to be smart and get completely out of debt. Help me out please. Thanks!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300799">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300799</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300799</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300799. Member loan 2300799 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Theatre Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT SIMONS ISLAND, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Georgia Theatre Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300809. Member loan 2300809 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd House</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd House</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Very satisfied with my terms. Easy and affordable debt consolidation deal. &lt;br&gt;Currently 14% average vs. my new 8.90% equals Freedom in 3 years or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300811">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300811</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300811</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300811. Member loan 2300811 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENICE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300812. Member loan 2300812 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300824. Member loan 2300824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pritikin 'Longevity Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pritikin 'Longevity Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,889.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300828. Member loan 2300828 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEBANON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Butler Warren Right at Home Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,403.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300844. Member loan 2300844 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crockett, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University Healthcare Alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,841.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300860">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300860</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300860</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300860. Member loan 2300860 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FirstEnergy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COPLEY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FirstEnergy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off credit card debt. I have a great job that pays well but I am buried under this debt which I can't seem to pay down fast enough. I want to save money and pay off debt this loan would give me that&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300864. Member loan 2300864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORINTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henkel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300873">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300873</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300873</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300873. Member loan 2300873 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWOOD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300879. Member loan 2300879 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kissimmee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Holdings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300882. Member loan 2300882 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles County Fire Dept.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to pay a few Credit Card bills and do some home improvements on my Home like Tile for the Interior and new carpet for the stair case.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300885. Member loan 2300885 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE WOODLANDS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SADL Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying off a car note and a small credit card balance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300903. Member loan 2300903 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GC&E</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GC&E</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to consolidate monthly bills to 1 insted of 8. I will be able to meet the monthly payments. I work 40 plus hours a week so,maybe able to pay the loan back sooner then 36 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300912. Member loan 2300912 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,210 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS PHARMACY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off credit cards so I am debt free when this loan is paid.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; loan to pay off credit card debt saving me hundreds per month. Making me debt free when this loan is paid&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,096.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300915. Member loan 2300915 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">u.s.b.p</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARICOPA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">u.s.b.p</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My wife has been ill for the past year with no positive results and we are looking at two surgerys. we started to experience the negative impact of the medical bills that are quickly accruing. My wife and i would like to also eliminate some debt to better prepare for any arising medical expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300935. Member loan 2300935 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,562 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA PORTE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">E.R. Carpenter Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300948. Member loan 2300948 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northport, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Happy hour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300954. Member loan 2300954 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,792 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Logistics and Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANIELSON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ryder Logistics and Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,335.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300963. Member loan 2300963 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSGROVE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rowan university</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have been in the process of reducing my loans over the last few years with success. I have been able to pay off a couple of credit cards and reduce the others substantially. This loan  would enable me to pay off the remaining credit cards and have a net gain of over 700 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300975. Member loan 2300975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Park, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Center for the Study of Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidating the remaining credit card debt. Over three years, 40 percent of balances have been repaid. I would like to consolidate the debt to improve credit in order to refinance our house at a lower, more competitive interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,897.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300978. Member loan 2300978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; looking to expand in business sales and putting in more desks and computers.. getting new soft ware and market materials&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,809.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300981. Member loan 2300981 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewTrade Securities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFFSIDE PARK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ViewTrade Securities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300991. Member loan 2300991 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lansing ophthalmology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2300999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2300999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2300999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2300999. Member loan 2300999 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaserCare Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301001. Member loan 2301001 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glen allen, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tk construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,445.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301020">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301020</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301020</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301020. Member loan 2301020 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midwest City, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tinker Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301022. Member loan 2301022 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINDER LAKES DDSO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEICESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINDER LAKES DDSO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; GETTING OUT OF DEPT. WITH LOWER INTEREST....&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301035">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301035</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301035</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301035. Member loan 2301035 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURBANK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">direct telecom inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,860.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301040. Member loan 2301040 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTERTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAL POOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301041. Member loan 2301041 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest hills, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301050">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301050</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301050</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301050. Member loan 2301050 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT PLEASANT, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina one</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate high intrest credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Need to pay off high interst credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,984.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301057">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301057</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301057</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301057. Member loan 2301057 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALABASAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tasty Brand, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301065. Member loan 2301065 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">go fast gum co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">highlands ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">go fast gum co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Mortgage is 5% 1809.00 loan balance is 259000.00, three major credit cards with balances less then 6000.00 with an average interest rate of 22%. Hope this helps you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">109</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301084">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301084</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301084</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301084. Member loan 2301084 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,621 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THORNTON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; THis loan will consolidate debt into one easy payment instead of multiple accounts and cost savings of up to 500 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,955.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301085">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301085</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301085</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301085. Member loan 2301085 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANKLIN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Administrative Ofc of US District Courts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301103. Member loan 2301103 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Dep. of Environmental Protection</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Dep. of Environmental Protection</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301116. Member loan 2301116 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,633 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate my debts and lower my overall interest rates.&lt;br&gt;Im an excellent repayer and my credit history speaks for itself. zzZ&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301133. Member loan 2301133 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVONIA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301140. Member loan 2301140 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,158 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Pacific Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is for paying for my crdit cards that has high interest.&lt;br&gt;Im tired of paying a lot of a lot of bills to pay. In this case I need to issue&lt;br&gt;one payment only.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301160. Member loan 2301160 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,438 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALNUT CREEK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neiman Marcus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'll be paying off the full balances for all my credit cards($10,592), my vehicle loan ($4911) and my school loan ($3951) (Total Debt $19,452.30) This will reduce my monthly combined debt expenses by 77% and significantly reduce the combined interest I would otherwise pay without this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301172">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301172</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301172</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301172. Member loan 2301172 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEABODY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tishman Construction Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301175. Member loan 2301175 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAPAKONETA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301205. Member loan 2301205 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Yonkers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301208. Member loan 2301208 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAEFORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301258. Member loan 2301258 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER SADDLE RIVER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Porto Alegre Cafe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,139.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301283. Member loan 2301283 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poway Irrigation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have credit cards with very high interest rates. I would like to pay them off quickly since I have 3 young children I need to start investing in their future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301287. Member loan 2301287 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Beverages Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUNCANSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Beverages Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am going to pay off another high interest loan and some credit cards.  It will allow me to consolodate bills into one easy payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301312">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301312</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301312</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301312. Member loan 2301312 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE STATION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">College Station Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301342">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301342</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301342</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301342. Member loan 2301342 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,067 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waterton Residential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301351. Member loan 2301351 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poko Loko Child Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gurnee, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poko Loko Child Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My credit cards have seemed to get out of hand.  I can make my payments but I just think that having them all in one place will help out tremendously.  They have all been cut up and I'm looking for a fresh start&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301359. Member loan 2301359 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301361. Member loan 2301361 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAYBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301380. Member loan 2301380 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bayport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff my credit card drbt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301382. Member loan 2301382 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tinley park, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301385">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301385</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301385</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301385. Member loan 2301385 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krispy Kreme</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Krispy Kreme</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301398. Member loan 2301398 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLMDEL, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holmdel Bagels</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To payoff an auto loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,774.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301427">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301427</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301427</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301427. Member loan 2301427 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARNER ROBINS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robins Air Force Base</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301434. Member loan 2301434 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holaday-parks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH POLE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holaday-parks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; the loan is for debt consolidation,i would rather make one payment then have to make several payments,interest on this loan would be considerable less than all the others combined.thank you for taking the time to review my appication&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,291.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301437">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301437</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301437</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301437. Member loan 2301437 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brunswick, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DR Horton</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301445. Member loan 2301445 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tega Cay, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301448">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301448</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301448</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301448. Member loan 2301448 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan consolidation with faster pay off than current terms.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; better interest rate than existing terms&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,186.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301461. Member loan 2301461 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOMATON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Escambia County Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301481. Member loan 2301481 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUTCHINSON, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301492">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301492</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301492</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301492. Member loan 2301492 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISALIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulare Joint Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate Credit Cards to a fixed payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301498">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301498</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301498</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301498. Member loan 2301498 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF ARMY, FEDERAL GOVT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEPHZIBAH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF ARMY, FEDERAL GOVT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to consolidate remainder of two loans and expanding payoff period with this loan. Also will pay off two credit cards. They total $660 per month, this consolidation will create  an additional 500 per month of disposable income with payment of new consolidation loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301508">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301508</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301508</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301508. Member loan 2301508 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,013 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk Grove, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volcano Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This business buys and exports new/used electronics. I currently have business relationship partners in India and Costa Rica and looking to expand. I have been in this business since November 2010. For fiscal year 2012, my year to date revenue is $123,140 of which 10% is profit.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will allow me to increase my inventory, which will translate to more sale. Currently I only have $8,000 in capital but I am able to generate $24,000 on sales per month. With this funding, I will be able to increase sales to $50,000/mo while decreasing paypal transaction cost, more profit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301515. Member loan 2301515 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key city transport</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301518. Member loan 2301518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,991 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lowes rdc960</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARMONY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lowes rdc960</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301522. Member loan 2301522 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANFORD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Del Monte</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301531. Member loan 2301531 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evo payments international</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Evo payments international</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,977.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301537. Member loan 2301537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texco Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; bills&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Need to pay bills and consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,706.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301546. Member loan 2301546 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,162 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301549">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301549</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301549</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301549. Member loan 2301549 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palmdale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan that I am applying for is to help me pay down my depts fast I can focus on other interests.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301564. Member loan 2301564 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BETHLEHEM, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trans-Bridge Lines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,530.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301565. Member loan 2301565 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">York scaffold </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301581. Member loan 2301581 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,636 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hickory Chair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAREMONT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hickory Chair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301583">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301583</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301583</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301583. Member loan 2301583 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Word of Life</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POTTERSVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Word of Life</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,424.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301588. Member loan 2301588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lewisberry, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mod space</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,020.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301599. Member loan 2301599 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denso</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE CREEK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denso</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301603. Member loan 2301603 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THORNTON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cauldera, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,164.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301606. Member loan 2301606 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To be able to invest more into the product development of my business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301610. Member loan 2301610 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'd like to consolidate some of my higher-interest debt, a key component of an aggressive strategy to eliminate debt in approximately 4 years.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; These funds will be used to consolidate our high-interest debt, part of an aggressive strategy to be debt-free within 4 years. I'm a trustworthy, dependable borrower who has never defaulted on a debt.  My job and income are stable; I've been an active duty military member for 16 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301613. Member loan 2301613 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERMAN OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301617">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301617</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301617</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301617. Member loan 2301617 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TORRANCE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have started my personal business in venturing into trading among the States and Asia.  The business has been growing and profitable.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301623">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301623</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301623</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301623. Member loan 2301623 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValleyCrest </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMPANO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValleyCrest </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan is to consolidate some credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301646. Member loan 2301646 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARWICK, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301657. Member loan 2301657 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,114 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dunlow, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301666. Member loan 2301666 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring Creek, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmont Mining Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off my debts and so that I only have one payment each month and so that I can also have a better interest rate and save in the long run.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301677. Member loan 2301677 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horry County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYRTLE BEACH, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Horry County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301695. Member loan 2301695 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeVry University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEACHTREE CITY, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeVry University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidating debt after move from Cincinnati, OH to Atlanta, GA area for a much better job opportunity.  Reducing interest rate will allow for debt elimination in 1/3 of the time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301696. Member loan 2301696 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mpsc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Orleans, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mpsc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have bills that I would like to consolidate into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301703. Member loan 2301703 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301708. Member loan 2301708 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">owingsville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,065.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301746">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301746</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301746</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301746. Member loan 2301746 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOYNE CITY, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GM Powertrain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,245.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301750. Member loan 2301750 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New England Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIDGEFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New England Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301763. Member loan 2301763 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTENNIAL, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301772. Member loan 2301772 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dairy Farmers Of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNSBORO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dairy Farmers Of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301787">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301787</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301787</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301787. Member loan 2301787 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Damco Distribution Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAKEFIELD, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Damco Distribution Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301794. Member loan 2301794 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sag Harbor, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harmonia, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$117,348.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301808. Member loan 2301808 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANT CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off a high interest credit card and consolidate some other small personal debts. I want to make one payment on a loan that has a decent interest rate and allows me to easily pay down over time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301815. Member loan 2301815 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brevard County Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MELBOURNE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brevard County Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,592.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301816">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301816</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301816</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301816. Member loan 2301816 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301819. Member loan 2301819 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IKEA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IKEA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to pay off debit, my car.  I have high interest rates, and it seems like I'm not making any head way.  With this loan I will be paying less and be done in three years&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301824. Member loan 2301824 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301830. Member loan 2301830 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT VERNON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Going to pay credit cards off and put roof on new porch and pay springleaf off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301837">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301837</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301837</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301837. Member loan 2301837 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUGENE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRANZ FAMILY BAKERIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate debt and have only one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,156.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301838. Member loan 2301838 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OZARK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tilley's conoco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate all my debt into one monthly payment. It will be cheaper and easier to make one payment a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301850">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301850</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301850</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301850. Member loan 2301850 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INGLEWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Mary's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,355.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301861">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301861</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301861</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301861. Member loan 2301861 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANTATION, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301880">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301880</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301880</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301880. Member loan 2301880 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Colorado</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glendale, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Colorado</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; reduce and consolidate my debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301882. Member loan 2301882 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINNEMUCCA, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Humboldt County School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301892">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301892</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301892</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301892. Member loan 2301892 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cemex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUTLER BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cemex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301893. Member loan 2301893 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPVETS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewistown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CPVETS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; As a veterinary student, I was unable to work and attend school, accruing a large amount of credit card debt which I have struggled to pay off.  I also would like to pay my mortgage down a bit and have a small amount of what remains as a back up savings.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301895. Member loan 2301895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Rutherford, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Music Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,649.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301907. Member loan 2301907 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coty, US, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanford, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coty, US, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,196.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301911. Member loan 2301911 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aligned Innovations, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERLIN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aligned Innovations, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The Loan is to consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301916. Member loan 2301916 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudspeth & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudspeth & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To payoff 2 credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,408.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301917">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301917</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301917</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301917. Member loan 2301917 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pratt & Whitney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pratt & Whitney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301921. Member loan 2301921 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backflow prevention specialists </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gilroy, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Backflow prevention specialists </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301946. Member loan 2301946 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo Independent School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301950. Member loan 2301950 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L J Steel Consulting, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to combine all my current credit card payments into one bill, nothing negitive on my credit, always pay on time. Trying to simplify things and become debt free faster by paying lower interst rates on new loan. I have some crads with a zero balance, having them all that way is my goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301972. Member loan 2301972 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">deca </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301975">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301975</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301975</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301975. Member loan 2301975 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG ISLAND CITY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301978. Member loan 2301978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us postal service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; refinance  and close credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301985. Member loan 2301985 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; a bad credit card with a very high apr.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; i got a bad business card that sent bankrupt and my apr went from 7% to 34% in a month, need to pay it off fast!&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; The credit card company advanta was taken over by fdic and apr went to 34% need to consolidate at lower apr&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2301995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2301995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2301995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2301995. Member loan 2301995 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,330 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dentist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302007">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302007</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302007</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302007. Member loan 2302007 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cilantro mexican grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIHEI, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cilantro mexican grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,907.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302036. Member loan 2302036 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,901 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tucson, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302041. Member loan 2302041 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHERIDAN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Warwick Denver Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; After racking up credit card debt in college, I've had problems paying it back. Once I get ahead, something else happens and I get set back again. High interest rates are hurting me, so I need a plan so I can start over debt free! Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2302087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2302087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2302087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2302087. Member loan 2302087 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ventura, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Southern California Gas Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304570">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304570</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304570</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304570. Member loan 2304570 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broward health north</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304582. Member loan 2304582 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west babylon, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marksmen mfg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304644">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304644</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304644</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304644. Member loan 2304644 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,951 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2M Hill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENNEWICK, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2M Hill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,178.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304669. Member loan 2304669 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304692. Member loan 2304692 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING HILL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i have credit card debt i need to out from under so thats why this loan is really gonna help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304696">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304696</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304696</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304696. Member loan 2304696 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston , SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Bosworth Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am wanting to consolidate debt. The loan payment with Lending Club to get rid of this debt is only $50/month than what I presently pay on the minimums of a bunch of little accounts. I presently have a loan w/LC and have never been late with a payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304699. Member loan 2304699 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,149 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEMLOCK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304728. Member loan 2304728 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chardon Healthcare Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thompson, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chardon Healthcare Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,224.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304732. Member loan 2304732 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWINGS MILLS, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RFS&L</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,043.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304771. Member loan 2304771 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,978.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304782. Member loan 2304782 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Will be used to kill off the last of my high interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,627.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304791. Member loan 2304791 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thorton Properties</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Usin this loan to pay off and close existing debt.&lt;br&gt;&lt;br&gt;  Borrower added on 11/29/12 &gt; I will use these funds to pay off 3 accounts a higher rate. My plan is to be debt free in 36 months&lt;br&gt;I have a proven track record of on time payments and  loans paid off in full. I have available funds in my budget to cover 3 times the amount requested. 20 yrs employed same company, job very secure.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,011.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304879. Member loan 2304879 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304886. Member loan 2304886 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Dept. Of NW MI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOHANNESBURG, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Health Dept. Of NW MI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304889. Member loan 2304889 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRIDAY HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fairway western</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; i am going to pay off my cedit cards and my wifes student loans and use some for x mas shopping&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304907. Member loan 2304907 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,386 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Grand Condominium</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Grand Condominium</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304948">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304948</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304948</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304948. Member loan 2304948 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCRANTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304963. Member loan 2304963 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belleville, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valassis Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304973. Member loan 2304973 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304988">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304988</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304988</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304988. Member loan 2304988 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Red Bulls</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lancaster, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Red Bulls</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,964.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304991. Member loan 2304991 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REGO PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2304992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2304992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2304992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2304992. Member loan 2304992 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,910 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am a believer that everyone needs to make it a priority to get out of credit card debt; it can get away from you before you know it.  I want to take control of this debt, pay it off with one monthly payment and be able to start saving and obtain a more secure financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305010. Member loan 2305010 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Tennis Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305018. Member loan 2305018 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,976.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305046">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305046</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305046</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305046. Member loan 2305046 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simcom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305077">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305077</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305077</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305077. Member loan 2305077 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Drilling</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Drilling</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305086. Member loan 2305086 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305093. Member loan 2305093 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">domtar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff of credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305126. Member loan 2305126 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHRIDGE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALERMO DELI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Credit Card Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305178. Member loan 2305178 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,184 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkshire Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Berkshire Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305189. Member loan 2305189 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,604 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whittier, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305196. Member loan 2305196 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hyvee food stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305204. Member loan 2305204 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County EMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenham, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County EMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305209">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305209</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305209</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305209. Member loan 2305209 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macys Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I just need this money to pay $4,700 that I owe to my 401k. Also pay back $700 from my Citi checking plus account which have a very high interest. And use the rest for Christmas gifts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305211. Member loan 2305211 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amtrak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LINCOLN, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amtrak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidate credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305232. Member loan 2305232 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305252. Member loan 2305252 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305260. Member loan 2305260 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEARSALL, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Used Cars Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305266">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305266</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305266</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305266. Member loan 2305266 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BOSTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2nd chance bail bonds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305279">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305279</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305279</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305279. Member loan 2305279 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kirkland, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305293. Member loan 2305293 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university health system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; need to consolidate bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305296. Member loan 2305296 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST ORANGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan would be to pay off credit card bills!&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; This loan would be to pay off credit card bills. Even in these tough times, I want to maintain my good credit ratings/scores. The fact that I have been an American Express card holder member since 1995 speaks volumes for me!  Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305331. Member loan 2305331 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANAHAWKIN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I need the money to keep up since I have been affected, work wise, by the Hurricane/Storm Sandy that hit my area very hard.  I know that I will be extremely busy in a few months, but to keep things afloat, the extra income would help tremendously!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,538.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305345. Member loan 2305345 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Transfield Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305346. Member loan 2305346 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,635 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Directv</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIVIDE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Directv</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,660.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305351. Member loan 2305351 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,763 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harvey's hotel and casino</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Lake Tahoe, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">harvey's hotel and casino</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I need to pay off my high interest visa and personal loan .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305361. Member loan 2305361 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aspen Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have seven credit cards with varying balances and it has been a huge effort trying to keep up with due dates and different amounts. I would like to consolidate these to just make one payment a month and not have to worry about whether I am meeting due dates.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Not just to consolidate debt, it is my strategy to organize my life beginning in the new year. I want to be more responsible with my finances, get my debts in order so i can also plan on how to save for the future. And then use that savings to start a venture of my own.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I have seven cards with balances ranging from $1500 o $18000. Total debt is $32,000 with average rate of15% - I went down to borrow $28K because the rate would go down to 11% and ill save some money. I make $1400 a month in credit payments, so I know I can make the $918 a month payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$68,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305373. Member loan 2305373 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305406. Member loan 2305406 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHELSEA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waste management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305421. Member loan 2305421 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,050 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA IT Services </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA IT Services </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to consolidate all my loans into one loan to make paying easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305426. Member loan 2305426 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLAND, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; consolidating debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,052.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305463. Member loan 2305463 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305484. Member loan 2305484 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAHAINA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Royal Lahaina Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Pay off my credit card and store card amounts and with this loan I have to pay one payment per month and that's a relief.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305506. Member loan 2305506 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRINEVILLE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; just wanting to fund vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">835-839</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$397.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305526. Member loan 2305526 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORTUNA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Humboldt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305537. Member loan 2305537 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSLINDALE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emeritus At wilson mountain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I HAVE A GOOD JOB I WORK 40 HOUR A WEEK PLUS OVERTIME I HAVE FEXIBLE HOUR I WILL BE ABLE TO PAY THE MONEY ON TIME WITH NO PROBLEM&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305552. Member loan 2305552 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark k. nelson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305558. Member loan 2305558 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBS Citizens Bank PA </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305567. Member loan 2305567 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,431 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clearwater, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidate and pay off all credit cards. Simplify my life by having only one payment to keep track of.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305569. Member loan 2305569 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; CREDIT CARD PAID OFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; CREDITCARDPAIDOFF&lt;br&gt;&lt;br&gt; Borrower added on 11/29/12 &gt; PAID OFF CREDITCARD&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305578. Member loan 2305578 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vitamin Shoppe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vitamin Shoppe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305582. Member loan 2305582 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">raton , NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305599. Member loan 2305599 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHREVEPORT, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,745.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305733. Member loan 2305733 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Knockout Pet Supplies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; I want to consolidate my debt in preparation of buying a home. I want my credit to be spotless and this seems to be the best option! Thank you lenders for helping. Without you this site would not be possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305740">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305740</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305740</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305740. Member loan 2305740 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIRKWOOD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305747. Member loan 2305747 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYERSFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I needed extra money for tools to better further my buisness.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305807. Member loan 2305807 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ODESSA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Williams paving </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305829. Member loan 2305829 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRISTOW, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,262.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305830. Member loan 2305830 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Colony, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAA-CREF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305838. Member loan 2305838 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; Consolidation and payoff of all credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305847. Member loan 2305847 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle D Specialities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305864. Member loan 2305864 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,301 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pittsburgh Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I'd like to borrow money to eliminate some higher interest credit cards. I plan to pay off those accounts and close them. I have a stable union job in a large school district and have raises guaranteed for 5 years. I have never missed a payment on any of my credit accounts or my car. Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305876">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305876</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305876</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305876. Member loan 2305876 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINCKARD, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wal-Mart Stores</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; To pay off credit card accounts use to do major repairs to home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,536.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305886. Member loan 2305886 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTMINSTER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boulder Cty Housing & Humans Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I have some high interest credit cards I would like to get a loan with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305914">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305914</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305914</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305914. Member loan 2305914 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jazz at Lincoln Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; The loan is to payoff credit cards and smaller loans that all have different interests rates with different due dates.  Having one payment with one due date will be much more productive.  I'm more than confident I can uphold the terms of this agreement.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305916. Member loan 2305916 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2MHill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woonsocket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CH2MHill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,008.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305925. Member loan 2305925 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orkin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305940">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305940</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305940</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305940. Member loan 2305940 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Interlink Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANN ARBOR, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Source Interlink Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to buy a used car for occasional use (I usually drive a company car, so this would be a backup) but most car loans require a newer car with fewer miles.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305962. Member loan 2305962 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305965. Member loan 2305965 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thai Lao Orchid</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305984. Member loan 2305984 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,150 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWA BEACH, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navatek Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/29/12 &gt; This loan is for debt consolidation. I would prefer to make one payment a month rather than multiple payments a month to various creditors.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,217.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2305995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2305995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2305995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2305995. Member loan 2305995 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fed Ex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Euless, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fed Ex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; it was quick and easy process. i got approved the next day&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; it was quick and easy process. i got approved the next day&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,686.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306025. Member loan 2306025 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,162.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306040">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306040</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306040</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306040. Member loan 2306040 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mandarin Oriental Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,414.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306041. Member loan 2306041 was requested on November 29, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dana point, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CFP Fire protection, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306061. Member loan 2306061 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Games</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306078. Member loan 2306078 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDWOOD CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; BUSINESS LOAN&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; BUSINESS LOAN&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306098. Member loan 2306098 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise adult day care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306102. Member loan 2306102 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EGG HARBOR TOWNSHIP, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marriott fairway villas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306110. Member loan 2306110 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,573 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHAMOKIN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To purchase another vehicle to replace my 1992 F-150 pick-up.My truck is in need of major repairs, and is not considered practical in view of it's age and milage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306129. Member loan 2306129 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goshen, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest River</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used for consolidation of debt. We were affected by the recession due to one employer moving to another state and  one being taken over due to financial issues. Our finances are controlled but consolidating multiple bills into one will make it more manageable. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306145. Member loan 2306145 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STOCKTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEGIS THERAPIES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I HAVE ALWAYS WANTED TO CONSOLIDATE ALL OF MY CREDIT CARD AND CONSUMER CARD DEBTS. THIS IS THE FIRST STEP FOR A DEBT-FREE &quot;ME&quot; IN 2013&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306150. Member loan 2306150 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$106,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306179">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306179</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306179</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306179. Member loan 2306179 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY TOWNSHIP, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I would like to consolidate my credit cards and make one payment each month instead of trying to remember if I paid them on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidated all credits cards so that I just have one payment.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; I would like to consolidate all  my credit cards so that I only have one payment to worrie about and make sure it is paid on time.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; i would like to consolidate my credit cards so i can make one payment and not worrie about being late on my payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306204. Member loan 2306204 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,767 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT MOBILITY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; to pay  off small bill  and  credit  card  debt  so  i  will  have  one  main bill my  mortagage i do  have  my  nephew car in my  name  he  makes  the  payment  and  he  doe s pay  late sometimes  but  he  does  make  his own payments the  subaru&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,787.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306220. Member loan 2306220 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Laredo police department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Home improvement I will be installing a large drive way with a two car garage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306261">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306261</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306261</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306261. Member loan 2306261 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIRAMAR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,039.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306268. Member loan 2306268 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATHENS, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,956.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306303. Member loan 2306303 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westbury, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">abv107</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is to pay off a few high interest rates credit cards.All my monthly payments are on time and to have one payment a month instead of several.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306309. Member loan 2306309 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepperidge Farm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306358. Member loan 2306358 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,021 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson Brothers Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson Brothers Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation, new furnace and out of town wedding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306369. Member loan 2306369 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Le Gourmet Chef</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; credit card consolidation and payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306382. Member loan 2306382 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTTAGE GROVE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HEALTH PARTNERS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306387. Member loan 2306387 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">One Perfect Pear Catering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OCEANSIDE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">One Perfect Pear Catering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306416">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306416</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306416</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306416. Member loan 2306416 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borgwarner Turbo Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELBY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borgwarner Turbo Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,018.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306421. Member loan 2306421 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANBORN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hickory farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; paying off credit card accounts for discover, visa&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306440. Member loan 2306440 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUKESHA, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUNDYS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306454. Member loan 2306454 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bylight </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306461">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306461</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306461</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306461. Member loan 2306461 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxnard, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Gold Industries</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is for the refinance of high interest Credit card debt.Lowering the monthly payment and completely becoming dept free within 3 years. Leaving our mortgage as our only monthly debt obligation. We are no longer using credit cards at this point and do not plan on using them in the future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306475">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306475</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306475</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306475. Member loan 2306475 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306484. Member loan 2306484 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA MARIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Maria High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306504. Member loan 2306504 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay my credit cards, and dont pay more interest&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,695.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306505. Member loan 2306505 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Retail Dimensions, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Efforts to quickly pay down credit cards have been thwarted by home repairs and other necessary expenses. Finally, a major vehicle repair caused me to sit back and look at other options. When I found LendingClub, my hopes for being debt-free were renewed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306517. Member loan 2306517 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.89%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306541. Member loan 2306541 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOSCOW MILLS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Self Employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306542. Member loan 2306542 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW MILFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Super CoreSystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306552. Member loan 2306552 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,447 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">palm beach gardens , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veterans administration hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I just paying minimun on my credit cards and I want to group them all&lt;br&gt;and just pay one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,599.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306569. Member loan 2306569 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMAICA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert Marc Opticians</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,213.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306575. Member loan 2306575 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLFLOWER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; my loan is to consolidat 5 credit cards to one ,and pay for some home improvment .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306584. Member loan 2306584 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,395 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306587">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306587</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306587</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306587. Member loan 2306587 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hays, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellis County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306593. Member loan 2306593 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRISTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wability inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; paying medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306599. Member loan 2306599 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east orange, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306605. Member loan 2306605 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRAMINGHAM, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; For pay off my credit card&acute;s and pay expense medical bills.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; for pay credit card and bill Medical.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; closed credit cards.&lt;br&gt;&lt;br&gt;  Borrower added on 11/30/12 &gt; pay bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306616. Member loan 2306616 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours Health Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am applying to consolidate several credit cards down to one payment.  I have had one job since college and am quite stable professionally.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,229.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306624. Member loan 2306624 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cambria Heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYPD </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306651. Member loan 2306651 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Mill, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blacklaw MFG Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306655. Member loan 2306655 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ypsilanti, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306657. Member loan 2306657 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Artha Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306658. Member loan 2306658 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Have two major credit cards owing $10000 at 22.9% annual which I pay $500 per month but the pay-off will take close to 7 years. Your offer allows me to pay-off in 36 months at a monthly payment of $328. This is a no brainer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306660">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306660</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306660</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306660. Member loan 2306660 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kennesaw, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Our home was hit by a tornado. We were cover by insurance. We built a slightly larger/nicer home back. One that better fit our needs. The loan is to finishing a last few items&amp;to pay down a credit card I was using for that purpose. Once the CO is issued I will refinance and lower my payment. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,665.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306670. Member loan 2306670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons plumbing company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SENOIA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FitzGerald & Sons plumbing company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$674.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306677. Member loan 2306677 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillsborough, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306685. Member loan 2306685 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ECLECTIC, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallassee Health & Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I request this loan to pay off the most of my credit debt This would reduce my mothly debt and the high interest charges. The loan would also assist with home improvement for the winter season. I thank you for thinking of me and my family for offering us the opportunity to apply for a loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306701. Member loan 2306701 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strom Appraisal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TRUCKEE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strom Appraisal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; To begin practicing as an independent Real Estate Appraiser.  I have my training hours completed.&lt;br&gt;&lt;br&gt; Borrower added on 11/30/12 &gt; The loan is to fund my new Real Estate Appraisal business.  I have completed all training hours required and need to secure funds for business start up expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306707. Member loan 2306707 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JAMESVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306708. Member loan 2306708 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA INSTITUTION FOR THE ARTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALIFORNIA INSTITUTION FOR THE ARTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan is to consolidate my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306718. Member loan 2306718 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">irving, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306729. Member loan 2306729 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goldthwaite, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306732. Member loan 2306732 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,224 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ESCONDIDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; this loan is to pay off all high intrest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306744">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306744</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306744</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306744. Member loan 2306744 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Steilacoom, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Payoff credit card debt that have high interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306767">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306767</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
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<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306767</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306767. Member loan 2306767 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,188 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee Bible Cgurch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee Bible Cgurch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; This loan will be used to pay Federal and State taxes due for the year 2012.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306849">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306849</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306849</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306849. Member loan 2306849 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,147 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dime Savings Bank of Williamsburg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brroklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dime Savings Bank of Williamsburg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,356.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306862. Member loan 2306862 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AIEA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; want to pay off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306877. Member loan 2306877 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROVIDENCE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">h-carr+and+sons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306922">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306922</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306922</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306922. Member loan 2306922 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; house investment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306930">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306930</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306930</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306930. Member loan 2306930 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306937. Member loan 2306937 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,624.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306953. Member loan 2306953 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robert L Jensen</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Looking for an opportunity to consolidate my credit card debt at a lower interest rate. I have stopped charging on my credit cards several months ago. Thanks for your consideration. Happy Holidays!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306957. Member loan 2306957 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,753.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306961. Member loan 2306961 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,249 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricoh Americas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HERNDON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ricoh Americas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I have a 4 revolving credit cards and I want to consolidate to make one payment and save from paying various interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306965. Member loan 2306965 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mcalester, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">topographic surveyors of oklahoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I wanted to get a loan to pay off 2 credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306968">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306968</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306968</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306968. Member loan 2306968 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALCONER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naco express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2306988">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2306988</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2306988</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2306988. Member loan 2306988 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A1 AUTO SERVICE CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRANITE FALLS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">A1 AUTO SERVICE CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; Pay off a couple high intrest credit cards, a family member that I no longer want to be obligated to, a car loan that will free up about 300 a month and buy braces for my daughter. I feel like this will allow my wife and I to get out from too much revolving debt and get our daughters teeth fixed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307012. Member loan 2307012 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHI Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLMEN, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LHI Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307014">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307014</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307014</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307014. Member loan 2307014 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida power and light</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida power and light</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307048. Member loan 2307048 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto zone</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">auto zone</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307049. Member loan 2307049 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBANKS, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307056. Member loan 2307056 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of america</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of america</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,952.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307092">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307092</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307092</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307092. Member loan 2307092 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaxXpress Corp(FedX Home)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBURY HEIGHTS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaxXpress Corp(FedX Home)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I want to pay off my high interest credit cards with one monthly payment and continue my effort to be debt free in three years..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307095">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307095</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307095</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307095. Member loan 2307095 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.J. - B.A.K.D.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Provo, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J.J. - B.A.K.D.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I opened my small business in 2009 after the financial meltdown in the country.  Banks refused to help fund my business even though my credit was great and I had a great job.  I found a way and used my own funds and credit cards to make it happen.  I have employed 21 people since then and growing.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307129. Member loan 2307129 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULVER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307154. Member loan 2307154 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corru Kraft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corru Kraft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; We need the loan to fix part of our roof because it leaks. Also buy new kitchen cabinets and appliances. Also change the flooring in our home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307157">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307157</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307157</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307157. Member loan 2307157 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Casco , MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,085.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307163. Member loan 2307163 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT PLEASANT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307168. Member loan 2307168 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CALEXICO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; My loan is for debt consolidation since I have several accounts and I prefered to have only one payment per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307169">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307169</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307169</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307169. Member loan 2307169 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">old south barbecue</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMYRNA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">old south barbecue</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307178. Member loan 2307178 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diocese of Richmond</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWPORT NEWS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diocese of Richmond</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To pay off 4 credit cards with interest rates from 24%-29%&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307211. Member loan 2307211 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walt"s Sports Bar and Grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walt"s Sports Bar and Grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 11/30/12 &gt; I am currently employed but would like to start a home based storefront online for extra cash. I am aware of licensing and permits and have a website currently on hold and wholesale products in my &quot;favorites&quot;. I would also like to get pay off current debt I have.The only thing I lack is opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307240. Member loan 2307240 was requested on November 30, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAINBOW DENTAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAPOLEI, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAINBOW DENTAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307262. Member loan 2307262 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,808 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Board of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMONT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Board of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I plan on moving in the near future and the loan would help with some of the initial moving costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307294. Member loan 2307294 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlantic Gastroenterology Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlantic Gastroenterology Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$92,341.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307301. Member loan 2307301 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta G Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW KENSINGTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta G Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Pay off our credit cards and get out of debt&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; Our interest rates on our credit cards are too high and we have 3 small children at home. It seems like we are drowning and can't seem to get ahead.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307305. Member loan 2307305 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STILLWATER, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Payoff credit card debt....ooch!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307307. Member loan 2307307 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LATROBE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307319. Member loan 2307319 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JellyBelly Candy Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JellyBelly Candy Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Home Improvement Loan&lt;br&gt;&lt;br&gt; Borrower added on 12/01/12 &gt; I need to change the heater, carpet and more at backyard.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,618.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307350. Member loan 2307350 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dillards</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAWOOD, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dillards</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,867.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307357">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307357</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307357</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307357. Member loan 2307357 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">windham hs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">windham hs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307364. Member loan 2307364 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usf fabrication</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIALEAH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">usf fabrication</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to get to before my small business and fulfill all contracts acquired&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307372. Member loan 2307372 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTRUN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307388">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307388</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307388</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307388. Member loan 2307388 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Research Foundation for SUNY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Research Foundation for SUNY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307390. Member loan 2307390 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zale Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson , NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zale Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am consolidating 2 high interest rate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,136.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307393. Member loan 2307393 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,491 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Coast Guard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERMANTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Coast Guard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I am in the Military and was just stationed in Washington DC from San Fransisco, and accumulated credit card debt moving my family, and I depleted my checking account giving the landlord first and last months rent plus a deposit.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307399">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307399</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307399</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307399. Member loan 2307399 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,505 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Presbyterian hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Presbyterian hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307412. Member loan 2307412 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skin Dimensions Day Spa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELMWOOD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skin Dimensions Day Spa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307421">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307421</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307421</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307421. Member loan 2307421 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MidFlorida Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKELAND, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MidFlorida Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Requesting the loan to pay off high interest credit card debt.I want to payoff the debt within 4 years. I have been working in the banking field for 10 years, I know how important it is to secure your financial freedom. This loan will help me reach my goal within 5 years, if not sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307445. Member loan 2307445 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASHBURN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I have several credits cards I would like to pay off and lessen my monthly expanse.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,311.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307456. Member loan 2307456 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ecolab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMDALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ecolab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307462. Member loan 2307462 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESAPEAKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,374.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307466. Member loan 2307466 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307482. Member loan 2307482 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,467 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nail art</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NOBLESVILLE, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nail art</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307510">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307510</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307510</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307510. Member loan 2307510 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Destination Manager, L.C.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTTSDALE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Destination Manager, L.C.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,018.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307527. Member loan 2307527 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,522 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito HS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGAN HILL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito HS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307532">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307532</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307532</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307532. Member loan 2307532 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TeleHealth Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TeleHealth Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307542. Member loan 2307542 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rubios</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">oceanside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rubios</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The money will be used for family spending, I'm going to help parents save their house. I have a secure job, where I have been for 6 years and I plan to pay it off under three year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307553. Member loan 2307553 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmond Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307568. Member loan 2307568 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gridstore Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jose, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gridstore Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Pay Off Chase Card&lt;br&gt;&lt;br&gt;  Borrower added on 12/03/12 &gt; Reduce interest rate paying off bank.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$401,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307571. Member loan 2307571 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,913 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VAN NUYS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chase Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Am asking for this loan to assist me in paying off my credit card debt.&lt;br&gt;Am a very resposible , hard working , reliable person. This loan will be paid promplty an before the 60 months.&lt;br&gt;An happy to say that my job is stable. I hope to get approved for the loan. It will help me and my family&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,514.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307577. Member loan 2307577 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mediterranean snack bar inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mediterranean snack bar inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I would like to consolidate my creditcard debt into one easy monthly payment with only one low interest rate charge. Having multiple ineresr rate for each card makes it harder to pay off the debt right away. That is why im applying for this lendingclub personal loan. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307653. Member loan 2307653 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kent school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kent school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; After educating three daughters , my husband and I are working on getting our financial health back. Its slow but steady work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307702">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307702</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307702</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307702. Member loan 2307702 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Selma Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SELMA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Selma Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307730. Member loan 2307730 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,978 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statae of Michigan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELWELL, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statae of Michigan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; debt con.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,549.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307751. Member loan 2307751 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence Livermore National Lab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livermore, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawrence Livermore National Lab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I plan on paying off credit cards and getting rid of high interest payments. This will allow me to save money and avoid throwing away my money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307759. Member loan 2307759 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Electronics, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HURLEY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Electronics, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To pay off credit card debt at 22%-25% interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307778. Member loan 2307778 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCI Coal Twp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCI Coal Twp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; The loan will be for debt consolidation and to create a sizable balance for household bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307780. Member loan 2307780 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,801 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CABOT, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,650.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307791. Member loan 2307791 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catholic Charities of Denver</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catholic Charities of Denver</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; consolidate bills, mini vacation for holidays&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,862.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307795. Member loan 2307795 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE SYSTEMS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BINGHAMTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAE SYSTEMS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,965.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307821. Member loan 2307821 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allen-Vanguard Int</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allen-Vanguard Int</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,602.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307826. Member loan 2307826 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG BEAR LAKE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307846">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307846</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307846</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307846. Member loan 2307846 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Naval Hospital  </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Naval Hospital  </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; I just want to keep up with my bills and try to stay ahead.  I wanted to request for a larger amount to pay off all my credit cards but i don't qualify so i just want to keep up with my payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307881. Member loan 2307881 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNRISE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2307891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307891. Member loan 2307891 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympic Internal Medicine Associates Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BREMERTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Olympic Internal Medicine Associates Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307897. Member loan 2307897 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,898 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANASSAS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Want to get rid of my credit card debt and get better control of my finances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,217.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307898. Member loan 2307898 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,044 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Central ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Central ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; To pay off credit cards with a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307923. Member loan 2307923 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clallam Bay Corrections Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLALLAM BAY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clallam Bay Corrections Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,005.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307943. Member loan 2307943 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orange County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaumont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orange County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,724.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2307996">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2307996</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2307996</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2307996. Member loan 2307996 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ada Salon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ada Salon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; The loan is so i can pay off my credit card debt in one shot. Currently I'm paying a few hundred dollars a month for credit card debt, i rather pay lending club the money each month instead. Less of a headache paying one debt then paying a few cards a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308000">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308000</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308000</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308000. Member loan 2308000 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gambrinos Grill and Sushi Palace Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gambrinos Grill and Sushi Palace Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We need to redo our kitchen and basement after the effects of Hurricane Sandy. We are expecting to receive insurance money that and we expect to have our businesses to be up and running again within the next few months as well. What that means, is that we hope to pay this loan back within 1 year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,789.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308026. Member loan 2308026 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glotel, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baltimore, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glotel, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308031. Member loan 2308031 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">county of San Bernardino </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">redlands, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">county of San Bernardino </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/01/12 &gt; Home improvement: I recently had roof replaced on house and it cost 10,000 . I paid via several credit cards and would like to consolidate the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,113.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308087. Member loan 2308087 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atmar Landscaping</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL GRANADA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atmar Landscaping</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have 5 credit cards, and i want to consolidate en one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308089">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308089</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308089</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308089. Member loan 2308089 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia Employment Commission</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clintwood, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia Employment Commission</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Unemployed 9 years ago, had some late pays that hurt my credit.. Went back to work, applied for credit cards to establish credit.  I didn't do a very good job and soon found I could only qualify for low credit limits with high apr.  This will help me get out of debt and improve my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308094. Member loan 2308094 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpha Natural Resources</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clintwood, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpha Natural Resources</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation to pay off credit cards, have one payment,&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308106. Member loan 2308106 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FHC PROPERTY MANAGEMENT LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FHC PROPERTY MANAGEMENT LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308116">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308116</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308116</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308116. Member loan 2308116 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,441 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BENICIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,239.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308139. Member loan 2308139 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND CARE CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND CARE CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308149. Member loan 2308149 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army Reserves</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army Reserves</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am about to start another tour with my Army Reserve unit. I want to consolidate all my current payments prior to leaving.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,366.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308151. Member loan 2308151 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,717.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308159. Member loan 2308159 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,588 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women's League Community Residences</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women's League Community Residences</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308163. Member loan 2308163 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berlin city</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ST GEORGE, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">berlin city</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; consolidate some credit cards and pay off some smaller bills[doctors],get caught up on bills that are backing up&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308166">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308166</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308166</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308166. Member loan 2308166 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,290 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKS Property Mgmt Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SECAUCUS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AKS Property Mgmt Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consolidations&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308168. Member loan 2308168 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aimco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORWALK, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aimco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,010.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308186">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308186</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308186</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308186. Member loan 2308186 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fin. Ind. Reg.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Basking Ridge, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fin. Ind. Reg.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to to consolidate some other debt and to improve my overall cash flow situation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$252,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308189. Member loan 2308189 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,422 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intergrated Merchandising Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAUMEE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intergrated Merchandising Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; It is for relocation and moving expenses as well as paying off some credt card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,011.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308200. Member loan 2308200 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visioneering, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UTICA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visioneering, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; i will be redoing the basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; i will be redoing the basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; I will be doing home improvement, going to up date the basement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308228">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308228</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308228</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308228. Member loan 2308228 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ST. PETER'S HOSPITAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENWICH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ST. PETER'S HOSPITAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,848.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308235">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308235</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308235</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308235. Member loan 2308235 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Jude Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Saint Paul, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Jude Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308245">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308245</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308245</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308245. Member loan 2308245 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york state</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york state</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am requesting this loan for debt consolidation purposes.  If granted this loan it will give me a much more managable monthly payment and allow me to pay off my debt more easily.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,859.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308263. Member loan 2308263 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,987 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lake local schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lake local schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308265">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308265</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308265</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308265. Member loan 2308265 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Foot & Ankle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Foot & Ankle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308293. Member loan 2308293 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schambo Manufacturing LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GUEYDAN, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schambo Manufacturing LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308313. Member loan 2308313 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Connect Your Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport Coast, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Connect Your Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We will be using this loan to consolidate and close credit cards.  We have enough income to pay the bills, it's just that the credit cards are due at different times and we would like one single payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308319. Member loan 2308319 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARLETON, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,469.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308349. Member loan 2308349 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,139 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCSC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DESOTO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HCSC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308365">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308365</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308365</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308365. Member loan 2308365 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Reserve Bank of Richmond</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Reserve Bank of Richmond</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit Card Consolidation and Payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308417. Member loan 2308417 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; loan is for tax payoff year 2009 and 2010 as well as consolidating three major credit cards: sears/capital one visa/chase&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308431">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308431</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308431</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308431. Member loan 2308431 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oakland , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Employed  professional looking to consolidate debt into a single source.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308447">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308447</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308447</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308447. Member loan 2308447 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The World Bank Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENSINGTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The World Bank Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I need to refinance my credit cards which have higher interest rates.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; Credit card refinance.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; I need additional education fund for children.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,665.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308450. Member loan 2308450 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belmont, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I would like to consolidate some very high interest rate loans. This will free us cash flow as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308454">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308454</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308454</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308454. Member loan 2308454 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OC Tanner</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverton, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OC Tanner</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308491. Member loan 2308491 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,557 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROSSER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Consolidate my credit card debt into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308495">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308495</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308495</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308495. Member loan 2308495 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallenpaupack Area SD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamlin, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wallenpaupack Area SD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308527. Member loan 2308527 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helena Chemical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CROWLEY, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Helena Chemical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308529">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308529</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308529</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308529. Member loan 2308529 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Community Bancorp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESH MEADOWS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Community Bancorp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating some debt from school and credit card. I can ask my parents but I don't want to worry them as I am old enough to care for and take responsibilities for my actions. I live with them in our two story house so expenses are very minimal for me. I have a stable job with consistent income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308545. Member loan 2308545 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allsup, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allsup, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; High interest is when you pay 3600 over a year's time only to discover you have only paid off 300 dollars of principle! And the cute little box lets you know you only have 57 years to go at this rate!  Now I look forward to it all gone in 3 years.  Thank you, Lending Club!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308605. Member loan 2308605 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCF BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HANOVER PARK, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TCF BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,868.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308624. Member loan 2308624 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Google Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Mateo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Google Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308625. Member loan 2308625 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTHAMPTON BEACH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I would like to buy a wood stove so I can save money in oil for the winter.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308628. Member loan 2308628 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east jefferson general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east jefferson general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308643. Member loan 2308643 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parcel Plus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parcel Plus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,584.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308650">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308650</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308650</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308650. Member loan 2308650 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston, SC Veterans Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charleston, SC Veterans Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Requesting a fixed rate loan to pay off high interest rate credit cards and lower my outstanding debt balance in a more reasonable amount of time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308654. Member loan 2308654 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aventura, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308709. Member loan 2308709 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,478 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CertusBank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greenville, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CertusBank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I sincerely appreciate funding received thus far.  I have been in banking my whole career and value my credit tremendously.  Inevitable circumstances are the reason for my credit card debt and I look forward to paying off and moving forward.  Thanks for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$65,814.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308714">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308714</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308714</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308714. Member loan 2308714 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middlesex Community College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALEM, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Middlesex Community College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308728. Member loan 2308728 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar Park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; For 2 yrs I have been taking care of my grandmother and racking up credit card debt as I could not work full time.  She is now back to a healthier place and I am in a position to get my life back on track..  Starting with paying off my debt, I want to pay capital debt down vs high interest payments!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,668.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308733. Member loan 2308733 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,883 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International of Washington</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Expeditors International of Washington</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; My loan is to pay off my debts that i could not control. I have a good job and just need that help to control my debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,793.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308736. Member loan 2308736 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northside ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northside ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will be used to pay off a hospital bill and to consolidate some credit cards. This loan would be a lower interest rate than my credit cards so my payments would be smaller and I can pay off the debt sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308739. Member loan 2308739 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuckahoe Orthopedics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuckahoe Orthopedics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to pay off  credit cards and have a lower interest rate with at least a time to finish repayment. Also would like to have some things done at home. and save some.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308743">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308743</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308743</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308743. Member loan 2308743 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlas Staffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARTELL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlas Staffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Credit card pay off and home repair.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,573.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308745">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308745</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308745</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308745. Member loan 2308745 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ridgeview Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waconia, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ridgeview Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; We are ready to consolidate old debt and take charge of our financial future.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; We need to consolidate old debt and we are ready to take control of our financial future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,073.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308762. Member loan 2308762 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Nashua</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MERRIMACK, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Nashua</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308769">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308769</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308769</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308769. Member loan 2308769 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Mary's Hall</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Mary's Hall</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,781.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308777. Member loan 2308777 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,427 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J L Gray / Villa Las Vegas Apts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J L Gray / Villa Las Vegas Apts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308797">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308797</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308797</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308797. Member loan 2308797 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northbay Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suisun City, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northbay Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; For payment of my 403B loan and for vacation purposes&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308800. Member loan 2308800 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Renton, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We've had a difficult time getting a loan from conventional banks to pay off high interest credit card debt. The banks tell us we have too much debt, we say that's why are trying to get a loan to pay it off. Lending Club will allow us to pay it off quicker and at a much lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308812. Member loan 2308812 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; personal loan&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; to pay off my bills with high intererest rates&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,242.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308819. Member loan 2308819 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Career Wardrobe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Career Wardrobe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My goal in 2013 is to pay off my high interest credit card debt and this loan will help me on my way.  Thank you for your attention to my request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308820">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308820</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308820</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308820. Member loan 2308820 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,225 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Turlock, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; I am wanting to consolidate to accounts; Discover Loan and Chase Loan. A new year is coming and I desperately want to debt free within 36 months. This loan would allow me to achieve that goal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308825. Member loan 2308825 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw e&i</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw e&i</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308827. Member loan 2308827 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,299 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC Hamot Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ERIE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC Hamot Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,289.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308891. Member loan 2308891 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zoosk Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARTINEZ, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zoosk Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; Getting out of debt! Yay Me!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308939. Member loan 2308939 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tj's Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arpin, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tj's Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,845.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308985">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308985</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308985</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308985. Member loan 2308985 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,229 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syniverse Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wesley chapel, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syniverse Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,249.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2308993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2308993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2308993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2308993. Member loan 2308993 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombardier </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FINLEYVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bombardier </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309002">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309002</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309002</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309002. Member loan 2309002 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario County Sheriff's Dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHELPS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario County Sheriff's Dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309025. Member loan 2309025 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DERIDDER, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan would be to pay off all my credit cards so that I only have one payment rather than trying to pay what I can when monthly charges still incur based on the amount financed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,941.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309036. Member loan 2309036 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANFORD, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Home is 30 years old.  Need to replace carpet, fix drywall, paint, and fix leaky roof.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,709.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309041. Member loan 2309041 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRISCO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,840.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309049. Member loan 2309049 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle Middle School USD 375 </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOWANDA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Circle Middle School USD 375 </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My wife and I would like to refinance a high interest credit card so we can get out of debt in the next three years.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; We are following the debt buster program from Ron Reynolds.  We are paying off smaller debts and then rolling those payments up to the next account.  We are currently able to pay an additional $400 per month on our smallest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309066. Member loan 2309066 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CT Personnel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEEP RIVER, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CT Personnel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309067">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309067</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309067</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309067. Member loan 2309067 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ardmore Baptist Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ardmore Baptist Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309072. Member loan 2309072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,692.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309073">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309073</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309073</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309073. Member loan 2309073 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,334 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KIRKWOOD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309075. Member loan 2309075 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RE/MAX Advantage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KALAMAZOO, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RE/MAX Advantage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have a few credit cards with higher interest rates that I would like to pay off and then make just the monthly payment to one account&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309105. Member loan 2309105 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,924 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Joseph Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EASTVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Joseph Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to put all my credit cards onto one loan so i am not paying multiple bills a month. I also like the idea off paying off all my debt in 3 years or less.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309134">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309134</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309134</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309134. Member loan 2309134 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BMO Harris Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BMO Harris Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off credit card debt faster.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309138. Member loan 2309138 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,685.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309143. Member loan 2309143 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantina Laredo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantina Laredo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309147. Member loan 2309147 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGHLANDS RANCH, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to refinance the unfavorable interest rates on the credit cards I used to set up house after returning to the US after a decade abroad. I have significant equity in my home. I have started my own business and expect it to become profitable within the year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309150. Member loan 2309150 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DTZ - UGL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DTZ - UGL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1965</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,899.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309151. Member loan 2309151 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24 HOUR FITNESS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAMON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24 HOUR FITNESS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309159">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309159</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309159</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309159. Member loan 2309159 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint Systems of Photography</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAPLEVILLE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint Systems of Photography</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Paying off three credit cards that have interest for one year , the same as financing for this entire loan. Makes sense to me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309167. Member loan 2309167 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Financial Services Firm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westport, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Financial Services Firm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309173">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309173</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309173</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309173. Member loan 2309173 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WALNUT GROVE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; debt consolidation pay off credit cards .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309177. Member loan 2309177 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vegetable Juices Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vegetable Juices Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,940.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309178. Member loan 2309178 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">globe manufacturing co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANCHESTER, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">globe manufacturing co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'll fix basementf for my house.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I.ll make a room at basement.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I'll make room at basement and travel for my nephev wedding.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I'll fix basement for my house.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309183">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309183</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309183</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309183. Member loan 2309183 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLLYWOOD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; It,s for pay all my cr&eacute;dit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,642.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309186">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309186</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309186</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309186. Member loan 2309186 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lopez Foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">oklahoma, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lopez Foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309190. Member loan 2309190 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cedar park, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philips</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$511.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309197">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309197</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309197</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309197. Member loan 2309197 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOXWOODS RESORT CASINO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOXWOODS RESORT CASINO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; TO PAY HIGH INTEREST CREDIT CARD AND TO MAKE ALL MY BILLS INTO ONE BILL&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; TO PAY HIGH INTEREST CREDIT CARD BILL AND TO MAKE THEM INTO ONE BILL&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309216. Member loan 2309216 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian Health Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAITHERSBURG, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indian Health Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309220. Member loan 2309220 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,300 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care alot childcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angola, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care alot childcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309224. Member loan 2309224 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,798 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Wholesale Book Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Birmingham, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Wholesale Book Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309234. Member loan 2309234 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Standard Drywall Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Standard Drywall Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309240. Member loan 2309240 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Department of Criminal Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Department of Criminal Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am in need of this loan to consolidate credit card debt. The interest is high on some of the cards.  Being able to pay off all the credit cards and make 1 monthly payment at a lower interest rate would be easier. With the amount that is left, I am going to save some and go Christmas shopping.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,021.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309254">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309254</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309254</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309254. Member loan 2309254 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidation of unsecured high interest rate loan, car loan, and credit card account&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309267. Member loan 2309267 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENHAM SPRINGS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309290">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309290</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309290</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309290. Member loan 2309290 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,230 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanggodong sangnapal restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sanggodong sangnapal restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309294. Member loan 2309294 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Staffing Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLINTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medical Staffing Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309322">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309322</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309322</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309322. Member loan 2309322 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IL Dept of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PARIS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IL Dept of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309323">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309323</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309323</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309323. Member loan 2309323 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$120,832.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309326">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309326</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309326</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309326. Member loan 2309326 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murtis Taylor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murtis Taylor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,555.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309327. Member loan 2309327 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309336. Member loan 2309336 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greer Enterprises, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIDGEWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greer Enterprises, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Adding 1st Floor Home Office for expanding incorporated business.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309337">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309337</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309337</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309337. Member loan 2309337 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jet Blue Airways</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jet Blue Airways</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Credit card consolidation for better interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309343. Member loan 2309343 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crown Equipment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLDWATER, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crown Equipment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309360. Member loan 2309360 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Currently I am paying over $800.00 a month on my debts.  I would be able to cut that almost in half&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309361. Member loan 2309361 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309370">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309370</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309370</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309370. Member loan 2309370 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,481 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIBBING, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need the loan to pay off some small loans &amp; bills and use the remaining money to maybe purchase a used car and a newer computer as of now I am with out a vehicle &amp; my computer is about 7 years old. Thank you for your consideration in this matter.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; I am going to catch up and pay off some small bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,255.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309376. Member loan 2309376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,105 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Umphrey's McGee</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Bend, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Umphrey's McGee</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My wife and I fell in love with our dream home and we had to buy it before we sold our first home.  Good news!  Our first home, after being on the market just 5 months, has been sold.  We close at the end of December.  This loan will allow us to pay our closing costs.  Thank you so very much!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309377">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309377</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309377</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309377. Member loan 2309377 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Air Systems, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Environmental Air Systems, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,107.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309407. Member loan 2309407 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,424 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainview, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am moving across country from my home in New York to be close to my family in California. I need to move furniture, personal belongings, my car while I will be paying for both homes while I sell my house in New York.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1967</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309409. Member loan 2309409 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GADSDEN, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off credit cards and to have some leff over&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,813.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309413">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309413</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309413</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309413. Member loan 2309413 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVILLE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; A tree hit my house and through the course of trying to have it repaired I ran into a less than honest contractor.  Now trying to tie up all of the loose ends to make my wonderful home wonderful again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309469">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309469</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309469</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309469. Member loan 2309469 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Care Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SULLIVAN, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Care Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; We have good cash flow in our home.  We simply need/want to reorganize our debt into more a more manageable form.  The benefit of eliminating some of our credit cards and lowering interest rates is helpful as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309476">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309476</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309476</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309476. Member loan 2309476 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am wanting to consolidate all my credit cards and lower the interest I am paying each month. This will save thousands of dollars than I am now paying in credit card interest. This will free up cash flow. Allowing me to get ahead.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This loan will be used to consolidate. I have been at the same profession and owner of my business for the past 15 years. I have lived in the same place for the past 12 years. I We still live in the same city for the past 22 years. I consider myself extremely stable and successful. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309490">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309490</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309490</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309490. Member loan 2309490 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panera Bread</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Panera Bread</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309506. Member loan 2309506 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VT Hackney</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Independence, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VT Hackney</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I make a good income and am trying to consolidate all of my credit card debt into one monthly payment with low interest rates.  I can easily make the payment of $450 per month in order to do this.  I appreciate the help with this funding as it will save me money and earn you money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309513. Member loan 2309513 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,888 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Birmingham</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Birmingham</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'm steady climbing my way out of debt. My goal is to pay off all credit cards by the end of 2013. I'm determined to find interest rates that are suitable for my current income status. Thanks for your consideration of my request.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,633.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309518. Member loan 2309518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pepsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIBERTY, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pepsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am applying for this loan to simply have one payment to Lending Club.&lt;br&gt;I have the means to then concentrate on becoming debt free.&lt;br&gt;I love the concept of Lending Club and believe it to be a good match for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309523">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309523</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309523</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309523. Member loan 2309523 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,800 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKINGHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Savings by lower interest rate will enable me to pay off Discover in 3 years. Saving at least 20-25 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309538. Member loan 2309538 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAPHNE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; to pay off a credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,844.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309540. Member loan 2309540 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elite Heating & A/C Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ALEXANDRIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elite Heating & A/C Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309556. Member loan 2309556 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309569. Member loan 2309569 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPEW, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309572">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309572</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309572</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309572. Member loan 2309572 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,848.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309603. Member loan 2309603 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cnsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gaithersburg, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cnsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309624. Member loan 2309624 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Barnabas Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walden, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Barnabas Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309626">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309626</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309626</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309626. Member loan 2309626 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Full Sail University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">APOPKA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Full Sail University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309633. Member loan 2309633 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Smith</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coventry, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Smith</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$94,433.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309639">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309639</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309639</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309639. Member loan 2309639 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davita/Total Renal Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peoria, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davita/Total Renal Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309651. Member loan 2309651 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE IN THE HILLS, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Illinois</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,847.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309655. Member loan 2309655 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BlackBox Productions Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TROUTDALE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BlackBox Productions Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309658. Member loan 2309658 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clement pappas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VINELAND, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">clement pappas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309659. Member loan 2309659 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,918 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glendora, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am using this money for my daughter wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I am using this money for my daughter wedding&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I am using this money for the upcoming of my daughter weding celebration and aportion of this money will be also used for debt consolidation.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; I will be using most of this fund for the upcoming of my daughter wadding celebration which will be held in a private setting with mostly family,relatives ang freinds will be attending the wedding.&lt;br&gt;I also will be using a small portion of the loan for debt consolidations and possibly wedding gifts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$451,481.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309670. Member loan 2309670 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-nails</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRUTHERS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-nails</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309677. Member loan 2309677 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,166 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDI MARINE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOYOCK, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDI MARINE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; payoff credit cards to have one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309694. Member loan 2309694 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,736 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN MATEO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,625.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309698">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309698</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309698</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309698. Member loan 2309698 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampshire Pet Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEBB CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampshire Pet Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309736. Member loan 2309736 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ohio Valley Educational Cooperative</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Louisville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ohio Valley Educational Cooperative</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan is for the consolidation of credit card debt.  I prefer the loan to the payment snowball method as proposed by Dave Ramsey because I can pay one payment at a lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 15, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309739. Member loan 2309739 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309741. Member loan 2309741 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERDALE GASTROENTEROLOGY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YONKERS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERDALE GASTROENTEROLOGY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309760">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309760</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309760</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309760. Member loan 2309760 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fox river graphics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAROL STREAM, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fox river graphics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309777. Member loan 2309777 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaheim,, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309783. Member loan 2309783 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,339 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Local Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeast Local Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to pay off high interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309793. Member loan 2309793 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,462 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will help me maintain a steady cash reserve as my publishing business launches two new magazines in the near future. All of my books and publications have a strong fan base, but distributors take a long time to pay off after you ship them product. This loan will help tide me over.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309798. Member loan 2309798 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IndyMac Mortgage Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTAGE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IndyMac Mortgage Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309810">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309810</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309810</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309810. Member loan 2309810 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La county</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHATSWORTH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">La county</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We all have different circumstances and undermine I had to accumulate a bit of debt. This loan will eliminate that and allow me a more comfortable future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,296.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309814. Member loan 2309814 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,248 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANCHORAGE, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1968</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,553.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309817. Member loan 2309817 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lipkin & Higgins</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lipkin & Higgins</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309829. Member loan 2309829 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,662 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMECULA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We will pay this loan off in 2 years instead of 3, we are just trying to consolidate credit card debt and will make payments of about $1200/month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,475.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309847. Member loan 2309847 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Solution Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woburn, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Solution Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; In need to pay the credit card debt around $14k and 2K personal loan from a friend. If I get the loan it will easy for me to make one payment instead of several payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309858. Member loan 2309858 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">montaukufsd</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wainscott, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">montaukufsd</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309865. Member loan 2309865 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Good Neigbor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Good Neigbor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I need a loan to payoff all my credid card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309872. Member loan 2309872 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntington Ingalls Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORFOLK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Huntington Ingalls Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309874. Member loan 2309874 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Interior</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLETON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of the Interior</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off some bills and consolidate.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Pay off credit cards and consolodate bills&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Pay off credit cards and consolodate bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,918.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309879">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309879</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309879</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309879. Member loan 2309879 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,879.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309880">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309880</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309880</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309880. Member loan 2309880 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mapleview dairy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADRID, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mapleview dairy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309882. Member loan 2309882 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Bay Mental Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BILLERICA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Bay Mental Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit cards consolidation and auto loan payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,751.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309889. Member loan 2309889 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,564 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlenes learning Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlenes learning Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay-Off Loan and consolidate other pymts.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Pay-Off loans and consolidate other Debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309900. Member loan 2309900 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,981 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ILT Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schenectady, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ILT Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,381.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309919. Member loan 2309919 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARTINSBURG, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309927. Member loan 2309927 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of greenburgh police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE PLAINS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of greenburgh police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309932. Member loan 2309932 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaplan Career Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BETHEL PARK, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaplan Career Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Porch Roof and misc retail credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309935. Member loan 2309935 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Congress Insurance Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Congress Insurance Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay down debt and purchase a second rental property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,917.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309941. Member loan 2309941 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heitkamp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heitkamp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,770.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309944">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309944</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309944</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309944. Member loan 2309944 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPARKS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Mary's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan will be to payoff credit cards and other debts.  We would like to be debt free within 5 years.  By using this money we will be able to achieve this goal.  Thanks you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309953. Member loan 2309953 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mc dean</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairfax, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mc dean</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am going to use this loan to pay down a higher interest credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,466.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309956">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309956</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309956</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309956. Member loan 2309956 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cheyenne Regional Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cheyenne, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cheyenne Regional Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to go visit my sister. I have not seen her or her daughters over 10 years so would Love to see them again!!!!! Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,526.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309965">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309965</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309965</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309965. Member loan 2309965 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Trying to wipe out my credit card debt with one payment and a end to the debt in sight. Also, planning a wedding for hopefully August.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,763.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309981. Member loan 2309981 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,883 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennstar Bank </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCRANTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pennstar Bank </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309983">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309983</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309983</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309983. Member loan 2309983 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBURY, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Milford Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is to consolidate credit cards, and allow me to have work done on my car, without having to recharge on my credit card.  The one payment is much easier for my budget, and the lower interest rate will help me be debt free sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309984. Member loan 2309984 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,114 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PediaVision Holdings, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANFORD, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PediaVision Holdings, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Time for definitive plan to pay off credit card.&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; Fixed plan to eliminate credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309991">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309991</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309991</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309991. Member loan 2309991 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Atlanta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Atlanta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I going to start a small business in the construction industry.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2309993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2309993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2309993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2309993. Member loan 2309993 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$118.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310003">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310003</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310003</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310003. Member loan 2310003 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,911.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310008">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310008</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310008</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310008. Member loan 2310008 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">family bible church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JACKSONVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">family bible church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; pay off some credit cards and car loan&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Thanks for investing in people !&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310015. Member loan 2310015 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Home Appliance Showroom</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCEVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Home Appliance Showroom</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310016">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310016</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310016</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310016. Member loan 2310016 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,961 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fesco Ltd.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fesco Ltd.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; My loan is for my wedding expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,895.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310025. Member loan 2310025 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,475 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zions Bancorp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zions Bancorp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I would like to pay down our high interest credit card debts.  I appreciate your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,424.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310028">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310028</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310028</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310028. Member loan 2310028 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeastern Pennsylvania Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southeastern Pennsylvania Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,722.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310044. Member loan 2310044 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will be used for credit card consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$440.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310065">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310065</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310065</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310065. Member loan 2310065 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,936 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Boat</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mystic, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Electric Boat</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,219.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310074. Member loan 2310074 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster Farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster Farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,632.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310078. Member loan 2310078 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,928 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Pennsylvania</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Commonwealth of Pennsylvania</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310079. Member loan 2310079 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,789 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AETNA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MASSILLON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AETNA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; JUST TO PAY A FEW OTHER BILLS..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310098. Member loan 2310098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">URS aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALEVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">URS aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay CHase n Discover cards&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Pay off Credit cards, Chase and Discover cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,984.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310111. Member loan 2310111 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,748.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310112">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310112</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310112</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310112. Member loan 2310112 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Blue Cross</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Blue Cross</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,002.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310114">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310114</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310114</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310114. Member loan 2310114 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin Traffic Signal </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DONNA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin Traffic Signal </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; well I found out that I'm paying alot of interest on my credit cards,so I'm trying to get this loan to pay them ,and have only one payment instead of paying interest on each credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310117">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310117</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310117</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310117. Member loan 2310117 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson memorial hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson memorial hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310118. Member loan 2310118 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,017 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pero Family Farms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOCA RATON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pero Family Farms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; the loan is to pay the credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/03/12 &gt; the loan is to pay the credit cards and the interest that keep pile ling up and we are looking a solution to obtain a low percentage, this is a opportunity where we can cancel our credit cards and be able to plan other inversions like repairs and maintenance to my home and to offer my family a good&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,852.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310124. Member loan 2310124 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Memorial Sloan-Kettering Cancer Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLUSHING, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Memorial Sloan-Kettering Cancer Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am a low risk option for a good return on your investment because I have a stable job in the IT and Healthcare fields. I take my responsibility to settle my debts very seriously, and I pay all my bills consistently and on time. This loan will help me consolidate and pay off my debts in 36 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310127">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310127</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310127</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310127. Member loan 2310127 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEAGUE CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310128">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310128</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310128</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310128. Member loan 2310128 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S P S</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S P S</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; HOME IMPROVEMENT FOR RENTAL&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; $4300 TOTAL MONTHLY EXPENSES AND I AM PLANNING TO CHANGE NEW CARPET, REMODELING  KITCHEN  AND BATH FOR MY TWO RENTAL HOUSE PROPERTY.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310132">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310132</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310132</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310132. Member loan 2310132 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310137. Member loan 2310137 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310147. Member loan 2310147 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310153">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310153</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310153</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310153. Member loan 2310153 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMARAC, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310161">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310161</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310161</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310161. Member loan 2310161 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have an attached porch roof approching twenty five years old. It needs to be replaced so it looks better and does not leak. Once that is complete I can put down a new floor . The floor was ruined by the leak and removed. It is currently painted concrete, not very attractive.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,994.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310173">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310173</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310173</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310173. Member loan 2310173 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHANDLER, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,149.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310176. Member loan 2310176 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,050 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">a. Hartrodt Usa Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Hyde Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">a. Hartrodt Usa Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310177">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310177</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310177</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310177. Member loan 2310177 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FT YUMA INDIAN HEALTH SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTERHAVEN, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FT YUMA INDIAN HEALTH SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,964.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310215. Member loan 2310215 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT RILEY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310226">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310226</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310226</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310226. Member loan 2310226 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dresser-Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dresser-Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310236">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310236</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310236</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310236. Member loan 2310236 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south florida water management district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">port saint lucie, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south florida water management district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am wanting to consolidate my credit cards to have one monthly bill, and keep my credit score high which is important to me&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,922.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310241. Member loan 2310241 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIAN CENTER HEALTH AND REHAB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIAN CENTER HEALTH AND REHAB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; DEBT CONSOLIDATION&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; need to consolidate loans to have 1 payment of lesser value..credit cards, bank loans, 1 loan company..with the jobless market helped sons with day to day living..now they are gainfully employed and I need to get my finances back on track..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310276">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310276</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310276</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310276. Member loan 2310276 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Water Resources</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Granite City, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Water Resources</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan is to consolidate high interest credit cards to lower the percentage rate and to speed up the payoff process of the debt owed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,889.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310284. Member loan 2310284 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310286">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310286</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310286</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310286. Member loan 2310286 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLeod Loris/Seacoast Hospitals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONGS, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLeod Loris/Seacoast Hospitals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310287. Member loan 2310287 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXAS HEALTH RESOURCES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEXAS HEALTH RESOURCES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310299">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310299</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310299</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310299. Member loan 2310299 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marsh USA Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marsh USA Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Painting house and outside wood replacement on garage plus upgrade of pool equipment.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Painting of outside of houes and wood replacement on garage plus upgrade of pool equipment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310307. Member loan 2310307 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moodys</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flushing, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moodys</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Debt Consolidation and to reduce interest rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310310. Member loan 2310310 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cooper Standard Automotive</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boiling Springs, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cooper Standard Automotive</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,791.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310327. Member loan 2310327 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310333. Member loan 2310333 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JANAF SUBWAY INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JANAF SUBWAY INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,736.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310361. Member loan 2310361 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starcom MediaVest Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starcom MediaVest Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310376. Member loan 2310376 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eyecare Center of Manhattan Bch</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL SEGUNDO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eyecare Center of Manhattan Bch</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I'm just tired of having different bills due on different days. I just wanted to consolidate all my debt so that it would make it easier to pay off. I also want to have a chance at new (clean and debt free) beginnings. But I want to do it responsibly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310401. Member loan 2310401 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Company Burger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Company Burger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310412. Member loan 2310412 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwestern University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glendale Heights, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northwestern University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I am going to use this loan first to pay our IRS fees that our accountant screwed up. I will then pay all our credit cards. Its better to just pay everything with just one person to pay it to. I hope to get this loan, this will really help us a lot.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310418. Member loan 2310418 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delivering Innovation In Supportive Hous</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delivering Innovation In Supportive Hous</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; This loan is to consolidate my high interest credit cards and put it into one account so I can pay it off in a timely manner and get out from the debt.  I have always paid my bills on time and continue to make all my payments but having one loan with lower interest would help me get there sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310433. Member loan 2310433 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,416 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake District Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakeview, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake District Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To pay off high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310434. Member loan 2310434 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOWELL, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Pay off  all debt and credit card to put them on one bill. To simplify payment into one bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310438">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310438</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310438</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310438. Member loan 2310438 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST DUNDEE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$59,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310446">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310446</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310446</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310446. Member loan 2310446 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BDT Capital Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BDT Capital Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310457">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310457</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310457</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310457. Member loan 2310457 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,248 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USCIS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEWISTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USCIS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Considers credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310464. Member loan 2310464 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The St. Regis hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST ELMHURST, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The St. Regis hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310467. Member loan 2310467 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Seafoods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Seafoods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310479">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310479</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310479</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310479. Member loan 2310479 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia Gas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winchester, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbia Gas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Will pay existing loan with Lending Club and consolidate a few other bills. Monthly payment will only change $29.00. Saving 300.00 a month!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,972.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310483. Member loan 2310483 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce easy rent</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAGE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce easy rent</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310534">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310534</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310534</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310534. Member loan 2310534 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,539 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdalae healthcare shea</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scottsdalae healthcare shea</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; I have been so overwhelmed with credit card dept and working my self to the bone and trying to pay them off. This is givings me hope and to live and enjoy my life again and having one monthly payment. Thank You for giving me my life back.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,157.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310537">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310537</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310537</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310537. Member loan 2310537 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthSouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthSouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,870.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310538. Member loan 2310538 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burlington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card payoff&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Credit card payoff&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310555. Member loan 2310555 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Ive worked very hard all my life, supported myself through graduate school while working full time.Ive been trying for years to pay off my debt, the interest that I get charged prevent me from paying my debt off.I have been engaged for years now &amp; would like to pay off my debt &amp; save for my wedding.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; I always pay my bills on time&amp;more than the minimum.I would not be using lending club if my credit score were better.I helped someone with buying a car&amp;they made two 30 day late payments which resulted in my credit score to be where its at now.I personally have never had a late payment in my life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310580. Member loan 2310580 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas La Fiesta Auto Sales LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARANSAS PASS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas La Fiesta Auto Sales LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,503.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310584. Member loan 2310584 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ersi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT PLAIN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ersi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,064.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310588. Member loan 2310588 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310598. Member loan 2310598 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ivan leonard chevrolet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIRMINGHAM, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ivan leonard chevrolet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310600. Member loan 2310600 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGEVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ally Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,522.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310607. Member loan 2310607 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portersville Valve Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaver Falls, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portersville Valve Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Due to family medical issues we need to pay off medical bills and transportation costs that weren't covered by insurance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310615. Member loan 2310615 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Service Center Region 9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETROLIA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education Service Center Region 9</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,600.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310618. Member loan 2310618 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,733 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WICHITA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; i have two large credit cards that have 19% and 23% that I would like to get out from under them&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310620. Member loan 2310620 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cj's rv repair</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUMA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cj's rv repair</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; starting over&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; trying to get debt consolidation done and paid off would like to start my own rv repair business next year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310640">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310640</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310640</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310640. Member loan 2310640 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gm customer care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE ORION, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gm customer care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310655. Member loan 2310655 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LifeWatch Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LifeWatch Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Reducing the current amount of debt by paying off high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310673">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310673</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310673</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310673. Member loan 2310673 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southernwine & Spirits</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTTSDALE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southernwine & Spirits</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is to pay off high interest rate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310691">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310691</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310691</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310691. Member loan 2310691 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Supervalu</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaverton, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Supervalu</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Loan is to consolidate high interest credit card debt to a lower single monthly payment and be done in less than 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310694. Member loan 2310694 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,314 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aetna Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aetna Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310704. Member loan 2310704 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gilmer, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310708. Member loan 2310708 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,700 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgewater Ranzal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIBSONIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgewater Ranzal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310709. Member loan 2310709 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,909 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida International University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Florida International University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">835-839</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310731. Member loan 2310731 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310741. Member loan 2310741 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,144 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">XO Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSOURI CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">XO Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310751">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310751</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310751</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310751. Member loan 2310751 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wills Point ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLS POINT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wills Point ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310764. Member loan 2310764 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vip Photo Video / Hot Shot Production</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Vip Photo Video / Hot Shot Production</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to refinance my credit card debt which is with higher APR!&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I want to pay my credit card debt. Having 0 debt is my number 1 priority. The lower APR is my bait. I have a steady job with which my income grows every year correspondingly. Also the payment is less than the amount I pay now every month. I also have never had a late payment on my loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310768">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310768</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310768</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310768. Member loan 2310768 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Remy Cointreau USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Remy Cointreau USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310775. Member loan 2310775 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gulf Equipment Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOBILE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gulf Equipment Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to pay off my credit card debt.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I have worked hard to get rid of high interest debts over the years.  With the approval and repayment of this loan I will have only a mortgage and auto loan.  Thanks for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310777. Member loan 2310777 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,303 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAS Institute Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILLSBOROUGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAS Institute Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,890.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310778. Member loan 2310778 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATHENS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consoldate credit cards, pay income taxes and some doctor bills.&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I would like to consoldate credit cards, pay off income taxes and some doctor bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310780">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310780</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310780</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310780. Member loan 2310780 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wilkes barre, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310785. Member loan 2310785 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peak Staffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peak Staffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310788. Member loan 2310788 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310805. Member loan 2310805 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUMPASS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off some bills and put away a little.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,551.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310812. Member loan 2310812 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,964 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate all of my debit into one loan instead of paying 6 different places.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310813. Member loan 2310813 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPHI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MPHI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310817. Member loan 2310817 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,224 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Resources Guaranty Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Title Resources Guaranty Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; cardconsolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,312.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310825. Member loan 2310825 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE OLD SALTY DOG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE OLD SALTY DOG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; CONSOLIDATE MY LOANS INTO ONE EASY PAYMENT.&lt;br&gt;TIME TO GET AHEAD&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310828. Member loan 2310828 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bremer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peoria, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bremer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310849">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310849</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310849</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310849. Member loan 2310849 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaxIt Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEWISVILLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaxIt Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310859. Member loan 2310859 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELM Resources</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELM Resources</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to consolidate high interest credit cards to reach a 3 years goal of removing all debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2310883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310883. Member loan 2310883 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silverado High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silverado High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan will be used to pay off a different small loan with a much higher interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310885. Member loan 2310885 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borough of Pemberton</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHATSWORTH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Borough of Pemberton</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My hours got cut in the bigining of the year, so I ended up using my credit cards foolishly and now want to get them paid off, so I dont have the stress of that hanging over my head.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310889">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310889</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310889</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310889. Member loan 2310889 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">quest diagnostics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">quest diagnostics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310900. Member loan 2310900 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,095 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This is a home equity line of credit taken out several years ago to renovate a kitchen in our primary residence.  The loan was purchased by Nationstar which doesn't allow refinancing, but comes due in full Feb. 2013. I can pay the whole sum from savings, but would prefer not to. Thank you.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; This is to pay off a home equity line of credit, received several years ago to renovate our kitchen.  I have always paid more than was requested, but could still not get it down to zero before loan was purchased by another mortgage co. which is now demanding total pay off in Feb. 2013.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,499.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310908. Member loan 2310908 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Manor at Birch Hill Terrace</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nashua, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Manor at Birch Hill Terrace</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is for medical expenses I incurred when I had poor insurance with a 5,000.00 deductible and 60/40. I ended up having 3 surgeries in 18 months.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310919. Member loan 2310919 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTGOMERY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,903.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310922">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310922</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310922</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310922. Member loan 2310922 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,121 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOCKE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; pay off some high intrest loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310929. Member loan 2310929 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norwalk hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGEPORT, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norwalk hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,847.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310932. Member loan 2310932 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaufort Memorial Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUFFTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaufort Memorial Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I accidentally paid my credit card payment to my mortgage account because they are both Chase. Now after one late payment my interest is 28%. Chase refuses to lower my interest rate back to18%. I acquiired debt fixing up my rental house that got trashed.I have income but too much costly debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,934.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310937. Member loan 2310937 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EUREKA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; We need this loan to pay off our credit cards debt and car loans. Its easier and practical to have just one montly payment than having multiple payment dates and amounts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310939. Member loan 2310939 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Oklahoma City</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oklahoma City, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Oklahoma City</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; looking to consolidate debt and do repairs/renovations to house w/o home equity loan since looking to sell in next few months&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,486.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310942. Member loan 2310942 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Patrick McCarthy, MD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA GRANDE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Patrick McCarthy, MD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310957. Member loan 2310957 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HURST, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310971. Member loan 2310971 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square Veterinary associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MALVERNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin square Veterinary associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My loan is to pay off credit cards with the remainder going towards start up costs for an urgent care animal emergency facility .&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310992. Member loan 2310992 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310994. Member loan 2310994 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,559 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; If I am funded for this loan, I will be able to pay off alot of credit card debt that we have accumalated over the years.  It will take a load off our shoulders and will allow us to move on and focus on our business.  We will be credit card debt free, improve our fico score, and save $400 per month!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310996">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310996</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310996</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310996. Member loan 2310996 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teragram LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teragram LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is to pay a few bills i have including a car payment i made to fix my car in order to work. Please help me consolidate my debt and make one monthly payment. thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2310999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2310999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2310999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2310999. Member loan 2310999 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mike Prlich & Sons, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPLE CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mike Prlich & Sons, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My purpose for the loan is to consolidate my debt and be clear.  I want to then do classic car restoration full time.  I would appreciate the help to see this accomplished.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,707.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311010. Member loan 2311010 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pauls Oilfield</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stafford, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pauls Oilfield</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My wife and I are combining our credit card/loan for our time share because when we financed it through the company and they set it up on two credit cards with a low interest rate and then they both jumped up above 18% each and with paying extra each month on both the principle is not going down.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,077.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311018">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311018</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311018</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311018. Member loan 2311018 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nelso Mullins Riley & Scarborough LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROXBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nelso Mullins Riley & Scarborough LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,479.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311022">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311022</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311022</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311022. Member loan 2311022 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roswell, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gentiva Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off higher interest credit card accounts and get all my payments in one place.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311026. Member loan 2311026 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States State Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States State Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311027. Member loan 2311027 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carmel Cutting Horses</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARMEL VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carmel Cutting Horses</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311028">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311028</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311028</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311028. Member loan 2311028 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOREST LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311030">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311030</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311030</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311030. Member loan 2311030 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FISHERVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and pay off as many high interest rate bills as possible. Your interest rate is a little better than what we are paying now. We think this will hepl us get our bills in order.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,287.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311033. Member loan 2311033 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Mountain Neuro Medical treatment c</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASHEVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Mountain Neuro Medical treatment c</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; hardwood floors&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311037">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311037</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311037</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311037. Member loan 2311037 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marta (Essential Data Corporation)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINGTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marta (Essential Data Corporation)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying off my credit cards and beeing able to get my own place. Thank you soo much!&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Just trying to pay only one creditor so I can maintain my credit and get my life in order to get out on my own and take care of my son.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311047">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311047</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311047</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311047. Member loan 2311047 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off a few credit card balances that have high interest rates. I feel like I am not getting anywhre w/ paying them off cuz most paymts go to interest/finance charges.It is very frustrating. When I call them to see if they will lower my interest rate cuz I always pay on time, they tell me no..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,606.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311049. Member loan 2311049 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off high interest credit vards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation high interest credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$76,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311053. Member loan 2311053 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Everson Cordage Works, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Everson Cordage Works, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate my credit cards and student loan into one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,565.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311072. Member loan 2311072 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMA Insurance Companies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Allentown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PMA Insurance Companies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Just want to consolidate a group of credit card accounts into one monthly payment over a short term of 36 months. Could pay off with cash from savings, but since I have excellent credit and good income, I want to pay off through a consolidated loan at a good rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$63,690.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311086. Member loan 2311086 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,974 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOHNSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This will be used for debt consolidation of Credit cards and if possible small car loan. Several credit cards will be closed when the loan is obtained. I fully expect to pay this off early.&lt;br&gt;&lt;br&gt;  Borrower added on 12/04/12 &gt; The loan will be used for debt consolidation of credit cards and a small car loan if possible. Some credit cards will be closed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311098. Member loan 2311098 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell Davis & Pitt</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lewisville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bell Davis & Pitt</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311105. Member loan 2311105 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paint Werks interiors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Paint Werks interiors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have been working very hard to save enough money for my first home purchase. I am almost there and I have found the perfect home for me and my family but just need a little extra money to help with the closing costs therefore I have decided to give lending club a try.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,035.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311111">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311111</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311111</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311111. Member loan 2311111 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco Superior Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EMERYVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco Superior Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311119. Member loan 2311119 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consultants Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Consultants Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,395.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311124. Member loan 2311124 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,203 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teleperformance USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST JORDAN, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teleperformance USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311126. Member loan 2311126 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This Loan is for Lower Monthly payments in debt consolidation. Also to note, I am a proven responsible borrower with On_Time payments all through my credit history. Thanks.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311138">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311138</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311138</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311138. Member loan 2311138 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decuritas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANTWERP, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decuritas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am going to consolidate bills&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I wanted to add that I am not desperate for this loan,it will help me reach my goal quicker,but even if I do not get the loan I will attain my goal,it will just take a bit longer&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311139. Member loan 2311139 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have had a great career in the film business.  I was laid off last year and have been consulting ever since while looking for full time employment.  I am very close to full time again and want to consolidate my debt.  This has been a very important personal growth year for me - thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311154. Member loan 2311154 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,140 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin Realty Advisors, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BILLERICA, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Franklin Realty Advisors, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311156">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311156</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311156</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311156. Member loan 2311156 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SolarReserve</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Monica, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SolarReserve</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Would like to pay of some high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,292.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311165. Member loan 2311165 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Royal, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311174">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311174</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311174</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311174. Member loan 2311174 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roadlink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOLBROOK, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roadlink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need to consolidate some credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311178. Member loan 2311178 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,740 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawthorne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidation of several credit accounts into one payment with a definite pay off date.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,861.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311188">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311188</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311188</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311188. Member loan 2311188 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cookie lee</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">queensvillage,ny, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cookie lee</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311205. Member loan 2311205 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ikon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">englewood , CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ikon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to pay my biils off have one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,091.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311206">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311206</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311206</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311206. Member loan 2311206 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delstar Technologies Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delstar Technologies Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,449.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311212. Member loan 2311212 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JOPLIN, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kansas City Southern Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311213. Member loan 2311213 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">linda gonzale</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHARR, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">linda gonzale</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; From my new beauty salon&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Business of beauty salon&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I want to open a beauty salon that's tha reason I'm asking for the lone&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311215">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311215</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311215</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311215. Member loan 2311215 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National institutes of health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elkridge, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National institutes of health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is to consolidate debt incurred from a delinquent tenant who destroyed my rental property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,971.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311230">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311230</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311230</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311230. Member loan 2311230 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,833.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311243. Member loan 2311243 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oaktree Capital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARCADIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oaktree Capital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off my credit card balance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311253">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311253</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311253</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311253. Member loan 2311253 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,414 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Smith</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANT HILL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CDM Smith</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am using this money to consolidate my dept and provide a path to paying  my debt off so that I can become debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311256">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311256</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311256</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311256. Member loan 2311256 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wylde Sydes Tattoo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN DIEGO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wylde Sydes Tattoo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Paying down high interest cards. Should save me about 2-3k over the course of the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311258">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311258</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311258</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311258. Member loan 2311258 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Grille</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Woburn, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital Grille</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to pay off my car and my wife's car as well as all credit cards we own. In the long run I think this will be cheaper than paying the minimums.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,459.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311260">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311260</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311260</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311260. Member loan 2311260 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311267. Member loan 2311267 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,115.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311271">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311271</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311271</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311271. Member loan 2311271 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Instruments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Texas Instruments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311284. Member loan 2311284 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,214 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emory Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCEVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emory Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Medical bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,533.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311293">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311293</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311293</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311293. Member loan 2311293 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Falmouth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pocasset, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of Falmouth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311298. Member loan 2311298 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,221 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemary Beach POA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PANAMA CITY BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rosemary Beach POA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311301">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311301</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311301</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311301. Member loan 2311301 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tecumseh lcoal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW CARLISLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tecumseh lcoal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,440.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311314. Member loan 2311314 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,358 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Bank of Arizona</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Bank of Arizona</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,988.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311315">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311315</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311315</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,025</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311315. Member loan 2311315 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,092 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crossmark</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PAUL, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crossmark</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,346.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311319. Member loan 2311319 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,985.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2311321">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311321</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311321</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311321. Member loan 2311321 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,426 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I am currnetly providing an concerts, and shows in the Las Vegas market. I am in the process of planning my 2013 agenda that will grow my business. The additional capital will allow me to strategically gain more shows for 2013. I thank you in advance for the possible opportunity&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311349. Member loan 2311349 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intego</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Intego</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My company has a licensing agreement with a large IP holder to develop IPhone and Android apps and games based on a popular character. The proceeds will be used to fund development for two on-going projects based on this license.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311350. Member loan 2311350 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Albuquerque</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO RANCHO, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Albuquerque</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; With a loan I will be able to pay off both vehicles, 2 credit cards and have one payment that is lower than the truck payment. Losing your job and not finding one puts a person way behind on bills. Now that I am working I want to pay everything off. I have budgeted my income as if I am not working.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311351">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311351</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311351</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311351. Member loan 2311351 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alpharetta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cognizant Technology Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Im planning to use this money to pay off a land/property we bought.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311352. Member loan 2311352 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Employment Development Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chula Vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Employment Development Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan is to consolidate existing debt under one simple monthly payment.  I have also acquired a down payment for a small business start up cafe in Chula Vista, CA.  The remaining funds will be used in order to cover additional costs.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311353">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311353</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311353</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311353. Member loan 2311353 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,019 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Pay down credit cards from the companies who refuse to lower their interest rate. Been a rough couple of years and the credit cards were a source of funds to pay one for the other but no matter how much we pay, the payments only go to the interest and not the principal.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311354. Member loan 2311354 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILOAM SPRINGS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate and close accounts; eliminate debt in shortest and quickest time possible - Citi Bank, Lowes, GAP, Barclays Bank, Orchard Bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,330.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311368. Member loan 2311368 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,732 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay Technologies Consulting Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Upper Marlboro , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bay Technologies Consulting Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311379">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311379</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311379</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311379. Member loan 2311379 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bloomfield east nursing home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carson, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bloomfield east nursing home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need this loan due to hardship for credit card expenses I have steady income&amp; can all monthly payments please consider my request&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311380. Member loan 2311380 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SuperLube Express LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAFAYETTE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SuperLube Express LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am requesting this loan to help consolidate debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311405. Member loan 2311405 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,519 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NJ STATE OF NJ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWING, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NJ STATE OF NJ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311408. Member loan 2311408 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaphora, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Anaphora, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311409. Member loan 2311409 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Caltrans</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fresno, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Caltrans</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Hi, I am a person with high educated degree  working over 13 years, I have steady job with good income, I am married and we have a daughter she goes Medical school I used my credit card mostly for her expenses this loan is going to help me a lot I can pay off my credit card dept Best regard borrower&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Hi, I am a person with high educated degree working over 13 years, I have steady job with good income, I am married and we have a daughter she goes Medical school I used my credit card mostly for her expenses this loan is going to help me a lot I can pay off my credit card dept Best regard borrower&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311430. Member loan 2311430 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off credit card bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311432. Member loan 2311432 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Topix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PALO ALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Topix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; This loan is for a few major purchases, both holiday and general, that will prove a valuable investment over the next 10 years. I am confident I will pay this loan back quickly and well before the 36-month mark.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,741.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311434. Member loan 2311434 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winston Salem , NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; Bill consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; bill consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311445. Member loan 2311445 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aircastle</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stonington, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aircastle</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311452. Member loan 2311452 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freescale Semiconductor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GRANDVILLE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freescale Semiconductor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We are looking to elimnate credit card debt that was created during the downturn in 2008 and 2009.  I increased and stabilized my income 2 years ago by changing jobs now we want to reduce interest and eliminate the cards.  We recently paid off a vehicle freeing up ~$550 of monthly income.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311462. Member loan 2311462 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Stream Central HS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Stream Central HS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,664.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311465">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311465</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311465</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311465. Member loan 2311465 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparks Regional Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT SMITH, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sparks Regional Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,996.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311479">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311479</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311479</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311479. Member loan 2311479 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gfi group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">towaco, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">gfi group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311484. Member loan 2311484 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Advertising Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago Advertising Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; After a few bad investments 5 years ago I have been stuck with a sizable amount of debt with high interest rates. Despite paying above and beyond my monthly payments and paying on time I have been unable to lower the interest rates. My goal is to be completely debt free in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,672.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311498">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311498</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311498</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311498. Member loan 2311498 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L-3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YORBA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L-3</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am hoping to payoff one of my credit cards, pay down the other and hopefully have a little money leftover. The ultimate goal is to improve my credit score by lowering my balances and removing some monthly bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,262.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311502">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311502</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311502</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311502. Member loan 2311502 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government Accountability Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELTSVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government Accountability Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My sole purpose is to consolidate my high interest credit cards and non-secure loans&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; Pay off: $10,200 APR 29.99%; $2,840 APR 24.24%; $9,850 APR 24%; $3,154 APR 23.99%; and $968 APR 22.9%. Now paying more than the minimum required. Paying $1,130 per month. Have not been late on payment. In fact, most payments are paid prior to due dates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311518. Member loan 2311518 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GORDON FOOD SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEY WEST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GORDON FOOD SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,677.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311526. Member loan 2311526 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fifthstreetgaming</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">las vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fifthstreetgaming</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I had a surgery that i had to take a long break off work for and then because it was my military career ending injury i went to school to get my degree and now i have been slowly chipping away at my debt since a new promotion has come and looking to get out from so many debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311533">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311533</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311533</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311533. Member loan 2311533 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce McCandless State Veteran Nursing H</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUEBLO WEST, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bruce McCandless State Veteran Nursing H</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Last Year I spoke with Wells Fargo, after I was approached by a teller with a promotional program to help consolidat debts,I spent 2 days writing everything out and was disappointed,at rejected,with no reason for it. Now Maybe my goal of being free of creditcard debts can be reached.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311535. Member loan 2311535 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infinity Images </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Infinity Images </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are paying off our large furnace upgrade from last year and consolidating 2 other credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311541. Member loan 2311541 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Have Professional Pool Building Company build a Family Pool w/ Solar. I have three beautiful daughters who would love a Pool &quot;Present&quot; for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">810-814</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311546. Member loan 2311546 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITTIER, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311551. Member loan 2311551 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3m</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOWNSEND, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3m</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off some cards and buy an auto.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311552. Member loan 2311552 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnival  Cruise Lines </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carnival  Cruise Lines </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Remodeling of my condo bathrooms&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311576. Member loan 2311576 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Pavers Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LUCAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Pavers Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I down sized from a $800,000.00 home to a $ 250,000.00 and the new home needs some remodling to the bedrooms and two bathrooms. I will be installing a new pool deck and the total of all three will be somewhere in the neighbothood of $25,000.00&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; I moved from an $800,000.00 home to a $250,000.00 home and several of the rooms need remodled.  three bedrooms and two bathrooms.  I am also installing a new pooldeck and the total of all the repairs will be around $25,000.00&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; i have already filled this segment of the sign in sheet two times.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311578">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311578</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311578</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311578. Member loan 2311578 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPEMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPEMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,973.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311586. Member loan 2311586 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons Family Solutions LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Andover, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bright Horizons Family Solutions LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">805-809</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311588">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311588</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311588</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311588. Member loan 2311588 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside county office of education </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PERRIS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Riverside county office of education </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311589. Member loan 2311589 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,872 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton VA Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton VA Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311590. Member loan 2311590 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHINO HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311592">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311592</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311592</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311592. Member loan 2311592 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newalla , OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off higher interest rate credit cards and turn into one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,903.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311605. Member loan 2311605 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BHARATH INVESTMENTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALPHARETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BHARATH INVESTMENTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,540.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311610. Member loan 2311610 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,511 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coastal Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bloomingdale, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Coastal Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off several high interest credit cards as part of my plan to greatly reduce my debt within five years. Additionally, I need to replace the HVAC unit in my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,290.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311613. Member loan 2311613 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Broadview Heights, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Debt consolidation: a Home improvement project Aug-Sept.2011 concluded in actual cost greater than anticipated.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,453.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311620. Member loan 2311620 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freedom Oil Field Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rock Springs, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freedom Oil Field Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,937.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311624. Member loan 2311624 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,939 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Penn Manufacturing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLEETWOOD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Penn Manufacturing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,325.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311627">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311627</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311627</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311627. Member loan 2311627 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">James Clooney, Sole Proprietor </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SYOSSET, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">James Clooney, Sole Proprietor </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; credit card consilidation&lt;br&gt;&lt;br&gt; Borrower added on 12/04/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311631. Member loan 2311631 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GEORGETOWN, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,671.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311632. Member loan 2311632 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,128 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Applied Materials, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newark, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Applied Materials, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation and Elimination&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Debt consolidation and elimination&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This loan is to consolidate all of our debt into one low interest rate, short term, loan so that we can be debt free. We have a long history of beng responsible for our financial obligations and paying on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,549.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311648">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311648</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311648</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311648. Member loan 2311648 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Parts International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COS COB, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Car Parts International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311654. Member loan 2311654 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanco Metal Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDERSON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanco Metal Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311657. Member loan 2311657 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amethod Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAKLAND, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amethod Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Greetings, &lt;br&gt;This loan was offered to me at the right time as I was searching for ways to consolidate all of my debts along with my spouse. &lt;br&gt;This will really simplify our finances and better yet we'll be debt free in the next coming months. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,866.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311664. Member loan 2311664 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Magistrate Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAYTON, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Magistrate Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I want to consolidate high interest rate credit cards so I can get out of debt!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311665">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311665</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311665</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311665. Member loan 2311665 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Hill Children's Home </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTOWN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Hill Children's Home </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Home Improvement - new roof&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,044.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311670. Member loan 2311670 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,900 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tangiphoa Parish School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENTWOOD, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tangiphoa Parish School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311681">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311681</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311681</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311681. Member loan 2311681 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,847.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311701. Member loan 2311701 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First sentinel bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAZEWELL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First sentinel bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,055.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311712. Member loan 2311712 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deal lPro Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deal lPro Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The loan will get me completely out of debt with all of my credit cards&lt;br&gt;and car payment.  it will save me aorund 500 per month in cash flow&lt;br&gt;I can use that right now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311724">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311724</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311724</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311724. Member loan 2311724 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENSACOLA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have started an underground construction company, after working for my dad, who is retiring, for 13 years at his underground construction company.  I have work and have cash flow but need to buy some tools  and would like to use the loan for that purpose without affecting my cash flow at this time&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311725">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311725</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311725</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311725. Member loan 2311725 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">colo plains medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MORGAN, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">colo plains medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,630.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311727">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311727</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311727</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311727. Member loan 2311727 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">S&B Engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">beaumont, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">S&B Engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,548.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311731. Member loan 2311731 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yale new haven hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HAVEN, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">yale new haven hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; colder weather is coming and i need to do some repairs to some windows and i need to replace a few i have a older house.  thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,184.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311732">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311732</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311732</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311732. Member loan 2311732 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walker Apartment Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walker Apartment Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311747">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311747</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311747</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311747. Member loan 2311747 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Five Below</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harrison, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Five Below</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Looking to consolidate all of my debt into one easy to pay account, which is still less then my total monthly credit payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,240.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311748">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311748</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311748</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311748. Member loan 2311748 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,732.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311775">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311775</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311775</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311775. Member loan 2311775 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DCS,Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OXNARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DCS,Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate all bills to one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311785. Member loan 2311785 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth board of education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LEE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth board of education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<P>&nbsp;</P>
<A name="2311788">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311788</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311788</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311788. Member loan 2311788 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENTURA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; You offer a nice competitive rate and all the payments that I currently make are more than your one payment so I will be better off. My job requires that I maintain a good credit standing so I will use the money just as I say; to pay down the other credit cards, thank you  -&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311791. Member loan 2311791 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Malden, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; consolidate cc&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,725.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311809. Member loan 2311809 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODSIDE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I realized with new family commitments arising I needed to pay down my credit card faster than I was doing. Getting loan will help in every aspect of my life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,428.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311815">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311815</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311815</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311815. Member loan 2311815 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arthur Middleton Capitol Holdings</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CANTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arthur Middleton Capitol Holdings</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Hello,&lt;br&gt;I'm looking to payoff high interest debt and reduce my monthly payments. My goal is to pay off all my debts within the 36 month term of this loan to get back to debt free again.&lt;br&gt;Thank you for considering this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311821">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311821</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311821</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311821. Member loan 2311821 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey Mortgage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey Mortgage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311825">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311825</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311825</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311825. Member loan 2311825 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT LAKES, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US NAVY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311826">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311826</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311826</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311826. Member loan 2311826 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVERSTAR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROVO, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVERSTAR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; My dad just die  few months ago. an  i spend money from my credit cards.  and i paying high rates. thats why  Iwant teke this offer to avoid interest...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311829. Member loan 2311829 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burlington Coat Factory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORAL SPRINGS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burlington Coat Factory</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,951.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311830">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311830</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311830</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311830. Member loan 2311830 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am completely restructuring my financial situation, as well as escaping from credit dependency. With interest rates as high as they are, they seem very unfavorable to the user. With this funding, I will be able to consolidate my complete credit debt at a lower interest rate than I currently pay.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311832. Member loan 2311832 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,483 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Justice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Justice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311835">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311835</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311835</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311835. Member loan 2311835 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Total Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pembroke Pines, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Total Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311841. Member loan 2311841 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ace Carpentry Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARRENTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ace Carpentry Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I work full time while starting two businesses. I would like to consolidate personal debt to focus on funding the businesses a little easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311844. Member loan 2311844 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VESTAVIA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To consolidate credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311856">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311856</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311856</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311856. Member loan 2311856 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,990 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KENILWORTH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311859">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311859</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311859</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311859. Member loan 2311859 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Rios Community College District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARMICHAEL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Rios Community College District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan application is to consolidate the current credit card debts I have with higher interest rates.  This will enable me to manage payments easier and have overall lower debt to pay off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,729.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311867">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311867</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311867</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311867. Member loan 2311867 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,424 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spectrum Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alto, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spectrum Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I would like to consolidate my credit cards that are charging me a high level of interest and develop a plan for repayment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,997.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311869">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311869</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311869</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311869. Member loan 2311869 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chromalloy Nevada</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON CITY, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chromalloy Nevada</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311883">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311883</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311883</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311883. Member loan 2311883 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACTS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDMONDS, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACTS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311886. Member loan 2311886 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zachry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edinburg, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zachry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,941.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311887">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311887</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311887</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311887. Member loan 2311887 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311888. Member loan 2311888 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST PROVIDENCE, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,740.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311905. Member loan 2311905 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanofi US</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Whitehouse station, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sanofi US</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311925. Member loan 2311925 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF MEDICAL CENTER</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN PABLO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF MEDICAL CENTER</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have so many Credit cards with  higher interest rates that I need to consolidate into one payment.   I need a fresh start next year.  Hoping and praying that you will approve my Unsecured Personal Loan. I'm paying all my debts in a timely manner.  Thank you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,159.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311932">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311932</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311932</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311932. Member loan 2311932 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Innovatix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Innovatix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,197.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311934. Member loan 2311934 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,616 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bergen County Technical Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERGENFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bergen County Technical Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will pay off credit cards balances with higher rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,665.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311938">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311938</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311938</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311938. Member loan 2311938 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,513 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Golf</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEAL BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Golf</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I need this loan to consolidate my debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311939. Member loan 2311939 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">zilkha residence</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">houston, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">zilkha residence</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; to consolidate my debt and be able to save money for buying a house&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,095.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311941">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311941</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311941</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311941. Member loan 2311941 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thousand Oaks, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; working less and wanted to consolidate my credit cards and keep my excellent credit&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$71,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311942. Member loan 2311942 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILFORD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,464.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311954">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311954</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311954</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311954. Member loan 2311954 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,062 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goodwill Industries Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Goodwill Industries Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311955. Member loan 2311955 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EWA BEACH, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Well I am getting married in this month and some of the expenses are a little hard to cover completely. So I need a loan in order to balance everything out and have a great wedding day. I really hope that I am approved for this loan. Thank you in advance your future customer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311959">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311959</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311959</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311959. Member loan 2311959 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Financial Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAGAN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target Financial Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311961">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311961</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311961</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311961. Member loan 2311961 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Utah</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carson, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Utah</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,225.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311972. Member loan 2311972 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Great Clips</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAUSAU, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Great Clips</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I will use the loan money to pay off credit card debt &amp; to get brakes repaired on my car&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I would like to use the money to pay off my high interest rate credit cards and get my brakes fixed on my car.  I became a dislocated worker 2 years ago and went back to school and am trying to recoup from the loss of wages and starting a new career.  Thank you!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">115</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311977. Member loan 2311977 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity National Title</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity National Title</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Consolidate debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311978. Member loan 2311978 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off high interest loans and get a new start on paying down my credit card billls, in one monthly payment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; To pay off high interest loans and get a new start on paying down my credit card billls, in one monthly payment.  Also pay repairs to my daughters car who is attending college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2311981">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2311981</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2311981</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2311981. Member loan 2311981 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312006. Member loan 2312006 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USD 260 Derby</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DERBY, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USD 260 Derby</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312015. Member loan 2312015 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Looking to Consolidate some loans and have one payment per month. I'm up to date on all loans and just looking to simplify monthly bill payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312026. Member loan 2312026 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jericho , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312047">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312047</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312047</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312047. Member loan 2312047 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Destin, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I intend to buy a house which is not livable momentarily (has fire damage). I intend to fix it and live in it.&lt;br&gt;Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312051">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312051</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312051</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312051. Member loan 2312051 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sflores construction inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sflores construction inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Trying to get rid of some credit card debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,805.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312059. Member loan 2312059 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Minnesota</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Minnesota</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; To pay off several credit card bills. Consolidation of bills will help my monthly cash flow.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312066. Member loan 2312066 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,462 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KATY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBR</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312071. Member loan 2312071 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UEI COLLEGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UEI COLLEGE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This will help me combine my credit card debt and save me nearly $400.00 a month. ! ! ! I can't get any better than this.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; This is a blessing for the Holidays.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,754.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312091. Member loan 2312091 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jennings School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jennings School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312098. Member loan 2312098 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citadel LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citadel LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312120">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312120</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312120</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312120. Member loan 2312120 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOLDSBORO, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off credit cards that we as it now will be paying for every for they paid off  I do not the amount it costs us we where not to smart in the past this in 6o months we will be ok.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312124">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312124</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312124</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312124. Member loan 2312124 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valor parking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">valor parking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidated debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,464.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312126">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312126</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312126</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312126. Member loan 2312126 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">taberstaffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">taberstaffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312135. Member loan 2312135 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yogurtland</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLACENTIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yogurtland</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312148">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312148</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312148</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312148. Member loan 2312148 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoag Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to consolidate my credit card bills onto one, easy-to-care for, loan.  I am capable of managing my finances, but the ease in doing so on a monthly basis is getting out of hand. Additionally, this is being done for peace of mind.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312150. Member loan 2312150 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menifee, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; I have a high interest loan of 33%apr that i got to purchase a vintage car and i feel like i am never going to pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,385.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312151. Member loan 2312151 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,558 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIG HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312153">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312153</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312153</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312153. Member loan 2312153 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hopkins, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2312163">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2312163</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2312163</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2312163. Member loan 2312163 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,882 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTESANO, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,850.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2314566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2314566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2314566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2314566. Member loan 2314566 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Medical Staffing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Premier Medical Staffing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2314573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2314573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2314573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2314573. Member loan 2314573 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Plumbing Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dependable Plumbing Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,590.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2324574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2324574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2324574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2324574. Member loan 2324574 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,127 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE STATION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; The purchase of new equipment and pay off some of the equipment I now have.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334596. Member loan 2334596 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cox communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAYETTEVILLE, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cox communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; pay high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334645. Member loan 2334645 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laborer's local 77</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRIDGETON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laborer's local 77</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,969.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334651">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334651</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334651</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334651. Member loan 2334651 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth of mass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUINCY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">commonwealth of mass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 30, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334764. Member loan 2334764 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,573 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATTAPULGUS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; Payoff credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,416.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334774">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334774</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334774</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334774. Member loan 2334774 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMILTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334793">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334793</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334793</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334793. Member loan 2334793 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint pipeline services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL CAMPO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sprint pipeline services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334829. Member loan 2334829 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATON CORP.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EATON CORP.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334843">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334843</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334843</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334843. Member loan 2334843 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANSFIELD, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off 5 credit cards and establish a budget I can actually live with. Lending Club interest rate is lower than the charge cards are.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,785.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334882. Member loan 2334882 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shearman &Sterling</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shearman &Sterling</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334895. Member loan 2334895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunbdridge company/Hilton Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunbdridge company/Hilton Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit card refinancing&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334898. Member loan 2334898 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUJUNGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">local 729</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,921.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2334900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2334900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2334900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2334900. Member loan 2334900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bebe</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM SPRINGS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bebe</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Need to Pay my bills with high interest rate, need to start saving money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344567. Member loan 2344567 was requested on December 2, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept.of human</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept.of human</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/02/12 &gt; To consolidated and paid off all of  my existing credit cards payments in full.&lt;br&gt;&lt;br&gt; Borrower added on 12/02/12 &gt; To consolidate all of my existing credit card payment in to one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344577. Member loan 2344577 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344668. Member loan 2344668 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Miami Beach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Miami Beach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 2, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344672. Member loan 2344672 was requested on December 4, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Noble jet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COCONUT CREEK, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Noble jet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/04/12 &gt; Relief&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 4, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2344673">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2344673</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2344673</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2344673. Member loan 2344673 was requested on December 1, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">midwest concrete</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIDGEWAY, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">midwest concrete</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 1, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2354618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2354618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2354618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2354618. Member loan 2354618 was requested on December 3, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north point investors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north point investors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/03/12 &gt; To pay off my credit cards, so that way I can began a new year with less stress in my life and new goals for my future an my family as well. Thank you so much for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,277.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364566">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364566</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364566</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364566. Member loan 2364566 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE&SADDLEBACK MEMORIAL HO</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVINE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KAISER PERMANENTE&SADDLEBACK MEMORIAL HO</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,082.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364567. Member loan 2364567 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,452 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BioMerieux</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BioMerieux</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364592">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364592</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364592</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364592. Member loan 2364592 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">youngs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kahului, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">youngs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to buy house hold things as well as catch up on bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,484.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364595">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364595</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364595</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364595. Member loan 2364595 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">broder</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wareham, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">broder</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364604. Member loan 2364604 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ-SOM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLIAMSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ-SOM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This will allow us to reduce our credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$50,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364605. Member loan 2364605 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTFORD HOSPITAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTFORD HOSPITAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; BATHROOM UPDATE&lt;br&gt;REPAIR WOOD FURNACE&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364612. Member loan 2364612 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is to pay off debt from past life.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,394.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364613. Member loan 2364613 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dayton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; x mas and bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364618">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364618</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364618</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364618. Member loan 2364618 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE IRON SHOP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLSOM, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE IRON SHOP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364622. Member loan 2364622 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essentia Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVELETH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essentia Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364631">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364631</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364631</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364631. Member loan 2364631 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,413 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pure Web Synergy, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pure Web Synergy, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364657">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364657</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364657</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364657. Member loan 2364657 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRANDON, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364662">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364662</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364662</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364662. Member loan 2364662 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crowell & Moring LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crowell & Moring LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,075.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364666. Member loan 2364666 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farner Bocken Co. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rice , MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farner Bocken Co. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">101</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364668. Member loan 2364668 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alamosa, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Too many credit cards and would like to get everything under control for the new year.  this would be an answer to my prayers.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364679. Member loan 2364679 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fox C6 School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DE SOTO, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fox C6 School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card consolidation and lower interest rate.  More of the payment goes toward the principal paying it off sooner making life much easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364685. Member loan 2364685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAWTUCKET, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364692. Member loan 2364692 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,982.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364694. Member loan 2364694 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POQUOSON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,503.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364697">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364697</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364697</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364697. Member loan 2364697 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walsh construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">monessen, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walsh construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364699. Member loan 2364699 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364713">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364713</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364713</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364713. Member loan 2364713 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARVADA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is for Debt cosolidation, purchase of computer software to maintain a high standard in graphic design and a car payment. Being self employed artist working in a silk screen apparel industry I will have no problem making the payments monthly, we just slow down considerably in the winter months&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364715. Member loan 2364715 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dumas Independent School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DUMAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dumas Independent School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to consolidate my credit card bills so I can pay them off quicker and have one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364718. Member loan 2364718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flowers Foods, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomasville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flowers Foods, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; We just found out that we are expecting our 4th child.  We are consolidating our debt so that we can free up some extra money for when the baby arrives.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364721. Member loan 2364721 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wintrust Financial Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wintrust Financial Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364741. Member loan 2364741 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAZORIA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364749. Member loan 2364749 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOLT, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I plan on building my cattle herd with money I receive. I plan on buying an additional 30 head which would increase my annual income and make my ability to become more self suffecient.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364750">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364750</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364750</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364750. Member loan 2364750 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millerton Veterinary Practice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east canaan, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millerton Veterinary Practice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to apply for this loan because I have credit cards with high revolving amounts and those companies are not willing to work with me even though I pay my cards on time. I would like to have one payment and better credit because I am going to need a new car come spring.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364756. Member loan 2364756 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Air Lines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLARKSTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delta Air Lines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This will be used to pay off high interest credit cards and used towwrds home renovation project&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,310.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364758. Member loan 2364758 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is for recovery of farming land inter-family settlement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364773">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364773</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364773</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364773. Member loan 2364773 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rite cars</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">huntington station, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rite cars</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Just some minor home improvements. Storm Sandy hit us a little bit. Don't want to go through the hassel of a home equtity loan beause it's paid off free and clear. I don't anticipate keeping the loan for even a year. I'd like to pay it off sooner. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,654.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364791. Member loan 2364791 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Consultants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Signature Consultants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to try to keep my family as close together as possible.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; This is a moving and relocation loan.  I am in huge need for this move to go quickly and peacefully for the little ones.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364794">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364794</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364794</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364794. Member loan 2364794 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,392 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cadillac care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">marietta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cadillac care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; home repairs&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; home repairs&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364800. Member loan 2364800 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,919 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eisenhower Army Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grovetown, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eisenhower Army Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364805">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364805</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364805</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364805. Member loan 2364805 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Computer Age Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHPORT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Computer Age Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Lending Club Loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,876.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364806. Member loan 2364806 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lyondellbasell</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pearland, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lyondellbasell</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364807. Member loan 2364807 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Methods Corporation </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Air Methods Corporation </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; With loan I would like to consolidate a few bills and start re-finishing our basement. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,037.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364809">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364809</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364809</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364809. Member loan 2364809 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nj Motor Vehicle commission</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Neptune, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nj Motor Vehicle commission</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$53,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364829. Member loan 2364829 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harland Clarke</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BRAUNFELS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harland Clarke</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; To pay off debt and lower monthly payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,103.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364836">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364836</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364836</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364836. Member loan 2364836 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poly-America LP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Prairie, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poly-America LP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate a total of 3 credit card balances into one lump payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,284.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364862. Member loan 2364862 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,053 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comerica Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCHESTER HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comerica Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364866. Member loan 2364866 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genuine Parts Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACWORTH, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genuine Parts Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,377.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364868">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364868</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364868</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364868. Member loan 2364868 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bath & Body Works</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROANOKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bath & Body Works</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is to help pay off &amp; close currrent credit card debit &amp; one small loan. I want to earse all debits in order to build up savings for my future. Consolidating them all will allow me to pay it offer sooner.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364870. Member loan 2364870 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Feld Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Feld Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This load will help me get a fresh start. To consolidate all my old credit card bills into on payment and not have to deal with them.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364872. Member loan 2364872 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF TREASURY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANSAS CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEPARTMENT OF TREASURY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,200.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364878. Member loan 2364878 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mass electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PERRIS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mass electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off creit cards and make home improvements.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To pay-off credit cards and make home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364893. Member loan 2364893 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chateau asset management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EASTCHESTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chateau asset management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,769.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364901">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364901</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364901</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364901. Member loan 2364901 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Medical Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emergency Medical Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364905. Member loan 2364905 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREST Technologies, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Auburn, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CREST Technologies, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinancing a higher interest credit card, which will make our family free of consumer credit debt within 30 months (I intend to pay above the minimum payments).&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,561.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">118</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364911. Member loan 2364911 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan I am requesting it will be use to pay off my credit card debts.  It is not for a wedding expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364923. Member loan 2364923 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLAHASSEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364927. Member loan 2364927 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alleghany regional hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLIFTON FORGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alleghany regional hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364929">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364929</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364929</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364929. Member loan 2364929 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT LAUDERDALE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,167.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364936. Member loan 2364936 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Quality</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDERSON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Quality</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A better oppertunity impelled me to quit my old job where i worked for 5 years to become a part of this massive business. I have never been late on paying any of my bills ever. Credit score is already working its way up. Bill Consolidation will help me save time and focus on paying back 1 company.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364937. Member loan 2364937 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath and Beyond</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLYMPIA, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bed Bath and Beyond</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is for all of my past credit card debt.  I am in a financial position now to be able to pay this debt off but paying them off through the creditor is taking way to long and is costing me a lot of money. This loan is going to be a huge help to me.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364973. Member loan 2364973 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUMA, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; CREDIT CARD PAYOFFS&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2364976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2364976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2364976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2364976. Member loan 2364976 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SGA </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bend, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SGA </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,508.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365006. Member loan 2365006 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa County Bd Of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cantonment, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa County Bd Of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to pay off all credit cards, some other loans and give my wife a new kitchen for Christmas.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,146.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365034. Member loan 2365034 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,559 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office of Special Counsel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office of Special Counsel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365036">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365036</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365036</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365036. Member loan 2365036 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resources Global Professionals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Resources Global Professionals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have credit card balances that have interest rates that had started at 10% and over time have increased to 30% while my credit limits started to decrease.  Any payments I make on the card are eaten up by interest, it will take me 10 years to pay them off while paying quadruple the face value.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,376.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365050">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365050</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365050</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365050. Member loan 2365050 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Par Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINGDALE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Par Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365056. Member loan 2365056 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365062">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365062</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365062</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365062. Member loan 2365062 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,721 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PepsiCo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MCKINNEY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PepsiCo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,630.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365064. Member loan 2365064 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix Enterprise N.W. LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BENTON CITY, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phoenix Enterprise N.W. LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,358.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365066">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365066</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365066</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365066. Member loan 2365066 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CoBank, ACB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CoBank, ACB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365086. Member loan 2365086 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Coop</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burden, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valley Coop</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; home improvement furniture appliances walls wiring&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365136">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365136</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365136</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365136. Member loan 2365136 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,658 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RED LODGE, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stillwater Mining Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am going to pay off higher interest balances on credit cards &amp; a loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365139">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365139</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365139</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365139. Member loan 2365139 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crap</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crap</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,510.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365140">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365140</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365140</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365140. Member loan 2365140 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AWRC / Post Masters</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AWRC / Post Masters</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan would be to pay off a few bills and do some shopping for Christmas. If there is anything else left I would like to take a vacation.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; To pay off a few bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,434.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">102</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365141">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365141</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365141</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365141. Member loan 2365141 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNAPOLIS, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,617.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365145. Member loan 2365145 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENFIELD CENTER, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,835.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365147">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365147</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365147</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365147. Member loan 2365147 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHECK, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nationwide</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365151. Member loan 2365151 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york presbyterian hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york presbyterian hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Getting all my debt paid off before our new life together. Want to simplify my finances by paying them off and get one monthly payment. Read a lot of positive feedback and hope the investors here can help me. The most important year of our marriage is the first. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365170">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365170</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365170</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365170. Member loan 2365170 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tapestry Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clifton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tapestry Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I've decided to lower my interest costs and have heard that this is an excellent (hassle free) lending option.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365178">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365178</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365178</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365178. Member loan 2365178 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weirton medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOLLANSBEE, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Weirton medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,882.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365213">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365213</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365213</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365213. Member loan 2365213 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,275 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">school district of philadelphia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">philadelphia, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">school district of philadelphia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$54,545.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365217">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365217</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365217</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365217. Member loan 2365217 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEKsystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bexley, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEKsystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to consolidate my outstanding Credit Card debt and get it paid off before my oldest child goes to college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,144.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365220. Member loan 2365220 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,756 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSBURGH, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to consolidate and pay off high interest debt. This debt was incurred during the rehab of my rental property. I am a working professional and have never been late on a credit card, car, or home loan.&lt;br&gt;&lt;br&gt;  Borrower added on 12/05/12 &gt; This loan's purpose is to pay off high interest debt in a timely manner. I am a very responsible borrower, own my own home, and have never been late on a bill or payment. I am a working professional possessing a Masters degree, and have been steadily employed with a Fortune 500 company for 10 years.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; Test&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365224. Member loan 2365224 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTRAL POINT, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365233">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365233</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365233</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365233. Member loan 2365233 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT AUGUSTINE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365252. Member loan 2365252 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hayward, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365254">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365254</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365254</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365254. Member loan 2365254 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Creek</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Creek</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Paying off higher interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,338.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365263. Member loan 2365263 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WFM-IGP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massapequa Park, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WFM-IGP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$42,982.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365268">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365268</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365268</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365268. Member loan 2365268 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abitibi  Bowater</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">richburg, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abitibi  Bowater</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$129,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365273. Member loan 2365273 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">self employed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT GEORGE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">self employed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">108</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365277">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365277</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365277</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365277. Member loan 2365277 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Novartis Pharmaceuticals</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Branchburg, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Novartis Pharmaceuticals</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365291. Member loan 2365291 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,764 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salem, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365297">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365297</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365297</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365297. Member loan 2365297 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Usps</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laurelville, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Usps</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay some payday loan cash advances and some high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,518.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365303. Member loan 2365303 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of homeland security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of homeland security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365304. Member loan 2365304 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Express Scripts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT CHARLES, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Express Scripts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365309. Member loan 2365309 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BlackRock</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mill Creek, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BlackRock</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1965</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,720.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365314. Member loan 2365314 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">csx transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABBEVILLE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">csx transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365316">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365316</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365316</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365316. Member loan 2365316 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proteus Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spring, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proteus Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am wishing to consolidate my existing CC accounts, etc, into one account with an overall lower interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365346">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365346</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365346</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365346. Member loan 2365346 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abtech Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlsbad, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abtech Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I plan to use this loan to refinance existing loan and pay some credit card debt.  This will give me one easy to pay monthly payment. I have a very stable job and have been employed by my company for over 15 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365354. Member loan 2365354 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castlerock, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Douglas County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am wanting to consoloidate all my bills and have one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365355. Member loan 2365355 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,316 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Fires Project Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROWNSBORO, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Fires Project Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To consolidate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365358. Member loan 2365358 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETERSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,961.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365359">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365359</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365359</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365359. Member loan 2365359 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interval International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Interval International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I purchased an apt in July 2011, after paying the down payment, I didn't have much saving left for remodeling and furniture, so I put everything on the credit cards which is not smart because the interests are very high. Hopefully this loan can help me to pay back the debt quicker and easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365361. Member loan 2365361 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,620 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F&M Trust Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Holly Springs, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F&M Trust Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I had some major medical problems at the start of 2012 and needed to burn through a majority of my savings&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365363. Member loan 2365363 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANNANDALE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate loans, then invest in the development and promotion of an animated feature (being co-developed with someone in England), which would include story boards, design-related acquisitions including a new laptop, building a viable website and implementing a social media campaigns.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365381. Member loan 2365381 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARION, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Plan to pay high intrest cards and consolidate bills.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365382. Member loan 2365382 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university of michigan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ann arbor, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">university of michigan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; would like to purchase a second form of transportation that is more fuel efficient.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">112</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365386. Member loan 2365386 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Information Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE ROCK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fidelity Information Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Colsolidation - a combination of medical and Credit Card debt. Mostly to eliminate extreemly high intrest charges, but also to get rid of an old doctor bill I am still paying on.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365395. Member loan 2365395 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,893 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">firstsource solutions USA llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCHESTER, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">firstsource solutions USA llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I need to consolidate a a lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365424">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365424</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365424</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365424. Member loan 2365424 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wendys/bar nz</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">wendys/bar nz</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,384.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365453">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365453</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365453</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365453. Member loan 2365453 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarksville Exxon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarksville Exxon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365462. Member loan 2365462 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laureate education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laureate education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am tryign to consolidate my debt into a more manageable monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,268.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365480">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365480</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365480</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365480. Member loan 2365480 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Logisticare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Logisticare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidation and reduction of interest rate/payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$78,282.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365483. Member loan 2365483 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA PORTE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365486. Member loan 2365486 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,350 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Children & Families</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bainbridge, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Children & Families</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; 2008 VW Beetle for family member.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; 2008 VW Beetle for family member.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365493">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365493</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365493</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365493. Member loan 2365493 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microbac Laboratories, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAILEY, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microbac Laboratories, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,512.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365499">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365499</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365499</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365499. Member loan 2365499 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,774 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice River Springs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOROCCO, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice River Springs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365510">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365510</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365510</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365510. Member loan 2365510 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,137 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IRVINE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My wife recently passed away and I was left with approximately $20,000 in credit card debt that she accumulated.  I have paid a good majority of it down, but am looking to consolidate the rest so that I am only paying financing charges on one loan, instead of 4 different ones on her cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365514">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365514</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365514</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365514. Member loan 2365514 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avalon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">little elm, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Avalon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,666.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365523">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365523</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365523</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365523. Member loan 2365523 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">turbocombustor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">stuart, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">turbocombustor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; loan consolidation  i want to pay off some of the higher amounts and start paying off monthly&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365524">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365524</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365524</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365524. Member loan 2365524 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOPEKA, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off alot of our credit card debit. So that we can have just one payment with one interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365528. Member loan 2365528 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSWELL, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,924.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365535">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365535</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365535</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365535. Member loan 2365535 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winco masonry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KINGWOOD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">winco masonry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; im looking to update my kitchen and my master bathroom with new paint and granite counter tops and new flooring,fixtures,hardware.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; i may also consolidate some debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365542. Member loan 2365542 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHBRIDGE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be using this loan to consolidate higher interest loans.  It will lower the payments that I have been already making.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,670.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365545. Member loan 2365545 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,507 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYLER, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365546. Member loan 2365546 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillshire Brands</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE VILLAGE, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillshire Brands</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off credit cards and pay for son's wedding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365552. Member loan 2365552 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland Providence Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLACKAMAS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland Providence Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,907.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365556. Member loan 2365556 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,015 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ft leonard wood, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365557. Member loan 2365557 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Washington University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spokane, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Washington University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am using this loan to pay off several high interest credit card balances I accrued when I had a health issue. I am doing great now and want to get back on my feet financially as well. Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365559. Member loan 2365559 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FONTANA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; i want to pay off my credit cards and make only one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,417.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365562. Member loan 2365562 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Colonie Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALLSTON SPA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Colonie Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,411.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365569. Member loan 2365569 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,666 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRINGFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$48,511.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365572">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365572</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365572</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365572. Member loan 2365572 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,507 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Connecticut</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANDOVER, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Connecticut</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is being used to consolidate high interest credit card loans and to get my credit in better shape. My intentions are to pay this off as quickly as possible, I have not had any trouble making my monthly payments but the interest was very high.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365599. Member loan 2365599 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">combs produce</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">combs produce</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,638.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365607">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365607</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365607</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365607. Member loan 2365607 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Longview Bridge And Road</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NACOGDOCHES, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Longview Bridge And Road</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,550.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365613">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365613</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365613</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365613. Member loan 2365613 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BIG ROCK, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Working to get my credit house in order and want to pay off and close all credit cards. I don't have much credit card debt and want to eliminate the little bit I have.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365615. Member loan 2365615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dealertrack </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELK GROVE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dealertrack </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm getting a loan for myself n my daughters medical bills. N to consolidate any bills I have so I can pay one bill. To make life a little bit easier for me to manage.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365626">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365626</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365626</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365626. Member loan 2365626 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Dunwiddie Architecture</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOREST LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miller Dunwiddie Architecture</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,916.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365634">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365634</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365634</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365634. Member loan 2365634 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navistar</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAYWOOD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Navistar</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365641. Member loan 2365641 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,850 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenntag Great Lakes, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW RICHMOND, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brenntag Great Lakes, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need help in getting my finances in a better state. If I could pay off several charges I would be able to pay more on my revoling credit. I have been paying and paying and not getting anywhere. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,723.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365659. Member loan 2365659 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE MAY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to finish putting in new ceilings in two bedrooms and one den.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365661">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365661</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365661</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365661. Member loan 2365661 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of veterans affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ashland, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dept. of veterans affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; need a new roof, and furniture&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365669. Member loan 2365669 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUBLIC SCHOOL DISTRICT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camden, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUBLIC SCHOOL DISTRICT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,979.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365679. Member loan 2365679 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For personal use.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365680. Member loan 2365680 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,824 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S Silica</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SWANSEA, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U S Silica</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to receive this loan to pay off high interest credit card accounts.  All accounts are up to date. Loan would be used to pay them off and create one monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,902.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365687. Member loan 2365687 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">resers fine foods</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toppenish, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">resers fine foods</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like this loan to consolidate a loan that i have with one main financial and also a personal loan that i received from my mom.&lt;br&gt;i owe 1,800 on my one main financial account.&lt;br&gt;i owe my mom 1,000.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365688">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365688</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365688</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365688. Member loan 2365688 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunLife+Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CONCORD, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunLife+Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365692. Member loan 2365692 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Redwood City</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redwood city, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Redwood City</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I just graduated from college. I am very tight on money. I have found a full time job starting in January. But as for right now I am very broke. I have not paid any of my bills this month since I have no money to pay them. I could really use the money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365699. Member loan 2365699 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stater Bros.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stater Bros.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am trying to become debt free and would like to have one easy payment.  I am going to school and don't want to carry this burden on me anymore or put it on my future family as well.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365701">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365701</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365701</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365701. Member loan 2365701 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CWS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH AURORA, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CWS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,191.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365711">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365711</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365711</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365711. Member loan 2365711 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-Mobile USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T-Mobile USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My loan is for paying credit card with high interest rates and paying just one credit institution.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,753.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365716. Member loan 2365716 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA JOLLA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To transfer higher-rate credit cards to this lower-rate account.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,161.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365717. Member loan 2365717 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burrtec waste ind</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burrtec waste ind</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Reduce timeshare from 10 years to 5 years also pay down some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,422.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365728">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365728</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365728</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365728. Member loan 2365728 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,011 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Wireless Solutions, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CENTREVILLE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Wireless Solutions, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,578.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365736. Member loan 2365736 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mueller Field Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG LAKE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mueller Field Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am going to payoff some high interest credit cards. By doing this my monthly output will be about $150.00 dollars less than is is now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365749. Member loan 2365749 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Transit </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York City Transit </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; really need help to get out of debt. My daughter gradution from  college this year 2013.  Would like to help get family home in delware.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,820.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365760">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365760</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365760</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365760. Member loan 2365760 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Funds are to pay unexpected funeral expenses that must be paid in full.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,527.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365763. Member loan 2365763 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustic Dimensions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARROLLTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Acoustic Dimensions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Elimination of the last two credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365770">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365770</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365770</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365770. Member loan 2365770 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Improvements Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pawtucket, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Improvements Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Looking to consolidate all my credit cards and personal loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365772">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365772</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365772</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365772. Member loan 2365772 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fusion Alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Noblesville, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fusion Alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I'm trying to dig myself out of a hole I seem to have found myself in as well as consolidate my debt in to one low-monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365777. Member loan 2365777 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,400 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corona, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan will be to pay off higher interest rate credit cards to improve my credit score. We plan on purchasing a home later next year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365784. Member loan 2365784 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Garden City, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365797">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365797</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365797</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365797. Member loan 2365797 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oak Creek, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clarion Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,283.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365800">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365800</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365800</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365800. Member loan 2365800 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bonneville Power Admin.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BATTLE GROUND, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bonneville Power Admin.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be paying off my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,853.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365801. Member loan 2365801 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seville Farms, Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grand Prairie, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seville Farms, Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,702.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365806. Member loan 2365806 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIGNAL HILL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365807">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365807</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365807</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365807. Member loan 2365807 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davivienda International Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davivienda International Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365808">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365808</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365808</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365808. Member loan 2365808 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottrade</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottrade</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365839">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365839</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365839</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365839. Member loan 2365839 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">C.J. Anderson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK LAWN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">C.J. Anderson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365844">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365844</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365844</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365844. Member loan 2365844 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">summersville, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I'm going to pay off my BB&amp;T credit card and loan from Service Credit Union with this loan so I'll just have one payment instead of two.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365861">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365861</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365861</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365861. Member loan 2365861 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,654 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DynCorp Intl</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DynCorp Intl</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am wanting to consolidate my loan into one much lower payment so I can finish my degree and secure my family's future.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365885">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365885</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365885</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365885. Member loan 2365885 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mililani, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan will be used to pay for merchandise to stock shelves and to buy a new office computer.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,493.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365893. Member loan 2365893 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City & County of San Francisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City & County of San Francisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm working my way out of debt, and looking forward to being debt free.  I can use some help breaking free from the big banks and high interest rates.  Thank you for your consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,420.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365902">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365902</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365902</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365902. Member loan 2365902 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Boeing Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER MARLBORO, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Boeing Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is for some home remodeling.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; This loan is for some home remodeling which includes remodeling kitchen cabinets and countertop; adding a high-ceiling fan to family room (saving A/C costs); and adding a patio to rear of house.  This will also add about $20,000 to value of house which will more than double my investment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$161,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365906. Member loan 2365906 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shade Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shade Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have a few items and results of my choices that I would completely want to better so that I may begin to live my life with much less economical stress than I really need to experience at the moment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365914">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365914</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365914</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365914. Member loan 2365914 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cvs pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">glendale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cvs pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365918. Member loan 2365918 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Republic Title Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Republic Title Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have a few high balanced credit cards that I would like to pay off and pay down. I would like to get a lower rate and this will allow me to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365921. Member loan 2365921 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mar Vista Entertainment</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mar Vista Entertainment</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,078.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">106</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365927">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365927</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365927</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365927. Member loan 2365927 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Sea Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLINGHAM, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Sea Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to consolidate credit card debt into something with a better interest rate. Have had zero late payments since 2004 and my job is stable, but some family dental expenses cost a lot this year so the credit card debt is big enough to be worth consolidating.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365935. Member loan 2365935 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maple Leaf Owners Association, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baton Rouge, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maple Leaf Owners Association, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$278.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365952. Member loan 2365952 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRISTOL, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off high interest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365955. Member loan 2365955 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JACKSON HEIGHTS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NYC Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My wife and I live in a CO-OP in NYC in which we have over 70% equity, but it's difficult to get a HELOC on a CO-OP. So while looking for other funding alternatives we found Lending Club and decided to give it a try. We renovated our kitchen two years ago, now we would like to redo the bathrooms.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$97.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365966. Member loan 2365966 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,368 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINE ISLAND, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365970. Member loan 2365970 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Milton, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PNC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,509.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365976">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365976</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365976</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365976. Member loan 2365976 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WASHINGTON, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need to consolidate high interest credit card debts for lower monthly payment.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Need to consolidate high interest credit card debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,450.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365978">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365978</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365978</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365978. Member loan 2365978 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM COAST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Consolidate bills </FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,218.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365979">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365979</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365979</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365979. Member loan 2365979 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,693 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANK OF AMERICA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVILLE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANK OF AMERICA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,611.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365984. Member loan 2365984 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,952 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fondulac community center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRUNO, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fondulac community center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,957.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365986">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365986</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365986</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365986. Member loan 2365986 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,645 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Rent-A-Car</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LENOIR, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise Rent-A-Car</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Renovating a home built in 1957,  Renovations are nearing completion. Final projects are two bathrooms and a 180 sq. ft addition for laundry room.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365987. Member loan 2365987 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Northland Investment </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CRANSTON, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> Northland Investment </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2365993">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2365993</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2365993</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2365993. Member loan 2365993 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEMINOLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; payoff credit cards, I have a yearly tax bill that must be paid by march the earlier the better(save money). I have a home depot credit zero interest if payed in full that isn't due but would be good not to have the monthly bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$95,437.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366009. Member loan 2366009 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudeburg NOK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laconia, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freudeburg NOK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to pay off my credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366010. Member loan 2366010 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wunderlich-Malec</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Lake, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wunderlich-Malec</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366015">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366015</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366015</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366015. Member loan 2366015 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HACKETTSTOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UMDNJ</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,732.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">24.70%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366034. Member loan 2366034 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAB Trucking Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RAB Trucking Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i am going to use the money to pay off all of my credit cards and have one monthly payment. it makes more sense because only paying the minimum payment will take alot longer than 3 years. i also have a couple medical bills to payoff.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366045">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366045</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366045</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366045. Member loan 2366045 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Medical Response</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Medical Response</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We will be able to pay off SIX high interest credit cards in two years using the same amount as the minimum payments for a gizzillion years! Thank you for helping us get out from debt! Our family is incredibly grateful for the investors in our fund.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,591.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366058. Member loan 2366058 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MegaCorp Logistics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hebron, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MegaCorp Logistics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I owe $38,000 on a Duplex and have a buyer willing to pay 14,000 for it. I need to get rid of the property because I no longer live close to it. My repayment history is superb but I just need a way to pay the difference on the loan so I can get rid of the property.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366075">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366075</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366075</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366075. Member loan 2366075 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Successfactors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Successfactors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366080">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366080</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366080</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366080. Member loan 2366080 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katmai Simulation & Training</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Killeen, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katmai Simulation & Training</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,442.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366087">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366087</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366087</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366087. Member loan 2366087 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Hawthorne Hyundai </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Hawthorne Hyundai </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366094. Member loan 2366094 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bravo Sports Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bravo Sports Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,891.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,275</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366098. Member loan 2366098 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITC Holdings Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WHITE LAKE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITC Holdings Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan to Consolidate High Interest CC debt for faster payoff and credit score enhancement.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Recently took new job in October 2012, was at previous employer 6+ years similar position and pay.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,521.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366103. Member loan 2366103 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KMR Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KMR Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are installing solar electric power generating panels on the roof of our home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,633.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366108">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366108</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366108</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366108. Member loan 2366108 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,722 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacobs Engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jacobs Engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366121">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366121</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366121</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366121. Member loan 2366121 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester Medical Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valhalla, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester Medical Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My Loan is to consolidate credit card debt after home improvements this year. Aim is to centralize and minimize payments, with a set APR.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366135. Member loan 2366135 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poudre School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT COLLINS, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Poudre School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The purpose of this loan is to consoldiate credit card debt into one payment.  I will no longer be using them!!!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366145. Member loan 2366145 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COKeM International</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAPLE GROVE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COKeM International</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,166.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366165. Member loan 2366165 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tejas Securities Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Austin, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tejas Securities Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 24, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,635.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366168. Member loan 2366168 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marubeni America Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mIDDLETOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marubeni America Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,063.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366170">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366170</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366170</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366170. Member loan 2366170 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fountain Valley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RANCHO SANTA MARGARI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Fountain Valley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm hoping to have all credit cards and car payment paid. That way instead of paying several payments I can just make one monthly payment on the loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,864.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366192">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366192</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366192</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366192. Member loan 2366192 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATESBORO, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; l would like the opportunity to combine my higher interest credit cards into one convenient low-interest payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366193. Member loan 2366193 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angie's Heart HHC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angie's Heart HHC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,935.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366195. Member loan 2366195 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,677 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Jude Medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Jude Medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,581.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366197">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366197</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366197</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366197. Member loan 2366197 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Menlo Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Working Capital purposes&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$598,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366198. Member loan 2366198 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,408 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stihl Southeast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER PARK, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stihl Southeast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will pay off credit cards and break free of compounding interest. I have always maintained solid payment history, regardless of my financial circumstances. My score has lowered due to my debt. I wont's use the cards again unless for a dire emergency. I will be free. Credit card lesson learned.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366200">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366200</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366200</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366200. Member loan 2366200 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,196 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geisinger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMSBURG, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geisinger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366202">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366202</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366202</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366202. Member loan 2366202 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Englewood, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am closing in my Lanai behind house so we can sit out there without insects and dirt. It has not been done before so we are looking forward to it. You guys are great this is not my 1st loan with you company.&lt;br&gt;Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366204">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366204</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366204</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366204. Member loan 2366204 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aguila, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maricopa County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Would like to get my credit cards and car payment into a single loan payment at a better interest rate,&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,886.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366208">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366208</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366208</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366208. Member loan 2366208 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marchon Eyewear/ VSP Global</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Marchon Eyewear/ VSP Global</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off a few credit cards&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Monthly payments aren't making sense with the multiple credit cards. Consolidating under a loan is easier to get the balances paid off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366220">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366220</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366220</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366220. Member loan 2366220 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARATOGA SPRINGS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366223">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366223</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366223</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366223. Member loan 2366223 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cranium Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINTER GARDEN, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cranium Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366224. Member loan 2366224 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Southern Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flatrock, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Southern Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation, never late on payments, want to lower monthly debt expenses to reach my goal of being debt free within 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,155.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366229">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366229</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366229</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366229. Member loan 2366229 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO GRANDE CITY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Molina, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,457.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366231. Member loan 2366231 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; to pay credit cards and for home inprovements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366232. Member loan 2366232 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citi</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLLEGE POINT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Citi</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366240">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366240</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366240</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366240. Member loan 2366240 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pathway Community Hospice</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT CHARLES, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pathway Community Hospice</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will be paying off all my debts and be free from my credit cards and loans. I make good money and have good credit I just cant seem to get ahead. I have a daughter going to college next year and would love to be able to help her out and being free of all these payments will allow me to do that.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366243. Member loan 2366243 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366246">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366246</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366246</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366246. Member loan 2366246 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Van Meter Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Van Meter Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To reconcile some credit cards and also fix my house up for re-sale...&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366248">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366248</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366248</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366248. Member loan 2366248 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greater Houston Dental Society</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAFFORD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greater Houston Dental Society</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366250. Member loan 2366250 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orchard supply hardware</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TURLOCK, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orchard supply hardware</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366262. Member loan 2366262 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astor Services for Children and Families</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highland, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astor Services for Children and Families</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am requesting this loan to consolidate two credit cards at a lower interest rate. I intend to have this loan paid off by January 2014.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,645.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366267. Member loan 2366267 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Electronics</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Ysidro, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sony Electronics</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366273">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366273</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366273</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366273. Member loan 2366273 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zila, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cave City, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zila, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Conbine the rest of my debt and make LendingClub part of my success story!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366283. Member loan 2366283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eye Centers Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FALL RIVER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Eye Centers Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need a new roof, need to replace of 16 windows, and plan to update the heating system.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366285. Member loan 2366285 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sherwin Williams</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKFORD, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sherwin Williams</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to paid my credit cards&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I want to paid credit cards ,also i may use the money to fix the floor of my living room..&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366288. Member loan 2366288 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">charlotte , NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366291">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366291</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366291</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366291. Member loan 2366291 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T3 Trading Group, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JERSEY CITY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">T3 Trading Group, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am a responsible and fully employed individual looking to consolidate the last of my debt into one loan that will reduce my monthly payment obligations.  This consolidation will allow me to save money and allow me the financial flexibility I have been looking for.  Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366294. Member loan 2366294 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,396.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366295">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366295</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366295</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366295. Member loan 2366295 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abrams Artist Agency</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Venice, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abrams Artist Agency</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate high interest rate credit cards into one convenient payment that I can pay off as quickly as possible. I plan to close all the credit cards once I receive the loan and pay them off. My goal is to be debt free and never use credit cards again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366300. Member loan 2366300 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,574 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eddie Bauer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hammond, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eddie Bauer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I never learned about Credit til the hard way. Now even with a good paying job, I can't get out of the hole I dug. I have learned my lesson. I will cancel all the cards and start using cash to pay for expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,319.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366310. Member loan 2366310 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mission, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,710.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366317">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366317</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366317</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366317. Member loan 2366317 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perella Weinberg Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERKELEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Perella Weinberg Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366332">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366332</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366332</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366332. Member loan 2366332 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Facilities</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chatsworth, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Facilities</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to have the money to pay off my credit cards so I can buy a home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366337">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366337</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366337</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366337. Member loan 2366337 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Health&Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIGARD, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Providence Health&Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; It is to consolidate my debts into one payment, which will make it easier to manage, and faster to pay off&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,836.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366348. Member loan 2366348 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">la jolla, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To purchase equiptment and improve client communication&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366358. Member loan 2366358 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xanatek, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mishawaka, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xanatek, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366380">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366380</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366380</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366380. Member loan 2366380 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satte of West Virginia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLES TOWN, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Satte of West Virginia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,496.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366388">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366388</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366388</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366388. Member loan 2366388 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A few credit cards and a small line of credit for my business (when the accounts receivables are slow to come in and for expert costs related with litigation on complex civil matters)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,327.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366389">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366389</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366389</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366389. Member loan 2366389 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aux Sable Liquid Products</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aux Sable Liquid Products</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">840-844</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,061.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366395. Member loan 2366395 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Setra Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Setra Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am looking to consolidate my high interest credit cards and close them out. I will paying off my American Express Blue (14.24%), Citibank Gold Advantage (14.99%), and Discover Card (12.24%). I pay every bill on time now through bill payment at my credit Union. I will only keep my Visa (9%)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366396. Member loan 2366396 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prestige motorcar Imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNY ISLES BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prestige motorcar Imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366398">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366398</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366398</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366398. Member loan 2366398 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALISO VIEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I helped out some friends this last year. Its time to refocus pay off debt and get my FICO score back to 800.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366408">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366408</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366408</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366408. Member loan 2366408 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dodge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly Hill, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dodge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,679.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366415. Member loan 2366415 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Co. (PG&E)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lincoln, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas & Electric Co. (PG&E)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to payoff and close all my Revolving Credit accounts which have a total debt of just under $15K.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Full debt consolidation of all revolving credit accounts and then close the accounts, total debt about $14K.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366442">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366442</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366442</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366442. Member loan 2366442 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angelo Back & Rehab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANGELO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angelo Back & Rehab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Looking to remodel our garage to make things easier on the family as a whole, need another living space for my 2 boys...other than the couch.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,387.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366451">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366451</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366451</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366451. Member loan 2366451 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ocean City, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Chase Refinance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366456. Member loan 2366456 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,339 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE ROCK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan is to payoff credit card I use to help fund my children college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,906.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366459">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366459</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366459</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366459. Member loan 2366459 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daniel Foster, ESQ.  Rittenhouse Books.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERWYN, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Daniel Foster, ESQ.  Rittenhouse Books.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used to pay off credit card accounts and close certain accounts so that I may have AMex, VISA, one Mastercard, and nothing more.   I will be paying and closing bill me later, and other unuseful accounts!&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan, will be used to pay off credit card accounts that I deemed to be UNNECESSARY at the moment, I do not need to use these cards, I have sufficient credit, so I will be paying them off in full and closing them, within a year my credit rating should be improving greatly!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1969</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366464">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366464</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366464</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366464. Member loan 2366464 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,100 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast (RWL)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast (RWL)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,297.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366482. Member loan 2366482 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herman Weissker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Murrieta, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herman Weissker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To replace carpet and wood flooring in home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366487. Member loan 2366487 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angel Fire Small Animal Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANGEL FIRE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Angel Fire Small Animal Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366489. Member loan 2366489 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Pepper Star Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRISCO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Pepper Star Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366491. Member loan 2366491 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nys</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nys</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366511">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366511</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366511</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366511. Member loan 2366511 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Day, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SALINAS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Keith Day, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We are hoping to consolidate our debt in to a better package by using this to payoff a prior loan and some of our credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366519. Member loan 2366519 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN ANTONIO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U. S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We would like to consolidate our bills.  We have six children (all grown) that we want to help out a little bit; three are in college, one is married with 4 childdren, and one is trying to start his own business, and one is trying to move.  Whats left would go towards imporvements to our house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,170.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366542">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366542</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366542</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366542. Member loan 2366542 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Seeking to make the holidays special by proposing to my long-time girlfriend. Funds will go toward purchasing an engagement ring. I am a trusted borrower with work experience in finance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366568">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366568</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366568</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366568. Member loan 2366568 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,613 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOPER T. SMITH</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METAIRIE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOPER T. SMITH</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,118.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366574. Member loan 2366574 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stratford, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366581. Member loan 2366581 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lyondell bassell</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pearland, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lyondell bassell</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366582">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366582</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366582</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366582. Member loan 2366582 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlson Wagonlit Travel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PAHRUMP, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carlson Wagonlit Travel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate debt as loan interest is way too high and the suppliers will not work with you.  They tell you, just don't pay.  That is wrong.  Securing this lower interest loan will clear up all debt at a lower interest rate plus will be paid in 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366584. Member loan 2366584 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Resource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmonds, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Resource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,045.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366586">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366586</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366586</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366586. Member loan 2366586 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holiday Inn Sulphur</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SULPHUR, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holiday Inn Sulphur</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt help&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366589. Member loan 2366589 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plainfield, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Veolia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,739.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366603. Member loan 2366603 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,524 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawson Products Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERNE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawson Products Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to use this money to pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366612. Member loan 2366612 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,781 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366615">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366615</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366615</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366615. Member loan 2366615 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pacoa</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH OZONE PARK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pacoa</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,084.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366647">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366647</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366647</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366647. Member loan 2366647 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Touro College</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">jackson heights, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Touro College</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidating high interest credit cards into one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,629.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366655. Member loan 2366655 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waldbaums</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rocky point, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">waldbaums</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need retaining wall along the side and front of the property.  Erosion has washed away much of the existing wall.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,945.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366664">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366664</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366664</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366664. Member loan 2366664 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Payroll Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KERNERSVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Payroll Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidating and paying off all of my debt will not only provide me piece of mind, it will empower me to streamline my accounts payable. I will be able to continue to pay extra and get myself on track even faster, while increasing my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,463.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366666. Member loan 2366666 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TrippScott, PA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNRISE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TrippScott, PA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off three credit cards and then close the accounts. No longer want them and this would be an easier solution to pay them off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
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<A name="2366668">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366668</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366668</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366668. Member loan 2366668 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Hampton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will use this money to pay part of my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,605.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366670. Member loan 2366670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILWAUKEE, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation of credit card debt to help pay it off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,587.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366673">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366673</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366673</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366673. Member loan 2366673 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cybersoft Technologies, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cybersoft Technologies, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate the credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366689. Member loan 2366689 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOOSE CREEK, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,253.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366706">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366706</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366706</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366706. Member loan 2366706 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RJ & J Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLAREMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RJ & J Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366708. Member loan 2366708 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAFFNEY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366715">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366715</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366715</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366715. Member loan 2366715 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canoga park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The funds will be used frugally and wisely, primarily to relocate and effectuate a profitable business marketing campaign.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,751.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366717">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366717</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366717</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366717. Member loan 2366717 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VACAVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is going to be used to pay off a couple of small credit cards and a few home improvements.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,552.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366737. Member loan 2366737 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,101 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Software Engineering</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia Beach, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Software Engineering</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would love to refinance my credit card debt to help me reach my debt free goal within 3 years.  With this loan, I will have all cards payed 100% in full and only have this loan to pay.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,958.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366756. Member loan 2366756 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno Teachers Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fresno Teachers Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit Card consolidation/payoff. One payment instead of several and a defined timeframe to have these paid off and gone.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366784. Member loan 2366784 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have a very stable job with a very reputable company with whom I consulted for 5 years before joining as an employee so I can reduce my travel. I am diligent about paying my bills on time.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan will help me consolidate about 80% of my credit card debt and enable me to pay it off quicker. I work for a solid company. I have a good income and I do pay my bills ontime.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366786. Member loan 2366786 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prudential</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">crystal, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">prudential</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay down credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,783.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366798. Member loan 2366798 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hampton, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Air Force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366806. Member loan 2366806 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dempsey, Roberts & Smith, Ltd.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dempsey, Roberts & Smith, Ltd.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm looking to pay-off all my unsecured debt in the next three years, I am consolidating a loan that currently has 39 months left, with this loan from Lending Club, I am now ahead of schedule. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366817. Member loan 2366817 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care One Madison</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORRIS PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Care One Madison</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate High APR loan from Furniture that was not disclosed properly.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,592.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366818. Member loan 2366818 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plattsburgh</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plattsburgh, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Plattsburgh</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I fell into credit card debt while I was in college. I am sick of high APR credit cards, so I am attempting to get this loan to payoff my debt and live stress free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,662.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366819">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366819</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366819</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366819. Member loan 2366819 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkland Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkland Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,172.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366838">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366838</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366838</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366838. Member loan 2366838 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GlobeTec Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKEECHOBEE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GlobeTec Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366848. Member loan 2366848 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Provident Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Provident Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,174.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366855. Member loan 2366855 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COUNTY OF BURNET-SHERIFF'S OFFICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPICEWOOD, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COUNTY OF BURNET-SHERIFF'S OFFICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit Card and Medical Bill Consolidation, This will help me get many smal credir accounts cleared up and medical bills also and make only one payment every month, instead of multiple payouts each and every month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,347.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366898">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366898</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366898</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366898. Member loan 2366898 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,375 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decosol inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">decosol inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366905. Member loan 2366905 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">People's gas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lisle, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">People's gas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan is to consolidate debt so that I can be 100% debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,543.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366908">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366908</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366908</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.95%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366908. Member loan 2366908 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tetra pak</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tetra pak</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,145.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366912. Member loan 2366912 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA CREDIT UNION</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA CREDIT UNION</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; BILL CONSOLIDATION&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,190.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366915. Member loan 2366915 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YACOLT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CenturyLink</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,006.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366918">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366918</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366918</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366918. Member loan 2366918 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EZ to Use Directories</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POTTSVILLE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EZ to Use Directories</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366926. Member loan 2366926 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaintenanceNet</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LA MESA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MaintenanceNet</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have various loans all above 11% APR. I want to consolidate this debt and pay it off, but also want to reduce my interest payments.&lt;br&gt;&lt;br&gt;I'm a full time employee with a strong fast growing company and I handle my finances very carefully.&lt;br&gt;&lt;br&gt;Thank you for considering my application&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,830.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366930">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366930</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366930</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366930. Member loan 2366930 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,980 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAREDO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Department of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,589.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366933. Member loan 2366933 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; new flooring for my house&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,276.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366943">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366943</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366943</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366943. Member loan 2366943 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Elk Oil Refinery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newcastle, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black Elk Oil Refinery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate my credit cards for one payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,735.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366950. Member loan 2366950 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitsubishi Materials USA, Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Athens, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mitsubishi Materials USA, Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,152.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366962. Member loan 2366962 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Bedford Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New bedford, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Bedford Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Plan on using loan to pay off credit card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,544.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366963. Member loan 2366963 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYCO ELECTRONICS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KERNERSVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYCO ELECTRONICS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366970">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366970</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366970</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366970. Member loan 2366970 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes police</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pompton lakes police</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$71,182.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366972">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366972</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366972</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366972. Member loan 2366972 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaMay and Sons</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTINGTON STATION, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LaMay and Sons</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,983.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2366992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2366992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2366992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2366992. Member loan 2366992 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nysdoccs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nysdoccs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,904.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367010. Member loan 2367010 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom Media Networks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livingston, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Viacom Media Networks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,132.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367025">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367025</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367025</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367025. Member loan 2367025 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Pediatric Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">grovetown, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Center for Pediatric Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to use this money to pay off all credit cards. I have low balances on all but one card.  I cannot wait to pay them all off and get rid of them. My job is in the dental field and i have been at this office for 8 years. It is a very stable job and i love it!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367041. Member loan 2367041 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cr England</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cr England</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; want to pay credit card off do to interest rates . i am always on time with my credit payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,977.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367047">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367047</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367047</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367047. Member loan 2367047 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DIAMOND BAR, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,965.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367071">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367071</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367071</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367071. Member loan 2367071 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Virtual Academies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Virtual Academies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367086">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367086</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367086</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367086. Member loan 2367086 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,080 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swift</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOLLESON, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Swift</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to use the funds to pay off credit cards and rise credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367103. Member loan 2367103 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Highland Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Louis, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Highland Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$45,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367108">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367108</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367108</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367108. Member loan 2367108 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,211 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BayAreaNewsGroup</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stockton, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BayAreaNewsGroup</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To pay off existing loans and my daugher is getting married this April 21st and we need extra money to help her out to pay for the wedding.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,637.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367122">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367122</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367122</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367122. Member loan 2367122 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$75,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alamo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fremont Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$373,687.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367133">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367133</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367133</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367133. Member loan 2367133 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">penske</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OZARK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">penske</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,343.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367137. Member loan 2367137 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEG</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AEG</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My credit was slashed after my foreclosure. I was forced to walk away from my property that was underwater 150,000 when the bank refused to work with me. I didn't qualify for any govt assist either. With this loan, I can start repairing my credit and save money instead of getting by check to check.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,757.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367151. Member loan 2367151 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,426 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Levy Restaurants</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG BEACH, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Levy Restaurants</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367185">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367185</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367185</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367185. Member loan 2367185 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lutz, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367192">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367192</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367192</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367192. Member loan 2367192 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Miami Garden, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367203. Member loan 2367203 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,969.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">117</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367212. Member loan 2367212 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FREDERICKSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mary Washington Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$70,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367234. Member loan 2367234 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SIX MILE, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,267.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367244. Member loan 2367244 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar Paper LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEGA CAY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Domtar Paper LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$58,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367262. Member loan 2367262 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUD/Ginnie Mae</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUD/Ginnie Mae</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367263. Member loan 2367263 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,247.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367274. Member loan 2367274 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockmore contracting corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockmore contracting corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367278">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367278</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367278</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367278. Member loan 2367278 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,351 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOFFSTOWN, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FedEx</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; paying off 3 credit cards and debts to 2 lenders&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367282">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367282</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367282</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367282. Member loan 2367282 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greensboro, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,566.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367283. Member loan 2367283 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piscataway, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan is to refinance my credit cards. I want to get out of debt and this loan will help. Thank you for your commitment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,975.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367294">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367294</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367294</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367294. Member loan 2367294 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of millinocket</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millinocket, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Town of millinocket</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,823.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367303">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367303</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367303</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367303. Member loan 2367303 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimberly Clark</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimberly Clark</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,892.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367304">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367304</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367304</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367304. Member loan 2367304 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">derse exhibits</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">coppell, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">derse exhibits</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367305">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367305</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367305</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367305. Member loan 2367305 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MASSENA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367306. Member loan 2367306 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,980 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILFORD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off credit cards and for  medical expense&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,492.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367307. Member loan 2367307 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeCicco Market</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DeCicco Market</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367313. Member loan 2367313 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,609 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JEFFERSON, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Penske Truck Leasing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card payoffs&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This is the best way to pay off my credit cards because I will have one monthly payment every month and I would save on the interest I'm getting from each credit card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,749.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367317">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367317</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367317</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367317. Member loan 2367317 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TPC Sawgrass</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PONTE VEDRA BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TPC Sawgrass</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,807.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367318. Member loan 2367318 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinnacle Foods Group LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merchantville, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pinnacle Foods Group LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,001.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367319">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367319</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367319</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367319. Member loan 2367319 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capella University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DULUTH, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capella University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to be debt free in 5 years or less&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,505.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367320">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367320</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367320</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367320. Member loan 2367320 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,608 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Price Chopper</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UXBRIDGE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Price Chopper</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,778.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367335">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367335</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367335</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367335. Member loan 2367335 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas San Antonio</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas San Antonio</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367338">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367338</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367338</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367338. Member loan 2367338 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWARK, DE</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,698.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367348. Member loan 2367348 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LyondellBasell</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUMBLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LyondellBasell</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,523.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367350">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367350</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367350</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367350. Member loan 2367350 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Temecula Valley Unified  School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMECULA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Temecula Valley Unified  School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367354">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367354</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367354</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367354. Member loan 2367354 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAW OFFICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW YORK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAW OFFICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367355">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367355</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367355</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367355. Member loan 2367355 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas Health System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Texas Health System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan will be used to pay off unsecured debt in a realistic manner.  Unexpected life circumstances occur and would like to be debt free within 3 years.  Would be thankful for assistance in doing so.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$72,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367367">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367367</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367367</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367367. Member loan 2367367 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDOT Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mineola, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USDOT Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367368">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367368</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367368</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367368. Member loan 2367368 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UC Riverside</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UC Riverside</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367387">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367387</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367387</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367387. Member loan 2367387 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Skaneateles, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,407.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367390. Member loan 2367390 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Financial Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colby, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Farm Bureau Financial Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm consolidating my credit card balances &amp; outstanding Bill Me Later account.  Suze said doing this will improve my credit score so I'll get an even lower mortgage refinance rate &amp; cut that payment in half.  When done, she suggested my monthly debt payments will be cut by half or more.  Thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,389.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367394">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367394</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367394</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367394. Member loan 2367394 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRdata System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESH MEADOWS, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRdata System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367396">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367396</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367396</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367396. Member loan 2367396 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,857 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Defense Logistics Agency-Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PETERSBURG, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Defense Logistics Agency-Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To consolidate bills, credit card debt, etc.  Having one payment a month will help keep track of what is being paid off and hopefully can clean up my credit report.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367400. Member loan 2367400 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comed</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lisle, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comed</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am looking to consolidate prior debt into a loan with a better interest rate for quicker more efficient payoff.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,208.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367405">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367405</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367405</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367405. Member loan 2367405 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,829 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Most of the debt was incurred while my wife and I were in college.  We are hoping to pay off the rest of this debt at a lower interest rate than what we currently face.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; This loan is to payoff 2 items&lt;br&gt;&lt;br&gt;~8k Credit Debt Incurred while in college&lt;br&gt;~3K Credit Deb Incurred having my first child&lt;br&gt;&lt;br&gt;My wife and I are trying to finish paying off our debt prior to saving and purchasing a new home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367409. Member loan 2367409 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suzanne Lawson Design</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suzanne Lawson Design</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367411">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367411</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367411</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367411. Member loan 2367411 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naples, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off daughter's credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 3, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">840-844</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1972</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367423">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367423</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367423</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367423. Member loan 2367423 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Bucks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hatboro, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Bucks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367425">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367425</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367425</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367425. Member loan 2367425 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">veradale, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We had construction in front of our business from May until Sept. This blocked our traffic flow for 5 months and hurt our business. Now that its through we have business and traffic flow back to normal. We own our property and have been in the same location for over 13 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$229,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367426. Member loan 2367426 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holyoke Gas & Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holyoke Gas & Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367440. Member loan 2367440 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALMETTO BAY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,524.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367452">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367452</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367452</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367452. Member loan 2367452 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Electrochemical Society</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WARMINSTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Electrochemical Society</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367484">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367484</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367484</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367484. Member loan 2367484 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Technology</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wilsonville, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rainbow Technology</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit card refinancing and improve my debt to income ratio&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367486. Member loan 2367486 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">albertsons #4133</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR HILL, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">albertsons #4133</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I choose this loan program to surprise my wife with some home projects we have discussee in the passed. It will be great to be able to finish this projects.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,441.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367487. Member loan 2367487 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moore Landrey, L.L.P.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAUMONT, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Moore Landrey, L.L.P.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,004.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367489. Member loan 2367489 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark trans inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHILADELPHIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mark trans inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,059.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367491. Member loan 2367491 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita Falls, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will be used for renovating distressed homes in our local community. The resulting newly renovated properties will then be sold on market or put up for rental.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,067.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367515. Member loan 2367515 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,993 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off credit cards-refinance balance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,539.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">101</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367516">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367516</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367516</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367516. Member loan 2367516 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burlingame, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">820-824</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,016.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367521">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367521</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367521</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367521. Member loan 2367521 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Firgrove Mutual Water Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOTHELL, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Firgrove Mutual Water Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,072.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367522. Member loan 2367522 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbey Carpet & Floor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPLES, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Abbey Carpet & Floor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,622.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367531. Member loan 2367531 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Worth, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367540">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367540</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367540</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367540. Member loan 2367540 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Shield of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue Shield of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367545. Member loan 2367545 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duhon Machinery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gonzales, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duhon Machinery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1973</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367546">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367546</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367546</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367546. Member loan 2367546 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,323 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zappos,inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lasVegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Zappos,inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to consolidate my debt into one easy monthly payment and save on some interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367553">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367553</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367553</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367553. Member loan 2367553 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BURLINGTON, VT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,379.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367557. Member loan 2367557 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OKEMOS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'd like to pay off most of my revolving debt. Thank You.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,137.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367558. Member loan 2367558 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NMSU Cooperative Extension Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clara, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NMSU Cooperative Extension Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,974.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367560. Member loan 2367560 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTESSORI ACADEMIES </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONTESSORI ACADEMIES </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I NEED THE LOAN TO PAY OFF SOME CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,449.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367569. Member loan 2367569 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Extension</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Clarita, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCLA Extension</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367575. Member loan 2367575 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cornerstone Mortgage Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cornerstone Mortgage Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,112.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367591">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367591</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367591</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367591. Member loan 2367591 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKE GROVE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,060.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367594">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367594</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367594</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367594. Member loan 2367594 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRIZIM Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRIZIM Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,796.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367601. Member loan 2367601 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,213 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential Real Estate Investors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Annandale, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prudential Real Estate Investors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Using funds for debt consolidation to get financial house in order.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,827.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367603. Member loan 2367603 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merchants Insurance Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH HAMPTON, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merchants Insurance Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am looking to consolidate debt accumulated while running wild in my 20's. I've recently educated myself on what the Lending Club is all about. It's in the great American spirit of citizens helping citizens. Please consider assisitng me in clearing my debts over the next 36 month period. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,517.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367604">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367604</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367604</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367604. Member loan 2367604 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milton, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,173.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367629. Member loan 2367629 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPBL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NAPBL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Refinace higher interest loan for hurricane windows and doors I had installed on my home.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">103</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367636. Member loan 2367636 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge health alliance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Peabody, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge health alliance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; returned to school for my master's degree and charged most of the tuition on multiple credit cards . need to consolidate&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; consolidate debt from multiple credit cards after charging graduate school tuition&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,858.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367645. Member loan 2367645 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELGIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367653">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367653</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367653</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367653. Member loan 2367653 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367663">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367663</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367663</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367663. Member loan 2367663 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth Seton Pediatric Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elizabeth Seton Pediatric Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will help me to get rid off all my credit cards who have higher interest rate and i will use it to buy a ticket to fly to the Philippines to see my mother who is sick rigth now. I want to thank Lending Club for giiving me a chance to be a member of their club i am very happy and contented.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,730.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367670. Member loan 2367670 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Police and Fire Federal Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wyncote, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Police and Fire Federal Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,150.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367674. Member loan 2367674 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ups </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK LAWN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ups </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan will be to pay off my credit cards. It will be nice to have one bill to pay a month. Thank you&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,046.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367679. Member loan 2367679 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UT MD Anderson Cancer Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UT MD Anderson Cancer Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,088.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367685. Member loan 2367685 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hotel JV Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Charlottesville, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hotel JV Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,475.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367686. Member loan 2367686 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,367 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BET Networks</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COMPTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BET Networks</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,226.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367687">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367687</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367687</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367687. Member loan 2367687 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLEVUE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bellevue School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,456.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367688">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367688</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367688</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367688. Member loan 2367688 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT HOLLY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,893.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367692. Member loan 2367692 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kennedy Wilson Inc </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kennedy Wilson Inc </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan is a debt consolidation loan. I want to pay off my high interest credit card debt and focus on paying off other good and bad debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,739.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367703">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367703</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367703</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367703. Member loan 2367703 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,442 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QBE North America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Simi Valley, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QBE North America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,168.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367731">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367731</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367731</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367731. Member loan 2367731 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crop Production Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Crop Production Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like to pay down some of my high credit card limits to help biuld up my credit report.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,542.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367736. Member loan 2367736 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Academy of the Sacred Heart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metairie, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Academy of the Sacred Heart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,647.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367756. Member loan 2367756 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">willowbendfarm</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROUND HILL, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">willowbendfarm</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367761">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367761</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367761</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367761. Member loan 2367761 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Enterprise Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newport, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HP Enterprise Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,123.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367762. Member loan 2367762 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Woodmark Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mountain Top, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">American Woodmark Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367766">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367766</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367766</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367766. Member loan 2367766 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WestEd</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WestEd</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'd like to pay off some credit card debt and just wipe the slate clean. Consolidating my debt will help me do this quickly and efficiently.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,652.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367802. Member loan 2367802 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDALA YOGA SPA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MISSION, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANDALA YOGA SPA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367804">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367804</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367804</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367804. Member loan 2367804 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anchor hardware</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLUFFTON, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">anchor hardware</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; payoff higher interset rate loans and refurnish a bonus room&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,034.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367818">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367818</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367818</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367818. Member loan 2367818 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARLBOROUGH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Iam business owner , Iam consolidated all my minor credic card s debt  and have some cash flow , I be very confortable make one payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367823">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367823</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367823</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367823. Member loan 2367823 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sun-care multi service inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami gardens, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">sun-care multi service inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367828">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367828</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367828</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367828. Member loan 2367828 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key energy servces</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">enid, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">key energy servces</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367829. Member loan 2367829 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,492 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bon Secours</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,673.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367840">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367840</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367840</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367840. Member loan 2367840 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loma Linda University Med Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOMA LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loma Linda University Med Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,727.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367853">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367853</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367853</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367853. Member loan 2367853 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essilor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLOWER MOUND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Essilor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,032.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367866">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367866</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367866</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367866. Member loan 2367866 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercedes-Benz Financial Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGTON HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercedes-Benz Financial Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367871. Member loan 2367871 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">trenton, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Global Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367877. Member loan 2367877 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cisco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367878. Member loan 2367878 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us air force</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRFAX, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us air force</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm in the US Air Force, and i'm just trying to pay off my credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367881">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367881</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367881</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367881. Member loan 2367881 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOUNT IDA, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367891">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367891</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367891</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367891. Member loan 2367891 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Disneyland Resort</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ontario, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Disneyland Resort</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,329.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367893">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367893</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367893</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367893. Member loan 2367893 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEO Brand Management LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEO Brand Management LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,187.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367903. Member loan 2367903 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Janrain</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Janrain</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Many years ago I over used my credit cards.  I made the mistake of not reviewing the terms and some cards have ridiculously high rates that I haven't been able to negotiated down.  I want to pay them off so I can save for a down payment needed for a house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367921">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367921</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367921</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367921. Member loan 2367921 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Illinois Department of Transportation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMITHTON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Illinois Department of Transportation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367963. Member loan 2367963 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,014 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of New York</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yonkers ny, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of New York</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367966">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367966</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367966</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367966. Member loan 2367966 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jessup, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,909.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367967">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367967</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367967</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367967. Member loan 2367967 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Lumber and Plywood</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHANHASSEN, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Lumber and Plywood</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I would like this loan so that I may clean up my credit card high interest debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,462.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367984. Member loan 2367984 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,130 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,298.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367992">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367992</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367992</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367992. Member loan 2367992 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,530 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAWRENCE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367994. Member loan 2367994 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,642 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International surfacing system</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADERA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">International surfacing system</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,092.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2367999">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2367999</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2367999</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2367999. Member loan 2367999 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Harrisonville </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISONVILLE, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Harrisonville </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,731.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368001. Member loan 2368001 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilton head hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON HEAD ISLAND, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hilton head hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,427.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368006. Member loan 2368006 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Tax LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tempe, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte Tax LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,129.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368009. Member loan 2368009 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF/Nellis AFB</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF/Nellis AFB</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368029">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368029</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368029</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368029. Member loan 2368029 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alcon Labs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Alcon Labs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan is for a student that has achieved great academic success while working a job while maintaining a 4.0 GPA. Parent's are wanting to reward diligent and responsible work with a dependable car for college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">815-819</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368032">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368032</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368032</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368032. Member loan 2368032 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title Guaranty</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUGAR LAND, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title Guaranty</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368033">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368033</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368033</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368033. Member loan 2368033 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dean Foods of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOS ANGELES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dean Foods of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368034">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368034</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368034</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368034. Member loan 2368034 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Max</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Key West, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Office Max</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,100.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368041. Member loan 2368041 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,580 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KILLEEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,131.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368053">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368053</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368053</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368053. Member loan 2368053 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomson Reuters</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hastings, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thomson Reuters</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368058. Member loan 2368058 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camelot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PISCATAWAY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Camelot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,363.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368059. Member loan 2368059 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii State Education Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honolulu, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii State Education Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan will be used to pay off balances on high interest credit card accounts - 3.  I have paid off one major credit account and look forward to crossing other debts off the list.  I am responsible about paying what is owed and will follow through on financial obligations.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; I plan to use loan proceeds to get out of having to pay high interest charging credit car accounts.  It can be discouraging to see one's hard earned payments going as much toward interest as to principal. I'd like to feel more hopeful about financial progress toward debt solutions.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,381.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368074">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368074</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368074</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368074. Member loan 2368074 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sac auto sales </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sac auto sales </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to pay of credit card and school loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368078. Member loan 2368078 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,728 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta Airlines</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ellenwood, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">delta Airlines</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368093. Member loan 2368093 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,725 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CARSON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1975</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,086.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368109">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368109</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368109</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368109. Member loan 2368109 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,850 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHGATE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368113">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368113</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368113</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368113. Member loan 2368113 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Las Vegas, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,121.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368145">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368145</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368145</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368145. Member loan 2368145 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ksla </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">shreveport , LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ksla </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368154. Member loan 2368154 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United State Postal Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIG HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United State Postal Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,498.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368167">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368167</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368167</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368167. Member loan 2368167 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHEYENNE, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$363.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368182. Member loan 2368182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,342 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Case Western Reserve University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cleveland, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Case Western Reserve University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368193">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368193</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368193</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368193. Member loan 2368193 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland cliffs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cleveland cliffs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,364.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368231">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368231</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368231</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368231. Member loan 2368231 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JB Hudson</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINNEAPOLIS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JB Hudson</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,548.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368243">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368243</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368243</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368243. Member loan 2368243 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cross Country Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Worth, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cross Country Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,183.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368262">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368262</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368262</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368262. Member loan 2368262 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia beach, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Northrop Grumman</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,351.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368263">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368263</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368263</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368263. Member loan 2368263 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Visalia, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368270. Member loan 2368270 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hendersonville Country Club</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSONVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hendersonville Country Club</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,400.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368272">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368272</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368272</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368272. Member loan 2368272 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxford Legal Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oxford Legal Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,378.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368298">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368298</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368298</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368298. Member loan 2368298 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orem, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,815.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368310. Member loan 2368310 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of England</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schererville, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of England</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,076.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368345. Member loan 2368345 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATRONA COUNTY SHERIFF DEPT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DOUGLAS, WY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NATRONA COUNTY SHERIFF DEPT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,116.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368349. Member loan 2368349 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groundwater and Environmental Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEA CLIFF, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Groundwater and Environmental Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,124.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368360. Member loan 2368360 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Commonwealth Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsburgh, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Commonwealth Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$49,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368364">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368364</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368364</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368364. Member loan 2368364 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">duke hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,762.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368386">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368386</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368386</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368386. Member loan 2368386 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&M </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ny, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H&M </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,424.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368392. Member loan 2368392 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368395. Member loan 2368395 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven Police Dept</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Haven Police Dept</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,478.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368400. Member loan 2368400 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairview Health Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Lake, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairview Health Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,472.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368407">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368407</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368407</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368407. Member loan 2368407 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Fond du Lac School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOND DU LAC, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Fond du Lac School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,307.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368412">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368412</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368412</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368412. Member loan 2368412 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison County High School</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danielsville, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madison County High School</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368420. Member loan 2368420 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sullivan Correction Facility</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Catskill, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sullivan Correction Facility</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368440">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368440</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368440</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368440. Member loan 2368440 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTCH PLAINS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368443">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368443</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368443</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368443. Member loan 2368443 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us post orrica</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">west seneca, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">us post orrica</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368445. Member loan 2368445 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANEOHE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368448">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368448</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368448</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368448. Member loan 2368448 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frost Brown Todd LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cincinnati, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frost Brown Todd LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,993.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368450">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368450</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368450</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368450. Member loan 2368450 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIVONIA, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,579.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368460. Member loan 2368460 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Heating and Air</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Euclid, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Castle Heating and Air</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368473">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368473</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368473</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368473. Member loan 2368473 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pekin Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PEKIN, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pekin Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368480">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368480</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368480</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368480. Member loan 2368480 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ravenswood City School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ravenswood City School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,235.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368487">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368487</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368487</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368487. Member loan 2368487 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNNWOOD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368489">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368489</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368489</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368489. Member loan 2368489 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associa Gulf Coast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT MYERS, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Associa Gulf Coast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368507">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368507</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368507</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368507. Member loan 2368507 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DAMASCUS, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368526">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368526</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368526</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368526. Member loan 2368526 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Yavapai Guidance Clinic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prescott Valley, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Yavapai Guidance Clinic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,412.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368527">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368527</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368527</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368527. Member loan 2368527 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,804 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDDING, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,306.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368531">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368531</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368531</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368531. Member loan 2368531 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON-PLAINS LOCAL SCHOOLS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBUS, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON-PLAINS LOCAL SCHOOLS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,074.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368539">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368539</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368539</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,650</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368539. Member loan 2368539 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,472 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSolvit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.35%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Ana, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSolvit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368544. Member loan 2368544 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encore Capital Group Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chula Vista, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Encore Capital Group Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,986.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368545. Member loan 2368545 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,003.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368565. Member loan 2368565 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POUGHKEEPSIE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metro North Railroad</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,777.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368567">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368567</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368567</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368567. Member loan 2368567 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion school</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ilion school</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,375.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368569. Member loan 2368569 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Achievement Therapy Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottsdale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Achievement Therapy Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,328.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368576">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368576</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368576</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368576. Member loan 2368576 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,811 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scott City Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCOTT CITY, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scott City Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,211.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368584. Member loan 2368584 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle Children's Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle Children's Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368593. Member loan 2368593 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sake Japanese restaurant</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEXINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sake Japanese restaurant</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,880.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368603. Member loan 2368603 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carefusion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carefusion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,855.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368619. Member loan 2368619 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown Economic Development Foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baytown Economic Development Foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368658. Member loan 2368658 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MBS rehab </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaumont, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MBS rehab </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,929.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368663">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368663</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368663</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368663. Member loan 2368663 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,853 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solid-Employees LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARIBAULT, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Solid-Employees LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368666. Member loan 2368666 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nbp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH ADAMS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nbp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,185.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368672. Member loan 2368672 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haufe Contractors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANT VALLEY, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Haufe Contractors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,784.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368678">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368678</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368678</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368678. Member loan 2368678 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368709">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368709</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368709</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368709. Member loan 2368709 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Regis Bal Harbour</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">surfside, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St Regis Bal Harbour</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368729">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368729</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368729</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368729. Member loan 2368729 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Red Robin Gourmet Burgers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MADISON, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Red Robin Gourmet Burgers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,048.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368730">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368730</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368730</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368730. Member loan 2368730 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CULVER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368736">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368736</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368736</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368736. Member loan 2368736 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LARKSPUR, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$129,247.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374564. Member loan 2374564 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faucet Parts Store</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WORTH, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Faucet Parts Store</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; i've been working for 2 years to reduce my debt.  so far it has gone well by using means like Lendingclub alongside other means.  the overall debt is now feasible to consolidate a portion of. This loan will put 4 or 5 smaller amounts into 1 simple payment, which makes concentrating money much easier&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,947.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374565">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374565</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374565</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374565. Member loan 2374565 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST COVINA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,931.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374585">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374585</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374585</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374585. Member loan 2374585 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SoCalGas-Sempra</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODLAND HILLS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SoCalGas-Sempra</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374598. Member loan 2374598 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lynnfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,938.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374599. Member loan 2374599 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rentacenter</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DORCHESTER CENTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rentacenter</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Im interested in paying off my credit cards with this loan and any other debts I owe. Emergencies came up and the only method of payment were credit cards, some with ridiculus fees and interest rates. Hopefully with this loan I can take care of those cards and as a result NO MORE HEADACHES.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374606. Member loan 2374606 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Job L. Sandoval, M.D.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">westerly, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Job L. Sandoval, M.D.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; My loan is for debt consolidation purposes and to lower my monthl&lt;br&gt;payments&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374612">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374612</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374612</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374612. Member loan 2374612 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackson River Technical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COVINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jackson River Technical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Will be used to pay off higher interest credit cards due to unforseen medical cost&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,999.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374619">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374619</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374619</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374619. Member loan 2374619 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROYERSFORD, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374624. Member loan 2374624 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRESTIGE MOTORS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIR LAWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PRESTIGE MOTORS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To become debt free.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,905.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374625">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374625</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374625</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374625. Member loan 2374625 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NILES, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374626">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374626</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374626</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374626. Member loan 2374626 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374641">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374641</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374641</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374641. Member loan 2374641 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SARASOTA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,936.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374646">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374646</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374646</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374646. Member loan 2374646 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Four Seasons Sunrooms</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWTON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Four Seasons Sunrooms</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Put things on credit cards out of necessity and did some other loans.  I make good money and need to start consolidating and building my family's future.  This will allow me to do that, pay several things off and even with this monthly loan payment I will still be saving over $600 per month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,458.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374670. Member loan 2374670 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson Controls Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MC CALLA, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson Controls Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,752.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374684">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374684</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374684</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374684. Member loan 2374684 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dennis dequette</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fall river, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">dennis dequette</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,061.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374705. Member loan 2374705 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest City School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WYNNE, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest City School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,230.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374708. Member loan 2374708 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tallahassee, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">790-794</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$165.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374718. Member loan 2374718 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dream World Academy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">franklinton, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dream World Academy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374734">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374734</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374734</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374734. Member loan 2374734 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Related Management Company </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ASTORIA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Related Management Company </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374739">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374739</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374739</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374739. Member loan 2374739 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,217 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sacramento, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,829.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374741. Member loan 2374741 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNION CITY, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Business improvements&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; business improvement&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; business improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374743">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374743</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374743</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374743. Member loan 2374743 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,323 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb-Oakland Regional Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMFIELD HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macomb-Oakland Regional Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be used to pay-off several very high interest rate credit card accounts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,171.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374754">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374754</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374754</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374754. Member loan 2374754 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalypso</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaker Heights, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalypso</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is simply to consolidate and payoff debt at a lower interest rate.  Making the payments will lower the monthly output that I am currently paying on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,603.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374762">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374762</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374762</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374762. Member loan 2374762 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HorizonHealth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, WV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HorizonHealth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,826.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374764. Member loan 2374764 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oracle America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Boston, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oracle America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,062.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374771. Member loan 2374771 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ocean, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morgan Stanley</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card Refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,790.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374776">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374776</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374776</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374776. Member loan 2374776 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ELIZABETH, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374783. Member loan 2374783 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIDALIA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate business loans into one payment and free up cash for business.  I have an Insurance agency that is growing and could use the&lt;br&gt;extra monies for prospecting and increasing business&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374784">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374784</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374784</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374784. Member loan 2374784 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lawlor wiring solutions inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">patchogue, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lawlor wiring solutions inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to consolidate my debt and get rid of high interest credit cards,build better credit score&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,877.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374786">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374786</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374786</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374786. Member loan 2374786 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYCO Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blaine, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYCO Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have been working diligently on paying my debt.  At this time it makes sense for me to consolidate my debts into one payment which will lower my interest rate and give me the ability to make one larger payment each month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374791">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374791</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374791</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374791. Member loan 2374791 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW BRAUNFELS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'm wanting to get this consolidation loan to help my cash flow and make one payment each month. I have a great income and hope to get the note payed off much quicker then the 36 month terms, so I can get back to saving again. Thanks&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374798. Member loan 2374798 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carrollton, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,223.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374812. Member loan 2374812 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GOODYEAR, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; this will payoff all credit cards and give breathing room with household expences&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; this will clear all creditcards along with small bills and create breathing room with all other household expences along with a short vacation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,694.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374817">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374817</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374817</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374817. Member loan 2374817 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett Packard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLORADO SPRINGS, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett Packard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374823">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374823</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374823</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374823. Member loan 2374823 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flemings Steak House</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TULSA, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flemings Steak House</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The money will be used to consolidate credit card debt as well as paying off income tax debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374827">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374827</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374827</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374827. Member loan 2374827 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,014 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALLEJO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374845. Member loan 2374845 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,369 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALM HARBOR, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374851">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374851</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374851</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374851. Member loan 2374851 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BB&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maylene, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BB&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I thrive on having excellent credit and would not do anything to jeopardize my current standing; this loan will be paid on time every month until paid in full.  I have been with my current employer for 7+ years.  With this loan I will consolidate 7 different loans, which will save me $1267 a month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,529.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">101.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374855">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374855</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374855</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374855. Member loan 2374855 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comtel Technology group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Petersburg, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comtel Technology group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To Consolidate Higher interest rate Credit Card balances&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,682.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374856">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374856</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374856</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374856. Member loan 2374856 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">woodmont grill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SILVER SPRING, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">woodmont grill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374872">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374872</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374872</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374872. Member loan 2374872 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELLAIRE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I will be paying off two of my highest credit Card rates (that are higher than this one)&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,110.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374877">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374877</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374877</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374877. Member loan 2374877 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Refinance high credit card interest rate / debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$83,621.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374892">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374892</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374892</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374892. Member loan 2374892 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,671 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DCP Midstream</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTMINSTER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DCP Midstream</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidation and savings with a lower rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,874.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374897. Member loan 2374897 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAGUNA NIGUEL, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,943.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374900. Member loan 2374900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanely Black & Decker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY RIVER, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stanely Black & Decker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374910">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374910</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374910</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374910. Member loan 2374910 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katz & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Katz & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,513.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374912">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374912</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374912</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374912. Member loan 2374912 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthEquity</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lehi, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HealthEquity</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I plan to consolidate my credit cards, I have a very stable and long term job. I pay all my debts on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,317.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374913">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374913</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374913</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374913. Member loan 2374913 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAAP Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ERIE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAAP Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan to pay for a legal matter affecting my family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,663.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374923">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374923</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374923</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374923. Member loan 2374923 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte & Touche</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINSBORO, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deloitte & Touche</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan is meant for upgrading three bathrooms and flooring the living area in my town house . I intend to repay the loan in 36 months or less and save on the interest expense.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374925">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374925</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374925</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374925. Member loan 2374925 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,678 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FORT WALTON BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,908.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374926">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374926</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374926</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374926. Member loan 2374926 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa Community Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GULF BREEZE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Santa Rosa Community Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,775.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374934">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374934</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374934</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374934. Member loan 2374934 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,584 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johns Hopkins University</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BALTIMORE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johns Hopkins University</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,247.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374935">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374935</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374935</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374935. Member loan 2374935 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAW Enterprises, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AAW Enterprises, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,716.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374939. Member loan 2374939 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Palo Alto Health Care System</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PALO ALTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VA Palo Alto Health Care System</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit cart debt consolidation loan.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Credit card Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374950. Member loan 2374950 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,984 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADA Environmental Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADA Environmental Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Thanks for looking into funding my loan. I am a successful individual who is looking to consolidate various debts into one low interest payment. I have a very stable career in the power industry and consider myself a great investment. Thanks again for the inquiry.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,436.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374953">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374953</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374953</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374953. Member loan 2374953 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deaconess Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPOKANE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Deaconess Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to pay off a BOA credit card that is at a very high interest rate. They will not help  by lowering the interest rate and it's hard to make a dent in the principal. This card will be immediately cancelled.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,293.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374958">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374958</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374958</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374958. Member loan 2374958 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDGEWOOD, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,525.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374963">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374963</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374963</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374963. Member loan 2374963 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBACE Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KBACE Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidate debt at lower interest rate to pay off principal at a faster rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,744.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374973. Member loan 2374973 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JDS Uniphase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Jose, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">JDS Uniphase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I just want to condolidate my debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,221.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374974">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374974</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374974</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374974. Member loan 2374974 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spirit Aerosystems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wichita, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spirit Aerosystems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I need the loan to consolidated all my bills into one payment. I've kept my credit score in good standing (700) by paying those bills on time. I work at an aircraft company for almost 2 years.  I believe this loan will help me to being debts free. Thank you.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,831.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2374990">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2374990</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2374990</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2374990. Member loan 2374990 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Indianapolis, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Life Time Fitness</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The loan is to consolidate date at Christmas time, and help pay off my credit card debt into one lower monthly payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,114.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375009">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375009</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375009</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375009. Member loan 2375009 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VANCOUVER, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375011. Member loan 2375011 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elmhurst, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off the credit cards and other.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375017">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375017</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375017</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375017. Member loan 2375017 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Autobody</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medford, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village Autobody</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Credit Card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,295.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375023">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375023</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375023</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375023. Member loan 2375023 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lower yukon school district</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCAMMON BAY, AK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lower yukon school district</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i just want to pay off my credit and loans and be done with cedit and loans, and it is going to be good to pay only one place&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,257.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375032">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375032</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375032</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375032. Member loan 2375032 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,098 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ironwood state prison</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">blythe, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ironwood state prison</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; this money will be used for foundation on home&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,837.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375041">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375041</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375041</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375041. Member loan 2375041 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VICTORVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,755.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375049">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375049</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375049</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375049. Member loan 2375049 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,553 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blackhawk Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLEASANTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blackhawk Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is to consolidate credit card balances, which have been used to pay for the last 2 yrs of dependents' tuition &amp; living costs while at a major university. My job is very stable; it is a wholly-owned subidiary of a $40+ billion revenue company. This would be like a 2nd car payment for me.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375051">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375051</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375051</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375051. Member loan 2375051 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITT Technical Institute</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKSVILLE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ITT Technical Institute</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375058">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375058</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375058</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375058. Member loan 2375058 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of California</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The funds will be use to consolidate all my credit card. One of the credit card has a  total balance of nearly $14,000 with an APR of 29%. Even though I had high balances, I had always been responsible of making my payments on time on all my bills which include a mortgage.I have a stable employment.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I value my credit and had always made sure to make all my payments..Obtaining this loan would keep leading me in track of accomplishing my goal to be credit card debt free in 3 years by consolidating all my high interest accounts!!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375061. Member loan 2375061 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edmonds, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I wanted to consolidate all my credit cards accounts and just have one loan amount to deal with each month.  I want to make a fresh start this coming 2013.  I will also use some money for home improvement on my adult family home such as putting new floors and yard improvement.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; I just wanted to consolidate my credit card debts and be debt free in the near future.  I also will use some amount of the loan for home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,872.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375067">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375067</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375067</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375067. Member loan 2375067 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,536 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Express</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAINESVILLE, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Express</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To consolidate my bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,684.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375068">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375068</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375068</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375068. Member loan 2375068 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pomptonian food service company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">METUCHEN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pomptonian food service company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,102.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375078">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375078</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375078</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375078. Member loan 2375078 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Solutions of Central Texas</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Waco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Workforce Solutions of Central Texas</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,677.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375079">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375079</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375079</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375079. Member loan 2375079 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Carver County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Watertown, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eastern Carver County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to pay off credit card debt and get back onto our feet.&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; This loan will help us pay off our credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,507.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375094. Member loan 2375094 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chartwells</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDAR CITY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chartwells</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to pay down high credit cards and to have a lower monthly payment&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,202.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375100">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375100</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375100</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375100. Member loan 2375100 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,108 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia Department of Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALEXANDRIA, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Virginia Department of Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375110">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375110</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375110</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$34,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375110. Member loan 2375110 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genworth Financial</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RALEIGH, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Genworth Financial</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375118. Member loan 2375118 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cobb County Gov't</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIRAM, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cobb County Gov't</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375119">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375119</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375119</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375119. Member loan 2375119 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guy's Automation Services inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENO, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guy's Automation Services inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I lost my previous position due to it being eliminated.  I have a position offer that I have accepted.  I am closing out of my house and moving to Texas.  I want to eliminate my credit cards and sell my house.  This loan is to accomplish that and cover moving expenses also.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,438.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375125">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375125</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375125</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375125. Member loan 2375125 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LorealUSA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSELLE PARK, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LorealUSA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off my credit cards balances, and pay off loan with One Main Financial for about 4,100.00 dollars, and loan with Polish and Slavic Credit Union for about 5,000.00 dollars.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I would like to pay  off all my credit cards balances,loan with One Main Financial $ 4,100.00 , loan with Polish and Slavic Credit Union.Loan withLending Club will help me get one monthly payment and be debth free soon.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,807.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375143. Member loan 2375143 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Robstown, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,158.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375155">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375155</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375155</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375155. Member loan 2375155 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,650 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUSTIN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To consolidate loan debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,575.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375157">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375157</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375157</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$26,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375157. Member loan 2375157 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVERETT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am going to pay off every credit card that I possibly can and then cut them up.  None of this will be used for anything but paying off credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375160">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375160</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375160</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375160. Member loan 2375160 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Optum Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SMYRNA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Optum Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375165">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375165</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375165</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375165. Member loan 2375165 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lakewood, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,302.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375176">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375176</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375176</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375176. Member loan 2375176 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Valley Communications</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Vally, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Valley Communications</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375184">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375184</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375184</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375184. Member loan 2375184 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COALINGA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,251.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375199">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375199</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375199</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375199. Member loan 2375199 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york city dept of education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">laurelton, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">new york city dept of education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I am making purchases to supporting victims due to recent disaster and children in need in my community. As well as put money toward developing my not for profit organization for youth in crisis.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,606.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375201">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375201</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375201</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375201. Member loan 2375201 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBJ Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RBJ Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be paying off high interest loans&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375203. Member loan 2375203 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medartis, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Carmel, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Medartis, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375205">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375205</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375205</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375205. Member loan 2375205 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice Cold Air</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tampa , FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ice Cold Air</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; paying off some current credit cards with high balances.  I have a lending club loan now that will be paid up in one more payment.  it worked great for me.  I made every payment perfectly deducted from my account. this loan will increase my cash flow by about 300/month.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375211">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375211</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375211</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375211. Member loan 2375211 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King Kullen grocery </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coram, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">King Kullen grocery </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to pay off a private student loan&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,360.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375216">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375216</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375216</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375216. Member loan 2375216 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Celina, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TMX Finance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,399.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375224. Member loan 2375224 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison ave oral & maxillofacial surgery</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT MEADOWS, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison ave oral & maxillofacial surgery</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to consilidate credit cards I want to become debt free and raise my credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,403.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375232. Member loan 2375232 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Homeland Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Homeland Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan is for debt consolidation.  I just want to start fresh and this way I'll be able to get ahead.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,105.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375234">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375234</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375234</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375234. Member loan 2375234 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springdale Ice Cream and Beverage</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Springdale Ice Cream and Beverage</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375235">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375235</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375235</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375235. Member loan 2375235 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maid Your Way Cleaning Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOUGHBY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Maid Your Way Cleaning Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,867.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375248">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375248</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375248</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375248. Member loan 2375248 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Richmond</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Richmond</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off High Interest Cards.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; Card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,532.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375250">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375250</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375250</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375250. Member loan 2375250 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fall River County</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EDGEMONT, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fall River County</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,274.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375267">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375267</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375267</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375267. Member loan 2375267 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Publix Supermarkets Inc. </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Publix Supermarkets Inc. </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,689.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375274">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375274</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375274</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375274. Member loan 2375274 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mortgage Network</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Braddock, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mortgage Network</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Paying off Discover  PNC Bank Visa    Fifth Third Visa  Chase and Citi credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,774.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375276">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375276</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375276</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375276. Member loan 2375276 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,034 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midland, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,991.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375287">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375287</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375287</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375287. Member loan 2375287 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WDTN-TV</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WDTN-TV</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to use this loan to consolidate higher interest rate credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; I want to use this loan to consolidate higher interest rate credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375288. Member loan 2375288 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon wireless </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Honey brook, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verizon wireless </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We have been struggling for years to get out of debt, and I have a good paying job that I have been at for over 5 years. I am working on alternative ways to generate income as well, and this loan would be a huge help to consolidate things.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375307">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375307</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375307</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375307. Member loan 2375307 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syngenta seeds</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEKAHA, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">syngenta seeds</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,126.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375310">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375310</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375310</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375310. Member loan 2375310 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,655.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.76%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375318. Member loan 2375318 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUCKEYE, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carmax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,634.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375343">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375343</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375343</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375343. Member loan 2375343 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Qubicaamf Worldwide </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mechanicsville , VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Qubicaamf Worldwide </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,742.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375345. Member loan 2375345 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">diamond drug</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHERN CAMBRIA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">diamond drug</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; medical and credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,101.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375356">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375356</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375356</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375356. Member loan 2375356 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hamilton park nursing and rehab.center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">brooklyn new york, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hamilton park nursing and rehab.center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,370.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375360">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375360</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375360</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375360. Member loan 2375360 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aldi inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">aldi inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; This loan is to help remove my family from the crush of never ending credit card bills.  With no end date credit cards will go on forever for us! We have had to put many updates into our home and now it is time to see an end goal for payment on all of these upgrades.  thank you for your time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,056.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375363. Member loan 2375363 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,312 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coherent Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunnyvale, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coherent Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; For home construction&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$56,726.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,150</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375371. Member loan 2375371 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375373">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375373</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375373</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375373. Member loan 2375373 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedmans home improvement</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COTATI, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Friedmans home improvement</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,563.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375391. Member loan 2375391 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SPRING, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375397">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375397</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375397</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375397. Member loan 2375397 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edward Jones</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANBY, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edward Jones</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to consolidate my credit cards into 1 fixed payment. In 20mo mycar will be paid off and with this loan all of my other debt would be paid off in 36mo. Then I would be able to buy a house for my family. My ultimate goal and dream.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,537.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375401. Member loan 2375401 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,488 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Washington, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Active Duty military E-4. &lt;br&gt;Budget 3488&lt;br&gt;Rent 850&lt;br&gt;Utilities 110&lt;br&gt;Internet 55&lt;br&gt;Food/Entertainment: 350&lt;br&gt;No car nor insurance payment. &lt;br&gt;&lt;br&gt;Second loan through LendingClub first loan has been re payed in full.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; Loans to Consolidate AMEX CC 9800 and personal loan of 6900. Thank you for the consideration.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,009.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375403">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375403</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375403</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375403. Member loan 2375403 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,913 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fedex freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOWLING GREEN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fedex freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; consolidating bills and home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375417. Member loan 2375417 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Zitter Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Zitter Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Consolidating debt with higher interest rates left over from graduate school education and paying for infant child care.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,022.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375429">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375429</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375429</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375429. Member loan 2375429 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elmonte, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375433">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375433</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375433</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375433. Member loan 2375433 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Prebyterian Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Manhattan, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Prebyterian Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,070.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375447">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375447</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375447</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375447. Member loan 2375447 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salonika Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PATERSON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salonika Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; to pay off some credit cards and try to make it into one bill.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,857.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375449. Member loan 2375449 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Univ.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Webster Univ.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I look forward to reducing the interest on outstanding debts by using this Lending Club loan to consolidate them at a lower interest rate. I have no financial delinquencies on my credit records.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,859.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375456">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375456</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375456</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375456. Member loan 2375456 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sharis</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EVERETT, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sharis</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,998.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375458">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375458</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375458</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375458. Member loan 2375458 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,725 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE PAR GROUP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WANTAGH, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE PAR GROUP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,875</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375460. Member loan 2375460 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICOLD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLESTON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMERICOLD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,437.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375462. Member loan 2375462 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,493 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hendersonville, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Building a new room on the rear of the house, replacing a poorly built screened porch.  This will be a heavily insulated room, lots of natural light, triple pane windows and doors, to be used all year round, instead of 2 seasons now.  A fully livable, 4 season room, should increase the house value.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I would like to add that I have already received and paid off one Lending Club loan for remodeling my kitchen.  This remodeling loan helped raise the official appraised value of my home by $45,000.  Thanks Lending Club.&lt;br&gt;&lt;br&gt;  Borrower added on 12/06/12 &gt; I have already purchased the triple pane windows and doors, so the loan will allow building an extremely solid, well insulated room.  Blending in with the surrounding mountain forests, the room, because of the large amount of glass will offer unencumbered nature views, as if no walls do not exist.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,487.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375465">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375465</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375465</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375465. Member loan 2375465 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROFESSIONAL AVIATION  MANAGEMENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PROFESSIONAL AVIATION  MANAGEMENT</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375468">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375468</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375468</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375468. Member loan 2375468 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort bliss commissary</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort bliss commissary</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off some bills&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375471">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375471</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375471</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375471. Member loan 2375471 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,447 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Sonoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA ROSA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">County of Sonoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; pay off credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375477">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375477</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375477</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375477. Member loan 2375477 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOK CHILDRENS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH RICHLAND HILLS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COOK CHILDRENS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,898.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375486. Member loan 2375486 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMH</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasadena, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HMH</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">760-764</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375494">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375494</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375494</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,575</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375494. Member loan 2375494 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,352 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Bottling Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delran, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pepsi Bottling Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Some house repairs and a new roof&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,233.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375505">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375505</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375505</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375505. Member loan 2375505 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LEBANON, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,834.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375509">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375509</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375509</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375509. Member loan 2375509 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona Lotus Corp.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.47%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TUCSON, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arizona Lotus Corp.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,471.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375514">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375514</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375514</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375514. Member loan 2375514 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetApp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FULLERTON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NetApp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1982</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,303.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375520. Member loan 2375520 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,187 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Rail Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBERTVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Progress Rail Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,981.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375528. Member loan 2375528 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of North Carolina</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">High Point, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of North Carolina</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I will be using this loan to payoff higher rate accounts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375536. Member loan 2375536 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jp Morgan Chase</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Melbourne, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jp Morgan Chase</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375538">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375538</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375538</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375538. Member loan 2375538 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,675 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Colorardo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Colorardo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375548. Member loan 2375548 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,907 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EL PASO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I plan to use this money to consolidate my credit cards; the monthly payments are large and I am getting nowhere. I have worked 22 years at the same job with the U.S. Army and I always pay my bills on time, never missed a payment. I am a reliable candidate to pay back this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375551">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375551</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375551</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375551. Member loan 2375551 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,125 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loreal USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Loreal USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation and car repairs, moved to NJ for two years and it was extremely taxing financially, want to pay off all debts&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,765.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375552">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375552</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375552</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375552. Member loan 2375552 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BEAVERTON, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,081.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375555. Member loan 2375555 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,518 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Awnings of Hollywood</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Lauderdale, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Awnings of Hollywood</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My goal is to use this loanto make myself debt free in 5 years by paying off my two credit card witch are and always have been in good standing,those amounts are $13000 and $4000.This debt was accrued while caring for an ailing family member.&lt;br&gt;&lt;br&gt; Borrower added on 12/05/12 &gt; I wish to consolodate two accounts I have totaling $18000.This debt was accrued while caring for an ailing family member.The accounts are now and always have been current .With this loan I can be in a debt free situation within five years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,970.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375556">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375556</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375556</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375556. Member loan 2375556 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cochise County Juvenile Courts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Vista, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cochise County Juvenile Courts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Loan is to consolidate debts to make my monthly bill paying more breathable.  Working for the county, we have not seen a pay raise in over 3 years.  I have used credit cards to make ends meet.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,821.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375557">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375557</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375557</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375557. Member loan 2375557 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BLOOMFIELD HILLS, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ford Motor Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Credit Card Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,108.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375569">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375569</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375569</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375569. Member loan 2375569 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexenta</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nexenta</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375573">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375573</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375573</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375573. Member loan 2375573 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DECATUR, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375575">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375575</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375575</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375575. Member loan 2375575 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concordia, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,854.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375589">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375589</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375589</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375589. Member loan 2375589 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mustang, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Aviation Administration</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I want to pay off high interest credit card debt. I want to be debt free, except for my house payments in 4 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375593">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375593</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375593</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375593. Member loan 2375593 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgar Online, an RR Donnelley Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Silver Spring, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgar Online, an RR Donnelley Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan for home improvement and major household goods purchase&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2009</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$884.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375594">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375594</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375594</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375594. Member loan 2375594 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strategic Staffing Solutions Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTLAND, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Strategic Staffing Solutions Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,299.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375597. Member loan 2375597 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thermo Fisher Scientific</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARS HILL, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thermo Fisher Scientific</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,732.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375599. Member loan 2375599 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDWAY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$98,760.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375605">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375605</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375605</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375605. Member loan 2375605 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,542 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AMARILLO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,743.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375606">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375606</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375606</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375606. Member loan 2375606 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pheng Phonmavong</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MODESTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pheng Phonmavong</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,080.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375622. Member loan 2375622 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMILTON, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,952.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375628">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375628</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375628</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375628. Member loan 2375628 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,658 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volusia County Government</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELAND, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Volusia County Government</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I would like to purchase a residential lot for the purpose of future home development.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,949.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375642">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375642</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375642</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375642. Member loan 2375642 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J E Ekornes USA, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUDSON, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">J E Ekornes USA, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; My more immediate goal is to be debt free (with the exception of my mortgage) in 3.5 years. It is totally attainable as things are at the moment. I just hate seeing such a high and variable interest rate. My ultimate goal is to be totally debt free in 8 years, that's including the mortgage. Thanks!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,585.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375643">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375643</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375643</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375643. Member loan 2375643 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">savini builders </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABINGTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">savini builders </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,269.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375652">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375652</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375652</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375652. Member loan 2375652 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,850 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empire Computer Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bradenton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empire Computer Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; The purpose of this loan is to consolidate some small debt along with some newly accrued dental bills into an easily managable single monthly payment at a reasonable interest rate. Though I am very able to pay these both separately, I would rather roll them into a single payment and interest rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375655. Member loan 2375655 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Westchester , IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DHS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I currently have 8400 of educational debt to pay off. Lending Club has a better interest rate than what I'm paying now. I have no other debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,963.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375659">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375659</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375659</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375659. Member loan 2375659 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vornado realty trust </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARRISON, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vornado realty trust </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My loan is to consolidate all my debts. I would like to just have one bill, to save more in order to put a down payment on a house next year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375666. Member loan 2375666 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Alamos National Lab</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Alamos, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Alamos National Lab</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,507.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375670">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375670</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375670</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375670. Member loan 2375670 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phuc Le</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Midway, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phuc Le</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,675.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375677. Member loan 2375677 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nemours Foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nemours Foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,314.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375679">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375679</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375679</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375679. Member loan 2375679 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AT&T</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,449.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375683">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375683</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375683</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375683. Member loan 2375683 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Davidson Plastering Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIO LINDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R. Davidson Plastering Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off high interest rate credit cards.  Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,275.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375685">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375685</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375685</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375685. Member loan 2375685 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Defense</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MESA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dept of Defense</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,054.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375689">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375689</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375689</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375689. Member loan 2375689 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Gold- Applebee's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EASLEY, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Gold- Applebee's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'd like to payoff some high interest credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375692">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375692</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375692</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375692. Member loan 2375692 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ingersoll Rand</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt Consolidation of high interest revolving debt&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Debt consolidation of high interest credit&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; This loan will save me roughly $40,000 over the life of the loan and allow me to have $400 per month for living expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,797.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375694">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375694</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375694</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375694. Member loan 2375694 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,279 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naes</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORT SAINT LUCIE, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">naes</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,188.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375712">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375712</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375712</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375712. Member loan 2375712 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,440 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"> columbia, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CareFirst Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375719">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375719</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375719</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375719. Member loan 2375719 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAXHAW, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Union County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,749.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375748">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375748</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375748</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375748. Member loan 2375748 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Science Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">El Mirage, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Science Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,256.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375749. Member loan 2375749 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawn Dawg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEWKSBURY, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lawn Dawg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I'd like to finish paying off the rest of my credit.3 small credit cards and my mechanic. I would also like to finish investing into my drum set.I'd like to be able to purchase high end cymbals due to their durability &amp; long lasting life unlike the cheap brands that I'm forced to buy that crack.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,392.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375755">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375755</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375755</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375755. Member loan 2375755 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyson Fresh Meats</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kingfisher, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tyson Fresh Meats</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To pay off a high interest loan...20%&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,520.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,075</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375758. Member loan 2375758 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pearson Toyota</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEWPORT NEWS, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pearson Toyota</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,933.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375759">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375759</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375759</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375759. Member loan 2375759 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Complete Home Health Care</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FLORENCE, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Complete Home Health Care</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,236.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375764. Member loan 2375764 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,179 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF CINCINNATI</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CINCINNATI, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CITY OF CINCINNATI</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,788.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375781">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375781</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375781</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375781. Member loan 2375781 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,263 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black & Veatch </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OVERLAND PARK, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Black & Veatch </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Pay off credit cards, a signature loan and minor RV repairs to boost selling the RV.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375785">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375785</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375785</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375785. Member loan 2375785 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sp, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORANGE CITY, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sp, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375792. Member loan 2375792 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astoria federal savings bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREAT NECK, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Astoria federal savings bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,386.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375802">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375802</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375802</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375802. Member loan 2375802 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lightower</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITCHFIELD, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">lightower</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,488.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375824. Member loan 2375824 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xceed Financial Credit Union</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CORONA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xceed Financial Credit Union</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I have three credit card that I need to pay off and my target is to pay off all my credit card before 2012 and to be credit debt free by 2013. I want that only home and car mortgage must be my only debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375862">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375862</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375862</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375862. Member loan 2375862 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,899 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Services Automobile Association</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United Services Automobile Association</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be for paying off some high interest credit cards.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; This loan is to pay off some high interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,515.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375863">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375863</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375863</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375863. Member loan 2375863 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,212 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scientific Research Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaysville, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scientific Research Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidate high interest credit cards/loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$77,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375868">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375868</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375868</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375868. Member loan 2375868 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WESTFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,594.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375870">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375870</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375870</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375870. Member loan 2375870 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Nevada DMV</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Nevada DMV</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I had unexpected expenses earlier this year and it has come to the point where I can't make a house payment. I am refinancing the house and need one payment to avoid a late.  Plus I would also like to pay off a payday loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375874. Member loan 2375874 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLaughlin Family Business</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENVER, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLaughlin Family Business</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I am a entrepreneurs. Though I have a day job as well. My goal is to be debt free so that I can increase my cash flow, save for retirement, and invest in a great website for my company. If possible, I prefer to work with a P2P company for this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,950.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375886. Member loan 2375886 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DB Consulting Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Macedonia, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DB Consulting Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; Debt consolidation - to clear up personal expenses due to hardship at this time of the year.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375890">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375890</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375890</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375890. Member loan 2375890 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south point</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">south point</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375895">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375895</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375895</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375895. Member loan 2375895 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Informa Research Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">canoga park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Informa Research Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,607.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375900">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375900</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375900</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375900. Member loan 2375900 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baxley, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375905">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375905</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375905</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375905. Member loan 2375905 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Continuum Health Partners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Edgewater, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Continuum Health Partners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; I need to pay off several credit cards. This loan will allow me to do so at a lower interest rate and in a faster time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,661.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375906">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375906</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375906</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375906. Member loan 2375906 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Radiological Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSEVILLE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Radiological Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; lower unsecured personal loan interest rate.. borrowed for major car repair expense (in a hurry) not a smart financial decision to continue paying that high rate if I can qualify for lower rate and shorten length of contract.. will also consolidate credit cards to lower rate.  thank you!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375915">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375915</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375915</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375915. Member loan 2375915 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,880 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thassos, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest Hills, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thassos, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,490.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375916">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375916</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375916</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375916. Member loan 2375916 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii pacific health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KANEOHE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hawaii pacific health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,326.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375919">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375919</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375919</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375919. Member loan 2375919 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkview Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLUMBIA CITY, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Parkview Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,106.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375933">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375933</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375933</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375933. Member loan 2375933 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VVMC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MOHAVE VALLEY, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VVMC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,613.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375942">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375942</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375942</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375942. Member loan 2375942 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,042 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kajima Build & Design Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BERGENFIELD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kajima Build & Design Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,562.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375950">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375950</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375950</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375950. Member loan 2375950 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geraci Travel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CAPE CORAL, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Geraci Travel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am looking to lower the interest rate on credit card debt and with the leftover updating a bathroom.  I am responsible and pay my bills on time.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375952">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375952</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375952</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375952. Member loan 2375952 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoa Management inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CUMMING, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hoa Management inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,476.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375955">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375955</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375955</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375955. Member loan 2375955 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pixelpushers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laguna Hills, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pixelpushers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,838.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375957">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375957</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375957</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375957. Member loan 2375957 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time warner cable</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bronx, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Time warner cable</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375962">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375962</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375962</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375962. Member loan 2375962 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ambit Energy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">THE COLONY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ambit Energy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375984. Member loan 2375984 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,433 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa clara valley medical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">santa clara valley medical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; For the purpose of refinancing a higher interest rate credit card and closing that card.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,134.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2375996">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2375996</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2375996</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2375996. Member loan 2375996 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PINEVILLE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; NEED LOAN TO SAVE 10,000.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; NEED TO PAY OFF LOAN TO SAVE MONEY&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; NEED LOAN TO PAY OFF A PAYMENT DUE.  CAN SAVE 9,000.00.&lt;br&gt;I HAVE PAID BACK ALL LOANS I HAVE MADE.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376000">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376000</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376000</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376000. Member loan 2376000 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHWEST AIRLINES</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">POMPANO BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTHWEST AIRLINES</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,535.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376010">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376010</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376010</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.63%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376010. Member loan 2376010 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,893 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">South Dennis, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TD Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,028.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376011. Member loan 2376011 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeman Jewelers Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Freeman Jewelers Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376012">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376012</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376012</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376012. Member loan 2376012 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Litchfield Cavo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Litchfield Cavo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I'm consolidating credit card debt that was incurred a few years ago when I started my own practice.  For the past 4 years I've been back with a firm.  My payment history is perfect on these cards. This loan will lower my monthly payment and decrease the time to pay it all off.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,703.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376024">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376024</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376024</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376024. Member loan 2376024 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amigo food mart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DEER PARK, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amigo food mart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off high APR credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,822.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376059. Member loan 2376059 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hillside automotive center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ENFIELD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hillside automotive center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; looking to clear up credit card debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,597.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376060">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376060</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376060</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376060. Member loan 2376060 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suncoast Hotel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Suncoast Hotel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I want to pay off credit cards and have just one payment  per month&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,248.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376061">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376061</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376061</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376061. Member loan 2376061 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr yerger</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TALLULAH, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr yerger</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Pay off in full a credit card and loan at the bank&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,497.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376069">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376069</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376069</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376069. Member loan 2376069 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNY Stonybrook university</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FARMINGVILLE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNY Stonybrook university</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,431.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376083">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376083</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376083</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376083. Member loan 2376083 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,708 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H+K Strategies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WASHINGTON, DC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">H+K Strategies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,568.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376091">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376091</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376091</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376091. Member loan 2376091 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYBRIN </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TYBRIN </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,430.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376093">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376093</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376093</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376093. Member loan 2376093 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINT HILL, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,782.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376102">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376102</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376102</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376102. Member loan 2376102 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Jewish Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Highlands Ranch, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">National Jewish Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376103">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376103</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376103</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376103. Member loan 2376103 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Port Lavaca, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Need to repaint home and replace roof.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,280.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376105">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376105</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376105</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.28%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376105. Member loan 2376105 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTSFIELD VILLAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SCHERERVILLE, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HARTSFIELD VILLAGE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,620.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376129">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376129</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376129</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376129. Member loan 2376129 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">True Light Lutheran Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROOKLYN, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">True Light Lutheran Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376130">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376130</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376130</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376130. Member loan 2376130 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">All Seasons Wild Bird Store, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBURY, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">All Seasons Wild Bird Store, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Refinance credit card debt at a more favorable fixed interest rate.  This will shorten the payback time of my debt and keep the payments near the same level as I'm paying now.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,887.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376150">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376150</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376150</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376150. Member loan 2376150 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,033 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntelliSource</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Englewood, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IntelliSource</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; A couple of years ago, I was looking for work for a while. During that time, I ran up some credit card debt at abusive interest rates, and I've just been living with it for the last couple of years, even though I've got a good job now. Well, no more! With your help, I'll put these debts to bed.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376154. Member loan 2376154 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MedImmune</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GERMANTOWN, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MedImmune</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376156">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376156</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376156</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376156. Member loan 2376156 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diebold, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lexington, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Diebold, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Purchase a used RV&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Purchase a used RV&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,971.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376180">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376180</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376180</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376180. Member loan 2376180 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LONG VALLEY, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apple Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376182. Member loan 2376182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDINA, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1966</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$46,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376188">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376188</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376188</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376188. Member loan 2376188 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Donelson Bearman Caldwell & Berkow</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW ORLEANS, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baker Donelson Bearman Caldwell & Berkow</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,644.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376189. Member loan 2376189 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Interior</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Denver, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Precision Interior</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,047.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376190">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376190</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376190</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376190. Member loan 2376190 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mondelez global llc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mondelez global llc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,795.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376198. Member loan 2376198 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mednax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHARLOTTE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mednax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We found mold inside our shower through cracked grout, so we had a few contractors come out and look at it, suggested we needed to replace entire tile shower and flooring, this is connected to our garden tub, which may need repair too, for overall health reasons and piece of mind.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,990.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376217">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376217</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376217</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376217. Member loan 2376217 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan Atlanta Rapid Transit Auth</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Point, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan Atlanta Rapid Transit Auth</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,053.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376224">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376224</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376224</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376224. Member loan 2376224 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,201 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stryker Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELMONT, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stryker Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan will be used to pay off 6 credit cards totalling ~20k&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,089.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376249">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376249</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376249</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376249. Member loan 2376249 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GREENLAND, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,260.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376257">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376257</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376257</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376257. Member loan 2376257 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UCSF Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,688.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376270. Member loan 2376270 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PENSACOLA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; loan will be used for debt consoldation, equip needed for my bussiness&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376275. Member loan 2376275 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centra Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forest, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Centra Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376280">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376280</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376280</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376280. Member loan 2376280 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Michael Cogan DDS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cooper City, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr Michael Cogan DDS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,749.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376283. Member loan 2376283 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHEVERLY, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,840.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376284">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376284</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376284</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376284. Member loan 2376284 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior Industries, Int.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROGERS, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Superior Industries, Int.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376285">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376285</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376285</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376285. Member loan 2376285 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Newmarket, NH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$670.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376309">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376309</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376309</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376309. Member loan 2376309 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The loan is for my business to expand and do marketing.  We're looking to hire new sales people and buy equipment to secure new facilities for recreational sports activities.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,842.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376333">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376333</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376333</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376333. Member loan 2376333 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito CISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Benito CISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">795-799</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1983</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,780.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376352">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376352</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376352</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376352. Member loan 2376352 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MYSTIC, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376353">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376353</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376353</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376353. Member loan 2376353 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,345 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66 Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BARTLESVILLE, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Phillips 66 Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; My loan is for paying off credit cards with higher interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,711.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376358">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376358</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376358</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376358. Member loan 2376358 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,145 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KPMG, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Verona, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KPMG, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,451.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376363">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376363</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376363</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376363. Member loan 2376363 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten Island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; credit card bills &amp; home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,511.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376371">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376371</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376371</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376371. Member loan 2376371 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST DENNIS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,418.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376376">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376376</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376376</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376376. Member loan 2376376 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Healthcare at Home</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALBANY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Professional Healthcare at Home</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,264.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376381">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376381</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376381</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,825</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376381. Member loan 2376381 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LIHUE, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,509.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376382. Member loan 2376382 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,005 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin Space Systems</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLYN, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin Space Systems</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Currently I have a group of Credit Cards and Consumer loans with extreemly high interest rates. I am attempting to be debt free in four years. This program along with 401K funds will achieve this goal. This will loan will also consolidate dabt and make my finances easier to track.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,708.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376383">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376383</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376383</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376383. Member loan 2376383 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">corporate realty income fund i, lp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLD BRIDGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">corporate realty income fund i, lp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,288.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376391">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376391</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376391</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376391. Member loan 2376391 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lindsay Lexus</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lindsay Lexus</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,604.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376393">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376393</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376393</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376393. Member loan 2376393 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Life Insurance Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Syracuse, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New York Life Insurance Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Home Improvement.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; We are attempting to upgrade some items/areas in our home. We need a new living room set and some repairs done. Thank you very much, I truly appreciate this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$76,344.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376395">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376395</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376395</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376395. Member loan 2376395 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thrillist Media</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jamaica, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Thrillist Media</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,094.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376402">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376402</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376402</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376402. Member loan 2376402 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banker</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Guyton, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Banker</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; As I had a wonderful life changing event, a baby, I am wanting to consolidate debt to lower interest rates to have one monthly payment as I look forward to my new life!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,477.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376406">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376406</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376406</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376406. Member loan 2376406 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland VA Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sandy, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland VA Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Loan Consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,576.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376409. Member loan 2376409 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,683 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Sheriff's Office</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tavares, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake County Sheriff's Office</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am working on consolidating 4 high interest rate accounts that I have always kept up to date but by having this type of loan I will be able to pay it off in five years instead of paying the minimum payment on all four which the payment is greater and will take three times longer to pay&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$60,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376415">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376415</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376415</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376415. Member loan 2376415 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,729.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376422">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376422</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376422</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376422. Member loan 2376422 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST MONROE, LA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The purpose of my load is to consolidate credit card and credit line debit so I can have them paid off and limit the number of monthly payments I am making so more money can be applied to principle.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,869.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376423">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376423</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376423</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376423. Member loan 2376423 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital / Dignity Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BAKERSFIELD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mercy Hospital / Dignity Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,413.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376426">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376426</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376426</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376426. Member loan 2376426 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,690 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; pay off my car loan and high interest credit card&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,802.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376428">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376428</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376428</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376428. Member loan 2376428 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I. Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PASCOAG, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">R.I. Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,359.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376462. Member loan 2376462 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roca</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revere, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roca</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am hoping to get this loan because it will help my family with its relocation costs. With all the changes that are happening, I would like them to not have to worry about additional expenses and am hoping this loan can be approved. I intend to pay loan off as soon as possible&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,180.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376463. Member loan 2376463 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,668 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.91%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Colorado Springs, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US ARMY</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,323.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376482">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376482</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376482</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376482. Member loan 2376482 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376500">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376500</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376500</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376500. Member loan 2376500 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Children's Anesthesia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Grapevine, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Texas Children's Anesthesia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376515">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376515</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376515</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376515. Member loan 2376515 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPLETON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; debt consolidation&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,470.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376518. Member loan 2376518 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wingate University/Retired Public Ed.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.78%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAMLET, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wingate University/Retired Public Ed.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The loan will be utilized to complete a kitchen upgrade without depleting current liquid assets.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,215.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376519">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376519</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376519</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376519. Member loan 2376519 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Hempstead , NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,025.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376520">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376520</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376520</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376520. Member loan 2376520 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Water of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KEY WEST, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Water of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,939.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376541. Member loan 2376541 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,036 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IDC-USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IDC-USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; To reduce high intrest rates ov several charge cards and become debit free much faster!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,894.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376544">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376544</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376544</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376544. Member loan 2376544 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Advisors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Advisors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,571.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376555">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376555</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376555</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376555. Member loan 2376555 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,071.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">102.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376560">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376560</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376560</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376560. Member loan 2376560 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MILTON FREEWATER, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376597. Member loan 2376597 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,670 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Frisco, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,910.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376600">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376600</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376600</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376600. Member loan 2376600 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,600 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MARIETTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piedmont Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376601">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376601</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376601</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376601. Member loan 2376601 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ADDISON, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; i plan on purchasing equipment for my business which is aging and needs replacement with better my character is everyone in the county knows me i have been a giving back to community type now i need a little assistance thank you in advance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,972.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376610. Member loan 2376610 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke Williams</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tujunga, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Burke Williams</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to pay off a loan that has a ridiculous interest rate. I would also like to pay off the rest of my car loan &amp; a credit card. Thank you so very much&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; I'd love to pay off my car loan as well as a loan I am paying that has a outrageous interest amount. I feel as if I am drowning in the stress of these ridiculously high payments.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">755-759</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,422.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376629">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376629</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376629</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376629. Member loan 2376629 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Marshall Field</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RESEDA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dr. Marshall Field</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just wanted to consolidate some of my higher interest credit card and have one bill. After having my first child this got tough the beginning of the year and I had to use my credit cards, but I've been working now and getting things on track&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,138.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376645">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376645</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376645</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376645. Member loan 2376645 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Door Manufacturing</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BOUNTIFUL, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Martin Door Manufacturing</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,019.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376672">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376672</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376672</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376672. Member loan 2376672 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont Pioneer</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Davis, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DuPont Pioneer</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidating credit card debts. I have excellent payment history last two years but am stuck paying high interest rates.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,681.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376675">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376675</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376675</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376675. Member loan 2376675 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jay Bharat Lodging LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MAMMOTH LAKES, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jay Bharat Lodging LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; My wife and I recently renovated an apartment for an income rental. We are now looking to fund the consolidation of this debt for quicker payment.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,883.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376677. Member loan 2376677 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Insurance Data Processing (IDP)</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILLOW GROVE, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Insurance Data Processing (IDP)</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,013.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376682">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376682</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376682</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376682. Member loan 2376682 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walkertown tire service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINSTON SALEM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">walkertown tire service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan is to simplify the paying off of my credit cards which would cost me a bit more money if i keep up the pace im on now....i just want to get them paid off and have more money for my kids.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376691">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376691</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376691</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,125</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376691. Member loan 2376691 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Waters of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portland, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DS Waters of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; We will be using this loan for debt consolidation. It will be going to pay off credit card, ones we wont be using anymore. I have worked at my job for over 5 years and have made good on every loan/bill.  If this doesn't work we are considering bankruptcy.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,141.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376695">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376695</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376695</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376695. Member loan 2376695 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valor Security</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOPKINS, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Valor Security</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376702">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376702</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376702</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376702. Member loan 2376702 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Livonia, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Holly construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am asking for this loan to consolidate high interest debt which the companies won't work with me on the interest rate. I want to be debt free and this seems like the most logical way to reach my goal!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,301.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376708">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376708</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376708</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376708. Member loan 2376708 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RINA Accountancy Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Francisco, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RINA Accountancy Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,586.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376716. Member loan 2376716 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,261 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE INTERNATIONAL INC.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROSE INTERNATIONAL INC.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,041.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376721. Member loan 2376721 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wafer Reclaim Service</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Gatos, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wafer Reclaim Service</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$118,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376726">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376726</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376726</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376726. Member loan 2376726 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula County Public Schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEELEY LAKE, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Missoula County Public Schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,410.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">98.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376763">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376763</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376763</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376763. Member loan 2376763 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.06%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenmont, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albany Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376764">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376764</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376764</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376764. Member loan 2376764 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,458 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O'Connor Davies LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O'Connor Davies LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Consolidation of higher interest credit card balances, with even monthly payments and expanding credit history.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,805.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376783">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376783</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376783</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376783. Member loan 2376783 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,057 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SHELTON, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Will use this money for Christmas and to pay off two payday loans.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,099.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376790">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376790</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376790</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376790. Member loan 2376790 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portales Police Department</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portales, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Portales Police Department</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,630.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376801. Member loan 2376801 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,236 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW YORK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">east moriches, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATE OF NEW YORK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I WOULD LIKE TO PAY OFF MY CREDIT CARDS.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,839.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376812">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376812</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376812</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,675</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">23.83%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376812. Member loan 2376812 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.56%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376824">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376824</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376824</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376824. Member loan 2376824 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Bernardino City Unified School Dist</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">REDLANDS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Bernardino City Unified School Dist</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I have four credit accounts that are currently running APR percentages of or near 20%. I would like to consolidate these payments into one payment with a lower interest rate and erase my debt. I researched the peer to peer loan business and it's a better option than a conventional bank loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,023.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376832. Member loan 2376832 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,200 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glendale, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Harris Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,196.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">99</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376833">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376833</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376833</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376833. Member loan 2376833 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Military Affairs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DILLON, MT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Military Affairs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376840">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376840</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376840</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376840. Member loan 2376840 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belton ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TEMPLE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Belton ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; This loan will be for consolidating debt, purchasing  Christmas gifts and home improvement.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,068.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376842">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376842</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376842</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,425</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376842. Member loan 2376842 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">YUMA, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sodexo</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,901.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376845">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376845</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376845</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376845. Member loan 2376845 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Texas Medical Center </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winnsboro, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">East Texas Medical Center </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Seeking to get out of debt within 2 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376858. Member loan 2376858 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan State Hospital </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAWTHORNE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Metropolitan State Hospital </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I would like to start 2013 with minimal debt and be able to save for my daughter's education. I'm motivated to get on the right track.&lt;br&gt;&lt;br&gt; Borrower added on 12/06/12 &gt; Pay down debt and get a fresh start for 2013. I'm motivated to get on the right track and stay there.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376871">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376871</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376871</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376871. Member loan 2376871 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RIVERSIDE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,154.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376886">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376886</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376886</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376886. Member loan 2376886 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Norridge</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Arlington Heights, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Norridge</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; I recently purchased a house and used credit cards to furnish the house. I am just looking to save a little money on interest.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,093.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376897">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376897</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376897</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376897. Member loan 2376897 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UPPER CHICHESTER, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; The Loan is to pay off all my credit card debt in faster time and lower rate.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,547.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376903. Member loan 2376903 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenn's Sewing mach. co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HIGH POINT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Glenn's Sewing mach. co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,810.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376911">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376911</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376911</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376911. Member loan 2376911 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SunTrust</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,435.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376939">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376939</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376939</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376939. Member loan 2376939 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Gabriel, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376971">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376971</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376971</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376971. Member loan 2376971 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett Packard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Seattle, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hewlett Packard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376977">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376977</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376977</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376977. Member loan 2376977 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railway</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Elk River, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BNSF Railway</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">106</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376987">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376987</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376987</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376987. Member loan 2376987 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,692 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Suites Schaumburg</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.53%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Embassy Suites Schaumburg</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,205.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376994">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376994</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376994</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376994. Member loan 2376994 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARLINGTON, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,352.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376995. Member loan 2376995 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yupana</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.65%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Walnut creek, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Yupana</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; Repay and combine personal credit cards with high interest into one payment only&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,873.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376997">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376997</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376997</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376997. Member loan 2376997 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,208 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starwood hotels and resorts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Starwood hotels and resorts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,209.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377011">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377011</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377011</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377011. Member loan 2377011 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KSBE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KSBE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; With the passing of my parents and finishing up Grad school, I have incurred much credit card debt.  I want to bring that down quickly to get a better hold of my financial situation.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,415.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377026">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377026</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377026</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,375</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377026. Member loan 2377026 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entree Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mahwah, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Entree Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,505.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377054. Member loan 2377054 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goodwill</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">san mateo, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">goodwill</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; If im approve, im going to pay my remaining balances of my other credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,286.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377056">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377056</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377056</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377056. Member loan 2377056 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rexel</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Modesto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rexel</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,728.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377064">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377064</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377064</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.72%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377064. Member loan 2377064 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ann Taylor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Henderson, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Ann Taylor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,968.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377100">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377100</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377100</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377100. Member loan 2377100 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Naperville, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,737.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377106">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377106</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377106</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377106. Member loan 2377106 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Salt Lake City, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">825-829</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1977</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$405.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377108">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377108</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377108</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377108. Member loan 2377108 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">INDUSTRY, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,927.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377118">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377118</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377118</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377118. Member loan 2377118 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$416,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISIUM asset management</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Brooklyn, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VISIUM asset management</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$975,800.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377128">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377128</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377128</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377128. Member loan 2377128 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Hartford</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Southwick, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">University of Hartford</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off higher interest credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377135">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377135</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377135</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377135. Member loan 2377135 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,312 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kao, Salon US</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">EAST LANSING, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kao, Salon US</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,495.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377137">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377137</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377137</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377137. Member loan 2377137 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albertina kerr </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Eugene , OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Albertina kerr </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to pay off my credit cards and make one payment for all my debts.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,305.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377143. Member loan 2377143 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.90%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STAMFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,061.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377149">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377149</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377149</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377149. Member loan 2377149 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,322 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nursefinders Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAKEWOOD, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nursefinders Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377151">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377151</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377151</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377151. Member loan 2377151 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuffy's Pet Food</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.59%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hazel Park, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tuffy's Pet Food</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,087.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377168">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377168</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377168</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377168. Member loan 2377168 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lovejoy ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ALLEN, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lovejoy ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,722.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377175">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377175</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377175</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377175. Member loan 2377175 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.38%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">eldon, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Replacing heating &amp; cooling&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,531.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377182">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377182</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377182</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377182. Member loan 2377182 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of Chicago</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City Of Chicago</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$52,485.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377188">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377188</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377188</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377188. Member loan 2377188 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DELRAY BEACH, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off my credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,896.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377189">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377189</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377189</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377189. Member loan 2377189 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,199 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIRBORN, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,669.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377196">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377196</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377196</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$1,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377196. Member loan 2377196 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duncan Aviation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">boca raton, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Duncan Aviation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,271.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377197">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377197</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377197</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377197. Member loan 2377197 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apria Healthcare</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OLATHE, KS</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Apria Healthcare</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am applying for a loan to consolidate my current debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,339.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377198">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377198</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377198</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377198. Member loan 2377198 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GoodSmith Gregg Unruh LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GoodSmith Gregg Unruh LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,194.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377212">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377212</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377212</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377212. Member loan 2377212 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Staten island, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,336.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377223">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377223</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377223</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377223. Member loan 2377223 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson controls</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">New Windsor , MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Johnson controls</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,574.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377225">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377225</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377225</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377225. Member loan 2377225 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fireman's Fund Insurance</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">O FALLON, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fireman's Fund Insurance</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,861.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377227">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377227</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377227</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377227. Member loan 2377227 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,292 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vch management inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arcadia, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">vch management inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Transmission rebuild&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,015.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377232">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377232</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377232</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377232. Member loan 2377232 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377241">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377241</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377241</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,350</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377241. Member loan 2377241 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,595 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Naval Shipyard</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VIRGINIA BEACH, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Norfolk Naval Shipyard</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,948.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377244">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377244</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377244</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377244. Member loan 2377244 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TAMPA, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,944.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377252. Member loan 2377252 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDLOTHIAN, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377275">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377275</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377275</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377275. Member loan 2377275 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.43%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,776.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377277">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377277</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377277</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$31,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377277. Member loan 2377277 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Wine Imports</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petoskey, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">U.S. Wine Imports</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,811.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377283">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377283</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377283</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377283. Member loan 2377283 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.31%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Foster City , CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Calypso Technology </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; After graduating college in May I was debt free with the exception of some living expense credit cards.  This debt consolidation loan will reduce the number of payments I am making per month and reduce my monthly expenses.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377288">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377288</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377288</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377288. Member loan 2377288 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Capital One Bank</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,946.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377300">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377300</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377300</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377300. Member loan 2377300 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sarku Japan</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Beaverton, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sarku Japan</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377306">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377306</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377306</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377306. Member loan 2377306 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st mark village</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st mark village</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377314">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377314</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377314</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,800</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377314. Member loan 2377314 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coach</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cape Coral, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Coach</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Would like to pay down higher interest rate credit cards. One payment will also make paying easier.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,770.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377318">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377318</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377318</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377318. Member loan 2377318 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proco Construction  INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRONX, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proco Construction  INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This is to make a Major Purchase for my Family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 29, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$272.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377324">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377324</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377324</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377324. Member loan 2377324 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Marking Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LARGO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millennium Marking Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off high interest rate credit card accounts while improving my overall credit position &amp; credit score.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1985</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,340.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377330. Member loan 2377330 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota Motor Sales</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Irvine, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Toyota Motor Sales</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,502.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377331">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377331</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377331</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377331. Member loan 2377331 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">fort pierre, SD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Morris Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; debt consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377349">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377349</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377349</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$32,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377349. Member loan 2377349 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Ilion</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.41%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ILION, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Ilion</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I was looking for a way to aggressively pay off my credit card debt.  This loan would allow me to pay off everything I owe at a lower interest rate over a 3 year period.  At that time I would be completely free of unsecured debt.  I am very excited about this opportunity.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,806.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377361">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377361</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377361</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377361. Member loan 2377361 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTHLAKE, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate two auto loans into one lower payment. My combined payments are $764.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,878.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377369. Member loan 2377369 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copper Basin Construction</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pullman, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Copper Basin Construction</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have high interest credit card accounts that I want to get paid off within 3 years and the companies will not lower my rate significantly enough to do that on my own.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,082.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377372">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377372</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377372</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377372. Member loan 2377372 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">scranton, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377382">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377382</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377382</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377382. Member loan 2377382 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Arizona</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GILBERT, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Arizona</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377384">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377384</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377384</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377384. Member loan 2377384 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST POINT, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,767.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377390">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377390</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377390</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,900</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377390. Member loan 2377390 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biosequential Biofuels</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.75%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gervais, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Biosequential Biofuels</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Thanks for the great opportunity to give back. What a great way to invest ones money.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377392">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377392</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377392</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377392. Member loan 2377392 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue cross animal hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BUFFALO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Blue cross animal hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; The money is needed to pay off a high interest credit card that I needed to use to help my mom while she was sick.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377400">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377400</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377400</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377400. Member loan 2377400 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women and Infants Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.18%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hope Valley, RI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Women and Infants Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,231.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377409">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377409</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377409</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377409. Member loan 2377409 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mont Bleu</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH LAKE TAHOE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mont Bleu</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Consolidate Debt&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; I would like to consolidate my debt, to pay off loan from graduate school&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,912.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377413">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377413</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377413</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$23,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377413. Member loan 2377413 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday inn</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">williamstown, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">holiday inn</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 13, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,560.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377417">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377417</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377417</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,525</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377417. Member loan 2377417 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tommark Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mason, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tommark Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,875.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377418">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377418</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377418</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377418. Member loan 2377418 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prodigy Press</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palo Alto, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Prodigy Press</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I am an entrepreneur in the silicon valley looking to consolidate debt that accumulated with my first company that I started in college.  I am looking to pay this off much sooner than 3 years.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,049.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377432">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377432</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377432</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377432. Member loan 2377432 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,124 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Philadelphia , PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Enterprise rent a car</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,555.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377444">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377444</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377444</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377444. Member loan 2377444 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Holdings Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ORLANDO, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sears Holdings Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; We would like to consolidate all our misc debts (credit cards and loan) and also buy a third car for our daughter to commute to college.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,390.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377445. Member loan 2377445 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,380 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plante & Moran, PLLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roseville, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Plante & Moran, PLLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$35,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377449">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377449</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377449</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377449. Member loan 2377449 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.86%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CLEVELAND, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; this loan will be used to consolidate all credit cards debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,528.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377460">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377460</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377460</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377460. Member loan 2377460 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics AIS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PITTSFIELD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">General Dynamics AIS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Want to &quot;see the light at the end of the debt tunnel&quot; so I can save, save, save.  Your help would be most appreciated.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,801.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377463">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377463</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377463</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377463. Member loan 2377463 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. John Providence Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OAK PARK, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. John Providence Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off debt, bills and credit card balances.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,764.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377467">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377467</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377467</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377467. Member loan 2377467 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alan dry cleaners</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.72%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miami, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">alan dry cleaners</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just need that loan to consolidated my deb pay them all off and have only only loan to pay monthly&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I need that loan to consolidated all my deb and pay them off have only one loan to pay monyhtly&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I need the loan to consolidated my deb&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,812.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377468">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377468</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377468</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377468. Member loan 2377468 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Queen's Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HONOLULU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Queen's Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377481. Member loan 2377481 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Palatine, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$28,494.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377485">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377485</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377485</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377485. Member loan 2377485 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Local One IATSE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washingtonville, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Local One IATSE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan is to pay off two credit cards with high balances and interest rates above 26%.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$108,819.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377517. Member loan 2377517 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,698 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Magnolia, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,426.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377518">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377518</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377518</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377518. Member loan 2377518 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,605 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATI holdings LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Greenfield, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ATI holdings LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377522">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377522</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377522</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377522. Member loan 2377522 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,958 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">classic eyewear</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.16%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">north wildwood, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">classic eyewear</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377528">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377528</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377528</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377528. Member loan 2377528 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BANDERA, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to consolidate credit card debt.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,596.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377541. Member loan 2377541 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison drug</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sadieville, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">madison drug</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,534.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377558">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377558</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377558</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,775</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377558. Member loan 2377558 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stack Metallurgical</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PORTLAND, OR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stack Metallurgical</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,036.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377562">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377562</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377562</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377562. Member loan 2377562 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statsoft</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">arlington, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Statsoft</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$66,177.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377571">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377571</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377571</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377571. Member loan 2377571 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amadeus North America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.13%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">miramar, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Amadeus North America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Load is for a completion of a kitchen remodel.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$659.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377577">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377577</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377577</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377577. Member loan 2377577 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sunrise, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$738.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377580">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377580</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377580</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377580. Member loan 2377580 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONMOUTH JUNCTION, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">IBM</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Pay off debt&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,593.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377596">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377596</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377596</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377596. Member loan 2377596 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LITTLE ROCK, AR</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I need to consolidate 7 loans. I really want to only worry about one payment and one interest rate. Please help!&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,277.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377597">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377597</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377597</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377597. Member loan 2377597 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,443 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US DEpt of labor</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINCHESTER, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US DEpt of labor</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,564.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377599. Member loan 2377599 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first transit</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.39%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PHOENIX, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">first transit</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,865.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">61.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377616">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377616</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377616</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377616. Member loan 2377616 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emanuel Medical Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">kerman, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Emanuel Medical Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,766.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377620">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377620</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377620</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,475</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377620. Member loan 2377620 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimchi Textile</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kimchi Textile</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377632. Member loan 2377632 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VUlcan Materials Co</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rockville, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VUlcan Materials Co</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,772.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">66.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377636">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377636</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377636</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,225</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377636. Member loan 2377636 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSH</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mukilteo, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VSH</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377642">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377642</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377642</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377642. Member loan 2377642 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Micro Devices</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.30%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Milpitas, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Advanced Micro Devices</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,024.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377649">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377649</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377649</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377649. Member loan 2377649 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Stewart Title</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,569.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377654">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377654</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377654</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377654. Member loan 2377654 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalinich Fence Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRONGSVILLE, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kalinich Fence Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card debt payoff/consolidation&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,504.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">82.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377655. Member loan 2377655 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purdue Univeristy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.81%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">West Lafayette, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Purdue Univeristy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,270.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377677">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377677</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377677</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377677. Member loan 2377677 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,160 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Protedyne</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WINDSOR LOCKS, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Protedyne</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,750.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377680">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377680</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377680</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377680. Member loan 2377680 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNC School of Dentistry</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mebane, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNC School of Dentistry</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,715.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377682">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377682</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377682</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$13,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377682. Member loan 2377682 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Officemax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Roanoke, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Officemax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan to to pay off the original Lending Club loan of 7k (2 years early), as well as two credit cards that will be paid and Closed.  Thank you in advance.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,369.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">100.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377686">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377686</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377686</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377686. Member loan 2377686 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teletracking Technologies</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WILMERDING, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Teletracking Technologies</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,389.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377693">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377693</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377693</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377693. Member loan 2377693 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Company, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STEVENS POINT, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Donaldson Company, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Eliminate higher interest credit cards.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,120.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377699">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377699</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377699</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377699. Member loan 2377699 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.82%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESAPEAKE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I will pay off few credit cards and paint the out side of my house.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,779.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377705">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377705</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377705</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377705. Member loan 2377705 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.94%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rockford, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,658.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377706">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377706</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377706</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,300</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377706. Member loan 2377706 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rochester, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; To pay off higher interest rate credit card balances than available through Lending Club.&lt;br&gt;&lt;br&gt;  Borrower added on 12/07/12 &gt; I plan to pay off credit cards balances with higher intyerest rates.  Lending Club rates are much lower.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,189.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377707">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377707</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377707</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377707. Member loan 2377707 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Episcopal Church</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">St. Charles, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Trinity Episcopal Church</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,942.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377719">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377719</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377719</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377719. Member loan 2377719 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Forge, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1971</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$25,516.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377735">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377735</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377735</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377735. Member loan 2377735 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,967 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uni Trade Forwarding</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.21%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Laredo, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uni Trade Forwarding</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,151.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377749">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377749</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377749</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377749. Member loan 2377749 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina pines regional medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chesterfield, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">carolina pines regional medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; i want to finish my kitchen&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,758.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377771">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377771</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377771</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377771. Member loan 2377771 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyc Dept of Education</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIDDLETOWN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nyc Dept of Education</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This just to consolidate my credit cards. I pay about $600 a month now to pay off the balance. Just want to get the high interest cards empty so I can start saving money again.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,127.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377792">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377792</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377792</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377792. Member loan 2377792 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DETROIT, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,876.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377795">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377795</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377795</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377795. Member loan 2377795 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,219 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKesson Corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.09%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McKesson Corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I have a package stuck in Customs in NY, I need to pay the fee to get my package&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,207.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377806">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377806</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377806</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377806. Member loan 2377806 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,842 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pulte Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Winter Park, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pulte Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; This loan will be used to pay off 3 credit cards with high APR balances and save $300 on my total monthly payment.  Additionally while we have a mortgage payment...we are renting the house with a mortgage because the deal was so good and living rent free in our in laws house (they have 2 houses).&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$197,856.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377831">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377831</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377831</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,550</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377831. Member loan 2377831 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Superior Court</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Long Beach, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Los Angeles Superior Court</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,480.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377864">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377864</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377864</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377864. Member loan 2377864 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.63%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROLLA, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$39,982.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377865">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377865</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377865</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,925</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377865. Member loan 2377865 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtreme Consulting</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Redmond, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xtreme Consulting</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just trying to pay off my credit cards and pay a lower rate&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,201.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377878">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377878</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377878</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377878. Member loan 2377878 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microtek Laboratories</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANAHEIM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Microtek Laboratories</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Credit card re-finance&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,313.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377888">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377888</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377888</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377888. Member loan 2377888 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gore & Associates</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flagstaff, AZ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">W.L. Gore & Associates</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,925.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377907">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377907</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377907</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377907. Member loan 2377907 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baycove Human Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Everett, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Baycove Human Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; pay off my credit cards and home improvements&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377920">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377920</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377920</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,850</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377920. Member loan 2377920 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mount Vernon, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Washington State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,541.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377928">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377928</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377928</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377928. Member loan 2377928 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empowered Careers</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FOSTER CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Empowered Careers</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$23,128.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377936">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377936</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377936</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377936. Member loan 2377936 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Oklahoma</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MANNFORD, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">State of Oklahoma</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I've always made my payments on time but am trying to get rid of credit card debt that has plagued me since college days, when at a young age &amp; with limited resources I found myself receiving credit cards left &amp; right.  I have already paid off some debt but appreciate consideration of this loan.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,193.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377946">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377946</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377946</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377946. Member loan 2377946 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mclane carolina</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.42%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKY MOUNT, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">mclane carolina</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,804.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377973">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377973</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377973</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377973. Member loan 2377973 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,808 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas and Electric Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.49%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BROWNS VALLEY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pacific Gas and Electric Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,079.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2377984">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2377984</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2377984</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2377984. Member loan 2377984 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F and P America Mfg. Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Piqua, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">F and P America Mfg. Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Loan is to pay off high interest credit cards and allow me to put tax refund in bank instead of paying loans and staying in same position I am in now. Allowa me to start saving and being financially responsible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,051.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378001">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378001</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378001</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378001. Member loan 2378001 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald's</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NEW HOPE, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McDonald's</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,582.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378006">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378006</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378006</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378006. Member loan 2378006 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rochester, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Just looking to catch up on some things around the house and get some new equipment for my business. Would also like to be able to take a week off of work.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,150.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378013">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378013</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378013</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378013. Member loan 2378013 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY HOSPITAL</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AUGUSTA, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">UNIVERSITY HOSPITAL</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,434.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378014">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378014</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378014</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378014. Member loan 2378014 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hunt construction group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richardson, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">hunt construction group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,907.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378027">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378027</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378027</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378027. Member loan 2378027 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.87%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA CLARA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,691.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">94.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378031">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378031</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378031</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378031. Member loan 2378031 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw Ind</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALTON, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Shaw Ind</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,808.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378044">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378044</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378044</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378044. Member loan 2378044 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HAYWARD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Comcast</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,294.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378048">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378048</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378048</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378048. Member loan 2378048 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">costco</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH WALES, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">costco</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,027.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378054">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378054</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378054</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378054. Member loan 2378054 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,260 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.48%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Richmond, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">780-784</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,104.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378059">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378059</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378059</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378059. Member loan 2378059 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uhaul</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STRATFORD, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Uhaul</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,439.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378070">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378070</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378070</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378070. Member loan 2378070 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NW Dental Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONROE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NW Dental Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,714.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378072">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378072</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378072</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378072. Member loan 2378072 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Mironov Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATAWAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Mironov Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,803.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378094">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378094</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378094</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378094. Member loan 2378094 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT LOUIS, MO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USPS</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378096">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378096</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378096</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.75%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378096. Member loan 2378096 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">napa auto parts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FRESNO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">napa auto parts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,214.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378098">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378098</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378098</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378098. Member loan 2378098 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BCBG MaxAzria Group</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.93%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ANAHEIM, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BCBG MaxAzria Group</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$30,029.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378131">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378131</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378131</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378131. Member loan 2378131 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mozilla Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Mozilla Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">79.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378143">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378143</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378143</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378143. Member loan 2378143 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,192 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Home Loan Mortgage Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Herndon, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Federal Home Loan Mortgage Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$82,554.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378154">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378154</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378154</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378154. Member loan 2378154 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.84%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">amarillo, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">765-769</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,234.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378158">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378158</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378158</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378158. Member loan 2378158 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schaeffler Group USA</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.44%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Danbury, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Schaeffler Group USA</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,232.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378195">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378195</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378195</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$2,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378195. Member loan 2378195 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca ISD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Sierra Blanca ISD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,756.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378203">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378203</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378203</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378203. Member loan 2378203 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.67%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fairport, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$73,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378252">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378252</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378252</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378252. Member loan 2378252 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tiffany & Co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">COLONIA, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tiffany & Co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,066.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378270">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378270</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378270</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378270. Member loan 2378270 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Restuarant Depot</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.28%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN FRANCISCO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Restuarant Depot</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1979</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,794.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">85.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378296">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378296</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378296</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378296. Member loan 2378296 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Candy Apple Customs</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.32%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CEDARTOWN, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Candy Apple Customs</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$40,966.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378323">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378323</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378323</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378323. Member loan 2378323 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Bank of America</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">745-749</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,919.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378327">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378327</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378327</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378327. Member loan 2378327 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.14%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HOUSTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,474.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378330">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378330</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378330</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378330. Member loan 2378330 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,875 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey public schools</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dewey public schools</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,733.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378336">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378336</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378336</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378336. Member loan 2378336 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,257 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Byham's Insurance Services, Inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VENANGO, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Byham's Insurance Services, Inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,332.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378345">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378345</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378345</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378345. Member loan 2378345 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GAYLORD, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,721.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378348">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378348</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378348</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,450</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378348. Member loan 2378348 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Software Catalysts LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jersey City, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Software Catalysts LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">770-774</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,243.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378356">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378356</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378356</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378356. Member loan 2378356 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Doctors</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DANVERS, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Best Doctors</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,147.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378369">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378369</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378369</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378369. Member loan 2378369 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORGANTOWN, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,219.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378401">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378401</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378401</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378401. Member loan 2378401 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,783 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rumsey Electric</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lafayette Hill, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rumsey Electric</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,626.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378416">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378416</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378416</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378416. Member loan 2378416 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Wireless</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Saint Wireless</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,316.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">63.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378420">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378420</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378420</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378420. Member loan 2378420 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Partners a tasteful choice co.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BONNEY LAKE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Partners a tasteful choice co.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$41,142.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378430">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378430</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378430</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378430. Member loan 2378430 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Terminix</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NORTH CHILI, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Terminix</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,923.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">88.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378434">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378434</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378434</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378434. Member loan 2378434 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,124 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon UFSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.76%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST BABYLON, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">North Babylon UFSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378436">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378436</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378436</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378436. Member loan 2378436 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LYNWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kaiser Permanente</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,863.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378443">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378443</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378443</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378443. Member loan 2378443 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">chicago, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,683.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378445">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378445</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378445</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378445. Member loan 2378445 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Judicial District Attorney's Offic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANTA FE, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">First Judicial District Attorney's Offic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,199.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378466">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378466</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378466</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378466. Member loan 2378466 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest lawn mortuary</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.25%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">los angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">forest lawn mortuary</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,701.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">109</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378475">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378475</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378475</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378475. Member loan 2378475 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAS VEGAS, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,382.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">83.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378481">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378481</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378481</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378481. Member loan 2378481 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Valley Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.77%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TOTOWA, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">The Valley Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,401.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378483">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378483</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378483</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378483. Member loan 2378483 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BuzzMedia</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.27%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Torrance, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BuzzMedia</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,285.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378486">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378486</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378486</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378486. Member loan 2378486 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON GARDEN INN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.01%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MONONGAHELA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HILTON GARDEN INN</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,824.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378491">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378491</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378491</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$14,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378491. Member loan 2378491 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lloyd S. Berkett Insurance Agency, Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.26%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Melissa, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lloyd S. Berkett Insurance Agency, Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$20,713.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378501">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378501</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378501</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$16,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378501. Member loan 2378501 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USarmy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Columbus, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USarmy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,643.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">54.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378506">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378506</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378506</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378506. Member loan 2378506 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proctor Lane Investments</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.07%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SEATTLE, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Proctor Lane Investments</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,558.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">45.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378513">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378513</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378513</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378513. Member loan 2378513 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValueOptions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.68%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Antonio, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ValueOptions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">775-779</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$57,273.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378536">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378536</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378536</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378536. Member loan 2378536 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardinal Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SANDY, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Cardinal Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,042.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378541">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378541</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378541</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$4,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378541. Member loan 2378541 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,940 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reliant Pharmacy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.33%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Clearwater, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Reliant Pharmacy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,957.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">55</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378545">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378545</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378545</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378545. Member loan 2378545 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Datamax</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLANO, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Datamax</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,198.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378548">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378548</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378548</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378548. Member loan 2378548 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paypal</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.85%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">FAIR OAKS, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">paypal</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1988</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$34,318.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378559">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378559</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378559</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378559. Member loan 2378559 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.12%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pittsfield, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,619.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">87.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378590">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378590</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378590</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378590. Member loan 2378590 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Aurora, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">57.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378599. Member loan 2378599 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Put-in-Bay</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PUT IN BAY, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Village of Put-in-Bay</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">35</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,678.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378603. Member loan 2378603 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KFC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.62%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Falls Church, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">KFC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">735-739</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2008</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,058.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378609">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378609</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378609</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378609. Member loan 2378609 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oshkosh School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MENASHA, WI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Oshkosh School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">52</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,667.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378610">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378610</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378610</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378610. Member loan 2378610 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TWIN TAILS SEAFOOD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.88%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MIAMI, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TWIN TAILS SEAFOOD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,204.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378611">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378611</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378611</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378611. Member loan 2378611 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Naval Academy</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.00%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ARNOLD, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">United States Naval Academy</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,967.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">95.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378624">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378624</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378624</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378624. Member loan 2378624 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.11%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Gordon, GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">US Army</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,012.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378655">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378655</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378655</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378655. Member loan 2378655 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,702 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of State</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.34%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOMERVILLE, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of State</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$27,555.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384563">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384563</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384563</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">20.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384563. Member loan 2384563 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$1,625 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TULARE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dominos</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,913.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384574">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384574</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384574</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384574. Member loan 2384574 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Securematics, inc</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.60%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN JOSE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Securematics, inc</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; I want to obtain this load because wanting to consolidate all my credit card bills under one bill&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,657.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">68.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384603. Member loan 2384603 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">max downtown</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.22%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PLAINVILLE, CT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">max downtown</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; payoff credit cards and do some home repair&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,136.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">74.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384633">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384633</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384633</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384633. Member loan 2384633 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasternack, Tilker, Ziegler, et al, LLP</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.98%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCKVILLE CENTRE, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Pasternack, Tilker, Ziegler, et al, LLP</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; Payoff credit cards, home improvement&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1978</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$43,756.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384634">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384634</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384634</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384634. Member loan 2384634 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.83%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MINEOLA, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HSBC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$24,383.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">67.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384666">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384666</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384666</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384666. Member loan 2384666 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10.97%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOUTH WEYMOUTH, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,148.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384669">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384669</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384669</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384669. Member loan 2384669 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOVEREIGN BANK</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DENNIS PORT, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SOVEREIGN BANK</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,000.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384690">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384690</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384690</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384690. Member loan 2384690 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st.petresburg general hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.19%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAINT PETERSBURG, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">st.petresburg general hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1991</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$36,506.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384704">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384704</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384704</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384704. Member loan 2384704 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MURRIETA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; to pay off credit cards and house repair&lt;br&gt;&lt;br&gt; Borrower added on 12/07/12 &gt; to pay off credit cards and home improvements.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">39</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,914.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">89.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384710">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384710</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384710</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384710. Member loan 2384710 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLane Company</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BELTON, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">McLane Company</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,121.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,600</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384756. Member loan 2384756 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rr donnelley corp</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VERONA, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">rr donnelley corp</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,237.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384758">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384758</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384758</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384758. Member loan 2384758 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fossil</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.40%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DALLAS, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fossil</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,135.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2384782">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2384782</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2384782</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2384782. Member loan 2384782 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WAILUKU, HI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; personal&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">65</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$47,699.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394564">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394564</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394564</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394564. Member loan 2394564 was requested on December 5, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts General Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MEDFORD, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Massachusetts General Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/05/12 &gt; To avoid high interest and pay off credit cards as soon as possible.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$26,111.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394581">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394581</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394581</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394581. Member loan 2394581 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Care Chiropractic</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LOUISVILLE, KY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Family Care Chiropractic</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/06/12 &gt; As a working mother of 2 my children come first and I have done what I can for them and my credit cards have been used to the max and I want need to get out from under that to make things easier for me and my family.&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 5, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,452.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">81.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394584">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394584</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394584</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">10.16%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394584. Member loan 2394584 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,014 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.03%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ROCK HILL, SC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,449.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">91.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394598">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394598</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394598</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394598. Member loan 2394598 was requested on December 6, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHESTER, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$37,322.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">75.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394599">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394599</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394599</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394599. Member loan 2394599 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TATA Consultancy Services</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22.61%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TATA Consultancy Services</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; consolidating credit cards&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,246.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394603">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394603</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394603</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394603. Member loan 2394603 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madden's on Gull Lake</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRAINERD, MN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Madden's on Gull Lake</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">  Borrower added on 12/07/12 &gt; credit card refinancing&lt;br&gt;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,300.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2394632">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2394632</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2394632</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2394632. Member loan 2394632 was requested on December 7, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tony's I-75</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.36%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OTISVILLE, MI</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">tony's I-75</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,798.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">72.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="1695517">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 1695517</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">1695517</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
1695517. Member loan 1695517 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABS Global LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.05%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CANTON, MA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ABS Global LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on November 23, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,885.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2298995">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2298995</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2298995</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$28,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2298995. Member loan 2298995 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the madeira school/washington post/sodex</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.51%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WOODBRIDGE, VA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">the madeira school/washington post/sodex</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,614.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">80.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368170">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368170</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368170</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$27,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.31%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368170. Member loan 2368170 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.20%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Flora Vista, NM</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 7, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1997</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">73</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,163.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368374">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368374</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368374</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368374. Member loan 2368374 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Excela Health</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Scottdale, PA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Excela Health</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">740-744</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$51,176.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368462">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368462</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368462</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,750</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.98%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368462. Member loan 2368462 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillside Children's Center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.45%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEEDSPORT, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hillside Children's Center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">33</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">43</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,122.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">76.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368474">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368474</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368474</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368474. Member loan 2368474 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merz Pharmaceuticals, LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.70%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">DURHAM, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Merz Pharmaceuticals, LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,612.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368718">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368718</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368718</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$22,325</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368718. Member loan 2368718 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,583 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nuskin</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13.37%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Spanish Fork, UT</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Nuskin</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/1984</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">46</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,719.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,175</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">22.47%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368737. Member loan 2368737 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jurupa Unified School District</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.79%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Corona, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Jurupa Unified School District</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,446.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368741">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368741</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368741</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$29,700</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368741. Member loan 2368741 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$31,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CHICAGO, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">715-719</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1999</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$19,595.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368743">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368743</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368743</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368743. Member loan 2368743 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Edu</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">STATEN ISLAND, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Department of Edu</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">675-679</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1987</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,361.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368756">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368756</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368756</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,400</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368756. Member loan 2368756 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.50%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lake Los Angeles, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">LAUSD</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,354.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">96.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368765">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368765</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368765</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$19,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368765. Member loan 2368765 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dibon Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">pahrump, NV</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dibon Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,398.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368769">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368769</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368769</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368769. Member loan 2368769 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heston's Auto</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">PICKERINGTON, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Heston's Auto</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">730-734</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1998</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">97.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368777">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368777</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368777</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,100</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368777. Member loan 2368777 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chair manufacturing warehouse</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.96%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">GIG HARBOR, WA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chair manufacturing warehouse</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,483.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">41.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368803">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368803</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368803</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368803. Member loan 2368803 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">23.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HUNTSVILLE, AL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">660-664</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1995</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">36</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$44,404.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">93.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368813">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368813</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368813</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.77%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368813. Member loan 2368813 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ConocoPhillips</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.02%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Tulsa, OK</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ConocoPhillips</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1980</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,623.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368814">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368814</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368814</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">18.49%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368814. Member loan 2368814 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dimensional Design </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6.89%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Atlanta , GA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dimensional Design </FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">08/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,203.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">22</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368832">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368832</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368832</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$15,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.09%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368832. Member loan 2368832 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest Solutions</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9.74%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MATAWAN, NJ</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Forrest Solutions</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,098.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">71.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368848">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368848</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368848</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">15.80%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368848. Member loan 2368848 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.66%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Addison, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Raytheon</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/2003</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$29,461.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368858">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368858</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368858</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368858. Member loan 2368858 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$13,906 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin Corporation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.04%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">BRINKLOW, MD</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Lockheed Martin Corporation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">49</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">53</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$16,639.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368874">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368874</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368874</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$30,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368874. Member loan 2368874 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,667 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$32,373.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368882">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368882</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368882</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$21,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368882. Member loan 2368882 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Down East Partnershio for Children</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24.17%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">NASHVILLE, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Down East Partnershio for Children</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1981</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,954.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">69.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2368903">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2368903</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2368903</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,975</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2368903. Member loan 2368903 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,974 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUALITY INSTALLATIONS NY INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.57%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RICHMOND HILL, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">QUALITY INSTALLATIONS NY INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,388.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">62.60%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376658">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376658</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376658</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,200</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">21.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376658. Member loan 2376658 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,417 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wolfram Research Inc.</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.46%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Chamapign, IL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wolfram Research Inc.</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 6, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,546.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">64.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2376937">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2376937</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2376937</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$9,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2376937. Member loan 2376937 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyhq medical center</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2.99%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">bellerose, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">nyhq medical center</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">750-754</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$10,460.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378292">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378292</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378292</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$7,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378292. Member loan 2378292 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15.71%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hudson, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">03/1993</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,615.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37.70%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">92</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378313">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378313</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378313</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$11,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378313. Member loan 2378313 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$4,750 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ONTARIO, NY</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Xerox</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">670-674</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1990</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">44</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,140.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">77</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378504">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378504</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378504</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378504. Member loan 2378504 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,917 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">San Diego, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Petsmart</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,641.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378622">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378622</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378622</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378622. Member loan 2378622 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$8,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of the Arts</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.23%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">VALENCIA, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">California Institute of the Arts</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1986</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$38,017.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">58.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378674">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378674</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378674</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$18,500</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378674. Member loan 2378674 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,550 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millworx,LLC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.95%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Orlando, FL</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Millworx,LLC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/1970</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,331.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">42.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378716">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378716</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378716</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378716. Member loan 2378716 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,817 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Private Mortgage Banking</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8.58%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">CATHEDRAL CITY, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Wells Fargo Private Mortgage Banking</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">04/1989</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$21,909.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">84.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378721">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378721</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378721</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">8.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378721. Member loan 2378721 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11.52%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN RAMON, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Target</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">725-729</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">06/1994</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$22,421.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">31.10%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">2</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378724">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378724</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378724</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$5,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">19.05%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378724. Member loan 2378724 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAN TIAN FOOD SERVICE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">28.69%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">6 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Kingwood, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">TIAN TIAN FOOD SERVICE</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">680-684</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/2001</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">34</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">47</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,648.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">30.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378733">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378733</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378733</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$24,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">6.03%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378733. Member loan 2378733 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACN INC</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0.54%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Concord, NC</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">ACN INC</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">785-789</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">02/2005</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,069.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378737">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378737</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378737</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$3,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378737. Member loan 2378737 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Timber & Lumber</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.08%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Hamden , OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Industrial Timber & Lumber</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/2007</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">7</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,588.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40.30%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378738">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378738</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378738</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$8,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">12.12%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378738. Member loan 2378738 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$2,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rehabilitation Hospital of Fort Wayne</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">4 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Fort Wayne, IN</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rehabilitation Hospital of Fort Wayne</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">710-714</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">05/2004</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">13</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">27</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,501.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">32.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378757">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378757</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378757</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$33,950</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">14.33%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378757. Member loan 2378757 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.24%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10+ years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SACRAMENTO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">USAF</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">695-699</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$33,406.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">90.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378761">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378761</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378761</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$20,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378761. Member loan 2378761 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$11,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">x prize foundation</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">19.92%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">WEST HOLLYWOOD, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">x prize foundation</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">720-724</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">29</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">40</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,700.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">70.20%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">50</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378778">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378778</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378778</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$35,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">13.11%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378778. Member loan 2378778 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$9,167 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.A. Department of Water and Power</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5.55%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Canoga Park, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">L.A. Department of Water and Power</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">700-704</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11/1996</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">16</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$18,712.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25.90%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378798">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378798</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378798</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$25,050</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">17.27%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378798. Member loan 2378798 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$5,833 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rush Order</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.29%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&lt; 1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SUNNYVALE, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Rush Order</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">685-689</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/1976</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">37</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">9</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,393.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">48.40%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378801">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378801</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378801</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$12,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.62%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378801. Member loan 2378801 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,500 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Rehabilitation Hospital</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">21.80%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Dallas, TX</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Methodist Rehabilitation Hospital</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">705-709</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/2000</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">38</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$14,258.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">51.80%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378822">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378822</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378822</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$17,625</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378822. Member loan 2378822 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,333 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14.64%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">HENDERSON, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">690-694</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">07/1992</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">8</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">56</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$17,308.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">78.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">59</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378829">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378829</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378829</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$10,250</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">11.14%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378829. Member loan 2378829 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">MORTGAGE</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$7,083 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Dominion Freight</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17.10%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">3 years </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">AURORA, CO</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Old Dominion Freight</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">01/2002</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">11</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">5</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">24</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$12,473.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">86.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378841">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378841</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378841</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,000</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">16.29%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378841. Member loan 2378841 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">RENT</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,250 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hope</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">12.15%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1 year </FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">SAN BERNARDINO, CA</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">City of Hope</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">665-669</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">09/2006</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">14</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">17</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">20</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$6,651.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">60.50%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P>&nbsp;</P>
<HR noShade>
<P>&nbsp;</P>
<H5 style="PAGE-BREAK-BEFORE: always" align="left">&nbsp;</H5>
<P>&nbsp;</P>
<A name="2378847">
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Member Payment Dependent Notes Series 2378847</FONT></P></A>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE
style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse"
cellSpacing=0 cellPadding=0 border=1>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Series of Member Payment Dependent
Notes</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Maximum aggregate principal amount
offered</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Stated interest rate</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Service Charge</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Initial maturity</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">Final maturity</FONT></B></P></TD></TR>
<TR>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: windowtext 1pt solid; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><B><FONT
style="FONT-SIZE: 9pt">2378847</FONT></B></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">$6,725</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">7.90%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">1.00%</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Three years after issuance</FONT></P></TD>
<TD
style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: medium none; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; WIDTH: 72pt; PADDING-TOP: 0in; BORDER-BOTTOM: windowtext 1pt solid"
vAlign=top width=72>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">Five years after issuance</FONT></P></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
series of Notes will be issued upon closing and funding of member loan
2378847. Member loan 2378847 was requested on December 8, 2012 by a borrower
member with the following characteristics, which have not been verified unless
noted with an "*":</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
ownership:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">OWN</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Gross
income:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$3,000 / month</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current
employer:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Debt-to-income
ratio:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">26.73%</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Length of
employment:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Location:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">cambridge, OH</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">&nbsp;</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Home
town:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Current &amp; past
employers:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 100pt; PADDING-TOP: 0in"
vAlign=top width=100><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Education:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160 colSpan=3><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'"></FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">This borrower member posted the following loan
description, which has not been verified:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt"></FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; TEXT-INDENT: 0.5in; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">A credit bureau reported the following information about
this borrower member on December 8, 2012:</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<TABLE style="BORDER-COLLAPSE: collapse; cellSpacing: 0 cellPadding: 0">
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Credit Score
Range:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">800-804</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Accounts Now
Delinquent:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Earliest Credit
Line:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">10/1962</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquent
Amount:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$0.00</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Open Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">15</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Delinquencies (Last
2 yrs):</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Total Credit
Lines:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">25</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Delinquency:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Credit
Balance:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">$15,241.00</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Public Records On
File:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">0</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Revolving Line
Utilization:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">18.00%</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last
Record:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR>
<TR>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Inquiries in the
Last 6 Months:</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">1</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">Months Since Last Major Derogatory</FONT></TD>
<TD
style="PADDING-RIGHT: 5.4pt; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0in; WIDTH: 120pt; PADDING-TOP: 0in"
vAlign=top width=160><FONT
style="FONT-SIZE: 9pt; FONT-FAMILY: 'Times New Roman'">n/a</FONT></TD></TR></TABLE>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'"><FONT
style="FONT-SIZE: 9pt">&nbsp;</FONT></P>
<P
style="FONT-SIZE: 9pt; MARGIN: 0in 0in 0pt; FONT-FAMILY: 'Times New Roman'; TEXT-ALIGN: center"
align=center><FONT style="FONT-SIZE: 9pt">Posting Report Supplement No.
478 dated December 8, 2012</FONT></P></DIV></BODY>
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